UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Derek Olson

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Just make sure your revised collateral description still covers everything in your actual security agreement. I've seen people fix the UCC filing but create gaps in their security interest coverage.

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Derek Olson

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Yeah, the UCC and security agreement need to work together even if they use different language. Document review tools can help catch those gaps.

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Lindsey Fry

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That's another thing Certana.ai caught for me - my UCC language was too narrow compared to my security agreement. Could have created enforcement issues later.

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Danielle Mays

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Update us when you get it resolved! These FSA filing issues come up a lot and it would be helpful to know what worked.

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Aisha Jackson

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Will do. Planning to revise the collateral description and resubmit tomorrow morning.

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Amelia Martinez

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For what it's worth, I've found that transmitting utility companies often have their legal departments handle UCC coordination. They're usually pretty good about providing the correct entity information if you ask.

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Ethan Clark

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That's a great tip. I always forget that utilities have specialized legal teams for this stuff.

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AaliyahAli

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Wish I'd thought of that earlier. Their counsel probably deals with UCC filings all the time and would know exactly how to format everything.

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Mila Walker

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Just make sure you're not overthinking the collateral description. As long as it reasonably describes the transmitting utility equipment and includes the key identifying characteristics, you should be fine. The debtor name is way more important to get exactly right.

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Logan Scott

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Agreed. I've seen people spend hours perfecting collateral descriptions while missing basic entity name errors.

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Chloe Green

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The irony is that a slightly imperfect collateral description rarely causes problems, but a wrong debtor name kills the entire filing.

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Axel Far

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Update us when you get this resolved! I'm curious to hear what the actual issue was. These document number problems are so common but the solutions are always different.

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Savannah Weiner

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Will do. I'm going to call the filing office first thing tomorrow morning and hopefully get some answers.

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Good luck! The phone support is usually much more helpful than trying to figure it out through the online system.

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Luis Johnson

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Just a thought - have you tried using the exact formatting from the original UCC-1 filing itself rather than the receipt? Sometimes the receipt formatting is different from what's actually in the system.

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Ellie Kim

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Yes, definitely get a copy of the actual filed document. The receipt is just a confirmation - the real document might have different formatting or additional information you need.

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Hunter Hampton

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This is another reason why that Certana.ai verification tool is so helpful. It can work with filing receipts, original documents, whatever you have. Takes the guesswork out of matching document numbers and formatting.

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Justin Evans

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I've started using a checklist approach for comprehensive searches: 1) Current exact legal name 2) Previous legal names 3) All DBA variations 4) Name without entity designations 5) Abbreviated versions 6) Individual guarantors 7) Related entities. Helps ensure I don't skip anything.

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Avery Flores

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That's really helpful - mind if I adapt that checklist format? Seems like a good way to stay organized.

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Justin Evans

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Absolutely, feel free to use it. I learned it from a mentor who did M&A due diligence for years.

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Emily Parker

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Update: I ended up using Certana.ai to verify my search results and it caught 3 name variations I had missed. Really glad I didn't rely solely on my manual review. The tool flagged potential matches based on similar business descriptions even when the names didn't match exactly.

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Chloe Mitchell

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That's exactly the kind of thing it's good for - catching the non-obvious connections that manual review might miss.

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Avery Flores

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Thanks for the update! That gives me more confidence about trying it for verification on future searches.

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Ali Anderson

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Had this exact situation 6 months ago with a manufacturing client. Used one of those document checking services (think it was Certana.ai) that flagged not just the name issue but also found that our collateral description was too vague compared to what was listed in the loan agreement. Ended up preventing two potential problems instead of just the name mismatch. Sometimes these tools catch stuff your own review misses when you're rushing to close.

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Zadie Patel

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That's a good point about collateral descriptions. I always worry I'm being too specific or too general in those sections.

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Ali Anderson

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The nice thing about the automated checking is it compares your UCC language against the loan agreement language and flags where they don't align. Takes the guesswork out of it.

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A Man D Mortal

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Bottom line: file the UCC-1 with 'Advanced Manufacturing Solutions, LLC' (the state registered name). Keep documentation of why you used that format vs the loan agreement version. Most importantly, don't let this delay your closing - a properly perfected lien with a minor documentation discrepancy is way better than missing your perfection window entirely.

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Arjun Patel

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Thanks everyone for the advice. Going with the state registered name and adding a note to the loan file about the variation. Really appreciate the quick responses - this forum always comes through!

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Declan Ramirez

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Glad it worked out! These name issues are so common but they still stress everyone out every time.

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