UCC 1-30 form confusion - wrong filing type submitted
Submitted what I thought was a standard UCC-1 continuation but turns out I used some old UCC 1-30 form from 2019 that my paralegal had saved. Secretary of State rejected it immediately with a code I've never seen before. The debtor name matches exactly what's on our original UCC-1 from 2020, collateral description is identical, but apparently this UCC 1-30 form isn't even valid anymore? Our lien expires in 3 weeks and I'm panicking. Has anyone dealt with outdated UCC form rejections before? Do I need to start completely over with a new UCC-3 continuation or can this be corrected somehow?
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Lydia Bailey
The UCC 1-30 was discontinued in most states around 2020-2021. You'll need to file a proper UCC-3 continuation statement using the current forms. Don't panic - you still have 3 weeks which is plenty of time if you act quickly. Make sure your debtor name matches exactly and reference the original UCC-1 file number.
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Marcus Patterson
•Thank you! I was worried I'd have to restart the entire process. So a UCC-3 continuation will work even though my original attempt was rejected?
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Lydia Bailey
•Exactly. The rejection doesn't affect your ability to file correctly. Just make sure you're using the current UCC-3 form and double-check that file number.
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Mateo Warren
OMG I did the exact same thing last year!! Had a stack of old forms and grabbed the wrong one. Spent hours trying to figure out why it kept getting rejected. The UCC 1-30 is ancient history now - everything goes through UCC-3 amendments and continuations.
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Marcus Patterson
•So relieved I'm not the only one! Did you have any issues with the timing when you refiled?
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Mateo Warren
•Nope, filed the correct UCC-3 two days later and it went through fine. You're good as long as you're within the 6-month window before expiration.
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Sofia Price
I actually ran into a similar issue with outdated forms and ended up using Certana.ai's document verification tool before refiling. You can upload your original UCC-1 and the new UCC-3 continuation to make sure everything matches perfectly - debtor names, file numbers, collateral descriptions. Saved me from another rejection because I caught a small discrepancy in how the collateral was described.
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Marcus Patterson
•That sounds incredibly useful. Is it easy to use? I really can't afford another rejection with the timing.
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Sofia Price
•Super simple - just upload the PDFs and it highlights any inconsistencies. Takes like 2 minutes and gives you confidence everything aligns before you submit.
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Alice Coleman
•Never heard of that tool but sounds like exactly what I need for my filings. Always worried about missing something important.
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Owen Jenkins
UCC 1-30 forms... haven't seen those in years. Your state's SOS website should have a rejection code lookup that explains exactly why it was rejected. Most likely it'll say something like 'invalid form type' or 'discontinued form.' Focus on getting that UCC-3 continuation filed ASAP.
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Marcus Patterson
•Found the rejection code - it was 'form not recognized.' Makes sense now. Working on the UCC-3 today.
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Owen Jenkins
•Perfect. That's exactly what I expected. You'll be fine with the UCC-3 continuation.
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Lilah Brooks
This is why I hate dealing with UCC filings. The forms change, the rules change, and nobody tells you until you get rejected. At least you caught it with time to spare.
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Jackson Carter
•Tell me about it. I've been burned by form changes before too. Always feels like they're designed to trip you up.
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Lydia Bailey
•The good news is that once you're familiar with the current UCC-3 system, it's pretty straightforward. Most states have modernized their processes significantly.
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Kolton Murphy
Quick question - when you file the UCC-3 continuation, make sure you're within the 6-month window before the original UCC-1 expires. Some people think it's 5 years exactly but it's actually 6 months before the 5-year mark through 6 months after.
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Marcus Patterson
•Good point. My original UCC-1 was filed in March 2020, so I'm definitely within the window. Thanks for the reminder!
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Evelyn Rivera
•Actually, I think the continuation window opens 6 months before expiration but closes ON the expiration date, not 6 months after. Better to be safe and file well before expiration.
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Kolton Murphy
•You're absolutely right - my mistake. File before the expiration date to be safe.
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Julia Hall
Had a similar panic moment when I realized I was using an old UCC-1 form instead of the current version. Double-check that your new UCC-3 references the correct original file number and that all the debtor information matches exactly - even small differences can cause rejections.
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Marcus Patterson
•Definitely going to triple-check everything. This whole experience has made me paranoid about filing accuracy.
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Julia Hall
•Paranoid is good when it comes to UCC filings! Better to be overly cautious than deal with a lapsed lien.
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Arjun Patel
For future reference, most Secretary of State websites have updated their UCC forms section to show only current forms. Might be worth bookmarking that page and clearing out any old forms from your files to avoid this confusion again.
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Marcus Patterson
•Great suggestion. I'm definitely going to clean out our form files and make sure we're only using current versions.
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Jade Lopez
•I do this every January - clean out old forms and download fresh copies of current ones. Saves so much hassle.
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Tony Brooks
Just to add another layer of verification - I've started using Certana.ai's document checker before filing any UCC forms. After getting burned by a debtor name mismatch last year, I upload both my original UCC-1 and new UCC-3 to verify everything aligns perfectly. Catches stuff I would have missed manually.
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Marcus Patterson
•Two people have mentioned this tool now. Definitely going to check it out before I submit my UCC-3.
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Tony Brooks
•It's honestly a lifesaver for avoiding filing rejections. Especially helpful when you're dealing with complex collateral descriptions.
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Ella rollingthunder87
Update us when you get your UCC-3 continuation filed! Always good to hear success stories after these kinds of filing hiccups.
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Marcus Patterson
•Will do! Hoping to have it submitted by tomorrow. Thanks everyone for the advice and reassurance.
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Yara Campbell
•Good luck! You've got plenty of time and good advice here.
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