How to withdraw cash or transfer money from CalFresh EBT card to bank account?
I just got approved for CalFresh benefits and received my EBT card in the mail yesterday (finally!). I know I can use it to buy groceries but I'm confused about something - can you actually withdraw cash from this card? Like at an ATM? Or is there a way to transfer the money to my own bank account instead? Would be way easier to just use my regular debit card for everything. This is my first time on any government program so sorry if this is a dumb question.
16 comments
Sofia Ramirez
You can't withdraw cash or transfer funds from a CalFresh EBT card to your bank account. CalFresh benefits are ONLY for purchasing eligible food items. If you had CalWORKs (cash aid), that would allow ATM withdrawals, but CalFresh is specifically for food purchases at approved retailers. The system is designed this way to ensure the benefits are used for their intended purpose - feeding you and your family. Hope that helps clarify things for you!
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Dylan Cooper
•Oh that makes sense, thanks for explaining! So I can only use it at grocery stores then?
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Dmitry Volkov
Hi! Just to clarify what the previous comment said - CalFresh benefits can ONLY be used to buy eligible food items at authorized retailers (grocery stores, farmers markets, some convenience stores). You cannot withdraw cash or transfer the funds to your bank account. The EBT card works like a debit card but only for specific purchases. CalFresh is different from CalWORKs (which is cash aid and CAN be withdrawn). Sounds like you only have food benefits, not cash benefits. Don't worry about asking - lots of people get confused about this when they first get benefits!
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StarSeeker
•YES THIS!! I remember thinking the same thing when I got approved last yr and tried to take $$ out at an ATM and it didn't work lol. Was so confused til someone explained
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Ava Martinez
Actually I think you CAN get cash back if you shop at places like walmart and do a purchase... not 100% sure tho
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Miguel Ortiz
•This is incorrect information. You cannot get cash back with CalFresh benefits under any circumstances. You might be confusing it with CalWORKs, which is a cash assistance program. The EBT card can hold both types of benefits, but they're separate programs with different rules. CalFresh balance can only be used for eligible food items at authorized retailers - no cash back, no ATM withdrawals, no transfers.
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Zainab Omar
I've been on CalFresh for 3 years and here's how it works: 1. You CAN'T take cash out or transfer money to your bank 2. You CAN only use it for food (no alcohol, hot prepared food, household items) 3. You CAN use it at farmers markets (some even give you extra $$ through Market Match) 4. You CAN use it at some places you might not expect like Amazon Fresh, Walmart online, even some CSA farm boxes The system is deliberately set up so you can't convert the benefits to cash. It's food assistance only. If you're having trouble reaching someone at the county to ask questions about your benefits, try Claimyr (claimyr.com). I used their service when I couldn't get through to ask about my recertification, and they got me connected to a live person in about 10 minutes. They have a demo video at https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 showing how it works. Saved me hours of frustration.
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Dylan Cooper
•Thanks for the detailed explanation! I've been trying to figure out which stores near me accept it. Good to know about the farmers markets, there's one down the street from me on Saturdays.
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Connor Murphy
Everyone is right that you can't get cash, but I was surprised to find out how many places actually take EBT these days! Even Costco, Aldi, Trader Joe's, and some dollar stores accept it. You can also use it to buy seeds and plants that produce food which I thought was pretty cool.
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StarSeeker
•Wait really??? I didn't know about the seeds and plants thing! That's awesome bc I've been wanting to start a little herb garden!
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Sofia Ramirez
Just adding another important thing - make sure you check your EBT balance regularly through the app or by calling the number on the back of your card. Benefits expire after 9 months if you don't use them, which many people don't realize!
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Dylan Cooper
•Oh wow I had no idea they could expire! Thanks for that tip, downloading the app now.
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Zainab Omar
One more tip: If your phone has NFC, you might be able to add your EBT card to your mobile wallet (like Apple Pay or Google Pay) depending on your state. Makes it a lot easier than carrying the physical card everywhere.
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Ava Martinez
•Is this new?? I tried to add mine to applepay last year and couldnt get it to work
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Dmitry Volkov
Just to wrap things up for the original question - CalFresh EBT cards can ONLY be used to purchase eligible food items. You cannot: - Withdraw cash at ATMs - Get cash back during purchases - Transfer funds to a bank account - Use benefits for non-food items This is by design to ensure the benefits are used specifically for nutritional support. Hope this clarifies everything!
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Dylan Cooper
•Thanks everyone for all the helpful info! I understand how it works now. Appreciate all the tips about where I can use it too.
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