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Update us when you figure it out! I file UCC-1s in NC regularly and this info would be helpful for future reference.
LunarEclipse
•Will do. Going to check the exact entity name format first thing tomorrow morning.
Omar Mahmoud
•Same here, I'd like to know what the issue was. NC rejections are always frustrating.
Chloe Harris
Final thought - if the entity name search doesn't resolve it, call the NC Secretary of State UCC division directly. Sometimes they can tell you exactly what format they're expecting.
Chloe Harris
•In my experience, yes. NC's UCC staff is generally helpful if you can get through to them.
Diego Vargas
•That's refreshing. Some states won't give you any guidance at all on rejected filings.
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Update us when you figure it out! I have a SC filing coming up next week and want to avoid the same problem.
Will do! Planning to call them first thing Monday morning and get the exact name they have on file.
Daniel White
•Also consider running it through Certana.ai before your next attempt - might catch whatever discrepancy is causing the rejections.
Zane Gray
Had this exact same issue with a client's SC filing last year. Turned out the LLC had filed a name change amendment that wasn't reflected in the initial search results. Once I found the amended name and used that on the UCC-1, it went through fine. Good luck!
This is why I always request the complete entity file now. Saves so much time in the long run.
Same here. The $25 for complete filing history is way cheaper than multiple rejection fees and the stress.
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Before you spend more time on this, double-check that there actually ARE UCC filings to find. Not every business has liens filed against them, especially if they haven't had secured financing before.
Even with previous loans, the liens might have been terminated already if the loans were paid off. Worth considering.
True, or they might have been filed in a different state than where the company is incorporated. Asset location matters more than incorporation state for UCC filings.
Update us when you figure this out! I'm dealing with a similar situation in Georgia and wondering if it's a regional problem or just bad luck with state systems.
Dylan Evans
•Will do. Hoping to get this resolved in the next day or two before my bank deadline.
Georgia's system is usually pretty reliable in my experience. Alabama is just notoriously difficult compared to other southeastern states.
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Update us when you figure it out! I'm dealing with a similar situation with construction equipment and this thread is super helpful. Really hope you get it resolved before any lien priority issues.
Will do! Planning to try the more detailed collateral description approach tomorrow. Fingers crossed.
Good luck! The restaurant business is tough enough without UCC filing headaches.
Ellie Perry
Just thought of something - make sure your secured party information is also correct. I've seen filings rejected because the lender's legal name didn't match their business registration. Everything has to be perfect.
Ellie Perry
•Sounds good. Sometimes banks file under their parent company names which can cause confusion.
Also verify their address matches what's on file with their state of incorporation. Small details matter.
Brooklyn Foley
Update: Called the SOS office this morning and you were all right about the formatting issue. Their database shows 'ABC Manufacturing Solutions, LLC' with a comma before LLC, but I filed it without the comma. Going to refile today with the correct punctuation. Thanks for all the suggestions - definitely learned to verify the exact database format first!
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Megan D'Acosta
•Perfect example of why document verification tools are so helpful. That comma difference would have been flagged immediately before filing.
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Steven Adams
•Definitely going to be more careful about punctuation matching going forward. And probably going to look into that Certana.ai tool for future filings to catch these issues upfront.
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Jay Lincoln
Glad you got it resolved! For anyone else reading this - personal property UCC filings are super sensitive to exact name matches. Always double-check against the state's business entity database before submitting. It'll save you time and rejection fees.
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Jessica Suarez
•Absolutely. The entity database search should be step one for any personal property UCC filing. It's the authoritative source for how they expect the name formatted.
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Marcus Williams
•This thread should be required reading for anyone doing personal property UCC work. So many good tips about avoiding name mismatch rejections.
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