UCC Document Community

Great to hear about the successful resolution! This thread is really helpful for understanding ARR status timelines. I'm dealing with a similar situation right now - filed a UCC-1 for inventory financing three days ago and just got the ARR status today. Based on everyone's experiences here, sounds like I should expect resolution within the next 2-3 business days. The consistency in timing (4-6 business days) across different people's experiences is reassuring. Thanks for creating this discussion - it's exactly what I needed to find!

As someone who's been through this exact situation, I can confirm that ARR status is nerve-wracking but usually resolves well! I had the same code appear on a UCC-1 for construction equipment financing about 6 months ago. Mine took 4 business days to clear and turned out they were just verifying the equipment manufacturer information I provided. The fact that your debtor name matches your loan docs exactly and your collateral descriptions are detailed suggests everything should process normally. One thing I learned from that experience is to always take screenshots of your filing confirmation and status updates - it helps if you need to follow up with the SOS office directly. Also, since you mentioned this is for a $180k equipment loan, you might want to give your lender a heads up about the potential delay so they can adjust the closing timeline if needed. Most lenders are familiar with UCC processing times and won't be concerned about a few extra days for manual review.

Don't forget to check if the name change affects any other aspects of your security agreement. Sometimes entity restructuring involves more than just a name change - could affect guarantors, collateral ownership, etc.

Quick update - just filed the UCC-3 amendment this morning with the Secretary of State. Used the exact legal name from their amended articles of organization: "ABC Industrial Solutions LLC". Thanks everyone for the advice, especially about not waiting until the last minute. The filing fee was only $25 in our state - definitely worth the peace of mind for a $180K secured loan. Now I'm going to implement some of the monitoring suggestions mentioned here to catch these changes earlier next time.

Final thought - once you get the UCC-1 filed successfully, make sure to calendar the continuation deadline immediately. Aircraft UCCs need continuation just like any other filing, and with that much collateral value you can't afford to let it lapse.

I've seen this exact scenario multiple times in my practice. The key is to always start with the official state entity records as your source of truth for the debtor name on UCC filings. Don't rely on FAA registrations, insurance documents, or even what's printed on business cards - go straight to the Delaware Division of Corporations database. Once you confirm the exact legal name (including all punctuation), that's what needs to match your security agreement and UCC-1 filing. If there's a mismatch, you'll typically need to amend the security agreement rather than try to file the UCC with an unofficial name variation. Also recommend implementing a checklist for future aircraft deals that includes entity name verification as step one - it'll save you weeks of headaches like this.

Update on my experience with Tennessee statement requests - just got my documents back via email in 4 business days. Process was smoother than expected. The key was having all the filing numbers exactly right from the search results. Also used that Certana tool someone mentioned earlier to verify everything matched up correctly - definitely saved time compared to manual cross-checking.

Thanks for sharing all this detailed info about Tennessee's UCC document request process. As someone new to handling due diligence on secured transactions, this thread has been incredibly helpful. I'm particularly interested in the mention of discrepancies between search results and actual filed documents - that's definitely something I wouldn't have thought to watch out for. Quick question: when you're requesting multiple documents like this, do you typically request them all on one form or submit separate requests? Also wondering about the timing - if I'm working on a deal that might close in 2-3 weeks, should I be concerned about the documents being "stale" by closing, or is there a standard practice for how current these need to be for loan documentation?

Don't forget about fixture filings if any of your UCC-1s are filed in the real estate records. Those assignment procedures might be different from regular UCC-3 assignments filed with the Secretary of State. You'll need to check with the county recorder's office for their specific requirements.

As someone new to UCC administration, this thread has been incredibly educational! I'm currently working on a smaller assignment project (about 25 filings) and I'm wondering about the typical cost structure for UCC-3 assignments. Are there any standard filing fees I should budget for, and do most states charge per assignment or have bulk discount options? Also, for those who mentioned using electronic filing systems - are there any states that still require paper filings for assignments? I want to make sure I'm not caught off guard by any unexpected requirements or costs during our process.