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Ethan Wilson

EBT card dispute timeline - anyone get funds back before 20 days?

I filed a dispute last week after noticing $175 was missing from my CalFresh EBT card. Someone used it at a grocery store 30 miles from me! The customer service rep took my info and said it could take UP TO 20 DAYS for the investigation and to get my benefits back. My family literally can't wait that long - we're already stretching what little we have left. Has anyone gone through this process and gotten their funds restored faster than the full 20 days? I've got 2 kids and we're basically eating ramen until this gets resolved. Any tips to speed up the process? I already submitted the fraud form they sent me the same day.

I went through this exact situation in January. They told me 20 days too, but I actually got my benefits back in 12 days. Make sure you've completed ALL the paperwork they sent and return it immediately (sounds like you did). The key is calling to confirm they received everything. I called their EBT customer service line every 3-4 days to check on status. You can also contact your county worker directly to flag the urgency of your case.

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That's a relief to hear! I did send everything back right away but I haven't called to verify they got it. I'll do that tomorrow morning. Did you have to do anything special when you called or just ask about the status?

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mine took the full 20 days smh they dont care if ur kids are hungry or not

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That's what I'm worried about... my kids' school has free breakfast but dinner is getting really hard with what we have left.

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The official timeline is 10-20 business days, but in my experience working with benefit recipients, the actual resolution time depends on several factors:\n\n1. How clear the fraud evidence is (unauthorized location, unusual purchase pattern)\n2. Whether you've had previous disputes (first-time disputes often resolve faster)\n3. Your county's current workload\n\nI recommend:\n- Contact your local food bank for emergency assistance during the wait\n- Call the EBT customer service line (1-877-328-9677) and specifically ask if your case has been assigned to an investigator yet\n- Request an expedited review due to hardship\n- Check if your county office offers emergency replacement benefits while the investigation is ongoing\n\nKeep documentation of all calls and communications.

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Thank you for this detailed info! I didn't know about possibly getting emergency replacement benefits - I'll definitely ask about that. We've never had a dispute before, and it's pretty obvious fraud (store I've never been to 30 miles away).

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After trying to get through to EBT customer service for THREE DAYS (kept disconnecting me after 45+ minutes on hold), I used Claimyr.com and got through in under 8 minutes! They called the EBT office for me, waited on hold, then connected me when a rep answered. Totally worth it when you need to check on something urgent like your dispute status. They have a video showing how it works: https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8

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does it actually work? i h8 waiting on hold forever

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Yes! I was super skeptical but it saved me hours of frustration. The EBT worker I finally spoke with told me my claim was still

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I had an EBT dispute last year when someone somehow got my card info (I still had my physical card!) and spent $230 at a Walmart two counties away. The rep said 20 days, but it only took 9 days to get my benefits back. I think it helped that I filed a police report and sent them a copy. They didn't require it, but I think it made them process my claim faster.

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That's really smart about the police report! I'll do that tomorrow. Would you mind sharing how exactly you sent it to them? Did you call first or just mail/email it?

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tbh depends on ur county some counties r faster than others. i'm in LA county and it took the FULL 20 days and they made me verify my identity TWICE!! so frustrating. my friend in alameda county got hers back in like a week.

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I'm in San Bernardino County. Not sure if they're fast or slow with these things. That's really frustrating you had to verify twice! Did they make you go in person?

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Mei Liu

Had something similar happen last month where $210 disappeared from my EBT account. Called immediately and filed a dispute like you did. They also told me 20 days. I was desperate and called my assigned county eligibility worker directly (not the general EBT customer service). She couldn't speed up the investigation, BUT she was able to issue emergency supplemental benefits to help us get through until the dispute was resolved! It wasn't the full amount, but it was enough to keep food on the table. The dispute itself took 17 days to resolve, and I did eventually get all the stolen benefits back.

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This is REALLY helpful information. I didn't know county workers could issue emergency benefits while waiting! Do you just call the general county CalFresh number to reach your worker?

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Mei Liu

Yep! I called the main county CalFresh number and asked to speak with my assigned worker. If you don't know who your worker is, they should be able to look it up. If you can't reach your specific worker, ask to speak with any available eligibility worker about emergency benefits during an EBT dispute. Make sure to emphasize that you have children in the household - that definitely helped in my case.

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Just to follow up on what others have said - the 20 days is the maximum time allowed by regulation, but most counties complete investigations more quickly. Based on recent cases I've seen, the current average is about 10-14 days, with some resolved in as few as 7 days.\n\nOne important tip: when you call to check status, specifically ask if they need any additional verification from you. Sometimes they're waiting on something but the notification gets lost in the mail or goes to an old address.\n\nAlso, document everything: write down dates and amounts of the fraudulent transactions, names of representatives you speak with, and case numbers assigned. This will help if you need to escalate your case.

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Thank you so much! I'm hoping it's closer to the 7-10 day range. I just checked my mail and got a letter asking for a signed statement about where I was when the transaction happened, so I'll send that back today.

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try calling riiiiight when they open in the morning! thats what i did and actually got thru to a human being for once lol

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Good idea! I'll try calling right at 8am tomorrow.

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I'm so sorry you're going through this - it's incredibly stressful when you have kids to feed. I went through a similar situation about 6 months ago with $190 stolen from my EBT card. A few things that helped me get through the waiting period: 1. Contact 211 (dial 2-1-1) - they can connect you to local food pantries and emergency food assistance in your area 2. Check if your kids' school has a weekend backpack program - many schools send food home on Fridays 3. Look into local churches and community centers - many have food distribution programs that don't require paperwork For the dispute itself, I got my funds back in 8 days by being persistent but polite with follow-up calls every 2-3 days. Each time I called, I asked if there was anything else they needed from me to expedite the process. Also, if you're comfortable sharing which county you're in, other members here might have specific advice about how fast that county typically processes disputes. Hang in there - you're doing everything right!

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This is such helpful advice, thank you! I hadn't thought about calling 211 or checking about weekend backpack programs. My kids are in elementary school so I'll definitely ask about that on Monday. I'm in San Bernardino County if that helps anyone know typical processing times there. Really appreciate everyone sharing their experiences - it's making me feel less alone in this situation.

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San Bernardino County typically processes EBT disputes in 10-14 days from my experience helping families in that area. Since you have kids and are facing food insecurity, definitely call your county CalFresh office tomorrow and ask about emergency food assistance while your dispute is pending. They often have discretionary funds for exactly these situations. A few San Bernardino County specific tips: - Their EBT customer service is usually less busy between 10-11am - The main CalFresh number is (909) 891-3000 - ask for an eligibility worker - There's a food bank network in SB County that can help immediately - search "Feeding America Inland Empire" for locations near you Also, since you mentioned the fraudulent transaction was 30 miles away, make sure to emphasize that distance when you call for status updates. Geographic impossibility (being that far away) is one of the strongest pieces of evidence for fraud cases and often speeds up approval. You're doing everything right - hang in there! 🙏

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Thank you so much for this specific information about San Bernardino County! I'm definitely going to call (909) 891-3000 first thing tomorrow morning and ask about emergency food assistance. The timing tip about 10-11am is really helpful too. I'll also look up the Feeding America Inland Empire locations - having immediate food resources would take so much pressure off while waiting for the dispute to resolve. Really appreciate you mentioning the geographic distance point too - I'll make sure to emphasize that 30-mile gap when I call for updates. This community has been incredibly supportive during such a stressful time!

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I went through this nightmare last year - $205 stolen from my card at some sketchy liquor store 40 miles away! The whole process is so dehumanizing when you're already struggling. Mine took 13 days to get resolved, but here's what I learned that might help: Call the EBT line and specifically ask if your case has been "assigned to an investigator" yet. If not, ask them to escalate it due to hardship with children in the household. Sometimes cases just sit in a queue until someone pushes them along. Also, I don't know if this helped or was just coincidence, but I sent a follow-up email to the fraud department with photos of my work schedule showing I was at my job when the fraudulent transactions happened. Having that timeline documentation seemed to speed things up. In the meantime, definitely hit up food banks and see if your county has any emergency bridge benefits. Some counties will give you a small amount of emergency SNAP while the investigation is pending, especially if you have kids. The worst they can say is no, but it's worth asking! Stay strong - I know how scary it is when you're watching your food dwindle and don't know when relief is coming. You WILL get your benefits back, just trying to help you get through the waiting period easier. 💪

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This is exactly the kind of real-world advice I needed to hear! The idea about asking if it's been "assigned to an investigator" is brilliant - I wouldn't have known to ask that specific question. And sending photos of your work schedule showing you were elsewhere during the fraudulent transactions is really smart documentation. I work at a warehouse and definitely have time records showing I was clocked in when that transaction happened 30 miles away, so I'll gather those up and send them over. It's reassuring to hear from someone who went through the same scary experience and came out the other side. The waiting and not knowing is honestly the worst part when you're watching your kids eat smaller portions. Thank you for the encouragement - it really helps to know I'm not alone in this! 💙

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I work for a local nonprofit that helps families navigate benefit issues, and I wanted to share some additional resources that might help while you're waiting for your dispute to resolve: **Immediate Food Resources:** - Most Walmart and Target stores have community bulletin boards with local food pantry schedules - Churches often don't require membership for food assistance - just call and ask - Some libraries have "Little Free Pantries" outside that are restocked regularly **Speed Up Your Case:** - When you call, mention you're a "vulnerable household with children" - this is the exact language they use for priority cases - Ask for a "supervisor callback" if the first rep can't help with emergency assistance - Get a case reference number for your dispute and use it in every call **Emergency Bridge Benefits:** San Bernardino County does offer emergency food assistance even during EBT disputes. The magic phrase to use is "I need emergency food assistance due to EBT card fraud affecting my children's food security." **Pro Tip:** Keep calling! I've seen cases where the first rep says "no emergency help available" but a different rep approves it the next day. Each county worker has some discretion. You're advocating perfectly for your family. Most of these disputes resolve in 7-12 days despite the 20-day warning. Hang in there! 🙏

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This is incredibly comprehensive and helpful information! Thank you so much for sharing your professional expertise. I especially appreciate the specific language suggestions like "vulnerable household with children" and "emergency food assistance due to EBT card fraud affecting my children's food security" - having the exact phrases they use internally makes such a difference when advocating for yourself. I'm going to write these down and use them when I call tomorrow morning. The tip about asking for a "supervisor callback" is also really valuable - I didn't know that was an option. It's encouraging to hear from someone who works directly with these systems that most disputes actually resolve faster than the 20-day timeline they give you. I'm definitely going to be persistent but polite with my follow-up calls, and knowing that different reps might have different answers gives me hope if I get turned down initially. Thank you for taking the time to share all these resources - it means the world to families like mine going through this stressful situation! 🙏

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I'm so sorry you're dealing with this stress, especially with kids depending on you! I went through something similar about 8 months ago when someone used my EBT card at a gas station I'd never been to. Here's what worked for me: **Timeline:** They told me 20 days, but I got my $160 back in 11 days. The key was staying on top of it without being pushy. **What helped speed it up:** - Called every 3-4 days to "check if they needed anything else from me" - Always asked to speak with the same rep if possible (wrote down their name) - Emphasized that I had the physical card in my possession when the fraud happened - Mentioned I had children in the household during every call **Emergency help while waiting:** - My county office (I'm in Riverside) gave me $50 emergency benefits when I explained the situation - Local food bank helped bridge the gap - no paperwork needed, just showed up - School counselor connected me with weekend food program for my daughter The waiting is absolutely the worst part when you're stretching every dollar. But based on what others are saying here about San Bernardino County, you should hopefully see resolution closer to 10-12 days. You're doing everything right - just keep following up regularly and don't be afraid to ask for emergency help while you wait. Your kids need to eat NOW, not in 20 days! 💙

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This is such reassuring advice, thank you! I'm really glad to hear you got your benefits back in 11 days rather than the full 20. The tip about asking to speak with the same rep each time is really smart - I hadn't thought about building that relationship but it makes total sense. I'm definitely going to emphasize that I still have my physical card when the fraud happened, since that seems like strong evidence. It's also encouraging to know that Riverside County (which is right next to San Bernardino) was able to provide emergency benefits - gives me hope that my county might do the same. I'm planning to call first thing tomorrow and use all the specific language people have shared here. Having kids really does add urgency to the situation, and I appreciate you pointing out that they need to eat NOW, not in 20 days. That's exactly how I feel but sometimes it helps to hear someone else validate that urgency. Thank you for sharing your experience and the practical steps that worked! 🙏

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I went through this exact situation about 6 months ago with $142 stolen from my card at a store I'd never heard of. The 20-day timeline is definitely the worst part when you're already struggling to feed your family. Here's what actually helped me get my benefits back faster (got them in 9 days): **Call Strategy:** - I called every 2-3 days and always asked "Is there anything additional you need from me to process this faster?" - Asked specifically if my case had been assigned to an investigator yet - Always mentioned I had children in the household and that we were facing food insecurity **Documentation that helped:** - I took photos of my work schedule showing I was at work when the fraud happened - Kept a log of every call (date, time, rep name, what they told me) - Made sure they had my current phone number so they could reach me quickly if needed **Emergency help while waiting:** - My county gave me $75 in emergency replacement benefits when I explained the situation with kids - Hit up the local food bank - they were amazing and didn't require any paperwork - Asked my kids' school about any weekend food programs The geographic distance (30 miles away) is actually really good evidence in your favor - make sure to emphasize that every time you call. Most reps I talked to said cases with clear geographic impossibility get processed faster. Hang in there! I know how scary it is watching your food supply dwindle, but you WILL get your benefits back. Just stay persistent with the follow-ups. 💪

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This is incredibly helpful - thank you for breaking down exactly what worked for you! The 9-day timeline gives me so much hope, and I love the specific question about asking if there's anything additional they need to process it faster. I'm definitely going to start keeping a log of every call like you suggested - that's such a smart way to stay organized and track progress. The tip about taking photos of my work schedule is brilliant too, since I have clear documentation of being at work when that fraudulent transaction happened 30 miles away. It's really encouraging to hear that geographic impossibility cases get processed faster - I'll make sure to emphasize that distance every single time I call. I'm also going to ask about emergency replacement benefits tomorrow when I call my county office. Knowing that other counties have provided $50-75 in emergency help gives me confidence to advocate for the same. Thank you for reminding me that I WILL get through this - sometimes when you're in the thick of it with hungry kids, it's hard to see the light at the end of the tunnel. Your practical advice and encouragement mean so much! 💙

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I'm really sorry you're going through this - having your benefits stolen when you're already struggling is such a violation, especially with kids to feed. I've been following all the great advice in this thread and wanted to add a couple things that helped me when I went through a similar situation last year: **Document everything in writing:** In addition to calling, I also sent a brief email to the EBT fraud department after each phone call summarizing what we discussed and what the next steps were. This created a paper trail and seemed to keep my case more visible in their system. **Check your county's website:** Some counties have online portals where you can actually track the status of your dispute case. San Bernardino County might have something like this - worth checking so you're not always calling blind. **Food resources while waiting:** If you haven't already, try searching "food pantry San Bernardino County" - there's usually a central directory that shows which ones are open on which days. Also, many WIC offices have emergency food resources even if you're not on WIC. Based on what everyone's sharing here, it sounds like 10-14 days is pretty typical for resolution, which is way better than that scary 20-day number they throw at you. Keep advocating for yourself and your kids - you're doing everything right. The fact that it was 30 miles away and you still have your physical card should make this a pretty straightforward case for them to approve. Hang in there! 💙

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This is such great additional advice, thank you! The idea of sending follow-up emails after each phone call to create a paper trail is really smart - I hadn't thought of that but it makes total sense to keep everything documented in writing too. I'm definitely going to check if San Bernardino County has an online portal for tracking dispute status - that would be so much less stressful than having to call every time just to get basic updates. I'll also search for that food pantry directory you mentioned. It's really helpful to know that WIC offices might have emergency resources even for non-WIC families - I wouldn't have thought to check there. Reading everyone's experiences and timelines in this thread has been such a relief. That 20-day number they give you is so scary when you're already stretching every dollar, but hearing that 10-14 days is more realistic gives me hope we can get through this. I really appreciate you taking the time to add even more helpful suggestions. This community has been amazing during such a stressful situation! 💙

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I'm so sorry you're dealing with this stress - EBT fraud is unfortunately becoming more common and it's especially hard when you have kids depending on you. I went through something similar about 4 months ago when $185 was stolen from my card at a store I'd never been to. Here's what worked for me to get my benefits back in 8 days instead of the full 20: **Key things that seemed to help:** - Called every 2-3 days and always asked "Has my case been assigned to an investigator yet?" - Emphasized I had children in the household and we were facing immediate food insecurity - Made sure to mention the geographic distance (yours being 30 miles away is actually great evidence) - Asked if they needed any additional documentation from me to speed up processing **Emergency help while waiting:** - My county provided $60 in emergency replacement benefits when I explained the situation - Local food banks were a lifesaver - most don't require paperwork, just show up - Called 211 for additional food resources in the area **Documentation tip:** I gathered my work schedule/time clock records showing I was at work when the fraud happened and emailed those to the fraud department. Having that timeline seemed to really help my case. The waiting is absolutely the hardest part when you're watching your food supplies dwindle. But based on everyone's experiences here, San Bernardino County seems to process these in the 10-14 day range typically. You're doing everything right by staying on top of it. Your kids need to eat NOW, so don't hesitate to ask for emergency assistance while you wait! 💙

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This is such helpful and encouraging advice - thank you for sharing your experience! Eight days is amazing compared to that scary 20-day timeline they initially give you. I'm definitely going to use that specific question about whether my case has been assigned to an investigator yet - that seems like such an important milestone to track. The tip about gathering work records showing I was elsewhere during the fraudulent transaction is brilliant, and I love that you emailed them directly to the fraud department. I have clear time clock records from my job showing I was working when that transaction happened 30 miles away, so I'll definitely pull those together and send them over. It's really encouraging to hear that your county provided $60 in emergency replacement benefits - gives me hope that San Bernardino County might do the same when I call tomorrow. I'm also going to call 211 for additional food resources like you suggested. Reading all these success stories with 8-14 day timelines instead of the full 20 days is giving me so much hope that we'll get through this waiting period. Thank you for the reminder that my kids need to eat NOW - sometimes you need that validation that it's okay to advocate strongly for emergency help while waiting for the investigation. This community support has been incredible during such a stressful time! 💙

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I'm so sorry you're going through this - it's absolutely terrifying when you have kids to feed and your benefits get stolen. I went through a similar situation about 3 months ago when someone used my EBT card at a liquor store 25 miles from where I live. They told me the same 20-day timeline, but I actually got my $198 back in just 6 days! Here's what I think helped speed up my case: **Called immediately and frequently:** I called every 2 days (not every day - didn't want to annoy them) and always asked the same question: "Is there anything else I can provide to help resolve this faster?" **Emphasized the evidence:** Every single call I mentioned that I still had my physical card AND that the store was 25+ miles from my home. Geographic impossibility is apparently one of the strongest pieces of evidence for fraud cases. **Asked for emergency help:** My county worker approved $80 in emergency replacement benefits when I explained I had two kids and we were down to our last few meals. Don't be afraid to advocate for this - they have discretionary funds for exactly these situations. **Documentation:** I took a photo of my work badge/schedule showing I was clocked in at my job when the fraudulent transaction occurred and texted it to the fraud department's number they gave me. The waiting is absolutely brutal when you're watching your kids eat smaller portions, but based on everything I'm reading here, you should get resolution much faster than 20 days. Stay persistent, document everything, and don't hesitate to ask for emergency food assistance while you wait. You're doing everything right! 💪

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This is incredibly encouraging - 6 days is amazing! I love your strategy of calling every 2 days instead of every day to avoid being annoying while still staying persistent. The question "Is there anything else I can provide to help resolve this faster?" is perfect because it shows you're being proactive rather than just complaining about the wait time. I'm definitely going to emphasize that geographic impossibility angle every time I call - having the fraudulent transaction 30 miles away while I still have my physical card should be pretty clear-cut evidence. The tip about taking a photo of my work badge/schedule and texting it directly to the fraud department is brilliant - I wouldn't have thought to send documentation that way but it sounds much faster than mailing it. I'm also really encouraged to hear your county approved $80 in emergency replacement benefits. I'm going to call San Bernardino County first thing tomorrow and specifically ask for emergency assistance while the investigation is pending. It's such a relief to hear success stories with quick resolution times like yours - gives me hope we won't be eating ramen for weeks! Thank you for sharing what worked and for the encouragement that I'm doing everything right. 💙

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I'm really sorry you're dealing with this - EBT card fraud is so stressful, especially when you have kids depending on you. I went through something very similar about 2 months ago when $220 disappeared from my card at a store I'd never even heard of, 40 miles away from me! The good news is I got my benefits back in 12 days instead of the full 20 they warned me about. Here's what I think helped: **Stay persistent but polite:** I called every 3 days and always asked "Has my case been assigned to an investigator yet, and is there anything additional I can provide?" This seemed to keep my case visible in their system. **Document everything:** I kept a simple log of every call - date, time, rep name, and what they told me. I also took photos of my work schedule proving I was at my job when the fraud happened and emailed those to the fraud department. **Ask about emergency assistance:** This was huge - my county provided $70 in emergency replacement benefits when I explained I had children and we were facing food insecurity. Don't be shy about asking for this help while you wait! **Use the evidence:** Every call I mentioned that I still had my physical card AND emphasized the 40-mile distance. Geographic impossibility is apparently strong evidence that speeds up approval. The waiting period is absolutely terrifying when you're watching your food supply shrink, but based on what everyone's sharing here about San Bernardino County, you should hopefully see resolution in 10-14 days. Keep advocating for your family - you're doing everything right! 💙

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This is such helpful and reassuring advice - thank you for sharing your experience! Twelve days is so much better than that intimidating 20-day timeline they give you upfront. I really like your approach of calling every 3 days with that specific question about whether it's been assigned to an investigator and if they need anything additional - it shows you're being proactive and helpful rather than just pestering them. The tip about keeping a simple log of every call is something I'm definitely going to start doing tomorrow. Having that documentation seems really smart for staying organized and tracking progress. I'm also encouraged to hear your county provided $70 in emergency replacement benefits - that gives me hope that San Bernardino County might have similar assistance available when I call tomorrow morning. The geographic evidence really does seem to be key based on everyone's responses here. Having that 30-mile distance while still possessing my physical card should hopefully make this a straightforward case for them. It's such a relief to hear from so many people who got their benefits back in 10-14 days instead of the full 20. Thank you for the encouragement that I'm doing everything right - sometimes when you're in the middle of the stress it's hard to feel confident about your approach! 💙

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