Reporting Rover dogsitting income on DEO weekly claims - 1099 confusion
Hey everyone, I recently started dogsitting through Rover to make ends meet while I'm on unemployment in Florida. I know it's a 1099 position, but I'm confused about reporting this income when claiming my weeks on CONNECT. Do I have to report what I earn from Rover? How does this affect my weekly benefit amount? I've searched the DEO website but couldn't find any clear answers about gig work or 1099 income specifically. Anyone dealt with this before? I don't want to mess up my benefits or get hit with an overpayment notice later!
24 comments


Melody Miles
YES! You absolutely need to report ALL income when you claim weeks, including any 1099/gig work like Rover. When you do your weekly certification, there's a question specifically asking if you worked or earned any income during that week. You must report the gross amount (before Rover takes their cut) for the week you PERFORMED the work, not when you got paid. DEO compares reported income with IRS records eventually, so don't risk an overpayment situation by not reporting it.
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Jace Caspullo
•Thanks for the quick answer! So I report the full amount before Rover takes their percentage? That seems unfair since I'm not actually getting that full amount... And do I report it the week I dog sit or when Rover actually pays me? Sometimes there's a delay of a few days.
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Nathaniel Mikhaylov
i did instacart while on unemployment last year & reported everything. u gotta put down what u EARNED in the week u did the work, not when it hits ur bank. DEO will reduce ur benefit that week depending how much u made
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Jace Caspullo
•That makes sense. Do you know if there's a certain amount I can earn before they start reducing benefits? I'm only getting a few dog sitting gigs here and there, nothing consistent yet.
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Eva St. Cyr
Florida allows you to earn up to $58 per week without any reduction in benefits - this is called the earnings disregard. After that, they reduce your weekly benefit dollar-for-dollar. So if your weekly benefit amount is $275 and you earn $100 from Rover in a week, they'll deduct ($100-$58) = $42 from your benefit, meaning you'd receive $233 for that week. And yes, you must report the GROSS amount before Rover takes their commission, even though that feels unfair. Report earnings for the week you performed the service. The DEO system compares tax records, so they will eventually catch any unreported income.
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Jace Caspullo
•Thank you so much for explaining that! The $58 disregard is good to know. I'm trying to build up my dog sitting business slowly so this helps me understand how to balance it with my benefits.
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Kristian Bishop
Make sure you're still doing your 5 work searches each week too! Even with the Rover income you still have to meet all the other requirements to keep getting benefits.
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Kaitlyn Otto
•This is correct! The work search requirement doesn't change just because you have some part-time or gig income. You still need those 5 work search activities per week. Make sure you're logging them properly in CONNECT when you claim your weeks. If you get selected for a work search audit and can't provide evidence of your searches, they can make you pay back benefits - even if you reported your income correctly.
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Axel Far
I went through this EXACT situation with DoorDash last year while on unemployment. DEO's system is a NIGHTMARE for gig workers! I reported everything correctly but still ended up with an "overpayment notice" because their system couldn't properly categorize 1099 income. Spent WEEKS trying to get someone on the phone to fix it. I finally discovered Claimyr (claimyr.com) which got me through to an actual DEO agent in under 30 minutes! They have a video demo here: https://youtu.be/UzW_hbUy-ss?si=zORd51jeq1GX5Ldj. The agent fixed my claim immediately once I explained the situation. Saved me from having to repay $2,100 that I didn't actually owe!
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Nathaniel Mikhaylov
•did u have to pay for that service? seems weird to pay money just to talk to unemployment ppl
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Jasmine Hernandez
The DEO doesn't care where your income comes from, they just care THAT you have income. I reported my Etsy shop earnings and it all went fine. Just be honest!!
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Melody Miles
One more important thing - make sure you're setting aside money for taxes on your Rover income. Unlike W-2 employment, 1099 work doesn't have taxes withheld. You'll need to pay both income tax AND self-employment tax (15.3%) on that income when you file. This can be a shock if you're not prepared for it.
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Jace Caspullo
•Oh wow, I hadn't even thought about the tax implications. So I need to save extra from my Rover earnings for taxes? That's going to make it even harder to make ends meet. But I appreciate the heads up - better to know this now!
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Kaitlyn Otto
I'm in the exact same situation with Uber Eats! From my experience, you absolutely must report all income when it's earned. I made the mistake of not reporting a few small deliveries last year thinking it wasn't enough to matter, and ended up with an overpayment notice for over $1,800! DEO has access to your tax records and they will catch any discrepancies. The key things to remember: - Report income in the week EARNED (when you do the dog sitting) - Report GROSS earnings (before Rover's cut) - Keep detailed records of all your gigs - You can earn up to $58/week without reduction in benefits - After $58, benefits reduce dollar for dollar If your weekly benefit is $240 and you earn $100 dog sitting, you'll get $240 - ($100-$58) = $198 that week.
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Nathaniel Mikhaylov
my cousin got in trouble for not tellin DEO about his side gig. they made him pay back like $4000!!! dont mess with them fr
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Jace Caspullo
•Yikes, that's exactly what I'm worried about! I definitely don't want to end up owing thousands back to DEO. I'll make sure to report all my Rover income. Thanks for sharing that.
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Axel Far
Has anyone else noticed that the CONNECT system is ridiculously confusing about where to report 1099/gig income? Like they intentionally make it complicated so they can hit you with overpayment notices later? 🙄
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Kristian Bishop
•Omg yes!! When I was claiming last month I sat there for like 20 mins trying to figure out where to put my Instacart money. Not like there's anyone to ask for help either!!
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Justin Trejo
I've been doing Rover for about 6 months while on unemployment and learned this the hard way! Here's what I wish someone had told me from the start: 1. **Always report gross earnings** - even though it stings seeing that full amount when Rover takes their 20% cut 2. **Report for the week you do the work** - not when you get paid (this tripped me up initially) 3. **Keep a detailed log** - I use a simple spreadsheet with dates, client names, services provided, and gross earnings 4. **The $58 weekly allowance is your friend** - anything under that won't reduce your benefits at all 5. **Set aside 25-30% for taxes** - this includes both income tax and self-employment tax since you're basically running a small business The CONNECT system asks "Did you work or earn money?" during weekly certification - that's where you report it. Don't overthink it, just be honest about everything. DEO will eventually cross-reference with IRS data anyway, so it's not worth the risk of getting hit with an overpayment later. Good luck with your dog sitting business! It's actually pretty rewarding work beyond just the income.
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Fiona Gallagher
•This is super helpful, thank you! I especially appreciate the tip about keeping a detailed spreadsheet - I wasn't thinking about tracking all those details but it makes sense for tax purposes and if DEO ever questions anything. The 25-30% tax savings recommendation is eye-opening too. I was thinking maybe 15% would be enough but you're right about the self-employment tax on top of regular income tax. Do you happen to know if there are any specific deductions I can claim for dog sitting expenses like gas, treats, or cleaning supplies?
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Kelsey Chin
Yes, you can definitely deduct business expenses for your dog sitting work! Since you're essentially running a small business, you can deduct things like: - Gas/mileage for traveling to clients (huge one!) - Dog treats, toys, or supplies you buy for the pets - Cleaning supplies if you're doing overnight sits - Phone expenses (portion used for Rover communications) - Any equipment like leashes, waste bags, etc. Keep ALL receipts and track your mileage - the IRS standard mileage rate is 65.5 cents per mile for 2023. Even small expenses add up quickly with gig work. I use a simple app to track my miles automatically. Also consider setting up a separate checking account for your Rover income and expenses - makes bookkeeping much easier come tax time. And if you're doing overnight sits, you might be able to deduct a portion of your phone/internet bills since you're using them for work. Just make sure everything is legitimately business-related and keep good records. The IRS is pretty reasonable about gig work deductions as long as you can justify them!
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Angel Campbell
•This is really helpful advice about the tax deductions! I had no idea I could deduct mileage and supplies. Quick question - when you say "separate checking account," do you mean I should be depositing my Rover payments into a different account than where my unemployment benefits go? I'm worried about DEO seeing large deposits and thinking I'm not reporting income properly, even though I am reporting everything correctly in my weekly certifications.
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Miguel Harvey
Just wanted to add my experience as someone who does both Rover and TaskRabbit while on unemployment - the key is DOCUMENTATION! I keep screenshots of every booking confirmation, payment notification, and client message. When I had to speak with a DEO agent about a discrepancy in my claim, having all that documentation saved me from a potential overpayment situation. One thing I learned is that if you have a cancellation fee from Rover (like when a client cancels last minute), you still need to report that as income for the week it was earned, even though you didn't actually provide any service. DEO considers any payment from your 1099 work as reportable income. Also, don't forget that Florida has a partial benefit formula - if your weekly Rover earnings plus your reduced unemployment benefit end up being less than your full weekly benefit amount, you might actually come out ahead financially some weeks. It's worth doing the math to see if picking up an extra small gig is worth it or if you should wait for a bigger one. Stay organized and honest with your reporting - the system is definitely confusing but being upfront about everything is always the safest route!
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Jacob Lee
•Thanks for mentioning the cancellation fee thing - I wouldn't have thought to report that! Quick question about the partial benefit formula you mentioned. So if my weekly benefit is normally $250 and I earn $80 from dog sitting one week, I'd get $250 - ($80-$58) = $228 in unemployment benefits, making my total income $308 that week? That actually seems like it could work out better than just getting the $250 unemployment alone. Is that right, or am I misunderstanding how the math works?
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