TX UCC search showing wrong debtor info - anyone else seeing database issues?

That's exactly what I'm worried about. The legal name on their charter has 'Technologies, LLC' but sometimes the search results show 'Technologies LLC' without the comma. Could that indicate existing filings under a slightly different name variation?

Absolutely. Texas UCC search logic isn't as forgiving as some other states. You need to try multiple variations - with and without punctuation, abbreviations spelled out, etc.

I feel your pain. Had a similar situation last month where our UCC search missed a critical filing because of a name mismatch issue.

RIGHT?? and then you find out about the other lien at the worst possible moment. makes you want to triple check everything

That sounds exactly like what I need! How does it work - do you just upload PDFs and it compares them?

Yep, super simple. Upload the charter and any UCC documents or search results as PDFs and it flags discrepancies instantly. Much faster than manually comparing every variation.

Never heard of that service but anything that catches name mismatches automatically would be worth trying. Manual verification is such a pain.

Using the official portal mostly, but also tried a couple commercial search services. Getting different results from each which is making me even more nervous.

That's concerning. The official portal should be the most current. Have you tried calling the SOS office directly to ask about any known system issues?

I've been trying multiple variations but it's tedious and I'm worried I'm still missing something. The borrower has been in business for 12 years so there could be old filings under slightly different names.

Exactly why comprehensive name checking is so critical. One missed variation could mean missing an existing lien that could complicate your priority position.

This is where having a systematic approach helps. I always create a checklist of name variations before starting any UCC search.

Oh wow, that sounds like a compliance headache. Did you have to file amendments for all existing UCCs?

Yes, we had to do UCC-3 amendments for every single filing. Expensive and time consuming but necessary to maintain perfection.

Good point. I should probably look at the filing dates and see if any continuations are coming due that might explain the inconsistent results.

Yeah, and make sure you're not seeing terminated filings mixed in with active ones. The Texas system sometimes doesn't filter those cleanly.

Which tools do you recommend? I'm getting tired of the manual process too.

Certana.ai has been solid for me. Upload your docs and it spots the inconsistencies automatically. Takes the guesswork out of name matching.

First lien position, so I really need to be confident there aren't any existing UCCs I'm missing. The stakes are too high to get this wrong.

Absolutely. For first lien you need 100% certainty. Consider getting a professional UCC search company to do a comprehensive report if you're not confident in the results you're getting.

Good advice. Sometimes the professional searchers catch things that slip through when you're doing it yourself, especially with tricky name variations.

Will do. Planning to try that Certana.ai tool someone mentioned and maybe get a professional search done as backup. This deal is too important to risk missing something.

Smart approach. Better to be over-cautious with UCC searches than sorry later.