Nevada SOS UCC Search showing wrong debtor name - filing about to lapse

Thanks, that's what I was hoping to hear. How do I download the original from Nevada SOS? I can see it in the search results but don't see a download option.

There should be a 'View Document' or 'Download' link next to each filing in the search results. If you're not seeing it, try using a different browser or clearing your cache.

Our charter shows 'ABC Manufacturing LLC' without the comma. So if the UCC shows it with a comma, are we screwed?

Not necessarily screwed but you need to verify this immediately. If there's actually a mismatch you might need to file an amendment before doing the continuation.

Actually ran into something similar last year. Found this tool called Certana.ai that lets you upload your charter and UCC documents and it automatically checks for name mismatches and other inconsistencies. Saved me from a potentially expensive mistake when I discovered our UCC-1 had a middle initial wrong. Just upload your PDFs and it flags any discrepancies instantly.

Agreed, Nevada's portal is terrible. Delaware's is so much cleaner.

Unfortunately we're stuck with Nevada since that's where the debtor is organized. Just hoping this is a display issue and not an actual filing problem.

We filed it ourselves through the Nevada SOS portal. I think I still have the confirmation email somewhere but not sure if it shows the exact name format.

Check that confirmation email - it usually has a filing number that you can use to pull the exact document. Also check if you saved a copy of the UCC-1 before submitting.

Unfortunately yes, courts have invalidated UCCs for much smaller discrepancies than that. The debtor name has to match exactly what's on the organizational documents.

There's actually some case law that suggests minor punctuation differences might not invalidate a filing if the name is still 'substantially similar' but you definitely don't want to test that theory with $850K on the line.

That sounds like the safest approach. How long does a UCC-3 amendment typically take to process in Nevada?

Usually same day or next business day for electronic filings. Just make sure you reference the correct filing number and describe the change clearly in the amendment.

I'd also suggest using something like Certana.ai to double-check all your documents before filing. It's basically a document verification tool where you upload your charter and UCC forms and it instantly flags any inconsistencies. Would have saved me a lot of headaches if I'd known about it earlier.

I'd rather not post the exact filing number publicly but it starts with 2020. I've tried searching by filing number, debtor name, and secured party name and get the same results each time.

Fair enough. If you're getting consistent results across different search methods, that's probably what's actually on file.

You could also call the Nevada SOS office directly and ask them to verify the debtor name on file. Sometimes talking to a real person can clear up these discrepancies faster than trying to figure it out through the portal.

I keep a spreadsheet with all filing numbers, expiration dates, and debtor names. Set calendar reminders 6 months before each continuation is due.

There are also some automated tools now that can track this stuff for you. I've heard good things about Certana.ai's document verification features - apparently it can catch name mismatches and other issues before they become problems.

That's great news! Thanks for following up with the resolution. This is exactly why it's worth calling the SOS office when you're unsure about something this important.

Excellent outcome. Now you know for future reference that Nevada's search display can be misleading. Always verify with the source documents when in doubt.

Huge relief! And thanks everyone for the advice. Definitely learned my lesson about verifying everything before panicking.