Can I collect unemployment if terminated while on disability in California?
So I'm in a really frustrating situation and hoping someone here has been through something similar. I was out on short-term disability for about 11 weeks recovering from a back surgery when my employer decided to let me go. Got the termination letter while I was literally still on medical leave - they cited 'position elimination' but the timing feels awfully suspicious. My disability payments through the state SDI program just ended last week and now I'm scrambling to figure out what comes next financially. The big question I can't find a clear answer to anywhere: can I collect unemployment if terminated while on disability? I'm not sure if California EDD will even consider me eligible since I was on medical leave and technically not 'able and available' to work right up until recently. I've already tried calling EDD twice this week and got disconnected both times after waiting 45+ minutes. Has anyone navigated this specific situation? Did California EDD approve your claim or fight you on the able and available requirement?
65 comments

Keisha Taylor
Oh man this is a tough one. I think you can file but EDD is gonna ask a lot of questions about when exactly you became able to work again. The 'able and available' thing is real - they take that seriously.
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Yara Khoury
AuthorYeah that's what I'm worried about. My doctor cleared me for work starting this past Monday so at least I have documentation of that. Does the clearance date matter a lot for when my benefits would start?
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StardustSeeker
The clearance date matters a TON. That's essentially your 'able and available' start date for UI purposes. EDD will almost certainly ask for a doctor's release letter during adjudication, so get that in writing if you don't already have it.
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Paolo Marino
Yes you can absolutely file for unemployment even if you were terminated during a disability period - but there are some important nuances. The key is that California EDD evaluates your eligibility based on when you are CURRENTLY able and available for work, not when the termination happened. So if your doctor has cleared you and you're now ready to work, you should file your claim right away. Your benefit year start date and your base period wages will factor into how much you receive. Since you were working before your disability leave, you likely have sufficient wages in your base period to qualify. The 'terminated while on disability' part actually works somewhat in your favor because you didn't quit voluntarily - you were discharged, which generally means EDD won't hold the separation against you. File immediately and answer the medical questions honestly on the initial claim form.
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Yara Khoury
AuthorThis is really reassuring, thank you. So the fact that I was on SDI right before filing won't automatically disqualify me from UI? I've seen some conflicting info online about this.
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Amina Bah
They're two separate programs. SDI is for when you CANT work due to illness or injury. UI is for when you CAN work but don't have a job. As long as you're not filing for both at the same time for the same period you should be fine.
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Oliver Becker
^^^ this exactly. I went through almost the same thing two years ago. Was on SDI for 4 months, got let go while I was out, then filed UI once my doctor cleared me. EDD did put my claim in adjudication initially but it got approved.
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Natasha Petrova
I went through something almost identical last year - terminated while recovering from knee surgery. The thing that tripped me up was that EDD sent me a notice asking for clarification on my 'ability to work' at the time of separation vs. when I filed. I spent three weeks trying to get someone on the phone to explain what documentation they needed. Honestly the only thing that finally worked was using Claimyr. It's a service at claimyr.com that gets you through to an actual EDD agent. There's a video showing how it works at https://youtu.be/JmuwXR7HA10 - I was skeptical at first but after my fourth disconnected call I was desperate. Got through to someone within a couple hours and they told me exactly what to submit. My claim was approved shortly after.
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Yara Khoury
AuthorI'll check out that video, thank you. Four disconnected calls sounds like my exact experience right now and I'm only on attempt two lol. Did the agent walk you through what to upload in UI Online?
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Javier Hernandez
wait so this actually works?? ive been trying to reach EDD for like 2 weeks about my adjudication and keep getting the 'we're experiencing high call volume' message
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Natasha Petrova
@above - yes it genuinely worked for me. I was really surprised. The agent I reached was actually helpful and walked me through the whole thing. Way better than pressing redial for hours.
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Emma Davis
Going to try this too. My claim has been sitting in adjudication for almost a month with zero communication from EDD and I'm losing my mind over here.
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LunarLegend
There's a common misconception I want to clear up here. Some people think that because SDI and UI are both EDD programs, there's some kind of conflict or waiting period between them. That's not how it works. SDI and UI serve entirely different purposes under California law. SDI replaces wages when you're unable to work due to a non-work-related illness, injury, or pregnancy. UI provides benefits when you're unemployed but able and available for work. The transition from SDI to UI is actually a recognized pathway that EDD has procedures for. The main thing OP needs to document is: 1) the date of termination, 2) the reason for termination (position elimination = not a quit), and 3) the date a medical professional cleared them to return to work. With those three things documented, this should be a straightforward claim even if it goes through adjudication first.
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Malik Jackson
This is the most helpful post in this thread. Saving this for reference because I have friends going through similar situations constantly.
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Yara Khoury
AuthorReally appreciate the breakdown. I have all three of those things documented so I feel better about this. Going to file today.
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Keisha Taylor
Also worth noting - OP should request their termination letter specifically mention 'position elimination' or 'layoff' if it doesn't already. Some employers are vague with termination language and that can cause problems with EDD.
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Isabella Oliveira
UGHH this whole situation sounds infuriating. The fact that they fired you while you were recovering from surgery is so shady. I hope you fight it if there's any way to prove it was retaliation. But for the EDD stuff - yes file immediately. Don't wait another day. Every week you wait is potentially a week of benefits you lose even if they backdate it they can be weird about it sometimes
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Yara Khoury
AuthorI'm definitely looking into the retaliation angle separately with an employment attorney. But you're right I should stop overthinking and just file.
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StardustSeeker
Agreed, file now. You can always add information later through UI Online. Waiting only hurts you.
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Ravi Patel
When I got terminated during my disability period last year EDD actually sent me an 'Unable to Work' questionnaire along with my initial claim documents. Has anyone else gotten that? I wasn't sure if filling it out would hurt my claim since I WAS unable to work at the time of termination but became able before filing.
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LunarLegend
Yes that's standard when EDD sees overlap between disability and unemployment. Fill it out honestly - explain that you were on approved medical leave at termination but have since been cleared by your physician to return to full-time work. The dates matter here, so be precise.
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Ravi Patel
Ok that makes sense. I ended up getting approved so I think I filled it out correctly but I was panicking when I first got it. OP - don't panic if you get that form, just answer honestly with dates.
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Yara Khoury
AuthorGood to know this is a thing. I'll watch for it in my UI Online messages after I file.
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Amina Bah
just file it. seriously stop overthinking. worst they can do is deny you and then you appeal. EDD denials aren't the end of the world there's a whole appeals process
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Javier Hernandez
Easy to say but an appeal can drag on for months and OP needs income now lol
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Amina Bah
fair point but still better to have filed and be in the process than not filed at all
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Freya Andersen
Something nobody has mentioned yet - make sure you report your SDI payments correctly when you fill out your UI application. There's a section asking about other income or benefits received. Some people accidentally misreport this and it causes adjudication delays or overpayment issues down the line. Since your SDI already ended this should be fairly simple - just note the end date and that it was for the medical leave period prior to your UI claim start date.
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Paolo Marino
Excellent point. Transparency on that initial application prevents so many headaches. EDD cross-references SDI and UI records internally so they'll see it anyway - better to proactively disclose it clearly.
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Yara Khoury
AuthorHadn't thought about this specifically - really helpful. I'll make sure to include the SDI end date clearly in my application.
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Natasha Petrova
Yes this is important. I didn't do this clearly enough on mine and it was part of why I ended up in adjudication. EDD wanted clarification on the overlap period.
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Malik Jackson
I work in HR (not at EDD but in a company that deals with EDD claims from the employer side fairly regularly) and can add some context. When an employer reports a separation to EDD they have to indicate the reason. 'Position elimination' typically codes as a layoff which is favorable for claimants. What you want to avoid is the employer coding it as 'inability to perform job duties' or something that could be tied to your medical condition, because that sometimes triggers a different adjudication pathway. You might want to follow up with your former employer's HR to confirm exactly how they're reporting the separation reason to EDD.
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Yara Khoury
AuthorOh this is a really useful insider perspective, thank you. I didn't even think about how the employer reports it on their end. I'll reach out to HR tomorrow.
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Isabella Oliveira
THIS. The employer side reporting matters SO much and most claimants don't know about it. I had an employer code my separation wrong and it took months to fix.
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StardustSeeker
Agreed this is crucial. If the employer codes it in a way that conflicts with your account of the separation, that's almost guaranteed to trigger adjudication. Better to know upfront what they're submitting.
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Omar Zaki
can i ask a dumb question - does it matter that OP was collecting SDI during the base period for calculating their UI benefit amount? like would those weeks count differently?
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LunarLegend
Not a dumb question at all. SDI payments themselves don't count as wages for UI base period purposes - only actual wages earned from employment count. However, California has an alternative base period option that looks at more recent quarters, which can help claimants who had a gap in employment due to disability. EDD will automatically calculate both and use whichever is more favorable.
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Omar Zaki
Oh that's actually good to know! So the disability leave period doesn't tank your benefit calculation.
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Freya Andersen
The alternative base period thing saved my benefit amount when I had something similar. EDD is supposed to calculate it automatically but you can also specifically request they evaluate your alternative base period if you feel the standard calculation isn't reflecting your actual recent earnings.
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Javier Hernandez
UPDATE for everyone in similar situations: I finally got through to an EDD agent after using Claimyr (someone mentioned it earlier in this thread). My situation is slightly different - I've been in adjudication for 5 weeks not the disability overlap thing - but the agent was actually super helpful. She could see exactly what was holding up my claim and told me I needed to submit one additional document through UI Online. Submitting it now. Honestly claimyr.com was worth it just to stop the anxiety of not knowing what was happening.
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Emma Davis
Ok I'm definitely trying it now. Five weeks of adjudication with no communication is literally where I'm at too.
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Yara Khoury
AuthorReally glad you got some answers. This whole thread has been so helpful. I filed my claim this morning and I'm going to try Claimyr if I run into issues getting through to someone.
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Keisha Taylor
Good to hear there's a way to actually reach a human at EDD. That's been the biggest frustration with any claim issue - you need to talk to someone but it's nearly impossible.
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CosmicCrusader
Not to be a downer but I want to share a cautionary note. I was in a really similar situation - terminated while on SDI, thought it would be straightforward - and EDD did deny my claim initially because they determined I was 'not able and available' at the time of my job separation. The denial letter referenced that I was on medical leave when I was let go. I had to appeal and go through a hearing before an ALJ to get it reversed. The appeals process took about 14 weeks but I did ultimately win. So just know that even if you do everything right this might not be instant and you should be prepared to appeal if needed.
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Yara Khoury
AuthorI really appreciate you sharing this even though it's not the outcome I'm hoping for. Good to be mentally prepared for the possibility of an appeal. Did you have an attorney for the hearing or did you represent yourself?
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CosmicCrusader
I represented myself. The hearing was less intimidating than I expected - more like a structured phone call than a courtroom situation. I had my doctor's clearance letter and my termination documents and presented them clearly. The ALJ was fair.
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Paolo Marino
This is an important experience to share. The initial denial is not the end - EDD denials for this type of situation are often overturned on appeal when the claimant can demonstrate they were cleared and ready to work before filing. The key is filing the appeal within 30 days of the denial notice.
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Chloe Robinson
sorry to hijack slightly but this thread is making me realize i might be making a mistake. i went back to part time work while still technically on disability and didnt report it to either program. reading this thread is making me nervous. should i proactively disclose or just hope it doesn't come up??
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LunarLegend
You should address this proactively. Both SDI and UI have requirements around reporting any work and earnings. If there's an overlap between benefits received and wages earned, that's an overpayment situation that EDD will eventually catch through wage records. Proactively contacting EDD to correct your records is much better than waiting for them to issue an overpayment notice with potential penalties.
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Chloe Robinson
ugh ok yeah. that's what I was afraid of. thanks for the honest answer.
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Malik Jackson
Agree with the advice above. EDD cross-matches with employer wage reports so they will find it. Proactive disclosure usually results in a simple repayment plan rather than the penalties that come with fraud findings.
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Emma Davis
For anyone else reading this who's in adjudication limbo - I also tried Claimyr after seeing it mentioned here and got through to an EDD rep within the same day. My adjudication was because they needed to verify my employment separation reason (similar to OP's situation with the disability overlap). The agent explained exactly what was flagged and what I needed to upload. Claim got approved 4 days later. The video demo at https://youtu.be/JmuwXR7HA10 explained the whole thing clearly before I signed up. Genuinely saved me from weeks more of calling and disconnecting.
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Javier Hernandez
So glad it worked for you too. I feel like EDD adjudication would be SO much less stressful if they just communicated better about what's actually needed.
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Yara Khoury
Author4 days after getting the info from the agent is really fast. Good to hear.
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Diego Flores
ok adding this to my bookmarks. been dealing with edd for 3 months and never been able to get a human on the phone
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StardustSeeker
To summarize what this thread has established for anyone finding it later via search: Yes, you CAN collect California unemployment if you were terminated while on disability, provided you meet these conditions: (1) You are now able and available for full-time work - typically demonstrated with a doctor's clearance. (2) Your termination was not voluntary - layoffs and position eliminations qualify. (3) You have sufficient base period wages from your employment before the disability. (4) You are not simultaneously collecting SDI for the same period you're claiming UI. The transition from SDI to UI is a recognized pathway. Your claim may go through adjudication for the EDD to verify these factors, but that doesn't mean denial. File immediately, document everything, and if you need to reach an EDD agent to clarify your specific situation, resources like Claimyr (claimyr.com) can help you actually get through.
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Yara Khoury
AuthorThis is such a useful summary. Bookmarking this thread for anyone else I know going through similar situations in the future.
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Ravi Patel
Mods should probably pin this honestly. This comes up so often.
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Keisha Taylor
Really thorough. The only thing I'd add is to keep checking UI Online for messages after filing - EDD communicates primarily through that portal now and missing a document request can stall your claim significantly.
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Anastasia Kozlov
One more thing worth mentioning - if your back surgery was related to a workplace injury, the entire picture changes because you'd be looking at workers comp rather than SDI, which has very different interactions with UI. Just wanted to flag this in case OP's situation is actually workers comp based rather than non-occupational SDI.
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Yara Khoury
AuthorNo it was a personal health issue not work related, so definitely SDI not workers comp. But good flag for others reading.
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LunarLegend
Good clarification to raise. Workers comp and UI interaction is a completely separate and more complex topic. For non-work-related conditions that used California SDI, the pathway to UI described in this thread applies.
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Sean Flanagan
just wanted to add my experience - terminated during disability leave in 2024, filed UI as soon as doctor cleared me, went into adjudication for about 3 weeks, then approved without me having to do anything extra. I think it depends a lot on how your employer reports the separation. Mine was straightforward layoff coding so maybe that helped it move faster.
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Yara Khoury
AuthorThis is really encouraging to hear. Makes me hopeful mine will resolve without too much drama.
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CosmicCrusader
This matches what the HR person said earlier in the thread about employer coding. You got lucky with a clean separation code. OP should definitely follow up with HR about how they're reporting it.
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Sean Flanagan
Yeah honestly I didn't even know that was a thing until I read this thread. Going to file away that knowledge for future reference.
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