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Carmen Vega

Confused about CA SDI eligibility with remote job that's been paying into MA system

Hey everyone, I really need help figuring out my SDI eligibility situation. I'm super confused about whether I can qualify for CA Paid Family Leave for bonding with my baby. My situation is pretty complicated: - I've been living in California for 2 years but working remotely for a Florida-based company - My employer has been deducting for Florida's family leave program instead of CA SDI (just noticed this on my paystubs) - I'm currently working flexible hours (around 15-22 hrs/week) with my baby at home - My employer is tiny (only 3 employees total) and doesn't know anything about CA disability programs I just realized last month that I should have been paying into CA SDI all this time, and my employer is working with ADP to correct this for 2025, but I'm not sure if that helps me NOW when I need the bonding time. Can I still apply for CA PFL even though my SDI deductions have gone to another state? If I apply, will EDD reject me because my employer hasn't been sending the right deductions? Has anyone been in a similar situation with working remotely and state disability insurance issues?

The good news is that you might still qualify for CA PFL! What matters is where YOU physically work, not where your company is based. Since you're physically performing work in California, you should be covered by CA labor laws including SDI contributions. You need to have your employer correct this ASAP. They should: 1. Stop withholding for FL family leave immediately 2. Start withholding for CA SDI 3. File amended payroll tax returns for the quarters you've been in CA Once that's corrected, you should be eligible to file for PFL bonding time. The bigger issue is that your employer has been incorrectly reporting your wages to the wrong state, which affects more than just SDI eligibility.

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Thank you for this info! That's a huge relief. Do you know if there's a minimum number of hours I need to work to qualify? Some weeks I only manage 15 hours because of baby care.

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my company did someting simlar with me, was paying into the wrong state and when i applied for CA disability they denied me at first. but after i got my HR to fix it retroactively and send in proof, they approved me but it took like 3 extra weeks to fix everything

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Oh that's good to know it can be fixed! Did you have to wait until everything was corrected before applying, or did you apply first and then fix it during the process?

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This is a fairly common issue with remote workers. To directly answer your questions: 1. Eligibility is based on having CA SDI deductions taken from your pay during the base period (usually 5-18 months prior to your claim) 2. Since your deductions went to MA instead of CA, technically you haven't been contributing to the CA SDI fund 3. However, this is correctable! Your employer needs to file a DE 9ADJ form with EDD to adjust previous quarters 4. For part-time work: There's no minimum hours requirement for SDI/PFL, but your benefit amount is calculated based on your highest-earning quarter in the base period I recommend calling EDD directly about this specific situation. It's complicated enough that you'll want an official answer from them rather than guessing. If you're having trouble reaching them, try Claimyr (claimyr.com) - they can connect you with an EDD rep quickly. Here's a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd I used them last month when I had a similar issue with my claim and got through to EDD in about 20 minutes instead of spending days calling.

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I don't think this is accurate at all. If the employer has been taking deductions for MA and not CA, then OP is NOT eligible for CA disability benefits. The whole system is based on PAYING INTO IT. You can't just suddenly decide "oops I should have been paying into CA" and then get benefits. I went through something similar when I moved from Nevada and FIRST had to establish my base period wages in CA before I could claim anything!

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wait what exactly is SDI vs PFL? aren't they the same thing? I thought disability was just for when ur sick not for having babies

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They're related but different. SDI (State Disability Insurance) is for when you can't work due to non-work-related illness/injury, INCLUDING pregnancy disability. PFL (Paid Family Leave) is for bonding with a new child OR caring for a seriously ill family member. Both are funded by the same payroll deduction in California. So the OP is asking about PFL specifically, but the eligibility requirements depend on the SDI contributions.

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This happened to me!!! My company was based in Texas but I was working in California. When I had my baby last year I found out they hadn't been paying into CA SDI for TWO YEARS. It was a NIGHTMARE to fix. My HR had to go back and amend everything, and I didn't get my PFL payments until my baby was almost 4 months old. Start working on this immediately and document EVERYTHING.

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Oh no, that sounds awful! Did you eventually get the full amount you were entitled to? I'm worried about waiting months for payment since we're already struggling with one income.

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Yes I got the full payment but it took forever and lots of documentation. Start the process ASAP, don't wait! And keep calling EDD until you get someone helpful. Some reps told me it was impossible to fix and others actually helped me.

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I totally recommend using Claimyr to get through to EDD when you're ready to sort this out. EDD's phone system is impossible - I spent 3 days getting hung up on before I found Claimyr. Their service got me through to a real person at EDD in about 25 minutes. Worth every penny because the EDD agent was able to tell me exactly what forms my employer needed to file to fix a similar situation. Their website is claimyr.com and they have a demo video here: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd

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i tried calling EDD like 50 times last week and kept getting hung up on. dose this claimyr thing really work? seems 2 good to be true

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Yes, it actually works! They use some system that automates the calling process and gets you in the queue. When I used it last month, I got connected in about 25 minutes. Just make sure you have your phone ready because they'll connect you directly to an EDD agent.

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my cousin works for edd and she says that remote workers are causing this issue all the time now. the thing is ur supposed to pay SDI tax where u PHYSICALLY work not where the company is. ur employer messed up big time and might even face penalties for incorrect payroll reporting. ur basically working in CA so u should be covered by CA labor laws.

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Thank you all for the helpful responses! I'm going to try these steps: 1. Talk to my employer tomorrow about filing the correction forms with CA EDD 2. Try calling EDD directly (or use Claimyr if I can't get through) to ask about my specific situation 3. Get documentation ready showing I've been working in California 4. Start my application and explain the situation I'll update this thread once I know more. Really appreciate all the advice!

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Good plan! One more tip: when you apply, use the "Additional Information" section to briefly explain that your employer incorrectly withheld for the wrong state and is in the process of correcting it. This might help avoid automatic denial. Good luck!

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This is such a common issue with remote work nowadays! I went through something similar when I moved to CA but kept working for my NY-based company. The key thing to remember is that CA employment law generally follows where you physically perform the work, not where your employer is located. A few practical tips from my experience: - Your employer will need to register with CA EDD if they haven't already (since they have a CA employee) - They'll need to file quarterly wage reports retroactively and pay any penalties - Keep detailed records of your work location and hours - you might need to prove you've been working in CA The good news is that once the corrections are made, you should be able to get your PFL benefits. The process might take longer than normal, but it's definitely fixable. Just make sure your employer understands this is their legal obligation, not just a favor to you. Also, since you mentioned you're only working 15-22 hours per week, your benefit amount will be based on your actual wages, but there's no minimum hours requirement for eligibility. You just need to have sufficient wages in your base period once everything gets sorted out. Hang in there - bureaucratic messes like this are frustrating but they do get resolved eventually!

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This is really helpful advice! I'm curious about the employer registration part - my company is so small (just 3 people) that I don't think they've ever dealt with CA employment law before. Do you know if there are any resources or services that can help small employers navigate this process? I'm worried my boss might panic when they realize all the compliance stuff they need to catch up on.

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