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Can I qualify for low-income housing with CalFresh/cash aid but no job?

I've been on CalWORKs (cash aid) for about 3 months now after losing my job. My landlord just raised my rent by $250 and there's no way I can afford it anymore. I'm looking into low-income apartments but I'm confused about the requirements. Can I even qualify with just cash aid and CalFresh, or do I absolutely need to have a job? The application forms all ask for employment verification but I don't have that right now. Anyone gone through this process recently? My worker wasn't very helpful when I asked and just gave me a list of housing websites.

Yes, you can absolutely qualify for low-income housing with just cash aid! They look at all income sources, not just employment. Cash aid and CalFresh are considered income for housing applications. What's most important is that your total household income falls below their threshold (usually 30-50% of area median income). Make sure to bring your benefit award letters to verify your income. They'll want to see your most recent Notice of Action showing your CalWORKs amount. Most places will actually prioritize families on cash aid because you're considered very low income.

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Thank you!!! This is such a relief. I was worried I'd be stuck in this expensive place until I found work. Do you know if they count the CalFresh benefits as part of my income for qualification? I get $715 in CalWORKs and $465 in CalFresh for me and my son.

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i applied for section 8 last year when i was only getting calfresh and they said i didnt qualify cause i needed some kind of steady income even tho calfresh is like income to me??? but my friend got into a low income apartment with just disability so maybe it depends on the program

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You're right, it does depend on the program. Section 8 and low-income apartments are different. Section 8 (Housing Choice Voucher) sometimes has minimum income requirements (even though that seems counterintuitive). But most low-income tax credit apartments and public housing will accept cash aid as qualifying income. CalFresh isn't counted as income for housing because it can only be used for food, but CalWORKs definitely counts.

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I JUST went through this whole process and it was a NIGHTMARE trying to get anyone to help me figure it out!! The county housing authority kept sending me to my CalWORKs worker and my worker kept sending me back to housing. Nobody would give me a straight answer for WEEKS! I finally got through to someone at the housing authority who confirmed I COULD apply with just cash aid, but there was a 2 YEAR WAITING LIST for most places. Applied anyway because what else can I do?? They did say some properties move faster than others though.

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I had the same problem with the endless referral loop between departments. What finally worked for me was using Claimyr to get through to an actual housing specialist. It's this service that connects you directly to a real person at the county instead of waiting on hold forever. I found their site at claimyr.com and they have a video demo at https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 that shows how it works. The housing specialist confirmed that cash aid counts as income for most low-income housing programs and gave me a list of properties with shorter wait lists. Saved me weeks of frustration!

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Eligibility specialist here. Let me clarify a few things about housing programs in relation to public benefits: 1. Section 8/Housing Choice Vouchers: Cash aid (CalWORKs) counts as income. They typically want your income to be at least 30% of the payment standard. 2. Low-Income Housing Tax Credit properties: Cash aid counts as income, and you'll likely qualify if that's your only income source. 3. Public Housing: Cash aid counts, and there's usually no minimum income requirement. 4. CalFresh is NOT counted as income for any housing program since it's specifically for food. Bring your most recent Notice of Action, benefit verification letter (request from your county office), and your last 3 months of cash aid statements. Since you're on CalWORKs, you should also ask your welfare-to-work counselor about the Housing Support Program (HSP) which provides additional housing assistance specifically for CalWORKs recipients.

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This is incredibly helpful! I didn't know about the Housing Support Program at all. No one mentioned it to me. I'll ask about it at my next appointment. Does that program have a separate application process?

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when I applied last year they told me cash aid wasnt enough because they want you to be able to pay rent if your benefits stop for some reason. ended up having to find a minimum wage job just to qualify which is so backwards!! like how am I supposed to afford any housing BEFORE I get housing assistance?? makes no sense.

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My cousin had the same thing happen! But then he applied to a different apartment complex and they accepted him with just his GR benefits. I think every place has different rules even though they're all supposed to be "low income" smh

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To answer your follow-up question about the Housing Support Program (HSP): Yes, it does have a separate process, but it's normally initiated through your CalWORKs worker. They need to refer you to the program. HSP can help with: • Security deposits • Utility payments/deposits • Moving costs • Temporary rental assistance • Housing search assistance It's specifically designed for CalWORKs families who are homeless or at risk of homelessness (which includes having received an eviction notice or being unable to afford current housing). Since you mentioned your rent increased beyond what you can afford, you likely qualify. Make sure to specifically ask for an HSP referral at your next appointment or call your worker to request it sooner.

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I'm definitely going to call about this tomorrow! My rent is due in 2 weeks and I'm already stressing about how to make it work. Would the HSP help me even while I'm on the waitlist for permanent low-income housing? I feel like I need both short-term and long-term solutions right now.

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To address your earlier question about CalFresh - no, CalFresh benefits ($465) won't count toward your income for housing qualification. Only your $715 CalWORKs would count. This actually works in your favor because it means your countable income is lower, making you more likely to qualify for housing assistance. And yes, HSP can absolutely help with temporary rental assistance while you're on waiting lists for permanent housing. That's actually one of its main purposes - to provide that bridge support. The program can sometimes even help negotiate with your current landlord if that's a possibility.

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Thank you so much! I feel like I have a real plan now. I'm going to call my worker first thing in the morning about HSP and start filling out applications for low-income housing with my CalWORKs verification. This community has been way more helpful than any of the official channels!

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Good luck with everything!! Housing stuff is so stressful 😫 I went through all this last year and finally got a place after 7 months of waiting. The system is broken but don't give up!!

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