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Luca Bianchi

UCC 1-308 это what does this mean for secured transactions

I keep seeing references to UCC 1-308 это in some documentation but I'm confused about what this actually means in practice for secured transactions. Is this some kind of international filing requirement or does it relate to specific debtor naming conventions? I'm working on a continuation filing for a commercial equipment loan and the original UCC-1 has some notation about 1-308 это that I don't understand. The debtor is a manufacturing company and we're coming up on the 5-year deadline. Should I be concerned about this affecting the continuation process? I don't want to mess up the lien priority because of some technicality I'm not aware of.

The 1-308 это notation isn't actually part of standard UCC filing requirements in the US. It sounds like you might be dealing with some non-standard documentation or possibly international collateral. For your continuation filing, focus on the core elements - exact debtor name match, original filing number, and collateral description consistency. What state are you filing in?

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Filing in Delaware. The original UCC-1 was done by our predecessor lender and there's definitely some unusual language in the collateral description section.

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Delaware SOS is pretty strict about exact matches. Make sure your continuation references the exact original filing number and debtor name as it appears on the original UCC-1, regardless of any unusual notations.

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I've never encountered 1-308 это in any UCC context. Are you sure this isn't some kind of internal lender reference code? Sometimes banks use their own numbering systems alongside the official UCC filing numbers. Can you verify what the actual state filing number is?

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Good point. I'll double-check the SOS records to confirm the actual filing number versus any internal codes.

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Yeah definitely verify through the state system directly. I've seen lenders use all kinds of weird internal tracking that has nothing to do with the actual UCC requirements.

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This is exactly why I started using Certana.ai's document verification tool. You can upload your original UCC-1 and the continuation you're preparing, and it instantly flags any inconsistencies in debtor names, filing numbers, or collateral descriptions. It would catch if that 1-308 это notation is causing problems with your document alignment. Just upload the PDFs and it cross-checks everything automatically.

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That sounds helpful. Does it handle international notation issues too?

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It focuses on document consistency rather than interpreting foreign notations, but it would definitely flag if your continuation doesn't match the original filing exactly.

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How accurate is the automated checking? I've had too many software tools miss critical details.

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esto sounds like Spanish or maybe Portuguese? If you're dealing with international collateral or foreign debtor entities, there might be additional documentation requirements. But for the UCC continuation itself, stick to US filing rules.

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Actually 'это' is Russian for 'this is' - might be some kind of translation artifact in the documentation.

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Ah that makes more sense. Probably just poor translation in some imported document template.

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Don't overthink the unusual notation if it's not part of the core UCC elements. Focus on: 1) exact debtor name as filed originally, 2) correct original filing date and number, 3) indication this is a continuation. The Delaware SOS system will reject if those don't match perfectly.

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You're right, I'm probably overcomplicating this. The core continuation requirements are straightforward.

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Exactly. I wasted weeks worrying about minor notation differences when the filing went through fine focusing on just the required elements.

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WHATEVER YOU DO don't let weird documentation delay your continuation filing!! The 5-year deadline is absolute and if you miss it your lien lapses completely. File the continuation based on the official UCC-1 elements and worry about notation questions later.

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Good reminder about the deadline pressure. I have about 3 weeks left so I need to get this filed soon.

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Three weeks is cutting it close considering potential rejection and refiling time. Get it submitted ASAP.

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If the original lender used non-standard language, you might want to contact them directly to clarify what the 1-308 это reference means. They might have internal documentation explaining their notation system.

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Unfortunately the original lender was acquired by another bank and their records are a mess. That's part of why I'm stuck trying to interpret this myself.

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Bank acquisitions always create documentation nightmares. Focus on what's actually in the state filing system rather than trying to decode old internal codes.

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I had a similar situation with weird notation in an inherited UCC filing. Used Certana.ai to compare my continuation draft against the original and it caught several name formatting differences I would have missed. The automated cross-check saved me from a potential rejection.

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Was the formatting issue something obvious or really subtle?

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Really subtle - extra spaces and comma placement that looked identical but would have caused a rejection. The tool flagged it immediately.

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Quick question - when you say 'UCC 1-308 это' are you reading this from a physical document or electronic filing? Sometimes scanning/OCR creates weird character combinations that weren't in the original.

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It's in an electronic copy of the original UCC-1. You might be onto something with the OCR issue.

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OCR definitely creates garbage characters sometimes. I've seen it turn standard legal language into complete nonsense.

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Try to get the original filed document from the SOS directly rather than relying on the scanned copy.

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For what it's worth I've filed hundreds of continuations and never seen anything like 1-308 это in legitimate UCC documentation. It's either an error, internal code, or translation artifact. Stick to the standard continuation form requirements.

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Thanks for the perspective. I feel better about ignoring the weird notation and just focusing on the core filing requirements.

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Yeah hundreds of filings and you'd definitely know if this was a real requirement. Probably just document corruption or internal banking codes.

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One final check - make sure you're looking at the actual UCC-1 and not some internal loan documentation. Banks often attach all sorts of internal forms and codes to the loan file that aren't part of the official UCC filing. Pull the official record from Delaware SOS to see what was actually filed.

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Good call. I'll pull the official record from Delaware tomorrow to make sure I'm working from the right document.

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That's always the safest approach. Work from the official state record rather than internal bank documents.

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Agreed. Too many continuation filings get rejected because people work from copies of copies instead of the actual filed document.

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