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u should also no that when u file ur claim u don't have to say u chose to be laid off... just say u were laid off due to lack of work or business necessity. that's technically true bc they didn't have work 4 u at ur current position/pay. don't overthink it man
I strongly advise against this approach. Being dishonest on your application can lead to penalties, including having to repay benefits with additional penalty fees if they discover the misrepresentation later. The employer will be contacted as part of the claim process and will likely mention the offered demotion. Better to be upfront and explain why the demotion was not a reasonable alternative.
Thanks everyone for all the advice! I've decided to take the layoff with severance since it seems like I should qualify for benefits - the pay cut is definitely substantial enough. I'll make sure to get everything in writing, be completely honest on my application, and properly report the severance payment. I'm feeling a lot better about the decision now. I'll update after I apply to let you know how it goes in case anyone else runs into this situation in the future.
Update: I tried clearing cookies, using incognito mode, and even a completely different browser but still having the same login issues. I tried calling the technical support line but of course couldn't get through. Starting to panic a bit since it's been 3 days since I certified and I have no way to check the status of my payment! Does anyone know if there's an email address I can contact about the account access problems?
Unfortunately, EDD doesn't offer email support for UI Online account issues. Your best option is to keep trying the technical support line (1-833-978-2511) early in the morning (8:00-8:30am) when they first open. You might also try the Ask EDD feature on the website, but select "Technical Support" as the category, not UI questions.
If ur payment gets stuck on pending for more than 3 days definitely call!! Don't wait like I did thinking it would fix itself. Wasted 3 weeks before I got someone to manually push my payment through. Good luck!
also once u get the card make sure u setup the online account on moneynetwork website so u can see ur balance and stuff. easier than calling that automated phone system thing
Just a follow-up - if you urgently need the funds before your card arrives, you can contact Money Network customer service at 1-866-692-9374 and request expedited delivery of a replacement card. There's usually a fee for this service (around $10), but they can get it to you in 3 business days. You'd need to verify your identity with them first.
UPDATE: Had my interview yesterday and it went fine! The interviewer was actually really nice. She just wanted to verify the details about that one-day job I did last month - asked about the company, how many hours I worked, if it was a one-time thing or ongoing, and confirmed I'm still looking for full-time work. The whole call took maybe 10 minutes. My payment for this week is already showing as paid in the system. Thanks everyone for your help!
In my experience, it was about 10-14 days after my claim was approved before I received my first payment. New claims can take 2-3 weeks to process if everything is filled out correctly. Then payments come every two weeks. The first payment might include retroactive benefits if your disability start date was before your claim was processed.
Make sure you're using the CORRECT MAILING ADDRESS to send your application! EDD has different processing centers for different programs. My sister sent her pregnancy disability claim to the wrong address last year and it delayed everything by almost a month. For SDI claims, mail to: State of California Employment Development Department P.O. Box 989777 West Sacramento, CA 95798-9777
just curious has anyone had good experiences with direct deposit instead of the card? seems way better but i heard horror stories of payments getting stuck
I've used direct deposit for my last two claims and it's been MUCH faster than the card. Payments usually hit my account 1-2 days after certification. No issues at all.
UPDATE: Thanks for all the helpful responses! I just got approved and set up direct deposit like many of you suggested. They did mention they'll still be sending a new Money Network card as backup since my old one expired. For anyone finding this post later - definitely set up direct deposit AND request the card as backup!
Great to hear! Direct deposit is definitely the way to go for speed. Just remember that your first payment might still go to the card if direct deposit wasn't set up before they processed it. Subsequent payments should go to your bank account though.
To clarify about the Claimyr service - they connected me to an actual EDD rep who was able to help with my fraud case. I was getting nowhere with the automated system. The rep I spoke with submitted an expedited fraud review and I got my money back in about 3 weeks (instead of the 2+ months others were waiting). Still not perfect but way better than getting the runaround. Combining good security practices with your EDD card (like the cash advance method mentioned here) AND being able to actually reach someone when issues occur has made dealing with unemployment much less stressful for me.
Just wanted to update that I've now successfully done the cash advance method at 4 different banks! Chase, Wells Fargo, BofA (even though it's the issuing bank), and a local credit union. Fees ranged from $1-3. I've made it part of my routine now - as soon as I get the certification confirmation email from EDD, I wait 2 days for the deposit, then immediately go get a cash advance for the full amount. No more worrying about card skimmers or hacked accounts! THANKS to everyone for the other suggestions too. I might try the transfer to personal bank option next time.
I had something kind of similar happen but it was for my disability claim not unemployment. They scheduled me for a phone appointment but never called. I ended up having to call the main number like 20 times and finally got someone who told me my interview was actually canceled but nobody bothered to tell me! Maybe check if yours was actually still scheduled? The whole system is such a mess sometimes.
This is a good point. Sometimes interviews get rescheduled in the system but the notification doesn't reach the claimant. When you call tomorrow, specifically ask if the interview was still active in their system today or if it had been rescheduled/canceled. That information will help determine next steps.
Just wanted to follow up - were you able to reach someone at EDD today? Did they help resolve the interview situation?
Yes! Finally got through after about an hour on hold this morning. Turns out the interviewer had tried calling but dialed the wrong last digit of my phone number (how does that even happen when they have it right in the system??). They rescheduled me for Friday and confirmed my correct number. The rep also noted in my file that the miss wasn't my fault. Thanks everyone for your help and advice!
Rebecca Johnston
Quick update on timeframes based on what I've heard from others recently: - Regular timeline: 7-10 business days - Current actual average: 10-14 business days - If you need it faster: You can request expedited shipping for $10 (2-3 business days) - Replacement cards: Usually 7-10 business days, but can be expedited for a fee If you're in a genuine financial emergency situation, mention this when you call Money Network. In some cases, they have provided emergency expedited shipping at no cost, though this isn't guaranteed.
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KingKongZilla
•Thanks for the detailed breakdown! I'll definitely mention the financial hardship when I call. I'm going to try contacting them first thing tomorrow morning.
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KingKongZilla
UPDATE: Finally got my card today! Exactly 15 business days after my first payment was issued. For anyone else in this situation - hang in there! Calling Money Network directly was definitely more helpful than trying to reach EDD. They confirmed it had been mailed and gave me the exact date. Thanks everyone for your advice!
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Nathan Dell
•congrats!! time to go shopping lol jk pay ur bills first
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