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Isabella Ferreira

Confused about PFL after SDI maternity leave - automatic transition or separate application?

Hi everyone! I'm about to have my first baby next month and I'm trying to understand how the whole leave system works. I know I'll get SDI for the first 6-8 weeks after delivery, but then I want to take additional time with my baby using Paid Family Leave. Does PFL automatically start when my pregnancy disability ends? Or do I have to submit a whole new application? If I need to apply separately, when should I do it? Right after birth? While I'm still on SDI? I'm worried about having a gap between benefits. Also, does anyone know if the weekly benefit amount for PFL is the same as what I get for SDI? My HR department wasn't very helpful and just gave me a bunch of confusing paperwork. Thanks in advance for any help!!

PFL is NOT automatic after SDI! You need to file a separate claim for baby bonding. The good news is the benefit amount should be the same as your SDI payments, but you absolutely need to submit a new application (Form DE2508). The EDD recommends filing for PFL about 1-2 weeks before your SDI benefits end. You can do this online through your SDI Online account - there should be an option to file for PFL benefits when you log in. Timing is important because if you wait until after your SDI ends, you might have a gap in payments. I took leave last year and made sure to file about 10 days before my disability ended.

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Thank you so much for explaining! So I need to track when my SDI benefits will end and then submit the PFL application before that happens. That's super helpful. Does the DE2508 form take a long time to complete? I'm worried about having the baby brain fog and trying to fill out complicated paperwork.

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congrats on the baby!! yes def a separate application. i almost missed out on my pfl $ bc nobody told me I had to apply again after the disability part. dont make my mistake lol

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Oh no! That's exactly what I'm afraid of happening. Did you end up with a gap between benefits when you realized you needed to apply separately?

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It's definitely confusing! Here's what you need to know: 1. SDI covers your recovery from childbirth (typically 6 weeks for vaginal delivery, 8 weeks for C-section) 2. PFL covers bonding time with your baby (8 weeks total in 2025) 3. You MUST file a separate claim for PFL using form DE2508 4. Filing should happen 1-2 weeks before your SDI ends 5. The weekly benefit amount is calculated the same way for both One important thing: your doctor needs to certify when you're no longer disabled from pregnancy/childbirth before PFL can begin. Make sure they know you plan to transition to baby bonding leave. You can file online through your EDD account, which is much easier than paper forms.

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This is SO important about the doctor certification!! My OB didn't submit my release form on time and I had a 2-week gap where I got NO MONEY while waiting for PFL to start. Make sure to remind your doctor's office multiple times!!

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The whole system is RIDICULOUS!!! Why should we have to file twice for essentially the same thing? I had my baby in January and the transition was a NIGHTMARE. My SDI ended and then I had to wait THREE WEEKS for my PFL to start even though I applied early. THREE WEEKS with no income while taking care of a newborn! And don't even get me started on trying to call EDD to check on my claim status. I spent HOURS listening to that stupid hold music only to get disconnected. The online messaging system is useless too - they never respond! Sorry for the rant but this system is broken and I don't want other moms to suffer like I did.

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I had the EXACT same experience trying to reach EDD! After wasting days trying to get through on their phone lines, I finally used Claimyr (claimyr.com) and got connected to an EDD agent in about 10 minutes. Saved my sanity during my leave transition. They have a video demo here: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 that shows how it works. Totally worth it when you're dealing with benefit delays while also taking care of a newborn.

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my sister just had a baby and she said you gotta apply around week 5 after birth. she did everything online and said it wasn't too bad. but yeah the EDD website is super confusing, i tried helping her navigate it and even i got lost lol

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Thanks for sharing your sister's experience! Did she have any issues with the transition or was it pretty smooth for her? I'm trying to get a sense of how common the payment gaps are.

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Hey there! When I had my baby last year, I made the mistake of waiting too long to apply for PFL after my SDI. Here's my timeline in case it helps: Week 6 postpartum: My doctor released me from disability Week 7: Realized I needed to apply for PFL (panic!) Week 8-9: No income while waiting for PFL approval Week 10: Finally got my first PFL payment Don't be like me! Apply early (like 7-10 days before SDI ends). And yes, the benefit amount was exactly the same as my SDI.

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This is a really helpful timeline! Just to add some clarification - the reason for the gap is that PFL claims typically take 5-7 business days to process if everything is submitted correctly. But if there are any issues or missing information, it can take much longer. That's why applying early is so important.

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i had my baby in november and the whole process was actually pretty easy! the online form only took like 20 mins to fill out. just make sure you have your baby's birth certificate info and your employment details handy

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You got lucky then. My online application crashed TWICE and I had to restart the whole thing. Then they claimed they never received it even though I had a confirmation number. The entire system is a joke.

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Since this is your first baby, I want to make sure you understand the full timeline: 1. Pregnancy Disability Leave (SDI) - starts when your doctor certifies you can't work due to pregnancy (can be before birth) 2. SDI continues for recovery after birth (6-8 weeks) 3. File for PFL 1-2 weeks before SDI ends 4. PFL provides 8 weeks of baby bonding time For 2025, the maximum weekly benefit amount is $1,644, but your specific amount depends on your previous earnings. The calculation is the same for both SDI and PFL. Also, know that PFL doesn't have to be taken all at once - you can split it up if needed, but you need to take it within 12 months of your baby's birth.

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Thank you so much for breaking down the timeline! I didn't realize I could split up the PFL if needed - that's really good to know. My doctor is putting me on disability next week (I'm having some blood pressure issues), so I'll be starting SDI before the birth. This helps me plan out the whole process much better!

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I just went through this in January so the information is fresh in my mind. Everyone is right that you need to file a separate application for PFL after SDI. But here's something no one mentioned - you can actually save time by getting some of the PFL paperwork ready BEFORE your baby arrives. You can download the DE2508 form from the EDD website and fill out your sections in advance. Obviously, you'll need to add your baby's info after birth, but having the rest completed saved me a lot of stress. Also, I found the best way to check on claim status was through the EDD online portal rather than calling - much less frustrating!

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That's good advice about filling out forms early! Though in my experience the online portal status updates were super delayed. It would show "pending" for days even after my claim was actually approved (I only found this out when the money appeared in my account).

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This is such helpful information, thank you everyone! I'm due in 6 weeks and had no idea about the separate PFL application. Quick question - when you apply for PFL online, do you need to upload any documents like the baby's birth certificate, or is it just filling out the form with the information? And for those who had smooth transitions, was there anything specific you did to make sure everything went seamlessly? I'm definitely going to start preparing the paperwork early like Diego suggested. Better to be over-prepared than scrambling with a newborn!

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Hey Kelsey! When I applied for PFL online last year, I didn't need to upload the actual birth certificate - just needed to enter the baby's information (name, date of birth, etc.) into the form fields. The system seemed to verify this information automatically. For a smooth transition, here's what worked for me: 1. Set a calendar reminder for 10 days before my expected SDI end date 2. Had all my employment info ready (employer name, address, last day worked) 3. Made sure my doctor knew I'd be transitioning to PFL so they could time the disability release properly 4. Applied on a weekday morning when the system seemed less busy The biggest thing that helped was staying on top of the timeline. I actually called my doctor's office the week before to confirm they would submit my release form on time - that prevented any delays on their end. Good luck with your upcoming arrival! 🍼

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Just wanted to add my experience from when I had my daughter in September! I was terrified about the transition after reading horror stories online, but it actually went pretty smoothly once I understood the process. Key things that helped me: - Applied for PFL exactly 2 weeks before my SDI was scheduled to end - Made sure my OB office knew the exact date I needed my disability release (they put a note in my chart) - Used the online portal exclusively - much faster than paper forms - Had my baby's birth certificate info ready to enter (you don't upload it, just type in the details) The weekly amount was identical to my SDI payments, and I only had a 3-day gap between benefits which honestly wasn't too bad. One tip: screenshot your confirmation page after submitting! I had friends who lost their confirmation numbers and it made tracking their claims harder. The whole PFL application took me about 15 minutes online. You've got this! The anticipation and worry is honestly worse than the actual process.

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Thank you so much Ryder! This is exactly the kind of detailed timeline I was hoping to see. I'm definitely going to screenshot everything - that's such a smart tip that I wouldn't have thought of. It's really reassuring to hear that once you understand the process, it can go smoothly. I've been so stressed reading about all the potential problems, but it sounds like being proactive and organized is key. The 3-day gap doesn't sound too bad at all compared to some of the horror stories! I'm feeling much more confident about managing this transition now.

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As someone who just went through this process with my son born in February, I want to emphasize how important it is to stay organized and proactive! Here's my exact timeline that worked well: - Week 4 postpartum: Set calendar reminder to apply for PFL - Week 5: Called doctor's office to confirm they had my PFL transition date in their system - Week 6: Applied for PFL online (took about 20 minutes) - Week 6.5: Doctor submitted my disability release right on schedule - Week 7: Seamless transition - no gap in payments! The key was communication with my doctor's office. I actually went in person during a regular checkup and made sure the nurse wrote down the exact date I needed to be released from disability. This prevented any confusion later. Also, don't stress too much about the online form - it's pretty straightforward. Just have your employer info, baby's birth details, and your SDI claim number handy. The system walks you through everything step by step. One last tip: if you're planning to return to work part-time eventually, ask about intermittent PFL when you apply. You can use your 8 weeks in smaller chunks if your employer allows it, which gives you more flexibility!

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This is such a comprehensive breakdown, thank you Zara! I love how you laid out the exact week-by-week timeline - that makes it so much easier to visualize the whole process. The tip about going in person to make sure the nurse documented the transition date is brilliant. I definitely wouldn't have thought to do that, but it makes total sense given how many people have had issues with doctor offices not submitting releases on time. The intermittent PFL option sounds really interesting too! I hadn't heard about that before. Does that mean you could potentially take like 2-3 days off per week for several months instead of taking the full 8 weeks consecutively? That could be perfect for easing back into work gradually. I'm starting to feel like I actually have a solid game plan now thanks to everyone's advice. Going to start making my own timeline and setting those calendar reminders!

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I'm currently 32 weeks pregnant and this thread has been incredibly helpful! I had no idea that PFL required a separate application - my employer just handed me a stack of forms and said "figure it out" which was super overwhelming. One question I haven't seen addressed yet: if my baby comes early (like several weeks early), does that mess up the timing for when I should apply for PFL? I keep seeing everyone say to apply 1-2 weeks before SDI ends, but what if my recovery period is different than expected due to complications or an early delivery? Also, has anyone dealt with applying for PFL while still in the hospital after delivery? I'm a little worried about trying to navigate all this paperwork while recovering and adjusting to life with a newborn. Should I ask my partner to handle the application, or does it have to be done by me personally? Thanks again to everyone who shared their experiences - you've all made this process seem much less scary!

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