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Landon Flounder

Confused about CalFresh vs Cash Aid - worried about benefit theft on EBT card

Hi everyone, I'm really confused about CalFresh and Cash Aid. Are they the same thing? I need both food and cash assistance and I'm trying to figure out where to apply for cash benefits. Do they come on the same card as CalFresh? I'm also really worried because my cousin had her benefits stolen last year and I don't know how to protect myself from that. What exactly can thieves steal - just the cash part or the food stamps too? How does that even work? I'm nervous about applying if my benefits might get stolen. Sorry if these are dumb questions, I'm new to all this and the county website is so confusing.

CalFresh and Cash Aid (CalWORKs) are two different programs, but they can both be loaded onto the same EBT card. CalFresh is specifically for food and can only be used to purchase eligible food items. CalWORKs provides cash assistance for families with children. You can apply for both programs at the same time through BenefitsCal.com or at your local county office. The application process requires verification of income, household composition, and other eligibility factors. Regarding benefit theft - typically thieves can only steal the cash portion through card skimming at ATMs or point-of-sale terminals. CalFresh benefits have more protection because they can only be used for food purchases. Since October 2023, California has implemented enhanced skimming protections and will replace stolen cash benefits under certain circumstances.

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Thank you! So even though they're on the same card, the CalFresh part is separate from the cash? That makes me feel a little better. Can I use the cash part to pay my rent or do I have to take it out first? And do I need to have kids to get CalWORKs? I'm single with no children.

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If your single w/ no kids, you probably won't qualify for CalWORKs cash aid FYI. Thats mainly for families with children. You might qualify for General Assistance/Relief instead - thats cash aid for single adults without kids but its way less $ and has different rules. You apply at the same county office tho. And yeah they load both benefits on 1 card but there seperate. Food stamps cant be stolen as easy bc you need a pin AND can only buy food. The cash part can be used at ATMs or to buy stuff at stores that accept EBT cash.

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This is correct!! I'm on General Assistance and it's only like $422/month in my county. And you have to do workfare hours every month to keep getting it. Apply through BenefitsCal and select General Assistance instead of CalWORKs if you don't have kids.

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To protect your benefits from theft, NEVER use your EBT card at ATMs attached to gas stations or small convenience stores - those are skimming hotspots! Only use bank ATMs when possible. And change your PIN regularly through the EBT customer service line. When California implemented EBT theft protection last year, they started replacing stolen cash benefits, but you have to report it within 10 days of the theft and file a police report. They'll only replace stolen benefits TWICE per year now, so you still need to be careful. I recommend checking your EBT balance frequently through the mobile app so you can spot unauthorized transactions immediately.

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That's really helpful advice, thank you! I didn't know there was an app to check the balance. I'll definitely only use bank ATMs. Is there a delay in reporting if I notice my benefits were stolen over the weekend? I'm worried about meeting that 10-day window.

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My sister had $342 stolen from her EBT cash account last summer and the county made her jump through SO MANY HOOPS to get it back. She had to file a police report and fill out fraud forms and wait like 3 months to get reimbursed. Meanwhile her rent was late!!! The system is broken tbh

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I had mine stolen too! But I couldn't get through to EBT customer service for DAYS to report it. By the time I did, they said I missed the reporting window. I was SO mad. Eventually I found this service called Claimyr (claimyr.com) that got me through to a real person at the county who helped me file for an exception. They have a video showing how it works: https://youtu.be/jzISHxCPLwE. Saved me from being completely broke that month.

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I apply for CalFresh n cash aid last year. they make me do interveiw and bring lots of papers like ID and bills and paystubs. took like 30 days to get approved. they gave me 1 card for both. If you dont have kids ur not getting calworks cash aid tho!! apply for general assistance

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Yeah and General Assistance has work requirements in most counties. You usually have to do community service hours or prove you're actively looking for work. It's not just free money. Check with your specific county because the rules vary.

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To answer your question about using the cash portion for rent - you have two options: 1. You can withdraw the cash from an ATM and then pay your rent with cash, money order, or by depositing it in your bank account. 2. Some landlords accept direct EBT cash payments, but that's becoming less common. For General Assistance, which is what you'd likely qualify for as a single adult without children, the application process is similar to CalWORKs. You'll need to provide identification, proof of residency, income verification, and resource information. Most counties also require you to register for work and participate in employment services. The benefit amount varies by county but is typically much lower than CalWORKs - generally between $200-$400 per month depending on your county.

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Thank you for explaining this so clearly! I appreciate all the help. I'll apply through BenefitsCal for CalFresh and General Assistance, and I'll be careful about protecting my benefits if I get approved.

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Just wanted to add that if you're worried about benefit theft, you can also set up text alerts through the EBT Edge mobile app to get notified every time your card is used. That way you'll know immediately if there's unauthorized activity. Also, when you go to apply, bring extra copies of everything - ID, utility bills, bank statements, etc. The county workers sometimes ask for documents you weren't expecting, and having extras can save you from having to make multiple trips. Good luck with your application!

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