Will FAFSA processing continue during a government shutdown? Need urgent answers!
I'm freaking out about this potential government shutdown next month. My FAFSA application is currently 'in processing' and my college's financial aid deadline is coming up fast. Does anyone know if FAFSA processing stops completely during a shutdown? Will they still calculate SAI scores? My whole tuition payment plan depends on getting my aid package finalized ASAP. I'm a first-gen college student and honestly have no idea what happens to financial aid during these political messes.
30 comments


Mateo Rodriguez
Unfortunately, yes, a government shutdown can affect FAFSA processing. The Department of Education would likely operate with limited staff, which means delays in processing applications and calculating SAI scores. Essential services usually continue, but with reduced capacity. Your best bet is to contact your school's financial aid office ASAP and explain your situation - they often have contingency plans for these scenarios.
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Nia Thompson
•That's what I was afraid of... Do you know if they'd completely stop or just slow down? My school's deadline is October 15th and I'm worried I'll lose my housing if this doesn't come through.
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GalaxyGuardian
omg same boat!!!! my application has been "processing" for 3 weeks now and im so stressed. if theres a shutdown do we have to start over when govt opens back up??
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Mateo Rodriguez
•You won't have to start over with your application. Any submitted applications will still be in their system - they just might not be actively processed until normal operations resume. I recommend taking screenshots of your submission confirmation and any communication you've had so far, just to be safe.
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Aisha Abdullah
During the 2018 shutdown the FAFSA website stayed up but processing was delayed by WEEKS. I had to get an emergency loan from my school to cover tuition until my financial aid came thru. Check with your financial aid office about emergency options they might have.
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Nia Thompson
•Thanks for sharing your experience! I'll definitely ask about emergency options. Did you have to pay any extra fees or interest on that emergency loan?
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Aisha Abdullah
•Nope, my school's emergency loan was interest-free as long as it was paid back when my aid came in. But every school has different policies so definitely check the fine print!
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Ethan Wilson
I work at a university financial aid office. Here's what you need to know: 1. Yes, a shutdown will delay FAFSA processing, but it won't completely stop all operations 2. Your submitted application is safe - no data will be lost 3. Most schools have policies for government shutdown scenarios 4. Contact your financial aid office immediately to request an extension based on the shutdown 5. Bring documentation showing when you submitted your FAFSA 6. Ask about emergency funding options (many schools have short-term loans specifically for this) This situation is frustrating but happens every few years. Your school has dealt with it before and should have procedures in place.
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Nia Thompson
•This is incredibly helpful! I have an appointment with financial aid tomorrow and will bring up all these points. Would they also potentially extend the tuition deadline?
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Ethan Wilson
•Yes, many schools will offer deadline extensions in these cases, especially if you've done everything right on your end. Make sure to ask specifically about a "tuition deferment" based on pending financial aid during the shutdown. That's the official term most offices use for this situation.
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Yuki Tanaka
the whole system is such a joke!!! why should our education depend on whether congress can do their job?? my brother lost his work-study position during the last shutdown and had to drop out for a semester. the system is DESIGNED to keep poor students out!!!
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Carmen Diaz
•While I understand your frustration, let's focus on helpful advice for the OP's situation. The system does have flaws, but there are emergency measures in place at most schools specifically to prevent students from having to drop out during shutdowns.
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Andre Laurent
I've been trying to reach someone at FSA for days about my verification documents and it's impossible to get through. I finally used this service called Claimyr (claimyr.com) that got me past the hold times and connected with an actual human at Federal Student Aid. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent told me that even during previous shutdowns, they maintained some staff to handle critical cases, especially those involving verification and deadline issues. If you're facing a school deadline, they can sometimes flag your account for priority processing.
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Nia Thompson
•This is exactly what I need! I'll check out that service tonight. Did the agent give you any specific information about what qualifies as a "critical case"?
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Andre Laurent
•They said verification issues, students at risk of losing aid, and cases where the school deadline would pass during the shutdown period are typically considered critical. Make sure you clearly explain your October 15th deadline when you speak with them.
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GalaxyGuardian
my cousins fafsa got stuck during the 2019 shutdown and her school just made her pay the full amount upfront then refunded her later when the aid came thru!!! Not everyone has $20k sitting around!!
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Aisha Abdullah
•That's terrible! Did she try talking to the bursar's office? They usually have more flexibility than the regular financial aid office for payment arrangements during unusual circumstances.
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GalaxyGuardian
•nope she just panicked and put it on credit cards 🤦♀️ ended up taking an extra year to pay off the interest
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Carmen Diaz
To prepare for the potential shutdown, I recommend doing the following immediately: 1. Download and save screenshots of your submitted FAFSA and any processing confirmations 2. Email your financial aid office with "URGENT: Government Shutdown FAFSA Processing" in the subject line 3. Request a formal extension of your October 15 deadline citing the pending government shutdown 4. Ask about tuition deferment options and emergency funding 5. Get documentation from Federal Student Aid showing your application status (use phone or email) 6. Check if your college offers short-term emergency loans During previous shutdowns, the Department of Education maintained some functions but with significant delays. Your school should already be preparing contingency plans.
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Nia Thompson
•Thank you for the specific steps! I just emailed my financial aid office with that subject line and requested a meeting. I'll work on getting those screenshots tonight.
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AstroAce
this happened to me in 2019!!! i had to get an emergency hardship waiver from my school. most schools have them but dont advertise it. ask specifically for a "shutdown hardship waiver" or "processing delay waiver" - those are the magic words that worked for me
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Nia Thompson
•Thank you for the specific terms to use! I'll definitely ask about a "shutdown hardship waiver" at my meeting tomorrow.
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Mateo Rodriguez
For everyone concerned about this issue, I just read that the Department of Education has a contingency plan that keeps approximately 10% of staff working during shutdowns. While that means significant delays, it doesn't mean complete stoppage of all FAFSA processing. The most important step is communicating with your financial aid office. They can often place holds on your account to prevent registration or housing cancellations while waiting for delayed federal aid processing.
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Nia Thompson
•That's at least somewhat reassuring. I've got my meeting with financial aid tomorrow and feel much better prepared with all this information. I'll update the thread afterward with what I learn for anyone else in the same situation.
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Jenna Sloan
Hey Nia! I'm in a similar situation as a transfer student - my FAFSA has been processing for weeks and I'm terrified about the shutdown too. One thing I discovered is that you can check the status of government operations at usa.gov during a shutdown to see which Department of Education services are still running. Also, if you haven't already, try logging into your FSA account to see if there are any updates or messages about your application status. Sometimes they post notices there before they update the main FAFSA site. Fingers crossed we both get our aid sorted out before any potential shutdown hits! 🤞
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GalacticGuardian
•Thanks Jenna! That's really helpful about checking usa.gov for service updates - I hadn't thought of that. I just logged into my FSA account and you're right, there's actually a message there I missed before about processing delays due to high volume. It's not shutdown-related yet but at least gives me hope they're still working on applications. Good luck with your transfer situation too! Being in limbo with financial aid is so stressful. I'll definitely keep an eye on that government operations site as we get closer to the potential shutdown date. 🤞
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GalacticGladiator
As someone who went through this exact scenario during the 2018-2019 shutdown, I want to reassure you that while it's stressful, there are definitely ways to navigate this! Here's what worked for me: I immediately contacted my school's emergency aid office (separate from regular financial aid) and they had a specific "government shutdown protocol" that included temporary tuition deferrals and interest-free bridge loans. The key is acting fast - don't wait to see if a shutdown actually happens. Also, document EVERYTHING - screenshots of your FAFSA submission, emails with your school, phone call logs with FSA. I kept a folder with all of this and it made the process much smoother when my aid finally came through. Your first-gen status might actually work in your favor here - many schools have additional emergency resources specifically for first-generation students facing financial emergencies. Hang in there! 💪
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NebulaNinja
•This is incredibly reassuring! I had no idea there was a separate emergency aid office - I'll definitely look into that tomorrow when I meet with financial aid. The idea of documenting everything is really smart too, and I'm already starting to create that folder you mentioned. It's especially helpful to hear from someone who actually went through this successfully. Did your school's "government shutdown protocol" require any specific paperwork or just proof of your FAFSA submission? Also, do you remember roughly how long the delays were once the government reopened? Thanks for giving me hope that this is manageable! 🙏
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Omar Hassan
I just went through something similar last year when there were delays (not shutdown related, but same stress!). Here's what I wish I'd known earlier: call your school's main financial aid number and ask to speak with someone about "emergency situations" or "extenuating circumstances" - they often have different staff who handle these cases vs regular processing. Also, if you're living on campus, contact housing separately from financial aid. They usually have their own policies for students waiting on delayed federal aid and can put temporary holds on your account. The worst part is the waiting and not knowing, but most schools have been through this enough times that they have systems in place. Document your FAFSA submission date and any communication attempts with federal aid - this shows you did everything right on your end. You've got this! The fact that you're being proactive now puts you ahead of many students who wait until the last minute.
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Aisha Khan
•Omar, this is such practical advice! I never thought about contacting housing separately - that's a really good point since my housing payment is actually due before my tuition. I'm definitely going to ask about speaking with someone who handles "extenuating circumstances" when I call tomorrow. It's so helpful to hear from people who've navigated similar delays, even if they weren't shutdown-related. The stress is really the same either way when you're waiting on aid! I'm feeling much more confident about having a plan of action now. Thank you for the encouragement - sometimes you just need to hear "you've got this" from someone who's been there! 🙏
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