I might be able to provide some insight, though my experience is from earlier this filing season. I was told on February 12th that my verification letter had been sent, but it didn't arrive until February 28th - approximately 16 days later. And to make matters worse, when I called again during that waiting period, another agent told me no letter had actually been sent yet! It seems like there might possibly be some disconnect between what agents see on their screens and what's actually happening in the processing centers.

My verification experience this tax season: • Letter sent date (according to IRS): March 2 • Actual arrival date: March 13 (11 days later) • Verification completed online: March 13 • Transcript updated: March 20 • Refund deposited: March 25 Don't waste time calling repeatedly. Set up Informed Delivery with USPS to know exactly when it arrives. Watch your transcript for code 971 followed by 290 - that's when you know you're cleared.

So here's what nobody's mentioned yet - the acquiring institution (the bank that took over your closed bank) actually has legal obligations regarding incoming payments during the transition period. When Silicon Valley Bank collapsed last year, the FDIC established special procedures for exactly this situation. The payments don't just disappear into the void! Your refund is likely sitting in a holding account waiting for proper routing. The bank closure didn't happen in a vacuum - there's a whole regulatory framework for handling this, even if the frontline customer service people you've talked to don't seem to know about it.

Have you tried contacting your local Taxpayer Advocate Service office? This is similar to when people move and don't update their address - the IRS has procedures for rerouting payments. The TAS can often cut through red tape faster than calling general IRS lines. They helped my sister when her refund was sent to a closed account after her divorce when she had to quickly switch banks. Took about 3 weeks total, compared to the 8+ weeks the regular IRS channels were quoting her.

FYI - if u have access to ur IRS acct online, u can get most verification letters instantly for free. Saved me $50 that a tax prep place wanted to charge me for getting the same docs. Just go to IRS.gov, login to ur acct (or create one), then look for "Get Transcript Online" option. Most immigration stuff accepts these printouts as official.

Isn't it interesting how something as simple as changing an address can create such complications with government agencies? The consensus here seems to be that your options are: (1) create/use your online IRS account to get instant access to most verification letters, (2) call the IRS directly and prepare for potentially long wait times, (3) use a service like Claimyr to get through to an agent faster, or (4) schedule an in-person appointment at your local Taxpayer Assistance Center. Have you tried the online account option yet? That's usually the fastest solution if your specific letter type is available there.

The 9-week timeframe is deliberately exaggerated. In FY2023, the average post-verification processing time was 32.7 days (4.7 weeks), with 72.4% of verified returns processed within 6 weeks. Only 11.6% actually took the full 9 weeks or longer. The IRS builds in a buffer because certain verification types (particularly those involving EIC, ACTC, or Schedule C income) can take longer due to additional review cycles. Your filing status change to HOH after divorce won't typically cause additional delays once your identity is verified.

Has anyone checked your transcript for you yet? I'm so worried for you because waiting for money after a divorce is SO stressful! 😫 I went through something similar and checking my transcript daily was both helpful and anxiety-inducing. Did they say anything about why you needed to verify in person vs. online?

I need to caution you about something concerning here. When the IRS can find your return under your husband's name but not yours, it sometimes indicates a potential identity theft situation. I've seen cases where someone else filed fraudulently using one spouse's SSN, causing the legitimate joint return to be flagged. Have you checked both your credit reports recently? Has either of you received any unusual mail from the IRS addressed to just one of you? This might explain why they're asking you to wait for a letter - it could be an identity verification request coming your way.

I worked as a tax professional for 12 years, and I've seen this exact scenario numerous times. What likely happened is that your e-file was submitted with your husband as the primary taxpayer (first SSN listed) and you as the secondary. The IRS computer systems initially index the return under the primary SSN during processing. I'd suggest checking your actual tax return copy to see who was listed first. Back in 2019, I had a client with this same issue - we discovered their preparer had accidentally swapped the SSN positions from previous years. The refund processed normally in the end, but their online account access showed different information depending on which spouse logged in.

I'm not entirely convinced about these specific update days. I filed in early February and my status seemed to change randomly - sometimes on Tuesdays, once on a Sunday. Maybe the update schedule depends on which processing center handles your return? Or possibly it's related to the type of credits claimed?

As someone who's played the "refresh WMR until your finger falls off" game many times (I should probably seek therapy for this), I can confirm it updates daily - but that doesn't mean YOUR status will change daily. It's like checking the mailbox every hour won't make a package arrive faster! The system batches updates, which is why people notice patterns. The transcript is actually more reliable, though it sometimes speaks in a language only tax professionals and ancient wizards understand.

Here's what happens after your transcript updates: Step 1: Final verification process begins (1-2 days) Step 2: Refund amount approval (1-2 days) Step 3: DDD assignment (1-3 days) Step 4: Banking information verification (1 day) Step 5: Release to financial institution (on DDD) I went through this exact sequence in February. My transcript updated on a Thursday, and I received my DDD the following Wednesday. The money was in my account on Friday morning, exactly as scheduled. The entire process from transcript update to money in account took 8 days total.

What specific codes are showing on your transcript right now? Did you get a 570 (additional account action pending) or 971 (notice issued)? Are there any TC 150 codes with dates? What cycle code appears? These details would help provide a more accurate timeline for your specific situation.

I might be able to provide some insight... I had to verify my identity in February. I was pretty nervous about it because my mortgage closing is coming up soon. I verified online through the ID.me process, and I received my refund via direct deposit about 9 days later, which was a relief. However, my sister-in-law who verified by phone instead of online received a paper check even though she had requested direct deposit. So perhaps the verification method might be influencing how they issue the payment?

I received my refund via direct deposit after verification this year. Have you checked your tax transcript to see if there's a code 846 (refund issued)? Does it show DDD (direct deposit date) or indicate a check? What verification method did you use - online or by phone?

Has anyone received their refund yet after seeing this pattern? I'm in a similar boat and trying to budget for some upcoming expenses. My WMR changed about 3 days ago but transcript still shows nothing. Last year I had a completely different experience where everything updated at once.

I tracked my refund journey with embarrassing precision this year (spreadsheet and all, haha). Here's my timeline: - Feb 2: Filed electronically - Feb 21: WMR changed from PATH to processing - Feb 24: Transcript finally appeared with 570 code - Feb 28: 570 resolved, 846 appeared with DDD - Mar 2: Money in account So about 8 days from WMR change to deposit. The transcript lag had me worried too, but it all worked out perfectly. Hang in there - you're on the right track!

I just went through this exact situation! Filed my amended return on February 12th and didn't hear anything for weeks. Then suddenly on March 30th, I received a CP05 letter saying they were verifying my income and withholding information. I was so stressed out! They didn't ask for any documents though, just said they'd contact me if they needed anything. My refund finally arrived last week after 67 days total. Is this timeline normal for everyone else too?

Here's what typically happens with IRS verification: 1. Initial screening - All returns go through automated filters that look for discrepancies 2. Selection - Returns flagged by these filters move to verification 3. Notification - At this point, a letter may be sent (CP05, 4464C, etc.) 4. Processing - The IRS reviews information against their records 5. Resolution - Approval, adjustment, or request for additional documentation For amended returns specifically, the process is more thorough because they're comparing against your original filing. The best approach is to check your transcript weekly and watch for status code changes. This gives you the most up-to-date information without waiting for postal mail.