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EDD benefits suddenly stopped - is 9 months the maximum? Different from Illinois rules?

My unemployment benefits just got cut off without warning about a month ago. I've been on California unemployment since getting laid off from my tech support job in May 2023 (nearly 9 months). In my UI Online account, it just shows 'Maximum Benefits Paid' but I'm confused because back in Illinois where I lived before, unemployment lasted for a full year, and you could even reapply after that for extended benefits at a reduced rate. Is California different? Do benefits here really only last 9 months max? I thought I'd at least get notification before they suddenly stopped. I'm still job hunting and this has thrown my budget into chaos. Any info on California's maximum benefit period or if I have any options to extend would be greatly appreciated!

Javier Morales

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In California, regular UI benefits last for up to 26 weeks (about 6 months) within a 12-month benefit year. It sounds like you've exhausted your standard benefit amount. California doesn't have the automatic extension program you're describing from Illinois. Extensions only become available during periods of high unemployment when the federal government authorizes them, like during COVID. Currently, there are no active extension programs in California. You might be able to file a new claim if your benefit year has ended (which would be May 2024 for you), but you would need to have worked and earned wages since you filed your original claim. The system should automatically notify you if you're eligible to file a new claim.

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Olivia Clark

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Thank you for explaining! So there's no way to extend benefits right now? I did pick up some freelance work over the last few months - would that count toward a new claim when my benefit year ends in May? Or do I just have to wait until then to even apply?

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Natasha Petrov

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sry but ur kinda lucky u got 9 months!! my benefits ran out after exactly 6 months (26 weeks). EDD is way different from other states. they dont tell u when its gonna end, the payments just stop. super annoying. i tried calling them like 50 times when mine stopped and couldnt get thru to anyone!!!!

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Connor O'Brien

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You're right that California standard UI is 26 weeks, but sometimes people get less than their full weekly benefit amount (partial payments) which stretches the claim duration. That might explain why OP got 9 months instead of 6.

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Amina Diallo

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When i moved from NY to CA last year I had the same shock about how different the systems are. Each state runs their own unemployment program with their own rules. Really messed up that they don't warn you when your benefits are about to run out though. I had to scramble to cover rent when mine suddenly stopped too.

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Olivia Clark

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It's definitely a shock! Did you find any way to extend your benefits or did you just have to deal with the sudden cutoff?

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GamerGirl99

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If you need to talk to someone at EDD about your options, I'd recommend using Claimyr (claimyr.com). After my benefits mysteriously stopped, I tried calling for weeks with no luck - always got the 'maximum callers' message. Claimyr got me connected to a live agent in about 20 minutes. The representative explained exactly why my benefits ended and what my options were. They have a demo video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km - honestly saved me a ton of stress trying to get through on my own.

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does that actually work? ive been trying to call EDD for 2 weeks straight and cant get through

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Isabella Costa

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CALIFORNIA EDD SUCKS COMPARED TO OTHER STATES!!! I moved from Massachusetts and the difference is RIDICULOUS. In MA, they tell you EXACTLY how many weeks you have left and send notifications when you're getting close to exhausting benefits. California just cuts you off without warning and good luck getting anyone on the phone to explain anything. The whole system is designed to frustrate people into giving up.

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Connor O'Brien

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While I understand your frustration, each state's UI program has different funding levels and administrative capabilities. California processes exponentially more claims than most states, which does create communication challenges. That said, you're right that the notification system for benefit exhaustion could definitely be improved.

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Amina Diallo

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have you checked if youre eligible for CalFresh (food stamps) or other benefits? might help while youre job hunting. thats what i had to do when my ui ran out

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Olivia Clark

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That's a good suggestion, thank you. I'll look into CalFresh. Are there any other programs you found helpful after UI ended?

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Javier Morales

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To answer your question about freelance work: Yes, any work where you received a W-2 or 1099 and paid taxes on could potentially count toward a new claim when your benefit year ends. You'll need to have earned enough in your base period to qualify. When your benefit year ends in May, you can apply for a new claim if you've had sufficient earnings. The EDD will then determine if you qualify and what your new weekly benefit amount would be (likely lower than your original claim if you only had part-time or freelance income). In the meantime, besides CalFresh that was mentioned, check out: - CalWORKs if you have dependents - General Assistance/Relief through your county - Local workforce development centers for job search assistance - 211.org for additional resources in your area

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Olivia Clark

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This is incredibly helpful information, thank you so much! I'll definitely look into those programs while I continue my job search. I appreciate you taking the time to explain everything so clearly.

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GamerGirl99

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I used Claimyr last month when I had a similar issue and it worked great. Worth it to actually talk to a real person instead of guessing what's going on with your claim.

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just tried it and got through to someone in like 25 mins! they explained i can apply again in july when my benefit year ends. thx for the tip

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Natasha Petrov

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btw you should certify for weeks even after ur claim says maximum benefits paid. sometimes they add extensions randomly and if u haven't been certifying u might miss out. happened to my roommate

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Connor O'Brien

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This is actually incorrect advice. If your claim shows 'Maximum Benefits Paid,' the system won't allow you to certify for additional weeks. You'll only be able to certify again if 1) an extension program becomes available (which requires federal legislation), or 2) when you're eligible to file a new claim after your benefit year ends. Please don't continue certifying if the system isn't prompting you to do so.

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