Someone filed fraudulent EDD claim using my name - employer thinks I quit!
I just found out someone has filed an unemployment claim using MY identity even though I'm still working full time! My supervisor called me in yesterday looking confused and asked why I filed for unemployment claiming 'lack of work' when I'm literally there every day. I was SHOCKED. I immediately called the EDD fraud hotline but just got voicemail, and I submitted a fraud report through their website yesterday. I'm really worried about what this means for my job and my credit. Has anyone dealt with identity theft related to EDD claims before? What other steps should I take? Should I file a police report? Contact credit bureaus? I'm totally lost and panicking that my employer might think I'm trying to scam the system!
20 comments
Makayla Shoemaker
I went through this exact nightmare last year. You need to act fast! Here's what worked for me: 1. File a police report ASAP - this gives you an official document 2. Contact all three credit bureaus and put a fraud alert on your accounts 3. Call EDD again, but use Claimyr (claimyr.com) to get through - I wasted weeks trying to reach someone before finding their service. They have this video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km 4. Get a letter from your employer stating you're still employed 5. Keep documentation of EVERYTHING This is unfortunately common now, but you can get it straightened out. The hardest part is actually reaching a human at EDD who can flag the claim as fraudulent.
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Mason Stone
•Thank you!!! I'll file a police report first thing tomorrow morning. My boss is being understanding so far but I can tell he's a bit suspicious. Did you have any issues with your employer during all this? And did you ever find out who did it or how they got your information?
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Christian Bierman
call edd RIGHT NOW dont wait!!! my cousin had same thing happen and he waited too long and they garnished his wages bc the fraud claim got approved and then they said HE was commiting fraud!!!
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Mason Stone
•OMG that's terrifying! I've called like 12 times today and can't get through - just the "we're experiencing high call volume" message and it hangs up! I'll try that Claimyr service the other person mentioned because I'm desperate at this point.
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Emma Olsen
This happend to me and it was a NIGHTMARE. I had to: - file police rport - fill out form DE 2360A (I think thats the right number?) - get my HR to send something to EDD - wait 8 weeks for investigation My credit score dropped like 100 points during this becuse they opened other accounts too. Check ur credit report ASAP.
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Mason Stone
•Oh no! I just checked my credit report and there ARE new inquiries I don't recognize! This is spiraling out of control. Did your credit recover after everything got sorted out? How long did that take?
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Lucas Lindsey
Identity theft involving unemployment claims has unfortunately become very common. Here's what you need to do right away: 1. File an identity theft report with the FTC at IdentityTheft.gov 2. Contact your local police and file a report 3. Contact the fraud department at EDD - yes, keep trying the hotline but also send a written statement 4. Ask your employer to respond to EDD confirming you're still employed 5. Place a fraud alert with all three credit bureaus 6. Monitor your credit reports for any additional suspicious activity 7. Document all communications regarding this situation The form you need to complete is the DE 2360A (Affidavit of Identity Theft for Unemployment Insurance Claim). Make sure to follow up with EDD regularly until this is resolved. Identity theft claims should receive priority handling, but you may need to be persistent.
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Mason Stone
•Thank you for the detailed steps! I'll get the DE 2360A form right away. My biggest worry right now is that my employer might think I'm trying to double-dip by working and collecting unemployment. Should I be concerned about my job security during this?
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Sophie Duck
not to make things worse but u should check if they filed state tax returns in ur name too. my sister had EDD fraud and then found out they also filed fake tax returns and tookthat money too.
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Christian Bierman
•SAME!! happnd to my fathers friend and they toook $7500 tax refund and he didnt find out till 2 months later when he tried to file his reall taxes!!!
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Austin Leonard
I work in HR and we've seen several cases like this in the past year. Here's some advice from the employer perspective: 1. Ask your supervisor or HR department for a formal letter stating you're actively employed and didn't file the claim. This is crucial documentation. 2. Request that your employer respond to the EDD claim notification they received, explicitly stating it's fraudulent and you're still employed. 3. Most employers understand this is common fraud and don't blame the employee, but clear communication is important. Be upfront about all steps you're taking to resolve this. 4. The EDD has a specific employer fraud reporting channel that your HR department should use in addition to your personal report. The average resolution time we've seen is 6-8 weeks, though some cases resolve faster if you can actually reach someone at EDD to flag the claim.
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Mason Stone
•Thank you for the HR perspective! That's really reassuring. I'll ask our HR department about those steps tomorrow. It's good to know most employers don't blame the employee because I've been so worried about how this looks.
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Anita George
Has anyone managed to actually REACH a person at EDD to report fraud? I'm calling the fraud number repeatedly but it just disconnects me after the automated message. The website submission form doesn't even give you a confirmation number to prove you reported anything!
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Makayla Shoemaker
•I tried for WEEKS before using Claimyr. Seriously, check out their demo video (https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km). They basically navigate the phone system for you and call you back when they have an agent on the line. Saved me so much time and frustration. For identity theft issues, you absolutely need to talk to a real person.
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Lucas Lindsey
•The fraud department is severely backlogged. If you can't get through by phone, send a physical letter with delivery confirmation to their fraud department. Include copies (not originals) of your identification documents, the fraudulent claim information, and your police report. Physical mail with proper documentation often gets routed to a specialist more quickly than waiting on the phone system.
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Mason Stone
Update: I was able to reach someone at EDD today using that Claimyr service! The rep flagged my account for fraud investigation and gave me a confirmation number. They're sending me the formal identity theft affidavit forms to complete. I also filed the police report and contacted all three credit bureaus to put fraud alerts on my accounts. My employer has been great - HR is sending a letter to EDD confirming I'm still employed full-time. Still a nightmare but at least I feel like I'm making progress now. Thanks everyone for your help!
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Emma Olsen
•Good job! Make sure u keep ALL paperwork and get the name/ID number of any EDD person u talk to. I had to call back like 5 times and each time they told me somthing diffrent until I finally got someone who knew what they were doing.
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Lucas Lindsey
•Excellent progress! Be sure to follow up if you don't receive written confirmation within 10 business days. The fraud investigation can take 30-45 days, but you should receive updates periodically. If your wages or tax returns are affected, you may also need to contact the IRS and file Form 14039 (Identity Theft Affidavit) with them.
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Abigail Spencer
my neighbor went thru this last year. the person who stole his identity also applied for credit cards and bought a CAR using his info! definitely check everything and freeze ur credit not just put alerts
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Mason Stone
•A CAR?! That's insane! I just put alerts on everything but I'll look into freezing my credit too. This whole thing is so stressful - I'm checking my accounts constantly now looking for suspicious activity.
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