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StellarSurfer

EDD SDI vs. PFL funds: Are disability and Paid Family Leave separate benefit pools?

I just used up my disability benefits this month after my back surgery (been on SDI since January 2025). Now I need to care for my mom who had a stroke last week. Can I apply for Paid Family Leave right away or is it the same fund as my disability? My HR person at work wasn't sure and told me to check with EDD directly. I'm really stressed because I can't return to work yet, but also need to help my mom. Anyone know if PFL is separate from SDI or if I've already used up all my benefits for the year?

Sean Kelly

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thyre different funds i think. i was on disability last yr for 3 months then took pfl to take care of my dad right after with no problems. you should be fine to apply

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StellarSurfer

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Oh really? That's a relief! Did you have to wait between programs or could you start PFL immediately after SDI ended?

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Zara Malik

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SDI and PFL actually come from the same State Disability Insurance fund that you contribute to through payroll deductions, but they're administered as separate benefits with different eligibility requirements and separate maximum benefit periods. For 2025, you can receive up to 52 weeks of SDI benefits and up to 8 weeks of PFL benefits within a 12-month period. The key thing to understand is that while they draw from the same funding source, they're treated as separate benefit entitlements. So yes, you can transition from SDI to PFL as long as you meet the eligibility requirements for PFL (caring for a seriously ill family member qualifies).

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StellarSurfer

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Thank you for explaining! This is exactly what I needed to know. So even though I used all my SDI benefits, I still have my full 8 weeks of PFL available? That's such a relief.

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Luca Greco

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Be careful! I thought the same thing last year but got denied because I didn't have enough in my wage base or something. They said I had to go back to work for a while before I could qualify for more benefits. CALL THEM TO CHECK YOUR SPECIFIC SITUATION!!!!

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Nia Thompson

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This is partly correct but needs clarification. The issue isn't about SDI vs PFL being separate benefits (they are), but about having sufficient wage earnings in your base period. If you've been on SDI for a long time, your base period might not have enough earnings to qualify for additional benefits. It's a case-by-case determination based on your wage history.

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If you've been trying to call EDD about this, I highly recommend using Claimyr (claimyr.com). I was in a similar situation transitioning between benefits and spent days trying to get through to EDD. Claimyr got me connected to an agent within 15 minutes who explained my benefit eligibility clearly. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Definitely worth it when you're dealing with time-sensitive benefit questions like this.

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StellarSurfer

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I've been trying to call for two days with no luck. I'll check this out - I really need to speak with someone before I submit my PFL application to make sure I'm eligible after my SDI claim.

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Aisha Hussain

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I went through this exact situation in February. Had surgery, used my disability, then needed PFL for my kid. What I learned is they're separate benefit periods but from the same pot of money your paycheck contributes to. You don't need to wait between programs - I literally finished SDI on a Friday and started PFL on Monday. Just make sure you have the right medical certification form for your mom from her doctor (it's different from the disability form).

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StellarSurfer

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That's super helpful, thank you! Do you remember which form I need? Is it the same DE 2501F form or something different?

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Aisha Hussain

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For PFL caregiving, you need form DE 2501F. It's different from the regular disability form. Your mom's doctor needs to fill it out to certify she needs care. You can download it from the EDD website or they'll mail it to you when you apply online.

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My sister works at EDD and she says they're constantly getting confused calls about this exact issue!!! People think because SDI and PFL come from the same state fund that they share the same eligibility period, but they don't. They're completely separate in terms of how many weeks you can claim. The only thing that matters is if you still qualify based on your base period wages, which can be an issue if you've been on disability for like... a really long time.

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StellarSurfer

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That's reassuring! I was on SDI for about 4 months, so hopefully that's not too long to affect my base period. I worked full-time for years before my surgery.

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Sean Kelly

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also dont forget to file your pfl claim before your sdi ends! you dont want a gap between them or you might lose some money

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Nia Thompson

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This is good advice. If you're transitioning directly from SDI to PFL, you should ideally file your PFL claim 1-2 weeks before your SDI claim ends to ensure continuous benefits. For 2025, the online portal has a specific option for transitioning between benefits that makes this process smoother.

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Ruby Garcia

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I'm in a similar situation right now - just finished my SDI benefits last month and need to care for my elderly father who's recovering from hip surgery. From what I've researched and heard from others here, SDI and PFL are definitely separate benefit entitlements even though they come from the same funding source. The main thing to watch out for is making sure you still have enough wage credits in your base period, but since you were working before your surgery in January, you should be fine. I'd recommend applying for PFL as soon as possible since there can be processing delays, and definitely get that medical certification form (DE 2501F) filled out by your mom's doctor right away. Hope your mom recovers well from her stroke - it's tough juggling your own recovery while caring for family.

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Aisha Khan

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Thank you so much for sharing your experience! It's really reassuring to hear from someone in almost the exact same situation. I appreciate the reminder about getting the DE 2501F form filled out quickly - I hadn't thought about potential processing delays. It's definitely challenging trying to recover from surgery while also worrying about caring for my mom. I hope your father's hip surgery recovery goes smoothly too. Did you find the transition from SDI to PFL pretty straightforward once you had all the paperwork together?

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Rami Samuels

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I went through this transition about 6 months ago and can confirm what others have said - SDI and PFL are separate benefit entitlements! I was on SDI for 5 months after a knee replacement, then immediately transitioned to PFL to care for my spouse during their cancer treatment. The key things that helped me: 1) Apply for PFL about 2 weeks before your SDI ends to avoid any payment gaps, 2) Make sure your mom's doctor fills out the DE 2501F form completely (any missing info will delay processing), and 3) Keep copies of everything you submit. The online portal actually has a "transition between benefits" option that walks you through it step by step. Since you were working full-time before January, your base period wages should be sufficient. Don't let the stress get to you - the system is designed to handle these transitions and you're entitled to both benefits as long as you meet the eligibility requirements. Wishing you and your mom the best during this difficult time!

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This is incredibly helpful, thank you! I really appreciate you taking the time to share your experience and the step-by-step advice. The "transition between benefits" option in the online portal sounds like exactly what I need - I had no idea that existed. I'm definitely going to apply for PFL within the next week to avoid any gaps. It's such a relief to hear from multiple people who've successfully made this transition. The stress of managing my own recovery while worrying about my mom and finances has been overwhelming, so knowing the system is set up to handle these situations helps a lot. Thank you again for the well wishes!

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I just wanted to add my experience since I went through something very similar last year. I was on SDI for about 3 months after a car accident, then my dad had a heart attack and needed care. Like everyone else has confirmed, SDI and PFL are separate benefit periods even though they come from the same fund you've been paying into through payroll deductions. The most important thing I learned: don't wait! I made the mistake of waiting a week after my SDI ended before applying for PFL and it created a gap in my benefits that I couldn't get back. Apply for PFL at least 1-2 weeks before your SDI runs out. Also, make sure your mom's doctor is aware that they need to be very thorough with the DE 2501F form - any incomplete sections will delay your claim. One tip that really helped me: when you call EDD (or use one of those callback services others mentioned), ask them to verify your base period wages while you're on the phone. Since you worked full-time before January, you should be fine, but it's good to confirm so there are no surprises. Hope this helps and wishing you and your mom a smooth recovery process!

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Ava Hernandez

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Thank you so much for sharing your experience and especially for the warning about not waiting! I definitely don't want to create a gap in benefits, so I'll make sure to apply for PFL this week while my SDI is still active. The tip about asking EDD to verify my base period wages while I'm on the phone is really smart - I hadn't thought of that but it would give me peace of mind before submitting the application. I'll also make sure to emphasize to my mom's doctor how important it is to fill out the DE 2501F form completely. It's been so helpful hearing from everyone who's been through this exact situation - it really takes the stress out of navigating what seemed like a confusing system. Thank you for the well wishes!

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I went through this exact transition just 3 months ago! Was on SDI for my shoulder surgery from October through February, then had to take PFL when my grandmother fell and broke her hip. Everyone here is absolutely right - they're separate benefit entitlements from the same fund you've been contributing to. The process was actually smoother than I expected once I understood how it worked. Key things that helped me: 1) I applied for PFL about 10 days before my SDI ended to ensure no gap in payments, 2) Got my grandmother's doctor to fill out the DE 2501F form right away (make sure they don't leave anything blank!), and 3) Used the EDD online portal which has gotten much better recently. Since you were working full-time before January and only been on SDI for about 4 months, your wage base should definitely be sufficient. The base period is calculated from earnings in previous quarters, not affected by your recent SDI claim. One thing nobody mentioned - keep detailed records of your mom's medical appointments and care needs. EDD sometimes does follow-up verification calls, and having documentation ready makes everything go faster. You've got this! The system is actually designed to handle these family care situations. Sending good thoughts for both your recovery and your mom's. Strokes are scary but with proper care and support, many people make excellent recoveries.

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Emma Anderson

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Thank you so much for this detailed response! It's incredibly reassuring to hear from someone who just went through this exact same situation. The timeline you mentioned (applying 10 days before SDI ends) is really helpful - I was wondering about the exact timing. I'm definitely going to follow your advice about keeping detailed records of my mom's appointments and care needs. I hadn't thought about EDD potentially doing follow-up verification calls, so having that documentation ready sounds really important. It's also comforting to know that the online portal has improved recently - that should make the application process easier. Thank you for the encouraging words about my mom's stroke recovery too. This whole thread has been such a lifesaver in understanding how these benefits work together!

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Nia Jackson

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I'm dealing with a similar situation right now and this thread has been incredibly helpful! I've been on SDI since December for a work injury and my partner just had major surgery, so I'm looking at potentially transitioning to PFL soon. Based on everything shared here, it sounds like the key takeaways are: 1) SDI and PFL are separate benefit entitlements even though they come from the same fund, 2) Apply for PFL 1-2 weeks before SDI ends to avoid payment gaps, 3) Get the DE 2501F form filled out completely by the family member's doctor, and 4) Keep detailed records of care needs for potential follow-up verification. @StellarSurfer - it sounds like you should be in good shape to transition to PFL given that you were working full-time before January and have only been on SDI for about 4 months. Your base period wages should definitely be sufficient. I hope your mom's recovery goes smoothly and that you can focus on caring for her without the added stress of benefit uncertainty. This community has been amazing at sharing real experiences! For anyone else reading this thread in the future - the consensus seems clear that these are separate benefits and the transition is definitely possible with proper timing and documentation.

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Abigail Patel

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@Nia Jackson Thank you for summarizing all the key points so clearly! This thread has been absolutely invaluable - I went from being completely stressed and confused about whether I could transition from SDI to PFL to feeling confident that I understand the process. Everyone s'real-world experiences have been so much more helpful than the official EDD website. I m'going to apply for PFL this week while my SDI is still active, and I already have an appointment scheduled with my mom s'doctor to get the DE 2501F form filled out properly. It s'such a relief to know that these benefits are designed to work together for situations exactly like ours. Best of luck with your potential transition to PFL for your partner s'care - it sounds like you re'well-prepared with all the information shared here!

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I work as a benefits counselor and see this confusion all the time! Just to reinforce what others have shared - SDI and PFL are absolutely separate benefit entitlements. You contribute to the State Disability Insurance fund through payroll deductions, and that fund covers both programs but with separate weekly limits (52 weeks SDI, 8 weeks PFL annually). The timing advice here is spot-on - apply for PFL about 1-2 weeks before your SDI claim ends to ensure seamless benefits. Since you were working full-time before your January surgery and have only been on SDI for about 4 months, your base period earnings should definitely qualify you for PFL. One additional tip: when your mom's doctor fills out the DE 2501F form, make sure they're specific about the level of care needed and expected duration. Vague descriptions can sometimes trigger additional review. The stroke diagnosis should clearly qualify, but detailed documentation helps expedite processing. You're dealing with a lot right now between your own recovery and your mom's needs, but the benefit system is designed exactly for these overlapping family care situations. You've got this!

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Landon Morgan

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Thank you so much for the professional perspective! As someone who works in benefits counseling, your confirmation really puts my mind at ease. I appreciate the specific tip about making sure my mom's doctor is detailed in describing the level of care needed on the DE 2501F form - I'll definitely emphasize that when I meet with them this week. It's reassuring to know that stroke diagnosis should clearly qualify, but I understand that being specific helps avoid any delays in processing. This whole thread has been such a lifeline for me - going from complete confusion and stress to feeling like I actually understand how to navigate this transition. I'm planning to apply for PFL in the next few days while my SDI is still active, and I feel much more confident about the process now thanks to everyone's shared experiences and your professional insights!

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Miguel Silva

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I went through this exact transition last year and can confirm what everyone else is saying - SDI and PFL are definitely separate benefit periods! I was on SDI for 6 months after a motorcycle accident, then immediately switched to PFL when my wife had complications after childbirth. The process was actually pretty straightforward once I understood it. Key things: apply for PFL about 10 days before your SDI runs out (don't wait or you'll have a gap like someone mentioned), make sure your mom's doctor fills out every single section of the DE 2501F form, and keep copies of everything you submit. Since you worked full-time before your surgery and have only been on SDI since January, your base period wages should be more than sufficient. The good news is that caring for a parent after a stroke definitely qualifies for PFL - it's exactly what the program is designed for. One tip that saved me: when I called EDD to confirm my eligibility before applying, I asked them to walk me through the transition process step by step. They have a specific procedure for people moving from SDI to PFL and they were actually really helpful once I got through to someone. Hope your recovery continues to go well and that your mom gets the care she needs. You're doing the right thing by planning ahead!

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