Denied CalFresh with $2743 income but paying $1762 in rent - still qualify with high housing costs?
Just got denied for CalFresh and I'm totally confused about their calculations. My monthly income is $2743, but my rent situation is killing me financially. Total rent for the apartment is $2740 and I split it with my roommate - I pay $1762 and they pay $980. After rent, utilities, and other bills, I can barely afford food anymore. The denial letter mentioned something about my income being over the limit, but shouldn't they consider my crazy high housing costs? I thought there was some kind of deduction for that. Does anyone know if I can appeal this decision or if I'm just out of luck? Also wondering if food banks have income limits too or if I can at least get help that way. Really struggling here and could use any advice. Thank you so much! 🙏🏻
24 comments


Aria Washington
CalFresh does take housing costs into account through what's called the 'excess shelter deduction.' For 2025, they can deduct housing costs that exceed half your income, up to a cap of around $650 for most households. So if you're paying $1762 in rent alone, that's definitely something they should have factored in! You should absolutely appeal this decision. When you file your appeal, specifically mention your high housing costs and ask them to review the shelter deduction calculation. Make sure to bring proof of your rent (lease agreement) and any utility bills. You have 90 days from the date on your denial notice to file the appeal. And yes, food banks typically don't have strict income requirements like government benefits do. They're there to help anyone who needs food, regardless of income. Don't hesitate to use them while you sort this out!
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Rajiv Kumar
•Thank you! I didn't know about this excess shelter deduction thing. The denial letter just had a bunch of numbers and didn't explain anything clearly. Is there a specific form I need to fill out for the appeal? And do I need to get statements from my roommate too, since we split the rent?
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Liam O'Reilly
food banks dont check ur income at all!! i went 2 one last week and they just asked how many ppl in my house, didnt even need ID at some places. u should def go, the one near me gives out fresh vegetables and even meat sometimes
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Rajiv Kumar
•That's really good to know, thank you! Do they give enough food to last a while or is it just supplemental? I've never been to one before and feel kind of nervous about the whole process.
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Chloe Delgado
I'm confused about your rent situation. You said total rent is $2740 but then you pay $1762 and roommate pays $980? That doesn't add up to $2740. Is there a typo somewhere? Maybe this confusion is why CalFresh denied you - they might think your expenses don't make sense. Just checking because sometimes small errors on applications can cause denials.
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Rajiv Kumar
•Oops! You're right, I made a typo. The total rent is actually $2742 (my roommate pays $980 and I pay $1762). But on my application I'm pretty sure I put the correct numbers. Could a $2 difference really cause them to deny me??
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Chloe Delgado
•Probably not for $2, but it's good to double check everything on your application. These programs can be really picky about details and sometimes even one wrong number can cause problems.
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Ava Harris
Your situation sounds very similar to what I dealt with last year. I was also denied despite high rent costs. The issue might be that your gross income (before deductions) is still being used for the initial eligibility screening. For a single person household in 2025, the gross monthly income limit is around $2430 for CalFresh. Since your income is $2743, you're over that initial threshold. HOWEVER, there's a special rule called "Categorical Eligibility" that might help you! If you have high housing costs, they're supposed to look at your net income after the shelter deduction. You should definitely request a reconsideration and specifically mention "Expanded Categorical Eligibility" and your high housing costs. By the way, when I was dealing with endless phone waits trying to reach someone about my case, I discovered this service called Claimyr that helped me actually get through to a real person at the county office. You might want to check them out at claimyr.com - they have a video that shows how it works: https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8. Saved me hours of frustration when I was trying to appeal my case!
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Rajiv Kumar
•Thank you for explaining this! I didn't know about this Categorical Eligibility thing at all. So even though my gross income is a bit over, I might still qualify because of my high rent? I'll definitely look into that service too - I tried calling the county office yesterday and was on hold for 45 minutes before getting disconnected.
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Jacob Lee
THE WHOLE SYSTEM IS RIGGED!!! I was paying $1800 in rent last year and they STILL denied me because I made $100 over their stupid limit. They don't care how much your actual expenses are, they just use these arbitrary cutoffs to deny as many people as possible. The worker even told me "just quit one of your jobs if you want benefits" - are you kidding me?? Don't hold your breath waiting for them to be reasonable.
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Aria Washington
•While I understand your frustration, there are actually specific rules about shelter deductions that can help people with high housing costs. The system isn't perfect, but there are pathways for people in the original poster's situation. Sometimes it comes down to how the information is presented on the application and making sure the caseworker applies all the appropriate deductions.
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Emily Thompson
I'm a little confused... are you sure you're posting about CalFresh and not CalWORKs? The income limits are different between programs. For CalFresh a single person can make up to about $2430 gross monthly income in 2025, but for CalWORKs it's much lower. Either way, definitely appeal and mention your shelter costs! You usually have 90 days from the denial notice to file an appeal. Food banks are amazing resources and most don't check income at all. Some might ask basic questions but they're there to help everyone who needs food. Many have different distribution days for different neighborhoods, so check out several in your area to see which ones work best for your schedule.
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Rajiv Kumar
•No, it was definitely CalFresh (food stamps/EBT). I haven't applied for CalWORKs. Now I'm wondering if they calculated something wrong on my application, because several people are mentioning the income limit should be around $2430, and I'm only a bit over that at $2743. With my huge rent, it seems like I should qualify with the deductions everyone's talking about.
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Sophie Hernandez
Here's exactly what you need to do: 1. Request a fair hearing immediately - you have 90 days from the denial date but don't wait 2. Specifically request they review your case under the "excess shelter deduction" rules 3. Bring ALL documentation: lease showing your portion, utility bills, pay stubs, bank statements 4. Ask for an itemized calculation showing how they determined your eligibility For a single person household in 2025, the math works like this: - Gross income: $2743 (slightly above the gross limit of ~$2430) - Subtract standard deduction: ~$193 - Calculate shelter deduction: Your $1762 rent minus half your adjusted gross income You might qualify under special rules if your net income after these deductions falls below the limit. The worker who processed your application may have missed applying these deductions properly. In the meantime, definitely use food banks. There's a great directory at feedingamerica.org where you can find local options. Most don't have income requirements at all.
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Rajiv Kumar
•This is incredibly helpful, thank you! I'll gather all my documentation and request that fair hearing ASAP. Do you know if I can do this online or do I need to go in person? And I'll check out that food bank directory tonight.
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Sophie Hernandez
•You can usually request a fair hearing by phone, mail, or online. Check your denial notice - it should have instructions for how to appeal. If you do it online, go to the state hearings division website. Just make sure to clearly state you want them to review your shelter deduction calculation specifically.
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Liam O'Reilly
i thot calfresh was based on how many people r in ur house too? isnt the limit higher if u have more people?
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Rajiv Kumar
•It's just me in my household for benefits purposes, even though I have a roommate. They told me since we buy and prepare food separately, we're separate households for CalFresh.
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Aria Washington
Quick update on the income limits others have mentioned - for 2025, a single-person household can have gross monthly income up to $2430 for regular CalFresh. However, California has something called "Expanded Categorical Eligibility" which raises the gross limit to 200% of the Federal Poverty Level - about $2868 for a single person. So with your $2743 income, you should still be eligible for the initial screening! The issue might be with how your shelter deduction was calculated. When you appeal, make absolutely sure they understand that the $1762 is YOUR portion of the rent, not the household total. I've seen caseworkers make this mistake before, thinking the total rent is being reported rather than just your share. Also, do you pay utilities separately or is that included in your rent? If you pay utilities, you might qualify for the Standard Utility Allowance which adds about $500 to your shelter costs for deduction purposes.
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Rajiv Kumar
•Oh! The utilities are separate - I pay around $180/month for my portion of electricity, water, and internet. I didn't know about this Standard Utility Allowance either. There's so much they don't explain in the application or denial letter. I'll definitely mention all of this when I appeal.
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Lydia Bailey
This is exactly why I think it's so important for people to know their rights when applying for benefits! Your situation with $1762 in rent plus $180 in utilities definitely sounds like you should qualify once they properly calculate the shelter deduction. One thing I'd add - when you file your appeal, consider asking for an "aid pending" status. This means if you're found eligible during the appeal process, your benefits could be backdated to when you originally applied. Not everyone knows about this option but it can be really helpful. Also, since you mentioned feeling nervous about food banks - most are run by really kind volunteers who understand that anyone can need help with food. Many have become like little community hubs where you might even get information about other local resources. The ones I've been to have been nothing but welcoming and respectful. Good luck with your appeal! It sounds like you have a really strong case once they apply all the deductions correctly.
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Aisha Khan
•This is such great advice about the "aid pending" status - I had no idea that was even an option! That could really help since I've been struggling to buy groceries for weeks now. And thank you for the reassurance about food banks. I think I was just overthinking it because I've never had to use services like this before. It's good to know they're welcoming places. I'm feeling much more hopeful about this whole situation now with everyone's help!
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StarSailor
I work at a local community center and we see situations like yours all the time - you're definitely not alone in this! The good news is that with your rent being $1762 plus utilities, you should absolutely qualify for CalFresh once they properly calculate your shelter deduction. A few practical tips for your appeal: Make sure to bring a copy of your lease that clearly shows your portion of the rent (not just the total), recent utility bills in your name, and your pay stubs. Sometimes it helps to write out the math yourself showing how much you have left after housing costs - it can be really eye-opening for the caseworker. While you're waiting for the appeal, I'd also suggest calling 211 (just dial 2-1-1). They can connect you with local food resources, emergency assistance programs, and other support services in your area. Many of these programs can help bridge the gap while you're getting your CalFresh sorted out. You're doing the right thing by advocating for yourself - don't give up! The system can be confusing but you clearly have a strong case here.
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Ava Thompson
•Thank you so much for all this helpful information! I really appreciate you taking the time to explain everything. I'm definitely going to call 211 today - I didn't even know that service existed. And you're right about writing out the math myself, that's a great idea. After rent ($1762) and utilities (~$180), I only have about $801 left from my $2743 income for everything else - food, transportation, phone, etc. When you put it that way, it's pretty clear why I need help with groceries! I'm feeling much more confident about appealing now that I understand what went wrong with their calculations.
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