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Can I qualify for low-income housing with CalFresh/cash aid but no job?

I've been on CalWORKs (cash aid) for about 3 months now after losing my job. My landlord just raised my rent by $250 and there's no way I can afford it anymore. I'm looking into low-income apartments but I'm confused about the requirements. Can I even qualify with just cash aid and CalFresh, or do I absolutely need to have a job? The application forms all ask for employment verification but I don't have that right now. Anyone gone through this process recently? My worker wasn't very helpful when I asked and just gave me a list of housing websites.

Yes, you can absolutely qualify for low-income housing with just cash aid! They look at all income sources, not just employment. Cash aid and CalFresh are considered income for housing applications. What's most important is that your total household income falls below their threshold (usually 30-50% of area median income). Make sure to bring your benefit award letters to verify your income. They'll want to see your most recent Notice of Action showing your CalWORKs amount. Most places will actually prioritize families on cash aid because you're considered very low income.

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Thank you!!! This is such a relief. I was worried I'd be stuck in this expensive place until I found work. Do you know if they count the CalFresh benefits as part of my income for qualification? I get $715 in CalWORKs and $465 in CalFresh for me and my son.

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i applied for section 8 last year when i was only getting calfresh and they said i didnt qualify cause i needed some kind of steady income even tho calfresh is like income to me??? but my friend got into a low income apartment with just disability so maybe it depends on the program

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You're right, it does depend on the program. Section 8 and low-income apartments are different. Section 8 (Housing Choice Voucher) sometimes has minimum income requirements (even though that seems counterintuitive). But most low-income tax credit apartments and public housing will accept cash aid as qualifying income. CalFresh isn't counted as income for housing because it can only be used for food, but CalWORKs definitely counts.

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I JUST went through this whole process and it was a NIGHTMARE trying to get anyone to help me figure it out!! The county housing authority kept sending me to my CalWORKs worker and my worker kept sending me back to housing. Nobody would give me a straight answer for WEEKS! I finally got through to someone at the housing authority who confirmed I COULD apply with just cash aid, but there was a 2 YEAR WAITING LIST for most places. Applied anyway because what else can I do?? They did say some properties move faster than others though.

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I had the same problem with the endless referral loop between departments. What finally worked for me was using Claimyr to get through to an actual housing specialist. It's this service that connects you directly to a real person at the county instead of waiting on hold forever. I found their site at claimyr.com and they have a video demo at https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 that shows how it works. The housing specialist confirmed that cash aid counts as income for most low-income housing programs and gave me a list of properties with shorter wait lists. Saved me weeks of frustration!

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Eligibility specialist here. Let me clarify a few things about housing programs in relation to public benefits: 1. Section 8/Housing Choice Vouchers: Cash aid (CalWORKs) counts as income. They typically want your income to be at least 30% of the payment standard. 2. Low-Income Housing Tax Credit properties: Cash aid counts as income, and you'll likely qualify if that's your only income source. 3. Public Housing: Cash aid counts, and there's usually no minimum income requirement. 4. CalFresh is NOT counted as income for any housing program since it's specifically for food. Bring your most recent Notice of Action, benefit verification letter (request from your county office), and your last 3 months of cash aid statements. Since you're on CalWORKs, you should also ask your welfare-to-work counselor about the Housing Support Program (HSP) which provides additional housing assistance specifically for CalWORKs recipients.

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This is incredibly helpful! I didn't know about the Housing Support Program at all. No one mentioned it to me. I'll ask about it at my next appointment. Does that program have a separate application process?

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when I applied last year they told me cash aid wasnt enough because they want you to be able to pay rent if your benefits stop for some reason. ended up having to find a minimum wage job just to qualify which is so backwards!! like how am I supposed to afford any housing BEFORE I get housing assistance?? makes no sense.

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My cousin had the same thing happen! But then he applied to a different apartment complex and they accepted him with just his GR benefits. I think every place has different rules even though they're all supposed to be "low income" smh

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To answer your follow-up question about the Housing Support Program (HSP): Yes, it does have a separate process, but it's normally initiated through your CalWORKs worker. They need to refer you to the program. HSP can help with: • Security deposits • Utility payments/deposits • Moving costs • Temporary rental assistance • Housing search assistance It's specifically designed for CalWORKs families who are homeless or at risk of homelessness (which includes having received an eviction notice or being unable to afford current housing). Since you mentioned your rent increased beyond what you can afford, you likely qualify. Make sure to specifically ask for an HSP referral at your next appointment or call your worker to request it sooner.

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I'm definitely going to call about this tomorrow! My rent is due in 2 weeks and I'm already stressing about how to make it work. Would the HSP help me even while I'm on the waitlist for permanent low-income housing? I feel like I need both short-term and long-term solutions right now.

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To address your earlier question about CalFresh - no, CalFresh benefits ($465) won't count toward your income for housing qualification. Only your $715 CalWORKs would count. This actually works in your favor because it means your countable income is lower, making you more likely to qualify for housing assistance. And yes, HSP can absolutely help with temporary rental assistance while you're on waiting lists for permanent housing. That's actually one of its main purposes - to provide that bridge support. The program can sometimes even help negotiate with your current landlord if that's a possibility.

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Thank you so much! I feel like I have a real plan now. I'm going to call my worker first thing in the morning about HSP and start filling out applications for low-income housing with my CalWORKs verification. This community has been way more helpful than any of the official channels!

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Good luck with everything!! Housing stuff is so stressful 😫 I went through all this last year and finally got a place after 7 months of waiting. The system is broken but don't give up!!

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I'm going through something similar right now! My CalWORKs worker actually told me about something called the Homeless Prevention Program that might help too. It's different from HSP but can provide emergency rental assistance if you're behind on rent or facing eviction. You might want to ask about both programs when you call tomorrow. Also, when you're filling out housing applications, make sure to check if they participate in the coordinated entry system - some places give priority to people who are literally homeless or at immediate risk, which sounds like your situation with the rent increase. Hang in there! 💪

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Thanks for mentioning the Homeless Prevention Program! I hadn't heard of that one either. It sounds like there are actually several programs that could help - HSP, Homeless Prevention Program, and regular low-income housing applications. I'm definitely going to ask about all of these options when I call tomorrow. The coordinated entry system tip is really helpful too - I'll make sure to ask about that when I'm applying to places. It's reassuring to know I'm not the only one dealing with this situation right now. Hope things work out for you too! 🙏

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Just wanted to add that some counties also have emergency rental assistance programs that work faster than HSP! In my county, they had a program that could help within 2-3 weeks if you're facing immediate eviction or unaffordable rent increases. It might be worth calling 211 (dial 2-1-1) to ask about emergency rental assistance in your specific area - they usually have the most up-to-date info on what's available locally. Also, don't forget to document everything with your landlord about the rent increase (keep texts, emails, notices) because some of these programs want proof that your housing situation changed suddenly. You've got this! 🏠

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This is such great advice about documenting everything! I wish I had known this earlier. I only have the verbal notice from my landlord about the rent increase, but I'm going to send him a text asking him to confirm the new amount in writing so I have something official. The 211 tip is brilliant too - I never thought to call them but it makes sense they'd know about local programs. I'm feeling so much more prepared for tomorrow's calls now. Thank you everyone for being so helpful and supportive! 🙏

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I'm in a very similar situation right now! I've been on CalWORKs for about 6 months and just started looking into low-income housing options myself. From what I've learned so far, you definitely don't need a job to qualify - your cash aid counts as income. I've been told that having CalWORKs actually makes you a priority for many programs since it shows you're in the very low income category. One thing that's helped me is keeping organized records of all my benefit statements and notices. I created a folder with copies of everything because different housing programs ask for slightly different paperwork. Also, don't get discouraged if the first few places you contact aren't helpful - I've found that persistence really pays off and some workers are way more knowledgeable than others. You're taking all the right steps by asking here and researching your options!

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Thank you for sharing your experience! It's so helpful to hear from someone going through the same thing. You're absolutely right about keeping organized records - I'm going to start a folder today with all my CalWORKs paperwork. The tip about persistence is really encouraging too because I was getting frustrated with the unhelpful responses I got initially. It sounds like we're both learning that there are actually quite a few resources available once you know where to look and who to ask. Good luck with your housing search!

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I work at a local housing nonprofit and wanted to add some practical tips for your application process! When you apply, make sure to emphasize that you're already receiving CalWORKs because this actually demonstrates that you've been income-verified by the county, which housing providers see as a positive. A few things that can speed up your process: • Apply to multiple properties at once - don't wait to hear back from one before applying to others • Look into smaller, independent low-income properties in addition to the big complexes - they often have shorter wait lists • Ask about "preference points" - some places give extra points for families with children, people experiencing housing instability, or those already receiving public benefits Also, while you're waiting for permanent housing, check if your county has any emergency motel voucher programs. They're temporary but can buy you time if your current situation becomes unsustainable. The fact that your rent increased by $250 suddenly should qualify you for several emergency assistance programs. Don't let anyone tell you that cash aid "isn't real income" - it absolutely is for housing purposes!

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This is incredibly helpful information, thank you! I had no idea about preference points or that being on CalWORKs could actually work in my favor during the application process. The tip about applying to multiple properties simultaneously is something I wouldn't have thought of - I was planning to wait and see what happened with each one. I'm also going to look into those emergency motel voucher programs since my current lease is month-to-month and my landlord could technically ask me to leave if I can't pay the increased rent. It's so reassuring to hear from someone who works directly in housing that cash aid IS considered real income. I feel much more confident about moving forward with applications now!

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I'm in a similar boat and just wanted to share what worked for me! I was on CalWORKs for about 4 months when my housing situation fell through. What really helped was being super organized with my paperwork from day one. I made copies of EVERYTHING - my award letters, benefit verification forms, bank statements showing the deposits, and even screenshots of my EBT balance to show consistent benefit receipt. Some places wanted 3 months of records, others wanted 6 months, so having it all ready saved me tons of time. Also, when I called housing places, I learned to lead with "I receive CalWORKs cash aid" instead of saying "I don't have a job." It frames it as having stable income rather than being unemployed. The wording really matters! One more tip - if you have a caseworker for your CalWORKs, ask them if they know of any housing resources specifically for their clients. Mine had a list of landlords who were familiar with tenants on benefits and were more willing to work with us. Good luck with everything! The process is stressful but you definitely have options. 💪

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This is such valuable advice about the wording! I never thought about how saying "I receive CalWORKs cash aid" versus "I don't have a job" could make such a difference in how people perceive my situation. You're absolutely right that it frames it as stable income rather than unemployment. I'm definitely going to use that approach when I start making calls. The tip about asking my caseworker for a list of landlords familiar with benefit recipients is genius! I had no idea that might be a resource available to me. It makes so much sense that some landlords would be more experienced and comfortable working with CalWORKs recipients. I'm going to add that to my list of questions for tomorrow's call. Thanks for sharing your experience - it's really encouraging to hear from someone who successfully navigated this process! The organization tips are spot on too. I'm starting my paperwork folder today so I'll be ready with whatever documentation each place needs.

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I went through this exact situation about 8 months ago! I was on CalWORKs with a toddler when my rent went up $300 overnight. The stress was unreal, but I want you to know there IS help available and you absolutely can qualify for housing assistance. What saved me was learning about the Emergency Housing Assistance Program (EHAP) through my county. It's different from HSP and can provide immediate help while you're applying for long-term housing. They helped me with a security deposit for a new place when my old landlord wouldn't budge on the rent increase. Pro tip: When you call tomorrow, ask specifically about "rapid rehousing" programs too. These are designed exactly for situations like yours - when you're stably housed but suddenly can't afford your current place. They often have faster turnaround times than traditional housing assistance. Also, don't sleep on calling community organizations and churches in your area. Many have emergency rental assistance funds that aren't widely advertised but can bridge the gap while you're waiting for county programs to kick in. You've got this! The system is frustrating but there are people who want to help. 🏡✊

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Thank you so much for sharing your story - it's exactly what I needed to hear right now! Knowing that someone else went through this with a child and came out okay gives me so much hope. I'd never heard of EHAP or rapid rehousing programs before, so I'm adding those to my growing list of things to ask about tomorrow. The idea about contacting community organizations and churches is really smart too. I've been so focused on government programs that I didn't think about local community resources that might be able to help more quickly. Do you remember how you found out which organizations in your area had emergency rental assistance? Was it through 211 or did you just start calling around? I'm feeling so much more prepared and optimistic after reading everyone's responses here. It's amazing how much practical information and support I've gotten from this community compared to the runaround I got from official channels. Thank you for the encouragement - I really needed to hear that I can get through this! 💙

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I found most of the community resources through a combination of 211 and just calling around! 211 was super helpful - they gave me a list of about 6 organizations in my area that had emergency rental assistance. Some had already run out of funding for the year, but I found 2 that were still taking applications. I also literally googled "[my city] emergency rental assistance" and "[my county] housing help" and found a few smaller nonprofits that way. One church had a fund specifically for families with kids that could provide up to $800 in emergency help within 48 hours - I had no idea it existed until I started making calls. The key is to cast a wide net and don't get discouraged if the first few places can't help. I probably called 15 different organizations, but it only took finding ONE that had available funds to make all the difference. Also, when you call, mention that you have a child - a lot of emergency assistance programs prioritize families with children. You're going to do great tomorrow! Having a plan and knowing what to ask for puts you way ahead of where I was when I started this process. 💪

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