What to do when California EDD unemployment benefits are exhausted
So my regular UI claim just hit zero last week and I'm honestly kind of panicking because I had no idea what comes next. I've been on unemployment since getting laid off from a logistics company back in March and I genuinely thought I'd have a new job by now but the market in my field has been brutal. My final payment processed and now my UI Online dashboard just shows a $0 balance with no explanation of what options I might have left. I didn't get any notification from California EDD about what to do after benefits run out — no letter, no email, nothing. I tried logging into UI Online to see if there's an extension or anything automatically available but I just see my claim summary with nothing actionable. I don't even know if I should be filing weekly certifications still or if that would mess something up. Has anyone gone through benefit exhaustion with California EDD recently? Like what are the actual steps I need to take right now? Do I need to call them or is there something I can do online? Any help is seriously appreciated because I have rent due in two weeks.
73 comments

Molly Chambers
First thing — stop filing weekly certifications once your balance hits zero. Filing after exhaustion won't do anything and could actually create confusion on your account. The main thing you need to figure out is whether any extended benefits program is currently active in California. Right now as of 2025 California's unemployment rate hasn't triggered the federal Extended Benefits (EB) program, so there's no automatic extension available. That's unfortunately the reality a lot of people are facing. What you CAN do is check if you qualify for a new benefit year — if it's been more than a year since your original claim opened, or if you've had any new work since your last claim, you might be able to file a new UI claim with California EDD.
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Adrian Hughes
AuthorWait so I literally just stop certifying? That feels wrong somehow. Do I need to formally close out the claim or notify EDD in any way or does it just end automatically?
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Molly Chambers
It ends automatically when the balance reaches zero. No action needed on your part to close it. EDD will send a formal notice eventually but their mail is notoriously slow. The important thing is figuring out your next move — new claim eligibility, alternative programs, or appealing if you think something went wrong with your benefit calculation.
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Ian Armstrong
This is exactly right. I exhausted my benefits in December and was so confused about whether to keep certifying. Stopping was the right call. EDD confirmed this when I finally got through to someone.
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Eli Butler
When I exhausted my UI benefits last year I learned there are actually a few different directions you can go. First check your benefit year end date — it's on your UI Online summary. If your benefit year has ended AND you've worked at least some hours since your original base period, you might qualify to file a completely new unemployment claim. Second, look into California's other assistance programs. CalWORKs, CalFresh food assistance, and Medi-Cal don't require you to be receiving UI benefits so you can apply for those separately through BenefitsCal.gov even while job searching. Third, check if your former employer has any severance that might have been miscalculated — some people in this situation discover their original weekly benefit amount was lower than it should have been.
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Adrian Hughes
AuthorI didn't even think about checking whether my benefit year ended. How do I find that date on UI Online?
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Eli Butler
Log into UI Online and go to your Claim Summary. There's a section that shows your Benefit Year Begin and Benefit Year End dates. If your BYE date has passed you're definitely eligible to file a new claim and EDD will recalculate based on your most recent wages.
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Marcus Patterson
The CalFresh option is real — I applied when my UI ran out and got approved within like 10 days. Don't sleep on that if money is tight right now
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Lydia Bailey
Honestly when my benefits exhausted a few months back the most useful thing I did was actually get on the phone with a California EDD rep to go over my account. They were able to see things on their end that I couldn't see in UI Online and pointed out I might qualify for a new claim based on some part-time work I'd done. The problem is getting through on the phone is absolutely brutal — I tried for three weeks straight with no luck. A coworker told me about Claimyr (claimyr.com) which basically gets you connected to an actual EDD agent without you having to sit on hold forever. There's a video showing how it works at https://youtu.be/JmuwXR7HA10. I was skeptical but I got through to someone within a couple hours and it turned out I DID qualify for a new claim. That phone call literally saved me financially. If you're trying to figure out your options after exhaustion, talking to an actual EDD agent is worth it.
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Adrian Hughes
AuthorI've been trying to call EDD for days and can't get through at all. I'll check out that Claimyr thing — at this point I need answers fast.
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Mateo Warren
claimyr worked for me too when i was dealing with an adjudication issue. got through way faster than i ever did calling on my own
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Sofia Price
Is this like a third party thing? Seems sketchy to me tbh
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Lydia Bailey
It's legit — they just help you navigate the phone system to get connected to an actual EDD agent. You're still talking directly to EDD, they just make the connection happen without the endless hold music. The demo video explains it pretty clearly.
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Alice Coleman
i exhausted mine in febuary and nobody told me anything either like edd just went silent. turns out i had worked a little bit doing gig stuff and it wasnt enough to file a new claim but it was enough that they had questions about it which delayed everything. just make sure if youve done ANY work since your claim started you disclose that
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Adrian Hughes
AuthorYeah I did a few weeks of contract work in August. I reported it all on my weekly certifications but now I'm wondering if that affects my eligibility for a new claim?
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Alice Coleman
it should actually help you not hurt you for a new claim, those wages get counted in your base period
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Molly Chambers
This is correct — wages earned during your current benefit year get included in the base period calculation for a new claim. That contract work could actually increase your new weekly benefit amount.
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Owen Jenkins
I'm going through something similar and I'm SO stressed about it. Can I ask a dumb question — does benefit exhaustion affect your credit score or anything like that? Like does it get reported somewhere? I've been reading things online that scared me and I don't know what's accurate anymore. Also if you file a new claim does the old one stay on your record and cause problems? I keep second-guessing everything because I got an overpayment notice last year and it was a nightmare and I don't want to trigger anything weird by filing again.
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Molly Chambers
No it doesn't affect your credit score at all. UI benefits and benefit exhaustion are not reported to credit bureaus. Filing a new claim also won't trigger issues with your previous claim as long as your prior claim is in good standing with no outstanding overpayments. If you have an unresolved overpayment though you should address that before or at the same time as filing a new claim since EDD can offset new benefits against old overpayment balances.
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Owen Jenkins
Oh that's a relief about the credit score. The overpayment from last year I already paid back in full so hopefully that won't be an issue. I've just been so anxious about the whole thing.
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Ian Armstrong
Same situation here with the overpayment anxiety. Paid mine back and then successfully filed a new claim no problem. You should be fine.
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Lilah Brooks
The Extended Benefits situation in California is genuinely frustrating right now. People don't realize that EB only kicks in automatically when the state's insured unemployment rate hits a certain threshold. California hasn't met that threshold recently so there's no EB program running. This means when regular UI benefits exhaust, that's really it unless you qualify for a new claim. The legislature has talked about state-funded extensions but nothing has passed as of now. For anyone in this situation your best realistic options are: 1) new UI claim if eligible, 2) Trade Adjustment Assistance if your job was lost due to foreign trade/imports, 3) applying for other state assistance programs, or 4) contacting your county's workforce development office about emergency assistance funds.
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Adrian Hughes
AuthorWhat is Trade Adjustment Assistance? I worked in logistics — could that apply to me?
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Lilah Brooks
TAA is a federal program for workers who lost jobs specifically because their employer moved operations overseas or because of increased imports from foreign trade. Logistics workers can sometimes qualify if they worked for a company that served manufacturing firms that were TAA-certified. You'd need to check if your employer or a company they primarily served has a TAA certification. The Department of Labor has a searchable database. It's worth a 10-minute check.
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Eli Butler
TAA is underutilized — good call mentioning it. A lot of people in supply chain and logistics qualify and have no idea.
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Jackson Carter
Just wanted to share what happened with me since it might be relevant. I exhausted my benefits in the spring after being laid off from a warehouse job. I was devastated and thought I was completely out of options. Spent about a week trying to reach EDD to ask about a new claim and couldn't get through. Someone on a different forum mentioned Claimyr so I tried it — you can find it at claimyr.com and there's a demo at https://youtu.be/JmuwXR7HA10. Got connected to an EDD agent who walked through my whole claim history with me. Turns out I qualified for a new benefit year because my BYE date had passed AND I had some qualifying wages from temp work. New claim was approved and my weekly benefit amount actually went UP from my original claim. Point being — don't assume you're out of options until you've actually talked to someone at EDD directly.
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Adrian Hughes
AuthorThis is really encouraging. My benefit year end date might have actually passed by now too. Hoping I'm in the same boat.
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Kolton Murphy
Similar experience here. New claim after exhaustion is more common than people realize, EDD just doesn't make it obvious that it's an option.
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Marcus Patterson
the fact that your weekly amount went up is interesting — does that happen a lot? i thought new claims always used the same base period
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Molly Chambers
To answer the question about base periods and new claims — when you file a new UI claim after your benefit year ends, EDD uses your most recent wages to calculate a new base period. The standard base period is the first four of the last five completed calendar quarters. If you've worked any significant hours since your original claim, those wages go into the new calculation and your weekly benefit amount can absolutely change — sometimes higher if you had better wages recently, sometimes different for other reasons. This is why it's worth filing a new claim even if you feel uncertain about whether you'll qualify.
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Owen Jenkins
Okay this actually makes sense. So the calculation resets completely based on newer wages, it's not locked into whatever your original claim showed.
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Molly Chambers
Exactly. The new claim is treated as a completely fresh determination. EDD looks at your wages in the new base period, your separation reason, and your continued eligibility (able and available, actively seeking work). Prior claim history is considered for disqualification purposes but the benefit calculation itself starts fresh.
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Evelyn Rivera
This thread is super helpful — bookmarking it because I'm about 3 months from exhaustion and getting nervous about it
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Julia Hall
EDD DOES NOT TELL YOU ANYTHING WHEN YOUR BENEFITS RUN OUT. I exhausted in January and got ZERO communication. No letter, no email, no notice in UI Online, nothing. I had to figure it all out myself. The system is designed to make you give up and stop trying honestly. I eventually got through to someone after calling 47 times over two weeks — yes I counted — and they told me I didn't qualify for a new claim because I hadn't worked enough hours. BUT they also told me about a one-time redetermination I could request because my original base period calculation had an error. So even if someone tells you no always ask if there's any other option or review available.
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Adrian Hughes
Author47 times!! That's insane. I'm on like day 4 of trying to call and already losing my mind.
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Julia Hall
Use every available method. Call early morning right when lines open. Try Tuesday or Wednesday — those are apparently less busy. And honestly look into that Claimyr service other people mentioned in this thread, I wish I'd known about it when I was making 47 calls
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Mateo Warren
The base period error redetermination thing is real — EDD can make miscalculations and you have the right to ask for a review. Always worth asking.
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Marcus Patterson
something nobody mentioned yet — if you exhausted benefits and think the amount you were getting was wrong in the first place you can file a base period appeal even after your claim ends. theres a deadline though so dont wait. if your employer reported your wages wrong to the state that could have lowered your weekly benefit amount and you might be owed money
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Adrian Hughes
AuthorWait how would I know if my wages were reported wrong? Is there a way to check what EDD has on file for me?
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Marcus Patterson
yeah in UI Online under your claim info you can see the base period wages EDD used to calculate your benefit. compare that to your actual pay stubs or W2s. if the numbers dont match thats worth fighting
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Lilah Brooks
This is a great point. Wage reporting errors happen more than people realize, especially with employers who have multiple payroll systems or acquired other companies. Always worth cross-referencing.
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Eli Butler
And if you find a discrepancy you should also contact your former employer's HR or payroll department. Sometimes it's a simple reporting error they can correct directly with EDD.
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Ian Armstrong
I work adjacent to HR and can confirm that wage reporting errors to EDD are surprisingly common. Larger companies often have payroll processing delays that cause wages to get reported to the wrong quarter, which can significantly affect your base period calculation and therefore your weekly benefit amount. This is especially true if you had a large bonus, commission payment, or severance that was paid out in a specific quarter — those sometimes get miscategorized. Pull your claim's base period wage summary and compare it carefully to every dollar you earned in that window.
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Adrian Hughes
AuthorI did get a year-end bonus last November that was pretty significant. Now I'm wondering if that's in my base period or if it got miscategorized somehow.
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Ian Armstrong
Bonuses paid out in November would likely fall in Q4 of that year — whether it's in your base period depends on exactly when your claim opened and which quarters form your base period. Definitely worth checking the wage breakdown carefully. If a large bonus got excluded your benefit amount could be substantially lower than it should be.
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Molly Chambers
And if you find it was excluded or miscategorized, filing a base period appeal with documentation of the actual payment is very doable. EDD accepts pay stubs and employer records as evidence.
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Kolton Murphy
Can we talk about the emotional side of this for a second because this thread is making me realize I'm not alone. Benefit exhaustion hit me harder psychologically than I expected. I'd been telling myself I just needed to make it to my next job and when the money just stopped it felt like the ground dropped out. The practical stuff matters obviously but also — this is genuinely hard and stressful and it makes sense to be overwhelmed by it. I ended up reaching out to 211 (the CA helpline) when I was at my lowest and they connected me with some emergency rental assistance I didn't know existed.
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Adrian Hughes
AuthorThank you for this honestly. I'm definitely in that headspace right now and it helps to know other people have been there and gotten through it.
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Owen Jenkins
211 is such an underrated resource. They helped me find food assistance when I was going through my claim issues. Good call mentioning it.
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Kolton Murphy
Yeah 211 is basically the gateway to a ton of assistance programs most people don't know about. Free to call, available 24/7 in California, and they can look up resources specific to your county.
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Mateo Warren
quick practical thing — when you file a new UI claim after exhaustion you typically have to serve a new waiting week before payments start. just mentally prepare for that. also make sure your contact info in UI Online is current because EDD will sometimes send an ID verification request or additional questionnaire and if it goes to an old email/address and you miss it your new claim can get stuck in adjudication for weeks
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Adrian Hughes
AuthorGood call on the contact info — I haven't updated my email in my EDD profile in over a year. Doing that right now.
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Mateo Warren
also double check your bank account for direct deposit if youve changed banks. people forget about that one too and then the first payment bounces and it causes a whole mess
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Evelyn Rivera
I'm confused about something — if you have an appeal pending when your benefits exhaust, does the appeal keep your claim open? Like if EDD disqualified me for something and I'm appealing it but also ran out of benefits, are those two separate things?
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Molly Chambers
Yes those are treated as separate processes. An appeal of a disqualification is about whether EDD was right to disqualify you — if you win, they can potentially pay benefits for the weeks you were disqualified, even retroactively. Benefit exhaustion means your maximum benefit amount ran out. They're independent. If your appeal succeeds and covers periods before exhaustion, you could receive back payments for those weeks. Keep pursuing the appeal regardless of your balance status.
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Evelyn Rivera
Oh wow okay I had no idea appeals could result in retroactive payments. I was about to drop my appeal because I thought it was pointless after exhaustion. Thank you.
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Lilah Brooks
Do not drop that appeal. Retroactive payments from successful appeals are real and they can be substantial. The appeals process exists specifically to correct EDD errors and if they wrongly disqualified you, you're entitled to those benefits regardless of your current balance.
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Sofia Price
this might be a dumb question but does exhausting unemployment benefits affect whether you can get unemployment in the future like years from now if you get laid off again
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Molly Chambers
Not a dumb question at all. No — benefit exhaustion doesn't create any negative marks on your record for future claims. Future claims are evaluated completely independently based on your wages and separation circumstances at that future time. The only things that can negatively affect future claims are things like unresolved fraud findings, unpaid overpayments, or disqualifications that haven't been resolved through appeal. Normal exhaustion of benefits is just... running out of your entitled amount. It has no future impact.
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Sofia Price
okay that's a relief. i panicked thinking i was somehow permanently flagged or something
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Alice Coleman
same fear i had lol. glad its not the case
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Lydia Bailey
Update for anyone following this thread — I saw someone mention they couldn't get through to EDD to ask about new claim eligibility. Just want to re-emphasize that Claimyr (claimyr.com) was genuinely the solution for me in this exact situation. When I exhausted my benefits and needed to know if I could file again, I spent days getting nowhere calling on my own. Their system at claimyr.com got me to an actual EDD agent who could see my full account history and tell me definitively what my options were. There's a demo video at https://youtu.be/JmuwXR7HA10 that shows how it works. Sometimes you really just need to talk to a human at EDD and this makes that actually happen.
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Adrian Hughes
AuthorI actually tried this after seeing it mentioned earlier in the thread — got through to an EDD rep today. She confirmed my benefit year ended in October which means I'm eligible to file a new claim. Filing tonight. Thank you to everyone in this thread.
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Jackson Carter
That's great news!! The new claim process is pretty straightforward once you know you qualify. Good luck.
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Kolton Murphy
Love a thread that actually ends with a useful update. Rooting for you OP.
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Eli Butler
For anyone who finds this thread later and is in benefit exhaustion, here's a condensed action list: (1) Confirm your Benefit Year End date in UI Online — if it's passed you likely qualify for a new claim. (2) Check your base period wages against your actual earnings for any discrepancies. (3) If you have any pending appeals, keep them active — exhaustion doesn't void appeal rights. (4) Apply for CalFresh and other assistance programs at BenefitsCal.gov regardless of UI status. (5) Call 211 for county-specific emergency resources. (6) Check if TAA applies if your job loss was import-related. (7) If you can't get through to EDD by phone, try Claimyr at claimyr.com — it's the fastest way to actually reach an agent when you need answers urgently.
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Adrian Hughes
AuthorThis is an incredibly helpful summary. Saving this whole thread.
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Owen Jenkins
Bookmarking this. The CalFresh tip alone is worth so much — I had no idea you could apply for food assistance even while actively job searching on UI.
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Evelyn Rivera
seriously should be pinned. best breakdown of post-exhaustion options ive seen anywhere
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Lilah Brooks
One more thing worth mentioning for the OP and anyone in similar situations — California's Employment Development Department has a reemployment services program called CalJOBS where registering can sometimes unlock additional reemployment assistance funding and connect you with workforce development resources. It's technically required as part of your job search activity anyway, but a lot of people register and never actually engage with it beyond the minimum. The job counselors there can sometimes point to emergency grants or retraining funds that aren't widely advertised. Worth a deeper look if you've only been using it to log job search contacts.
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Adrian Hughes
AuthorI registered for CalJOBS when I first filed my claim but never really used it for anything beyond the required steps. Maybe worth actually going in to one of their offices.
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Lilah Brooks
Yes the in-person visit is often way more productive than the online portal. The counselors at America's Job Centers (which operate through CalJOBS) can sometimes fast-track you to resources that aren't visible from the website. Especially if you're in a field where there's retraining funding available.
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Marcus Patterson
didn't know you could actually go in person. i thought calJOBS was just the website. good to know
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