@Kelsey Chin I m'in the exact same boat! Started getting the 428 error around the same time this morning and was starting to worry something was wrong with my return. This thread has been super helpful - didn t'even know transcripts were a thing until reading through all these comments. Definitely going to set up that ID.me account and check it out. Thanks for sharing, it really does help to know we re'all dealing with the same system issues!

@NebulaNomad I was able to access my transcript around noon today without any issues! The ID.me login worked fine and I could pull up my 2024 account transcript. It actually showed way more detail than WMR ever does - like specific processing dates and codes. Definitely worth setting up while we wait for WMR to get back online. Seems like the transcript system is on different servers or something since it's working while WMR is down.

15 Good to know about not needing a new 1096! I always thought you had to redo both forms if anything changed.

Wait, I thought the $600 threshold was supposed to start this year but they delayed it again? I'm so confused about when this actually takes effect.

You're right to be confused! The IRS has gone back and forth on this. They originally planned to implement the $600 threshold for 2022 taxes, then delayed it to 2023, and then delayed it again to 2024. So for the current tax filing season (2023 tax year), the threshold remains at $20,000 AND 200 transactions. But unless they announce another delay, the $600 threshold will apply for 2024 transactions (the taxes you'll file in 2025). It's always good to check the IRS website for the most current information since this has been a moving target.

Does anyone know how to handle shipping in this calculation? I had buyers pay for shipping separately, but I also paid for shipping supplies like boxes and tape. Are those separate deductions?

Great question about shipping! The shipping fees buyers paid you are already included in your 1099-K amount (as part of the gross receipts), so you don't need to add them separately. However, your actual shipping costs and supplies are definitely deductible expenses. You can deduct the actual postage you paid to ship items, plus all your shipping supplies - boxes, tape, bubble wrap, labels, etc. Keep receipts for everything. If you charged buyers $8 for shipping but only paid $6 in actual postage, you'd have $2 in shipping income, but then you can deduct your packaging supplies against that. I usually track shipping supplies as a separate expense category since I buy them in bulk. Makes it easier to see how much I'm actually spending on the shipping side of my business.

FAX NO PRINTER 💯

Great questions! Yes, you can request your tax transcript online through the IRS website at irs.gov/individuals/get-transcript - it's usually available immediately for online viewing or you can have it mailed to your address on file. The online version is much faster and you can download it as a PDF. Regarding the Taxpayer Advocate Service, I've had mixed experiences but generally positive outcomes. You can request their help online at taxpayeradvocate.irs.gov or call 1-877-777-4778. They typically respond within 7-10 business days for initial contact, but resolution times vary depending on complexity. The key is demonstrating that you're experiencing financial hardship or that normal IRS processes aren't working (which sounds like your situation with recurring issues). One tip: when you contact them, be specific about the financial impact - mention if you need the refund for mortgage payments, medical bills, etc. They prioritize cases where there's genuine hardship rather than just inconvenience. Also keep detailed records of all your previous calls and letters - they love documentation! @Romeo Barrett - thanks for that comprehensive response earlier, really helpful breakdown of the multi-pronged approach!

@Amara Adeyemi You can request your tax transcript online through the IRS website at irs.gov/individuals/get-transcript - it s'actually pretty straightforward! You ll'need to verify your identity with personal information, and you can view it immediately online or have it mailed to you. The online version shows all the transaction codes Romeo mentioned. As for the Taxpayer Advocate Service, I used them last year when my refund was delayed for 6 months. You can contact them through their website or call 1-877-777-4778. In my case, they responded within a week and had my issue resolved within 30 days. They re'especially helpful if you can demonstrate financial hardship - like needing the refund for mortgage payments or other essential expenses. Just make sure you have all your documentation ready when you contact them! The key is being persistent and not just accepting the wait "120 days response" every year like Ivanna has been doing.

@Natasha Petrov Great question! The 2-4 weeks is from when SSA actually processes and confirms your name change, not from when you submit the request. You re'absolutely right that SSA can take time to process - sometimes up to 10 business days just to update their systems. Here s'what I tell my clients: After you submit your name change to SSA, wait for them to send you a confirmation or new Social Security card. Then wait an additional 2-3 weeks before filing your tax return to ensure the information has propagated to IRS systems. As for address changes - yes, this can definitely cause similar issues! The IRS cross-references addresses with postal service data and previous year returns. If you move frequently or have mail forwarding set up, it can trigger verification flags. I always recommend updating your address directly with the IRS using Form 8822 if you ve'moved, rather than relying on mail forwarding to handle it. The key is being proactive about keeping all your information consistent across SSA, IRS, and employer systems. A little extra time upfront can save months of delays later!

@Natasha Petrov Great question! From my experience, the 2-4 weeks should be counted from when SSA actually processes and updates your record, not just when you submit the request. You can check the status online through your my Social Security account to see when the name change is officially reflected in their system. Address changes typically don t'cause the same verification issues as name changes, but they can sometimes trigger identity verification letters if the IRS thinks someone else might be filing using your information from a different location. However, address changes are much easier for their systems to handle since they don t'have to cross-reference with SSA records. The name mismatch issue is particularly problematic because it s'an automated flag that happens before any human even looks at your return. Address changes usually just result in correspondence being sent to the wrong place, but don t'typically delay processing like name discrepancies do. One tip: when you do update your name with SSA, make sure you also update it with your employer s'HR department using the exact same format. Sometimes people use Mary "Jane Smith on" one form and Mary "J. Smith on" another, and even small differences like that can cause issues!