Can I withdraw CalWORKs Cash Aid from my EBT card instead of using CalFresh food benefits?
I'm kinda confused about my benefits on my EBT card. I know theres food money on there from CalFresh but I also get CalWORKs. Can I just take out the cash aid part from an ATM instead of buying groceries? The reason I'm asking is I wanna pay my electric bill this month and thought maybe I could use the cash part for that instead of just for food. Do I use the same EBT card for both? Is there a specific button I need to press at the ATM? Sorry if this is a dumb question but my worker didnt really explain anything when I got approved last month.
16 comments
Xan Dae
Yes, you absolutely can withdraw the cash portion! Your EBT card actually holds two completely separate benefits: 1. CalFresh (food stamps) - This can ONLY be used to buy eligible food items at grocery stores 2. CalWORKs (Cash Aid) - This is actual cash you can withdraw or use like a debit card To withdraw your Cash Aid: - Go to an ATM (look for ones that don't charge fees - many Bank of America ATMs are free for EBT) - Insert your EBT card - Select "WITHDRAW CASH" (not food benefits) - Enter your PIN - Select checking account (sometimes labeled as "CA CASH") You can also use the Cash Aid portion of your EBT card like a regular debit card at stores by selecting "EBT CASH" at checkout (not "EBT FOOD"). This is perfect for paying bills, buying clothes, or other necessities not covered by CalFresh.
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Isaiah Sanders
•Omg thank you!! This is so helpful. I didn't realize they were seperate benefits on the same card. So the food stamps part (CalFresh) is ONLY for food but the CalWORKs money I can take out as actual cash? And I can use it for whatever I need? That would be amazing for my electric bill.
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Fiona Gallagher
The atms at the gas station near me charge like $4 fee every time u withdraw from ebt. total ripoff. try to find bank of america atm, they dont charge ebt users fees. also walmart lets u get cash back when u buy something with the cash part of ur ebt
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Thais Soares
•Great point about the fees! To add to this, you can also get cash back at most grocery stores when making a purchase with your EBT CASH benefits (not CalFresh). Just select "EBT CASH" at checkout and request cash back - usually no fee this way. Some pharmacies like CVS and Walgreens offer this too. Makes it easier than finding a specific ATM.
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Nalani Liu
MAKE SURE you use the right button when withdrawing!!!! I accidently hit FOOD BENEFITS at the ATM once instead of CASH and it said my transaction was declined and I got so confused and thought my benefits were cut off!! Almost had a heart attack lol. But then I realized I hit the wrong option. Just remember FOOD is only for grocery shopping but CASH can be used for whatever you need. And yes, you can totally pay your electric bill with the cash part!!
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Axel Bourke
•LOL i did the exact same thing my first month. freaked out thinking my benefits were gone then felt so dumb when the worker told me i was just pushing wrong buttons haha
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Aidan Percy
u can also use ur cash aid online to pay bills direct. i pay my rent with mine. just choose the option for debit card (not credit card) and use ur EBT card number and PIN. not all websites take EBT tho so u might need to take out cash first for some bills
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Nalani Liu
•Wait seriously?? I tried using my EBT card to pay my phone bill online and it got rejected. Maybe it depends on the company?
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Fernanda Marquez
Just to be super clear since I see some confusion here: CalFresh and CalWORKs are COMPLETELY different programs that happen to use the same EBT card for distribution. CalFresh (formerly Food Stamps) can ONLY be used for food items (no hot prepared food, no alcohol, no non-food items). CalWORKs Cash Aid is actual money that you can withdraw or spend like cash. You can use it for bills, clothes, gas, whatever you need. If you're having trouble reaching your CalWORKs worker to answer questions like this, try using Claimyr.com - it's a service that gets you through to a live person at the county office without waiting on hold forever. Saved me hours of frustration when I had questions about my benefits. They have a video showing how it works: https://youtu.be/jzISHxCPLwE
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Isaiah Sanders
•This is all so helpful! I was so confused because when I applied, I thought CalWORKs was just the program name and didn't realize it was actual cash I could access. My worker didn't explain anything. I might try that Claimyr service if I have more questions because I haven't been able to reach anyone at the office. Been on hold forever last time I called!
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Fiona Gallagher
make sure u know ur irt too. thats income reporting threshold. if u make money over that amount u gotta report it even if its not time for ur sar7 yet. they can hit u with overpayment if u dont
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Isaiah Sanders
•What's a SAR7? Sorry I'm new to all this. I'm working part-time but only making like $600 a month right now.
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Xan Dae
SAR7 is your Semi-Annual Report form that you must submit every 6 months to keep your benefits active. As for your IRT (Income Reporting Threshold), it should be listed on your approval notice. For someone working part-time making $600/month, you're likely well under your IRT, but it's important to know what that number is. Regarding your original question about withdrawing cash: one more important thing to know is that your Cash Aid and CalFresh benefits might be issued on different days of the month. Cash Aid is usually available on the 1st, while CalFresh is staggered based on the last digit of your case number. So if you check your balance and don't see your full amount, that might be why!
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Isaiah Sanders
•Got it! Yes I noticed that - my cash showed up on the 1st but the food money came on the 7th. That makes sense now. Thank you so much for all this info!
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Axel Bourke
tbh when I first got on benefits I was confused too!!! The EBT card system isn't very user friendly. But yes you can 100% withdraw the cash aid part! That's literally what it's for - to help with your bills and necessities. Good luck with your electric bill! 👍
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Isaiah Sanders
•Thank you! Yeah I wish they would explain these things better when they approve you. Feels like you just get a card in the mail with no instructions lol
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