Why was my daughter denied work-study with SAI 3470 and sufficient financial need?
I'm completely baffled about my daughter's financial aid package! Her SAI is 3470 and the university she wants to attend costs approximately $79,000 annually. She received about $50,000 in scholarships and Pell Grant, which still leaves a significant gap of $29,000. Every other school she applied to offered work-study as part of their aid package, but this one claims she's "not eligible" despite the clear financial need! We submitted our FAFSA on January 8th and it was fully processed by March 18th with zero issues or corrections needed. I've already emailed the financial aid office about this discrepancy but I'm anxiously waiting for a response and honestly getting more stressed by the day. Does anyone know if schools have different qualifications for work-study beyond the federal guidelines? Could they have simply run out of work-study funds to allocate? I'm trying to understand what's happening before we make our final decision, as she needs to commit soon!
19 comments


Ava Thompson
Each college gets a specific allotment of Federal Work-Study funds they can distribute. Even if a student qualifies based on their SAI and demonstrated need, once the school's allocation is exhausted, they can't offer more work-study awards. Schools that processed aid packages earlier might have had funds available, while this school may have depleted their work-study budget before getting to your daughter's application. The March 18th processing date might have been the factor here - many schools prioritize work-study for applications completed before March 1st.
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Dmitry Ivanov
•Thank you for explaining! I had no idea timing could impact work-study availability that much. Do you think it's worth asking if they maintain a waitlist for work-study in case other students decline?
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Miguel Herrera
my son had THE EXACT SAME ISSUE last year!!!! his SAI was like 3800 and the school said no to work study eventhough he qualified for everything else. we called and called and finally got someone who explained they prioritize work study for students with SAI below 2500 first. did your fafsa get processed late maybe?? that was our issue i think.
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Dmitry Ivanov
•That's helpful context - we did submit in early January but it took until mid-March to process. I guess that could be considered "late" in terms of aid distribution. Did your son eventually get work-study or find another campus job?
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Zainab Ali
Don't let this be a dealbreaker! My daughter didn't get work-study initially but found a regular student job on campus that paid better anyway ($15/hr vs $13 for work-study positions). Plus those jobs had more flexible hours. The benefit of work-study is that earnings don't count against next year's FAFSA, but with the $29K gap you mentioned, that small difference probably won't impact much anyway.
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Connor Murphy
•This is partially incorrect. Regular student employment earnings DO count on the FAFSA (affect your SAI calculation) but work-study earnings are excluded. For some families, this can make a significant difference for next year's aid package - especially if the student earns close to the $7,000 student income protection allowance. With a $29K gap and a 3470 SAI, every bit of aid matters.
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Zainab Ali
•Oh shoot, you're right! Sorry for the confusion. I still think regular campus jobs might be an option though - my daughter's earnings were under the protection threshold so it didn't affect us.
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Yara Nassar
The financial aid office should be able to explain exactly why she wasn't offered work-study despite meeting the federal eligibility requirements. This is exactly the type of situation where getting someone on the phone is crucial. I had a similar issue last year and spent WEEKS trying to reach our aid office. I finally used Claimyr (claimyr.com) to get through - they bypassed the hold times and connected me with a financial aid counselor in minutes. They have a demo video showing how it works: https://youtu.be/TbC8dZQWYNQ Once I got through, I learned my son wasn't offered work-study because of a simple flag in their system that needed to be updated. They fixed it immediately and added work-study to his package.
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Dmitry Ivanov
•I've been trying to call but keep hitting the automated system or voicemail. Thanks for the suggestion - I need answers quickly since the deposit deadline is approaching. I'll check out the site you mentioned!
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StarGazer101
Have u tried asking about departmental work opportunities instead? My daughter didn't get awarded FWS officially, but her academic department had jobs that were basically the same thing but funded thru their budget not financial aid office. worth asking about!!!
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Miguel Herrera
•Thats what my son ended up doing! He got a job in the science lab and it actually pays more than work study would have so it worked out better lol
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Dmitry Ivanov
•That's a great idea I hadn't considered! She's planning to major in biology so maybe there are lab assistant positions available. I'll definitely have her ask about department-specific opportunities.
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Keisha Jackson
Update: I received an email back from the school and they have added work study to her aid package. Thanks for the input.
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Ava Thompson
•That's excellent news! It's always worth following up on these discrepancies. What reason did they give for the initial omission?
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Dmitry Ivanov
•They said it was an oversight during their initial review. Apparently her application was flagged for verification (though we never received notification about that), which delayed processing her full aid package. After my inquiry, they did a secondary review and determined she was indeed eligible for the maximum work-study amount. I'm so relieved!
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Connor Murphy
For future reference, schools typically allocate work-study based on these factors: 1. Filing date (priority deadline varies by school) 2. SAI (lower numbers get priority) 3. Remaining need after other aid 4. School's total FWS allocation from the Department of Education Many institutions exhaust their work-study funds by mid-February for the following academic year. Your FAFSA processing completion date of March 18th might have been the issue, despite submitting in January. Also, for anyone reading this - the school with the $79K cost of attendance should be providing more institutional aid with an SAI of 3470. That's a concerning gap even with $50K in aid already awarded.
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Yara Nassar
•Completely agree with your last point. With an SAI that low and a $29K gap after federal aid, the institution should be offering more need-based institutional grants. OP should definitely appeal for additional institutional aid beyond just securing work-study.
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Dmitry Ivanov
•You've given me something else to consider - I haven't thought about appealing for more institutional aid. The $50K includes merit scholarships and some need-based grants from the school, but you're right that the gap is still substantial. I'll draft an appeal letter tonight!
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Liam O'Sullivan
Glad to hear you got the work-study resolved! As a newcomer here, I'm wondering - when you mention drafting an appeal letter for more institutional aid, do you have any guidance on what to include? My family is in a similar situation with a low SAI but still facing a significant gap even after federal aid. Should the appeal focus on comparing aid packages from other schools, or are there other factors that tend to be more persuasive to financial aid offices?
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