UCC Document Community

Bottom line: Delaware filing for Delaware corporation with mobile equipment. Just make sure the debtor name matches their certificate of incorporation exactly and you should be good to go.

Just want to add that for multi-state equipment deals, you might also want to consider whether you need to file UCC-1 continuation statements in different states if the debtor ever moves their state of incorporation. I had a client who incorporated in Delaware, we filed there, then two years later they reincorporated in Nevada for tax reasons. Had to scramble to get the UCC properly transferred before our Delaware filing lapsed. Something to keep in mind for your loan monitoring going forward.

Try searching with different date ranges too. Sometimes the Florida system has issues with the default date settings.

I've dealt with similar frustrations in Florida's UCC system. One thing that helped me was creating a systematic approach - I keep a spreadsheet with all the name variations I try (with/without punctuation, different entity designations, etc.) so I don't repeat searches. Also, if you're doing multiple due diligence searches, consider reaching out to a registered agent service company - they often have workarounds for the state's quirky search limitations and can sometimes pull records more efficiently than the public interface allows.

Just wanted to confirm the current PA fee schedule since this thread has been helpful: UCC-1 initial filing $62, UCC-3 continuation $52, UCC-3 amendment $42, UCC-3 termination $42, debtor name search $8, certified copy $8, expedited processing +$50. All electronic filing required.

Really appreciate this detailed discussion - saved me a lot of headaches! Just wanted to add that PA also has a helpful feature where you can preview your UCC-3 continuation before final submission. It shows exactly how your filing will appear and flags any obvious formatting issues. The preview doesn't catch everything (like exact debtor name matching) but it's a good first check before paying the $52 fee. Also, for anyone doing multiple filings like Victoria mentioned, PA's portal lets you save incomplete filings as drafts, so you can prepare several continuations and submit them in batches rather than doing them one at a time.

Thanks everyone for the clarification on washington ucc filing fees. Sounds like $15 is the current rate and I need to plan accordingly. Really appreciate the tips about name matching and document verification too.

Just wanted to add that if you're doing multiple filings through the Washington portal, I'd recommend doing them during off-peak hours if possible. I've noticed the system is more stable early morning or late evening compared to midday when it gets heavy traffic. Also, their customer service line (360-725-0377) is actually pretty helpful if you run into technical issues during filing. They walked me through a problem I had with the portal crashing mid-submission last month.

Don't forget to document your search methodology for your file. If questions come up later about due diligence, you'll want to show exactly what searches you ran and when.

One thing I'd add that hasn't been mentioned yet - make sure to check if the debtor has any pending UCC amendments or terminations that might affect the lien status. I've seen situations where a lien appeared active in the initial search but there was a termination statement filed that just hadn't been processed yet. Also, if you're dealing with equipment or inventory that might have serial numbers, consider whether any of the existing liens are filed with specific collateral descriptions that could create conflicts with your intended filing.