UCC Website Documents and Forms - Filing Portal Keeps Rejecting My Uploads
Been wrestling with our state's UCC filing portal for three days now trying to submit a continuation statement. The website documents and forms section shows all the PDFs are available, but every time I upload my completed UCC-3 it gets rejected for 'invalid format' or 'incomplete information.' I've triple-checked everything - debtor name matches exactly from the original UCC-1, filing number is correct, and I'm well within the 6-month window before expiration. The forms download fine from their website but something's not translating when I upload them back. Has anyone else had issues with the electronic filing system rejecting properly completed documents? Our lender is breathing down my neck about getting this continuation filed before the original financing statement lapses. I've tried both the fillable PDF from their forms page and recreating it entirely in the portal interface - same rejection every time.
37 comments


Jayden Hill
I had the exact same problem last month! The website documents look fine but there's some weird formatting issue with how they process uploads. What state are you filing in? Some of them have really picky systems about file size or how you save the PDF.
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Isabella Tucker
•Thanks for responding - this is so frustrating. I'm in Ohio and their portal seems really finicky. Did you eventually get yours to go through?
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Jayden Hill
•Yeah but it took me calling their help desk twice. They told me to make sure I was using Adobe Reader not Chrome's built-in PDF viewer. Also had to save it as a specific version or something.
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LordCommander
Check the debtor name EXACTLY character by character against your original UCC-1. I mean exactly - spaces, punctuation, everything. Even one extra space will cause rejection.
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Isabella Tucker
•I thought I did but let me go through it again with a magnifying glass basically. The rejection notice is so vague it doesn't tell you what specifically is wrong.
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Lucy Lam
•This is why I always keep a printed copy of the original filing to compare against. The portal search sometimes doesn't show the formatting the same way it was originally filed.
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LordCommander
•Exactly! The search results can be misleading. You need to look at the actual filed document, not just the search summary.
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Aidan Hudson
Had this nightmare scenario happen to me recently. Spent hours trying to figure out why my UCC-3 kept getting bounced back. Finally found this tool called Certana.ai that lets you upload your original UCC-1 and your new UCC-3 and it automatically cross-checks everything - debtor names, filing numbers, all that stuff. Found out I had an extra comma in the debtor name that wasn't visible in the portal search. Literally saved my continuation filing.
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Isabella Tucker
•That sounds like exactly what I need! How does it work - do you just upload both documents?
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Aidan Hudson
•Yeah super simple. You just drag and drop your PDFs and it highlights any inconsistencies between documents. Shows you exactly where the mismatch is so you know what to fix.
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Zoe Wang
•Never heard of that service but honestly anything that helps catch these tiny errors would be worth it.
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Connor Richards
THE FILING SYSTEM IS ABSOLUTELY BROKEN. I've been doing UCC filings for 15 years and it's gotten worse every year. The website documents and forms are fine but the upload system is garbage. Half the time it doesn't even give you a real error message.
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Grace Durand
•I feel your pain but complaining doesn't help solve the immediate problem. There are workarounds.
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Connor Richards
•You're right, I'm just so fed up with this system. It shouldn't be this hard to file a simple continuation.
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Steven Adams
•We all are frustrated but let's help this person get their filing done.
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Alice Fleming
Are you making sure to include the continuation checkbox on the form? I know it sounds obvious but I've seen people fill out a UCC-3 as an amendment instead of continuation and it gets rejected.
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Isabella Tucker
•Yes definitely have continuation checked. I've filed these before, just never had this many rejections.
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Hassan Khoury
•Also make sure you're not accidentally putting anything in the termination section if you're doing a continuation.
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Victoria Stark
Download a fresh copy of the form from their website documents section and start completely over. Sometimes the PDFs get corrupted or cached weirdly in your browser.
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Isabella Tucker
•Good idea, I'll try that. Maybe I should clear my browser cache too.
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Victoria Stark
•Yeah definitely clear cache and try a different browser if that doesn't work.
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Benjamin Kim
•Firefox works better than Chrome for me on filing portals for some reason.
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Samantha Howard
What's the file size of your PDF? Some states have really low limits like 2MB or something ridiculous.
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Isabella Tucker
•It's only like 150KB so that shouldn't be the issue. The form is pretty basic.
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Samantha Howard
•Hmm then it's probably the formatting issue others mentioned. The character-by-character comparison is your best bet.
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Megan D'Acosta
Try calling them first thing Monday morning. I've found the help desk people are most helpful early in the week before they get overwhelmed with calls.
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Isabella Tucker
•That's my backup plan but I really want to get this filed today if possible. Monday might be cutting it close to the deadline.
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Megan D'Acosta
•Understood. The document checking tool someone mentioned earlier might be your fastest option then.
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Sarah Ali
•Yeah I'd try that Certana thing first before waiting for the help desk.
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Ryan Vasquez
Look, I've been through this exact situation. Nine times out of ten it's a debtor name mismatch that's not obvious to the naked eye. The website documents and forms don't tell you about these hidden formatting issues. Get yourself a tool that can do the comparison automatically - it'll save you hours of frustration. I learned this the hard way after missing a continuation deadline because I spent so long trying to figure out the rejection.
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Isabella Tucker
•That's exactly what I'm worried about - missing the deadline. I'll check out that document verification tool mentioned earlier.
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Ryan Vasquez
•Smart move. Better to catch the error now than have to deal with a lapsed filing.
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Avery Saint
•Agreed. I always double-check my documents before filing now after getting burned once.
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Taylor Chen
Update us when you get it figured out! I have a continuation coming up next month and want to avoid this same headache.
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Isabella Tucker
•Will do! Going to try the document checker tool first thing tomorrow morning.
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Keith Davidson
•Yes please update! This thread has been really helpful for understanding the common issues.
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Ezra Bates
•Same here, filing a continuation next week and this is good info to know about.
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