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Melina Haruko

Can workplace stress/depression qualify for EDD SDI instead of unemployment?

I've been dealing with severe work-related stress for about 4 months now. My doctor diagnosed me with anxiety, depression symptoms, and I've had this persistent eye twitch that hasn't gone away. During my last appointment, my doctor warned that continued stress could potentially lead to facial paralysis if left untreated. She suggested I take time off work to recover. I'm completely confused about what benefits I should apply for. Initially I thought unemployment, but then someone mentioned disability might be more appropriate since it's health-related? Does EDD SDI cover mental health conditions like stress and depression? Would my doctor's diagnosis and warning about potential facial paralysis be enough medical documentation? I've never applied for any state benefits before and I'm totally lost about where to start or what forms I need. Any advice would be really appreciated!

unemployment is for when u lose ur job not for health stuff. u want SDI (state disability). ur doctor has to fill out the medical form part saying u cant work cuz of mental health

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Thank you! Do you know how long the process takes? I'm worried about how I'll manage financially while waiting for approval.

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You definitely need to apply for State Disability Insurance (SDI), not unemployment. Unemployment is for people who lost their job but are still able to work. SDI is specifically for when you cannot work due to a medical condition. Yes, SDI absolutely covers mental health conditions including stress, anxiety, and depression. Your doctor will need to complete a medical certification (DE 2501) confirming your diagnosis and estimated recovery time. The combination of your mental health symptoms and the physical manifestation (eye twitch with risk of facial paralysis) creates a strong medical case. Start by telling your doctor you need to file for disability. They'll help with the paperwork. Then you'll need to create an account on SDI Online and submit your claim there. The system will guide you through the process.

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This is extremely helpful information, thank you so much! I'll talk to my doctor this week about completing the medical certification. Do you know if there's a waiting period before benefits start?

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When I applied for SDI last year for anxiety/depression, there was a 7-day waiting period before benefits kicked in. So you won't get paid for the first week. And I remember it took almost 3 weeks to get my first payment after I applied!!! It was super stressful waiting and wondering if I'd be approved. The EDD never answered their phones so I had no idea what was happening with my claim.

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I HAD THE EXACT SAME EXPERIENCE!! Waiting for disability approval while already stressed/depressed is THE WORST. EDD phone system is a complete joke - I called like 50 times and got hung up on every single time. Like how is that even legal for a government agency????

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I went through this exact situation last year. My doctor diagnosed me with severe anxiety and work-related stress that was causing physical symptoms. Here's what I learned: 1. You need to apply for State Disability Insurance (SDI), not unemployment 2. Your doctor must certify that you cannot perform your regular work duties 3. Mental health conditions absolutely qualify when properly documented 4. There's a 7-day waiting period before benefits begin 5. Benefits typically pay about 60-70% of your wages The most important thing is having your doctor fully document both your mental health symptoms AND the physical manifestations (your eye twitch and risk of facial paralysis). Be sure to explain to your doctor that you need this documentation for your disability claim. When I couldn't reach EDD on the phone to check my claim status, I discovered a service called Claimyr (claimyr.com) that got me connected to an actual EDD representative in about 20 minutes. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. It was so much better than spending days trying to get through on my own.

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Thank you for sharing your experience and for the tip about Claimyr. I'll definitely check out that service if I have trouble reaching EDD. Did your employer need to provide any documentation, or was it all handled through your doctor?

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I tried filing for disability for similar reasons last year but got denied because my doctor didn't fill out the form correctly. Make sure they specifically state you CANNOT work due to your condition. If they just say you're stressed or depressed but don't clearly state you're unable to work, EDD will deny your claim. Learned this the hard way and had to appeal.

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This is excellent advice. The specific wording on the medical certification is crucial. The doctor needs to clearly indicate that the condition prevents you from performing your regular or customary work. A diagnosis alone without this functional assessment will often lead to a denial.

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Hey there! I just went through this about 3 months ago for pretty much the same thing - work-related anxiety that was causing physical symptoms (in my case insomnia and stomach issues). My psychiatrist helped me file for SDI and I got approved within about 2 weeks. The key things that helped me: - Having both a therapist AND doctor document my symptoms - Being specific about how the symptoms prevented me from working - Filing the claim online right after my doctor's appointment - Making sure I had all my employer info correct on the application Take care of yourself - stress is no joke when it starts causing physical symptoms! The time off really helped me recover.

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Thank you for sharing your experience. It's reassuring to hear that you were approved relatively quickly. I have an appointment with my doctor tomorrow, so I'll make sure to discuss this thoroughly with them.

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oh yea forgot to say u have to wait a week before u get any $. theyre suppost to approve ur claim in lke 14 days but sometimes takes longer

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Mine took 23 days last summer and I almost couldn't pay rent!!! EDD is so messed up.

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One more thing I forgot to mention - since your condition is work-related, you might want to look into whether you should file a workers' compensation claim instead of (or in addition to) SDI. Work-related stress can sometimes qualify for workers' comp, which might provide better benefits. Maybe ask your doctor about this option too?

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This is a great point. The key difference is that workers' comp requires proving the work environment was the predominant cause (51% or more) of the condition. SDI doesn't require proving causation, just that you can't work. Many people apply for both simultaneously and go with whichever gets approved first.

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Thank you all so much for the helpful advice! I've scheduled an appointment with my doctor specifically to discuss filing for SDI. I'll make sure she understands the importance of clearly stating I cannot work due to my condition. I'm feeling much less confused now about which benefit to apply for. I'll update once I've submitted my application!

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Good luck! Remember to create your SDI Online account before your appointment if possible. That way you can file your claim immediately after your doctor completes their portion. The sooner you submit everything, the sooner your claim can be processed.

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I'm going through something similar right now and this thread has been incredibly helpful! I've been dealing with work-related anxiety that's causing panic attacks and insomnia. My doctor mentioned SDI but I wasn't sure if mental health conditions would qualify. Reading everyone's experiences gives me hope that I can get the support I need. One question - for those who got approved, did you need to provide any documentation beyond what your doctor filled out? Like therapy records or prescription history? I've been seeing a therapist for 2 months and taking medication, wondering if that additional documentation would strengthen my case.

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Hi Nia! I'm so glad this thread has been helpful for you too. From what I've learned here, it sounds like having that additional documentation from your therapist and medication history would definitely strengthen your case. It shows a pattern of treatment and that you're taking your condition seriously. When I meet with my doctor tomorrow, I'm planning to bring up my therapy sessions and any medications I might need as well. It seems like the more comprehensive medical documentation you have, the better your chances of approval. Good luck with your application - it's reassuring to know I'm not alone in dealing with work-related anxiety!

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Hi Nia! Yes, having additional documentation like therapy records and prescription history can definitely help strengthen your case. When I applied, my doctor mentioned that having a "treatment history" shows the ongoing nature and severity of the condition. Your 2 months of therapy plus medication demonstrates you're actively treating the condition and that it's impacting your daily functioning. I'd suggest bringing copies of any therapy notes or treatment summaries to your doctor's appointment so they can reference them when filling out the medical certification. It creates a more complete picture of how your condition affects your ability to work. The key is showing it's not just a temporary stress situation but an ongoing medical condition requiring treatment.

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Hi Nia! In my experience, having that therapy documentation and prescription history absolutely helped my case. When I applied, I brought copies of my therapy intake notes and a list of medications to my doctor's appointment. My doctor was able to reference these when completing the DE 2501 form, which made the medical certification much more detailed and comprehensive. The EDD wants to see that this isn't just a one-time complaint but an ongoing condition requiring professional treatment. Your 2 months of consistent therapy plus medication shows you're actively managing a legitimate medical condition that impacts your work capacity. Definitely bring all that documentation to your doctor - it'll make their job easier and your claim stronger!

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@Nia Watson - I had a very similar situation! I was approved for SDI with just what my doctor filled out initially, but I think having that extra documentation definitely helps, especially if there are any questions about your claim. My therapist actually wrote a brief summary letter that my doctor attached to the medical form - it outlined how my work anxiety was affecting my daily functioning and sleep patterns. The medication history also shows you re'receiving ongoing treatment. I d'definitely bring copies of everything to your doctor s'appointment. Even if they don t'need it all for the initial application, it s'good to have on file in case EDD requests additional information later. Hope your application goes smoothly!

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Just wanted to add that if you're having trouble getting through to EDD by phone (which is super common), you can also check your claim status online through your SDI Online account. I found that much less stressful than trying to call repeatedly. Also, make sure to keep copies of everything you submit - the medical forms, your application, any correspondence. I learned this after my friend had issues with EDD claiming they never received certain documents. Having your own copies saved me a lot of headache when I had questions about my claim later. The whole process can feel overwhelming when you're already dealing with stress and anxiety, but hang in there - the time off to focus on your health is so worth it!

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Hello this has helped me a lot. I am on leave due to work stress, I have Major Depressive disorder & anxiety disorder with panic attacks. I've also been reading on other posts & reddit that if the provider puts on the SDI form that, disability is work related I can get denied & would have to go through workers comp which I've also read is a tedious process & will prolong everything (do not want to go that route at all). My Dr did fill out the form with great details but because I mentioned to her that work has been stressing me out & has added onto my mental she put on the form that it is work related. So, this is really stressing me out even more that I will not get approved. Has anyone's process been denied due to Dr checking off the question on form saying yes, it is work related. I just submitted form. & will have to wait what looks like 2 weeks.

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Hi Steph! I understand your concern, but try not to stress too much about this. From what I've learned in this community, having "work-related" on the form doesn't automatically mean denial for SDI. The key difference is that SDI focuses on whether you CAN work, not WHY you can't work. Workers' comp requires proving work was the predominant cause (51%+ causation), but SDI just needs medical certification that your condition prevents you from performing your job duties. Since you already have diagnosed Major Depressive Disorder and anxiety with panic attacks, those are legitimate medical conditions regardless of what triggered the current episode. Many people get approved for SDI even when work stress contributed to their condition. The fact that your doctor provided great detail on the form is actually a positive sign. Try to focus on your recovery while you wait for the decision - the 2-week timeframe is pretty standard. Keep us posted on how it goes!

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@Steph Hernandez I m'really sorry you re'going through this additional stress on top of everything else. I actually had a very similar situation - my doctor also marked work-related "on" my SDI form because I told her about my stressful work environment contributing to my depression and anxiety. I was terrified I d'get denied, but I was actually approved! The key thing is that you already have diagnosed Major Depressive Disorder and anxiety disorder - these are legitimate medical conditions that exist independently of work stress. Work may have exacerbated them, but you have underlying mental health conditions that prevent you from working. SDI looks at your current ability to perform job functions, not the root cause of your disability. If for some reason SDI does get complicated because of the work-related notation, you can always pursue both SDI and workers comp' simultaneously like some others mentioned. But honestly, with your detailed medical documentation and existing diagnoses, I think you have a good chance with SDI. Try to rest and focus on your recovery while you wait - I know it s'easier said than done when you re'anxious about the outcome. Sending you good vibes!

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@Grace Johnson I got approved! it took longer than the 2 weeks but I am thankful it was approved. feels like a weight has been lifted off my shoulders.

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I'm dealing with a similar situation right now and this thread has been a lifesaver! I've been experiencing work-related burnout that's turned into severe anxiety and depression. My sleep is completely messed up, I'm having trouble concentrating, and I've developed some physical symptoms too (headaches, muscle tension). Reading all your experiences has really helped me understand that SDI is the right path versus unemployment. I have an appointment with my doctor next week and I'm going to specifically ask about filing for disability. It's so helpful to know that mental health conditions absolutely qualify and that having both mental and physical symptoms actually strengthens the case. The tip about making sure the doctor clearly states I "cannot work" rather than just listing symptoms is huge - I'll make sure to emphasize that to my doctor. Also planning to create my SDI Online account ahead of time so I can submit everything right after the appointment. Thank you all for sharing your experiences and advice. It's scary going through this process, especially when you're already dealing with mental health struggles, but knowing others have successfully navigated it gives me hope.

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Hi Yara! I'm so glad this thread has been helpful for you too. Your symptoms sound very similar to what many of us have experienced - that combination of mental health impacts plus physical manifestations really does create a strong case for SDI. The fact that you're being proactive about creating your online account ahead of time and preparing what to discuss with your doctor shows you're already on the right track. One thing I'd add from my experience is to write down all your symptoms before your appointment (the sleep issues, concentration problems, headaches, muscle tension) so you don't forget anything when talking to your doctor. Sometimes when we're anxious about the appointment, we can blank out on important details. Also, if you have any records of how these symptoms are affecting your work performance or daily activities, that can be really helpful context for your doctor. The waiting period can be stressful, but try to remember that taking time to address your mental health is an investment in your long-term wellbeing. You're taking the right steps to get the support you need. Keep us posted on how your appointment goes - we're all rooting for you!

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I'm so grateful to have found this community and this thread specifically! I've been struggling with severe work-related anxiety for the past few months that's been affecting my sleep, concentration, and overall ability to function. Reading everyone's experiences has given me the clarity and confidence I needed to move forward with an SDI application. The information about making sure my doctor clearly states that I "cannot work" due to my condition rather than just describing symptoms is incredibly valuable. I also really appreciate the tips about creating the SDI Online account beforehand and keeping copies of all documentation. It's reassuring to know that mental health conditions absolutely qualify for SDI and that so many of you have successfully navigated this process. The fact that work-related stress can still qualify for SDI (as opposed to requiring workers' comp) takes a huge weight off my shoulders. I have a doctor's appointment scheduled for next week and I'm going to discuss filing for SDI. Thank you all for sharing your experiences so openly - it's made such a difference in helping me understand my options during what's already a really difficult time.

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Hi Liam! Welcome to the community - you've definitely found the right place for support and guidance. It's really encouraging to see how proactive you're being about addressing your mental health situation. I went through something very similar about 6 months ago, and I can tell you that having all the information from this thread beforehand made such a huge difference in how smoothly my application process went. The key points everyone has shared here - especially about the specific wording your doctor needs to use and getting that SDI Online account set up early - are absolutely spot on. One thing I'd add from my own experience is to also ask your doctor about the estimated recovery timeframe when you meet with them. SDI will want to know how long you'll need to be off work, and having your doctor provide a realistic timeline (even if it's just an estimate) can help with the approval process. You're taking all the right steps, and the fact that you're prioritizing your mental health shows real strength. The waiting period can feel long when you're already dealing with anxiety, but remember that you're investing in your long-term wellbeing. Keep us updated on how your appointment goes - this community is incredibly supportive and we're all here if you need any guidance along the way!

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I just wanted to chime in as someone who went through this exact situation about 8 months ago. The combination of work stress, anxiety, and physical symptoms (in my case, severe insomnia and stomach issues) was overwhelming, and I was completely lost about what to do. What helped me the most was understanding that SDI isn't just for "traditional" physical disabilities - mental health conditions are absolutely covered when they prevent you from working. The key is having your doctor document not just your diagnosis, but specifically how your symptoms make it impossible to perform your job duties. A few practical tips from my experience: - Don't wait to apply thinking you'll get better quickly. I waited 3 weeks and wish I'd applied sooner - Keep a symptom journal leading up to your doctor's appointment - it helps them understand the full scope of how you're affected - If you have any previous mental health treatment records, bring them to show this isn't just a temporary reaction The financial stress while waiting for approval is real, but taking that time off work was absolutely crucial for my recovery. I'm back to work now and in a much better place mentally. You're making the right choice by prioritizing your health - don't let anyone make you feel otherwise. Wishing you the best with your application process!

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Thank you so much for sharing your experience, Geoff! The tip about keeping a symptom journal is brilliant - I never would have thought of that but it makes perfect sense for helping the doctor understand the full impact. I'm definitely going to start documenting my symptoms leading up to my appointment next week. It's also really reassuring to hear that you're back to work and doing better now. Sometimes when you're in the thick of it, it's hard to believe things will improve. Your point about not waiting is well taken too - I was debating whether to try to push through a bit longer, but reading everyone's experiences here has convinced me that applying sooner rather than later is the right move. Thanks for the encouragement and practical advice!

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I've been following this thread and wanted to share my recent experience for anyone else going through this. I just got approved for SDI last month for work-related anxiety and depression, and the process was actually smoother than I expected based on all the horror stories I'd heard about EDD. A few things that I think helped my case: - My doctor was very thorough in documenting how my symptoms specifically impacted my ability to concentrate, make decisions, and interact with colleagues - I had been in therapy for about 6 weeks before applying, which showed I was actively seeking treatment - I applied online immediately after my doctor's appointment rather than waiting The waiting period was definitely stressful (took about 18 days to get my first payment), but having that time off work made such a huge difference in my recovery. I'm planning to return to work next month with some accommodations from HR. For anyone currently going through this - don't feel guilty about needing time off for mental health. Your brain is an organ just like any other, and when it's not functioning properly due to stress or other factors, you deserve medical care and support. This thread has been such a valuable resource and I'm grateful to everyone who shared their experiences!

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