Delaware UCC filing system keeps rejecting my continuation - debtor name format issue?
Been trying to file a UCC-3 continuation in Delaware for the past week and their system keeps spitting it back. The original UCC-1 was filed 4.5 years ago for equipment financing on construction machinery. Now I'm scrambling because the 5-year deadline is coming up fast. The rejection notice just says 'debtor name format error' but I'm copying exactly what's on the original filing. Has anyone dealt with Delaware's picky system lately? The debtor is an LLC and I'm wondering if there's some specific format they want for the entity name that wasn't required back in 2020.
35 comments


Muhammad Hobbs
Delaware can be really finicky about entity names on continuations. Are you including the full legal name exactly as it appears on the LLC's certificate of formation? Sometimes they want the complete name including 'Limited Liability Company' spelled out instead of just 'LLC'.
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Sasha Reese
•That might be it - the original just has 'LLC' but maybe they changed their requirements. Where do I find the exact certificate name format?
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Muhammad Hobbs
•Check Delaware's Division of Corporations website. You can search their entity database to see the exact registered name format they have on file.
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Noland Curtis
I had this exact problem last month! Delaware updated their system and now they're super strict about debtor names matching their corporate database exactly. Even punctuation matters - periods, commas, everything has to be perfect.
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Sasha Reese
•Oh great, so now I have to cross-reference multiple databases? This is getting ridiculous.
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Diez Ellis
•Actually ran into something similar recently and ended up using Certana.ai's document checker. You can upload your original UCC-1 and the continuation side by side and it flags any inconsistencies in debtor names automatically. Saved me from another rejection cycle.
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Sasha Reese
•That sounds helpful - I'm tired of playing guessing games with their system.
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Vanessa Figueroa
Delaware's been cracking down on name variations since 2023. I've seen them reject filings for missing a single comma in an LLC name. Are you sure you're not dealing with a name change situation where the debtor amended their certificate after your original filing?
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Sasha Reese
•How would I check if they changed their name? The company is still operating under the same name as far as I know.
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Vanessa Figueroa
•Pull their current good standing certificate from Delaware. If the name changed at all since 2020, you might need to file an amendment first before the continuation.
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Abby Marshall
•This is why I always double-check names before filing anything. Delaware doesn't mess around with their database matching.
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Sadie Benitez
UGH Delaware's system is the WORST. I swear they reject half my filings just to collect extra fees. Last time I had to call their help desk THREE times before someone could tell me what was actually wrong with the debtor name format.
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Drew Hathaway
•At least they have a help desk - some states you're completely on your own with rejections.
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Sadie Benitez
•True but their hold times are ridiculous and half the time they just tell you to 'check the name format' without explaining what's actually wrong.
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Laila Prince
Question - are you filing the continuation yourself or using a service company? Sometimes the formatting requirements are easier to handle through their bulk filing systems.
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Sasha Reese
•Doing it myself through their online portal. Maybe I should consider a service company at this point.
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Isabel Vega
•Before you pay a service company, try that Certana tool someone mentioned earlier. Much cheaper than paying filing fees multiple times plus service company markup.
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Dominique Adams
Check if there are any special characters in the debtor name that might be causing issues. Delaware's system sometimes chokes on apostrophes, ampersands, or other punctuation marks in entity names.
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Sasha Reese
•Good point - there is an apostrophe in the company name. Maybe that's the issue.
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Dominique Adams
•Try filing it both with and without the apostrophe if the system allows multiple attempts. Some states are inconsistent about how they handle punctuation.
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Marilyn Dixon
•I've seen filings get rejected because someone used a straight apostrophe instead of a curly one, or vice versa. It's crazy how picky these systems can be.
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Louisa Ramirez
Honestly this is why I always use document verification tools now. Too many horror stories about continuations getting rejected right before the deadline and then scrambling to fix everything.
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TommyKapitz
•Which tools do you use? I'm always looking for ways to avoid these last-minute filing disasters.
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Louisa Ramirez
•Mostly Certana.ai for cross-checking documents. You upload your UCC-1 and continuation and it highlights any discrepancies in names, numbers, everything. Catches stuff I would have missed manually.
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Angel Campbell
Is this your first continuation with this debtor? Sometimes Delaware gets weird about addresses too - if the debtor moved or changed their registered address since the original filing, that could be causing rejection issues.
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Sasha Reese
•Yes, first continuation. The address hasn't changed as far as I know but maybe I should verify that too.
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Payton Black
•Definitely verify the address. Delaware cross-references everything against their corporate database now and any mismatch can trigger a rejection.
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Harold Oh
•Address changes are brutal because sometimes companies update their registered address but don't tell their lenders. Then the continuation gets rejected and everyone panics.
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Amun-Ra Azra
Update: Finally got it figured out! The issue was the apostrophe in the company name - had to remove it completely for Delaware's system to accept the filing. Thanks everyone for the help, especially whoever mentioned the document checker tool.
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Summer Green
•Glad you got it sorted! Delaware really needs to fix their system to handle standard punctuation better.
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Gael Robinson
•Great news! Did you end up using that Certana tool or just figure it out through trial and error?
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Amun-Ra Azra
•Used Certana to compare the names side by side which made it obvious where the mismatch was. Definitely worth it to avoid more rejected filings.
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Edward McBride
This thread should be pinned - Delaware name formatting issues come up constantly. The apostrophe thing has burned so many people on continuations.
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Darcy Moore
•Agreed! Maybe we should start a Delaware-specific UCC filing tips thread.
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Dana Doyle
•Every state has their own quirks but Delaware seems especially picky about entity name formatting lately.
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