Can husband take PFL baby bonding if his paycheck doesn't show CASDI deductions?
My husband and I are expecting our first baby in March 2025, and I'm trying to figure out our leave situation. I know I qualify for pregnancy disability and then PFL for baby bonding through my job, but I'm confused about my husband's eligibility. He works full-time making $45/hr at a construction company, but when we looked at his paystubs, there's nothing showing CASDI deductions anywhere. I thought I read somewhere that you need to have those State Disability Insurance contributions to qualify for Paid Family Leave in California? Does this mean he won't be able to take any paid time off for baby bonding? His company only offers 1 week of parental leave, and we were really hoping he could take at least 4 weeks with the new baby. Any insight would be super helpful!
17 comments


Ravi Choudhury
If your husband doesn't have SDI deductions on his paycheck, he's likely either exempt from SDI or works for an employer with a voluntary plan. Here are the possibilities: 1. He might work for a government agency (state, federal, county, city) - many don't participate in CA SDI 2. His company might have a voluntary plan instead of state SDI (check with his HR) 3. He could be self-employed or misclassified (though that doesn't sound like the case here) If he doesn't contribute to SDI, unfortunately he wouldn't be eligible for PFL through the state. However, he should: - Check if his employer offers any private short-term disability or parental leave benefits - Look into using FMLA/CFRA for job protection (unpaid but secures his job) - Ask HR specifically about Voluntary Plan benefits if they have one - some are actually better than state benefits The good news is you'll still qualify for your leave!
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Isabella Silva
•Thank you for explaining! I didn't even think about the government agency possibility. He works for a private construction company, but I'll definitely have him ask HR about a voluntary plan. So even if they don't have a voluntary plan, he could still take unpaid FMLA leave, right? He's been at the company for over 5 years, so I think he qualifies for that at least.
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CosmosCaptain
Look at your husband's paycheck stub closely - sometimes the SDI is listed under weird abbreviations like CA WITHHOLD or CASDI or just SDI. Some employers might even label it as CAETD (CA Employee Tax Deduction). My husband almost missed his because it was buried in a bunch of other deduction codes. Also, double check if his employer has more than 50 employees. That's the cutoff for FMLA/CFRA eligibility. If it's a smaller company, they might not be required to provide those unpaid protected leaves either.
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Isabella Silva
•Oh good point, I'll have him look more carefully at his stub tonight. There are definitely a lot of codes on there that we don't really understand. His company definitely has more than 50 employees (it's a pretty big construction firm), so that's a relief about the FMLA protection at least.
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Freya Johansen
My husband had the same issue but it turned out his company was exempt from casdi n they had ther own disability program!!! check with hr asap cause their program ended up being WAY better than the state one - my husbin got 6 weeks FULLY PAID for baby bonding which is better than the state one where u only get like 60-70% of ur salary. some companies (especially union jobs or gov) have there own plans set up!
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Omar Fawzi
•Not all companies are better tho! My husband works for a company with their own voluntary plan and it was actually WORSE than the state plan. Only 55% wage replacement and more paperwork 🙄 So definitely check the details!
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Isabella Silva
•Thanks for sharing! I'm having him check with HR tomorrow. Really hoping they have a voluntary plan that's decent. It would be amazing if he could get 6 fully paid weeks like your husband did!
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Chloe Wilson
I'm going thru this right now with my partner! He was freaking out bcos he also didnt see the SDI deduction but turned out he works for a company with a voluntary plan. He's literally on week 3 of baby bonding leave now with our new daughter. DEF have your hubby check with HR - the paperwork can be confusing and sometimes these companies don't clearly communicate these benefits. We almost missed out thinking he wasn't eligible!
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Isabella Silva
•Congratulations on your baby girl! That's really reassuring to hear that your partner was able to take baby bonding leave even without the visible SDI deduction. How was the application process for his voluntary plan? Was it complicated?
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Diego Mendoza
If ur husband works for construction, he might be union. Union jobs have their own benefits packages called UNION TRUST FUNDS and they dont pay into CA disability programs. BUT he might have excellent benefits through his union!! My brother is in IBEW (electricians) and gets 12 weeks family leave through their trust fund! Check if he's union and call the hall/trust fund office directly.
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Isabella Silva
•Actually yes, he is in a union! I completely forgot about checking with them directly. I've been so focused on the state benefits that I didn't even think about his union benefits. This is super helpful - I'll have him call his union rep tomorrow. Thank you!
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Anastasia Romanov
When I was trying to figure out my husband's eligibility for baby bonding PFL, I kept getting disconnected or waiting for HOURS trying to reach the EDD to ask questions. Totally frustrating when you're pregnant and trying to plan! I finally found this service called Claimyr (claimyr.com) that got me connected to an actual EDD rep in less than 10 minutes. They have a video demo of how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 The EDD rep was able to check my husband's wage records in their system and confirmed he had been paying into SDI through his employer even though it wasn't clearly labeled on his paystubs. Saved us so much stress knowing for sure! Might be worth trying if you keep getting the runaround from EDD's regular phone lines.
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Isabella Silva
•Oh my gosh, thank you for this tip! I actually did try calling EDD twice this week and got nowhere. First time I was on hold for an hour before I had to hang up for a doctor's appointment, second time it just disconnected me after 40 minutes. So frustrating! I'll definitely check out that service - would be great to actually talk to someone who can look up his records.
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Omar Fawzi
just to add some confusion here lol... my husband's paystub doesn't show SDI either because he works for the federal government BUT he still qualified for baby bonding through a different program called the Federal Employee Paid Leave Act (FEPLA) that gives 12 weeks paid! So if by any chance your husband works for federal govt look into that!
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Isabella Silva
•He's not federal, but that's good info for anyone else reading this thread who might be in that situation! It's crazy how complicated all this leave stuff gets depending on your employer.
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Ravi Choudhury
Based on all the comments here, it sounds like your husband has a few possible scenarios: 1. If he's union (which you confirmed), check his union benefits first - they often have their own parental leave provisions 2. He may still be contributing to SDI under a different code on his paystub 3. His employer might have a voluntary plan instead of state SDI I'd recommend this approach: 1. Contact his union rep first (highest likelihood of good benefits) 2. Then check with HR about any company or voluntary plan options 3. If neither of those pan out, have him check if he's eligible for CFRA/FMLA (unpaid but job-protected for 12 weeks) And as a backup, you can use the Claimyr service mentioned to speak directly with EDD to confirm if he has any wage records in their system that would qualify him for state benefits. Good luck with your planning and congratulations on your upcoming baby!
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Isabella Silva
•Thank you for summarizing all this so clearly! I'll follow your suggested approach. It's our first baby and trying to figure out all these different leave options while also preparing for the baby is overwhelming. Really appreciate everyone's help here!
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