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Ethan Moore

Can I extend EDD SDI benefits after January 2025 if I need more recovery time?

I've been on disability since October 2024 after my emergency gallbladder surgery led to complications. My doctor initially certified me through January 10, 2025, but I'm still having issues with pain and mobility. I'm getting really anxious because my benefits are set to end in 3 weeks, but I honestly don't feel ready to return to work yet. Is there a way to extend my SDI benefits beyond the original end date? Do I need to start a completely new claim or can my doctor just submit some kind of extension form? Has anyone successfully gotten their benefits extended when they needed more recovery time? I work in construction so going back too early could be dangerous.

yea u can get an extension if ur doctor agrees ur still disabled. they just need 2 fill out a supplemental form. my disability got extended twice last year!

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Thank you! Do you remember what the form was called? And did you have to contact EDD first or did your doctor just submit the form?

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Your doctor needs to complete and submit a "Supplemental Certificate" (DE 2525XX) form to extend your disability period. This isn't starting a new claim - it's continuing your current one. The important thing is that there can't be any gaps between your original certification end date and the extension start date. Your doctor should submit this at least 5-7 days before your current certification ends on January 10th. The extension can be approved for as long as your medical provider certifies you're still unable to perform your regular work. Since you're in construction, they'll consider the physical demands of your job when evaluating if you're ready to return.

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This is so helpful! I have an appointment with my doctor on the 3rd, so I'll ask about the DE 2525XX form. I've been stressing about this so much because my savings are nearly gone.

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Be VERY careful with this! I tried getting an extension in 2024 and EDD denied it saying my doctor didn't provide enough medical evidence that I was still disabled. They actually wanted me to PAY BACK two weeks of benefits I'd already received!! Make sure your doctor is SUPER specific about why you can't return to your construction job. The EDD is looking for ANY reason to deny claims these days!!!! 😠

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This happened to my brother too! EDD is absolutely terrible with extensions. They asked for so much extra documentation it was ridiculous.

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I went through this exact situation after my back surgery. My benefits were supposed to end, but I still couldn't work. I tried calling EDD for days to ask about extending and never got through - constant busy signals or getting disconnected after waiting an hour. Finally I used a service called Claimyr (claimyr.com) to get through to an actual agent. They have a video demo here: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. The EDD rep explained exactly what my doctor needed to document, and my extension was approved within days. Saved me so much stress during recovery.

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I'll check out that service if I have trouble reaching EDD. Did you have to do anything besides having your doctor submit the form?

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Extensions are definitely possible, but there are a few important things to know: 1. The maximum benefit period for SDI is 52 weeks (for the same medical condition) 2. Your doctor must certify that you're still unable to perform your regular or customary work 3. The extension must be continuous with your current benefit period - no gaps 4. For construction workers, they typically require more detailed documentation about physical limitations I recommend having your doctor include specific functional limitations (can't lift more than X pounds, can't stand for more than Y hours, etc.) rather than just saying you need more time. This significantly increases approval chances. Also, request that your doctor submit the form electronically through SDI Online rather than by mail if possible - much faster processing.

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This is exactly what I needed to know! I'll make sure my doctor includes specific functional limitations related to my construction job. Really appreciate the detailed advice.

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When I needed an extension they made me go through a whole separate medical examination with some random doctor EDD chose!! Is that normal?? Nobody warned me about that part.

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That's called an Independent Medical Examination (IME). EDD sometimes requests these for extensions, especially for claims approaching the 6-month mark or if there's something unusual about the extension request. It's not super common for first extensions, but it is part of their verification process for some claims.

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u might also wanna look into state disability insurance vs paid family leave vs unemployment cause sometimes one runs out but u can get the other one. i got confused about all that too lol

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That's not quite accurate. SDI and PFL are different programs for different purposes. PFL is for bonding with a new child or caring for a family member, not for your own medical condition. Unemployment is for when you're able to work but can't find a job. You generally can't switch between these programs for the same situation - you need to qualify for each based on their specific criteria.

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My wife just went through this. Her doctor submitted the extension form and it was approved within like 2 days. Super easy. But my cousin had his denied twice before getting approved. I think it depends on which EDD office handles your claim and how your doctor words things.

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That's concerning that it could be so inconsistent. I'll make sure my doctor is really clear about why I need more time.

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One more thing to note - if your extension is approved, you'll continue receiving the same weekly benefit amount as your original claim. If for some reason you need to file a new claim later in 2025 (after returning to work for a while), that would have a new benefit calculation based on your more recent wages. Just something to be aware of for planning purposes.

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Thank you for that clarification! My weekly benefit amount has been $1,352 which has been enough to cover my basic expenses. I'm hoping to be able to return to work by March at the latest.

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Just wanted to add that timing is really crucial here. Don't wait until the last minute to discuss this with your doctor. I made that mistake and had to scramble to get the paperwork submitted in time. Also, keep copies of everything your doctor submits - if there are any issues with processing, you'll want to have documentation of what was sent and when. The good news is that gallbladder complications are definitely a legitimate reason for extension, especially given the physical demands of construction work. Recovery times can vary a lot person to person, so don't feel bad about needing more time than initially expected.

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