Can CalWORKs WTW help with car insurance down payment for approved transportation?
I finally got a job interview next week through my Welfare to Work program! My case worker told me I can get help with transportation, but my old car insurance lapsed and I need to make a down payment of $230 to get it reinstated before I can legally drive to this interview (and hopefully to work after). When I asked about help with the insurance down payment, my worker seemed confused and just kept talking about gas cards and bus passes. Does anyone know if WTW is supposed to help with car insurance payments? Or just gas? I really need this job to meet my WTW hours requirement but can't get there without reliable transportation. Already missed out on another opportunity last month because of this same issue.
16 comments


Abigail Spencer
they dont do insurance i tried lol. they gave me gas cards + bus tickets but when i askd about insurance they told me no. idk why its stupid cuz how r we supposed to get to workfare without a car that can legally drive????? maybe ur county different tho
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Anita George
•Ugh that's what I was afraid of! Seems like a huge gap in the program. Like what's the point of having a car if you can't legally drive it to your WTW activities??
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Logan Chiang
CalWORKs WTW transportation assistance typically covers gas cards, bus passes, and sometimes car repairs, but insurance down payments are generally not covered under standard transportation supportive services. However, there's something called the One-Time Special Needs Payment that might help in your situation. It's discretionary and depends on your county, but it can cover unexpected expenses that are necessary for obtaining or maintaining employment. Here's what you should do: 1. Ask your worker specifically about the One-Time Special Needs Payment for your insurance down payment 2. Explain that without this insurance, you cannot legally drive to your interview or potential job 3. Provide documentation showing the insurance quote and lapse 4. Get a letter from the potential employer confirming your interview If your regular worker isn't helpful, ask to speak with a WTW specialist or supervisor who might better understand these less common supportive services.
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Anita George
•Thank you so much! I've never heard of the One-Time Special Needs Payment before. My interview is this Thursday so I'll call first thing tomorrow morning and specifically ask about this. Really appreciate the detailed advice!
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Isla Fischer
When I was in WTW last year, I had a similar issue and my worker told me insurance wasn't covered. I ended up having to borrow money from my sister to pay it. But then 3 months later I found out another participant in my job club DID get help with her insurance through some emergency fund! Seems like some workers know about all the available resources and some don't. Definitely ask to speak to a supervisor if your regular worker says no. The system is so frustrating sometimes.
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Miles Hammonds
•This is so true! It totally depends on your worker. My first WTW worker was useless and never told me about any resources. When she left and I got assigned a new one, suddenly I was eligible for all kinds of supportive services I never knew existed. Always ask for a supervisor review if you get denied for something that seems reasonable.
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Ruby Blake
I had a HORRIBLE time trying to reach my WTW specialist about transportation assistance - kept calling for DAYS with no response. Finally used a service called Claimyr (claimyr.com) that got me connected to a real person at my county office in like 20 minutes. They have a video showing how it works: https://youtu.be/jzISHxCPLwE Once I actually talked to someone, I explained my transportation barriers in detail and they approved payment for my car registration and smog check through the Barrier Removal funds. They couldn't directly pay my insurance but they gave me a higher transportation allowance for the month which essentially covered it. Worth asking specifically about Barrier Removal funds for your situation.
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Micah Franklin
•did claimyr actually work? ive been trying to get ahold of my worker for 2 weeks straight about changing my wtw plan and im about to lose my mind lol
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Ella Harper
THIS IS EXACTLY WHY THE SYSTEM IS BROKEN!!!!! They expect us to work but won't help with the basics of getting there legally. My cousin's worker told her she should "just take the bus" when she needed car insurance, but the bus route would've taken 2.5 HOURS EACH WAY to her job. Meanwhile these workers sit in their cushy offices making rules about transportation they don't understand. I'm so angry for you right now.
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Ruby Blake
•I feel your frustration! The disconnect between what they think is reasonable transportation and reality is HUGE. When I was in WTW, they suggested I take a bus to childcare, then another bus to work, which would have meant leaving my house at 5am to make an 8am shift. With a toddler! When I explained this was impossible, they acted like I wasn't trying hard enough.
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Logan Chiang
Update to my earlier comment - I did some research and found that some counties have something called "Barrier Removal Funds" or "Barrier Elimination Funds" specifically for WTW participants that can sometimes cover car insurance when it's directly preventing employment. These funds are separate from regular supportive services and have different guidelines. Also, check if your county has a Self-Sufficiency Fund. This is another discretionary fund some counties use for one-time expenses that aren't covered under standard supportive services but directly impact your ability to work. Be specific about how this insurance payment will directly lead to employment.
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Anita George
•This is incredibly helpful! I've written down all these terms to specifically ask about tomorrow. I'll let everyone know what happens - hopefully this might help others in the same situation too.
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Micah Franklin
i thot wtw was suposed to pay for childcare not car stuff???
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Logan Chiang
•WTW provides several types of supportive services! They do cover childcare (which is often the largest expense), but they also provide transportation assistance, work-related expenses (like uniforms or tools), and educational expenses if you're in an approved education/training program. The specific amounts and types of assistance vary by county, but transportation assistance is definitely one of the core supportive services offered.
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Anita George
UPDATE: You all are amazing! I called this morning and specifically asked about the One-Time Special Needs Payment and Barrier Removal Funds like you suggested. My worker still seemed confused, but I asked to speak with a WTW specialist. The specialist knew exactly what I was talking about! They're going to cover my insurance down payment through their Barrier Removal Funds because it's directly preventing me from getting to my interview and potential job. I had to fill out some extra paperwork and provide proof of the insurance quote plus my interview confirmation, but it's getting approved! Thank you all so much for your help - I never would have known to ask for these specific programs otherwise.
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Abigail Spencer
•omg thats awesome!! im going to try this 2 cuz my insurance is due next month and i was stressing about it
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