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Luca Greco

Will our CalFresh get cut because husband made $5k in one month? Family of 5 panicking

I'm seriously stressing out right now. My husband usually makes around $2,800 a month at his construction job, but in September he got this big project that paid him $5,000. It was just a one-time thing, not his regular income. We have 3 kids (8, 5, and 2) and we rely on our CalFresh benefits to feed everyone. We haven't reported this income change yet because our SAR7 isn't due until next month, but I'm worried when we do report it, they'll cut our food stamps completely. Can they take away our benefits based on just one higher month? We don't have any savings and I don't know how we'll manage without the extra food help. Has anyone dealt with something like this before? Do they look at the average income or just that one month?

Nia Thompson

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You need to report this because it puts you over the Income Reporting Threshold (IRT). When your income goes above the IRT listed on your last approval letter, you have to report it within 10 days, even if your SAR7 isn't due yet. However, the good news is that they shouldn't completely cut your benefits based on just one high month. They'll recalculate based on your anticipated future income. If your husband is going back to his regular $2,800/month, make sure you explain that the $5,000 was a one-time project and not recurring income. Bring pay stubs or some documentation showing his regular income pattern.

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Luca Greco

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Oh no! I didn't know about having to report within 10 days if it's over the IRT! The letter probably mentioned it but I didn't pay attention 😣 It's already been almost 3 weeks. Will we get in trouble for reporting late? Or have to pay back benefits?

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same thing hapened to me last yr when my bf got a big bonus at work. we didnt report it bcuz we didnt know we had to and then wen we did our SAR7 they cut our calfresh for 2 month as penalty for not reporting!! make sure u tell them its not regular income

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Aisha Hussain

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That's not necessarily a penalty - they probably just counted that income for future months. CalFresh looks at your income and then projects it forward. If you don't clarify it was a one-time thing, they might assume that's your new regular income level.

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The Income Reporting Threshold (IRT) is based on 130% of the Federal Poverty Level for your household size. For a family of 5 in 2025, your IRT should be around $3,850/month. Since the $5,000 exceeds that, you technically should have reported within 10 days. However, what matters now is reporting it correctly. When you do report, be very clear that this was a one-time payment and provide documentation of his normal income. CalFresh will calculate your benefits based on what you reasonably expect to receive in the future months. One high month shouldn't affect your ongoing eligibility if your regular income remains below the limit. You may see a reduction for the month the income was received, but your benefits should return to normal levels after that - assuming your husband's income goes back to the usual amount. Make sure to keep all pay stubs to prove his normal income pattern.

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Luca Greco

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Thank you for explaining this so clearly! I feel a little better knowing they look at our expected future income. I definitely have all his regular pay stubs so I can show them the pattern. We really can't afford to lose the CalFresh - it's about $750/month for our family which is a huge deal for our grocery budget.

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Ethan Brown

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You guys, I was having THE WORST time trying to report income changes to my CalFresh worker last month. Called like 20 times and kept getting disconnected or waiting forever. Finally used Claimyr.com and got through to an actual person in like 15 minutes. They have this thing where they wait on hold for you and call you back when a worker picks up. Saved me so much frustration! They have a video showing how it works: https://youtu.be/jzISHxCPLwE Definitely worth it when you need to get something important handled quickly like reporting income changes.

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Yuki Yamamoto

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does this actually work?? ive literally spent HOURS trying to get thru to my worker about my CalWORKs AND calfresh. might try this if it actually works

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Carmen Ruiz

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This happened to us and we did lose our CalFresh for 3 months because my husband had a big commission check that put us over the income limit. BUT we were able to get back on after those 3 months passed because it was just a one-time thing. The worker told us we should have requested an "income averaging" where they take several months of income and average it out instead of just looking at one high month. Ask specifically for income averaging when you report!

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Yes, income averaging is a great approach in this situation! For CalFresh, they can use anticipatory budgeting when your income fluctuates. Make sure to explain that the construction work is variable by nature and provide documentation of the previous months to establish the pattern. The eligibility worker should calculate your benefits based on a reasonable estimate of future income, not just the one high month.

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Aisha Hussain

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You might also want to check if you're on CalWORKs cash aid too, because the reporting rules for CalWORKs and CalFresh are different sometimes. For CalWORKs there's a different IRT than for CalFresh usually.

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Luca Greco

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We're only on CalFresh right now. We were on Cash Aid last year but got off it when my husband started getting more regular work. That's a good point though about different programs having different rules.

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The county ALWAYS tries to cut people off their benefits!!! They look for ANY reason!! One month over and they act like you're rich forever. My sister had the EXACT same thing happen and they cut her off completely and she had to reapply and it took MONTHS to get back on!!! The system is BROKEN!!!

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Nia Thompson

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While the system can be frustrating, this isn't actually how the CalFresh program is supposed to work. One month of higher income shouldn't permanently disqualify someone if their regular income is within the limits. It sounds like there might have been other factors in your sister's case or possibly a worker error. The OP should definitely report the income change properly but also advocate for proper income averaging.

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After reading all the comments, I want to summarize the correct steps for the OP: 1. Report the income change immediately (even though it's late, better late than never) 2. Clearly explain it was a one-time project and provide documentation of regular income 3. Specifically request "income averaging" or "anticipatory budgeting" 4. Bring the past 3 months of pay stubs to show the normal income pattern 5. If they still calculate benefits incorrectly, request a hearing Your benefits may be reduced for the month the $5,000 was received, but should return to normal levels after that if your husband's income returns to normal.

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Luca Greco

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Thank you SO much! I'm going to call first thing Monday morning and get this reported. I'll definitely ask for income averaging and bring all our documentation. I really appreciate everyone's help on this!

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