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Andre Dupont

Laid off with severance - how does it affect my CalFresh benefits? Need urgent help

Just got the awful news today - I've been laid off from my job after 3 years. Company is giving me 6 weeks of severance pay (about $4,500 total). I'm currently receiving minimal CalFresh benefits ($72/month for just me), but with this job loss, I'm going to need more help. Does anyone know if severance pay counts as income for CalFresh? Do I report this right away or wait until my next SAR7? And are there other benefits I should apply for while job hunting? I've already started sending out resumes but realistically might take a couple months to find something new. Any advice appreciated - feeling pretty desperate right now.

QuantumQuasar

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Report the job loss immediately to ur county worker! Don't wait for the SAR7. That way they can increase your benefits faster. Severance DOES count as income, but once it's gone, they'll adjust. My cousin got laid off in Dec and they increased his benefits to the max amount $299/mo once his final paychecks stopped.

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Andre Dupont

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Thanks for responding. So I need to call my county worker directly? I've tried calling before and couldn't get through after being on hold for hours. Is there a better way to report this change?

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Sorry about your job loss. Here's what you need to know about CalFresh and severance pay: 1. Yes, severance counts as income in the month you receive it, but it's considered non-recurring, so it only affects that month's benefits. 2. You should report this as a "change in income" right away since you lost your primary income source - this qualifies as an Income Reporting Threshold (IRT) change. 3. Submit verification of both your layoff (termination letter) and your severance amount. 4. For other benefits, apply for Unemployment Insurance immediately at edd.ca.gov - don't wait! Severance doesn't typically affect UI eligibility in California. 5. Consider applying for CalWORKs if you have limited resources and might need help with housing costs. Your benefits should increase significantly once you're no longer receiving regular income. Keep all documentation from your employer.

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Jamal Wilson

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This is good advice but I went thru similar last yr and my county worker said severence counted for THREE months of income even tho I got it as 1 lump sum. Ended up having to appeal it. Totally depends on ur worker.

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Mei Lin

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They might make u pay back benefits if u dont report asap!!! They count every penny when calculating ur benefits. My friend got laid off and didnt report it until the SAR7 and they considered it an overpayment even tho she was getting LESS money not more!!! The system is crazy

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Andre Dupont

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That's so frustrating and confusing. I definitely don't want to end up with an overpayment. I'll try to report it this week. I just hate dealing with the phone system.

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Amara Nnamani

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Hi! I'm currently a CalFresh eligibility worker (not speaking officially), and I see this situation often. Here's what you should do: 1. Report your job loss immediately through BenefitsCal.com or call your county office. This is considered a "change in circumstances" that requires reporting within 10 days. 2. Severance pay is counted as income in the month received, but it doesn't disqualify you from increased benefits after it's gone. 3. For a single person household in 2025, the maximum benefit is $299/month if you have no income. 4. Yes, apply for UI benefits right away! They don't count against your CalFresh eligibility. 5. If you're worried about housing, also look into Emergency Rental Assistance programs in your county. Pro tip: If you call your county office, ask specifically for an "expedited benefits review due to loss of income." This can speed things up.

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Andre Dupont

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Thank you so much for this detailed information. This is really helpful. I didn't know about the expedited review option. Will the county request verification documents from me? If so, which ones should I have ready?

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Yes, they'll need verification documents. Have these ready: 1. Termination letter or something from your employer showing your last day 2. Documentation of your severance package 3. Your last paystub 4. Bank statements showing the severance deposit (when you receive it) 5. Any unemployment award letters once you apply Upload these through BenefitsCal.com or bring them to your county office. The faster you provide verification, the faster they can increase your benefits.

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Andre Dupont

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Perfect, thank you! I have my termination letter and should have the severance documentation by Friday. I'll gather everything and submit it all at once.

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NebulaNinja

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I went thru this exact thing in January. Lost my job and got 8 weeks severance. I reported it right away and they actually gave me EMERGENCY ALLOTMENT benefits of $299 while processing my case update. Didn't expect that! They said since my circumstances changed so dramatically they could issue emergency benefits. The workers don't always offer this so ASK FOR IT!!

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This is great advice. Emergency allotments can be approved when there's a significant income loss, but it's true that workers don't always offer it unless specifically asked. It's meant for situations exactly like yours where there's a sudden change in financial circumstances.

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Amara Nnamani

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When I lost my job last year, I also applied for the Low Income Home Energy Assistance Program (LIHEAP) which helped with my utility bills. It's separate from CalFresh but uses similar income guidelines. Saved me about $180 on my power bill for a few months which was huge. Check with your county human services for the application.

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Andre Dupont

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Update: I finally got through to my county worker today! They're processing an emergency benefit increase that should take effect in 3 business days. They confirmed my severance counts as income but only for the period it's meant to cover. I'm also applying for unemployment today. Thank you all for the helpful advice - this community has been incredibly supportive during a really stressful time.

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Mei Lin

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so glad u got help!! the system actually worked for once lol

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NeonNebula

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Great to hear you got through and they're processing your emergency increase! That's exactly what should happen. Just a heads up - make sure to keep documenting everything during your job search. Save all your job applications, rejection letters, interview confirmations, etc. If your benefits ever get reviewed, having that paper trail showing you're actively looking for work can be really helpful. Also, once you do find a new job, report your start date and expected income right away to avoid any overpayment issues. Good luck with the job hunt!

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Aaron Lee

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This is such good advice about keeping documentation! I never thought about saving rejection letters but that makes total sense. I've been using a spreadsheet to track my applications but I'll start saving screenshots and emails too. Really appreciate everyone's help - it's been overwhelming trying to navigate all this while job hunting, but this community has made it so much easier to understand what I need to do.

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Jayden Hill

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Also wanted to mention - if you're in a county that has CalFresh Restaurant Meals Program (RMP), you might be eligible for that too once your benefits increase. It lets you use your EBT card at participating restaurants like Subway, Papa Murphy's, and some local places. Really helpful when you're stressed about job hunting and don't have energy to cook. Not all counties have it, but worth checking if yours does. You qualify if you're homeless, elderly, or disabled, but some counties have expanded eligibility. Check with your worker when you talk to them next!

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Carmen Ruiz

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That's a really helpful tip about the Restaurant Meals Program! I had no idea that was even a thing. I'm in San Diego County - do you happen to know if they participate in RMP? With everything going on with the job loss and trying to manage my budget, being able to grab something quick when I'm out interviewing or just too stressed to cook would be amazing. I'll definitely ask my worker about it when I check in on my case status.

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