Unexpected Pell Grant for one child but not others - FAFSA calculation error?
I'm confused about my daughter's financial aid package for 2025-2026. She somehow qualified for a Pell Grant ($8,500) which has NEVER happened for our family before. I have three kids total - one already graduated college, another is going to be a senior this year, and then my daughter who's just starting. My son who's still in college didn't receive a Pell Grant at all, just my daughter. This feels like a mistake because our family income hasn't changed significantly. Does anyone know how to tell if this is an error? Should I contact the financial aid office or amend our FAFSA? I'm worried that if I don't say anything, they'll discover the mistake later and take away the grant money after we've already budgeted for it. But what if the calculation is actually correct on their end and I mess things up by questioning it? Has the Pell Grant eligibility changed recently? I'm completely baffled by this.
30 comments


Freya Pedersen
The FAFSA formula changed DRAMATICALLY for 2024-2025 and again for 2025-2026. Many families who never qualified for Pell before now do! The new SAI (Student Aid Index) calculation is totally different from the old EFC. Multiple kids in college doesn't reduce your SAI like it used to with EFC, but the Pell eligibility expanded. Your son might not qualify because of different income years used or different contribution calculations. I'd say this is probably correct!
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Ravi Gupta
•Really?? I had no idea the calculations changed that much. So this might actually be legitimate? That would be amazing for us financially. I'm still nervous about accepting it without double-checking though.
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Omar Hassan
same thing happened to my family!! my youngest got pell but older brother didnt. we called the school and they said its because of the new fafsa rules. something about how they count siblings in college different now? idk the details but they said its probably right
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Chloe Anderson
You definitely don't need to amend your FAFSA if you entered everything correctly. The government doesn't make "calculation errors" in their formula - it's all done by computer systems. What's likely happening is the significant changes to the formula between years. The big things that changed include: 1. The multiple children in college discount was removed 2. The income protection allowance increased significantly 3. The Pell Grant eligibility expanded So it's entirely possible your daughter qualifies under the new rules while your son doesn't. Also, did your income change between the tax years used? Did your daughter report different assets? There are many factors.
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Ravi Gupta
•Our income has been pretty stable, maybe 3-4% different between years. I didn't know about those formula changes! The financial aid websites are so confusing, and I've been through this twice before with my other kids. I just don't want to accept something we're not entitled to and have them come after us later.
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Diego Vargas
i would just take the money and run lol dont question free money from the government!!!
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Chloe Anderson
•This is terrible advice. Financial aid errors can and do happen, and if they're discovered later, the student will be required to repay any aid they weren't eligible for. This can create a significant financial burden and even prevent the student from continuing their education if not resolved.
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CosmicCruiser
I've been working with financial aid for 15 years, and I can tell you the new FAFSA changes are creating exactly these kinds of situations. The Pell Grant eligibility expanded dramatically for 2025-2026, and families with incomes up to $90,000 can now qualify in some circumstances. The removal of the sibling discount means your son might not qualify while your daughter does, especially if they're using different tax years for the calculations. You should absolutely call your daughter's financial aid office to confirm, but don't be surprised if they tell you it's correct. This is not likely to be a mistake.
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Ravi Gupta
•Thank you so much! I had no idea incomes up to $90k could qualify now. We're around $85k so that would explain it. I'm definitely going to call to confirm but feel much better now.
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Anastasia Fedorov
Have you tried calling the Federal Student Aid Information Center to verify your daughter's Pell Grant eligibility? I had a similar situation and was disconnected multiple times when calling the regular FSA number. I finally used a service called Claimyr (claimyr.com) that got me through to an actual FSA agent in about 10 minutes. They confirmed my daughter's eligibility had changed due to the new formula and explained exactly why. You can see how it works in their video demo: https://youtu.be/TbC8dZQWYNQ The agent was super helpful and gave me documentation confirming the calculation was correct, which gave me peace of mind.
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Sean Doyle
•does that service actually work? ive been trying to get through to fafsa for days and they keep disconnecting me
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Anastasia Fedorov
•Yes, it actually worked for me! I was skeptical too, but after being disconnected 8 times trying to call directly, I was desperate. Got through in under 15 minutes and the agent could see all my info and explained everything.
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Ravi Gupta
UPDATE: I called my daughter's financial aid office and they confirmed that yes, the Pell Grant is correct! The counselor explained that the income protection allowance increased significantly, and we were just under the threshold for the new expanded Pell eligibility. My son doesn't qualify because they used our 2023 tax info for him vs. 2024 for my daughter, and apparently we made just enough less in 2024 to qualify. Thank you all for the help and reassurance! I'm still in shock that we actually qualified. This will make such a huge difference for our family finances!
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Freya Pedersen
•That's awesome news! The FAFSA changes are actually helping some families like they were supposed to. Congrats on the unexpected financial relief!
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Omar Hassan
so basically if ur kid goes to college in 2025 they might get more money than their older siblings did? thats kinda unfair to the older ones who missed out...
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CosmicCruiser
•Yes, that's unfortunately how policy changes work sometimes. The 2024-2026 FAFSA changes were meant to expand aid to more middle-income families, but they couldn't apply retroactively. It's similar to how students who graduated before income-based repayment plans existed didn't benefit from those either. Policy improvements often have somewhat arbitrary cutoff points.
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Sean Doyle
i had the EXACT opposite problem!!!! my oldest got pell but my youngest didn't and when i called they said it was because our income went up $2500 between the tax years they used for each kid and that was enough to push us over the limit for the second kid. the whole system is SO FRUSTRATING!!!
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Amara Nwosu
I'm so glad you called and got confirmation! This is exactly why I always recommend verifying with the financial aid office rather than assuming it's an error. The FAFSA changes really have been a game-changer for many middle-income families. The fact that different tax years were used for your two kids perfectly explains the different outcomes - even small income differences can push you over or under the eligibility thresholds. Enjoy that Pell Grant relief - you've earned it by being diligent and double-checking everything!
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Thais Soares
Wow, what a relief that turned out to be legitimate! I'm dealing with something similar - my daughter got a Pell Grant for 2025-2026 when we've never qualified before, and I was completely panicked thinking it was a mistake. Your story gives me hope that maybe the new FAFSA rules actually ARE helping middle-income families like they promised. I'm definitely going to call her financial aid office now instead of just worrying about it. Thanks for sharing your experience and the update - it's so helpful to hear real stories about how these changes are playing out for actual families!
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Andre Rousseau
•I'm so glad I found this thread! I'm in almost the exact same situation - my daughter got a Pell Grant for 2025-2026 and I've been losing sleep over whether it's legitimate. Reading about everyone's experiences with the new FAFSA changes has been incredibly reassuring. I had no idea the formula changed so dramatically or that middle-income families could now qualify. I'm definitely calling the financial aid office tomorrow to confirm, but I feel so much better knowing this is happening to other families too. Thank you for sharing your story - it's exactly what I needed to hear!
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Nia Harris
This is such a helpful thread! I'm a newcomer to this community and currently navigating FAFSA for the first time with my oldest starting college in fall 2025. Reading about all these changes to the formula is both overwhelming and encouraging. It sounds like the new system might actually help families like mine who always assumed we made "too much" to qualify for need-based aid but are still struggling with college costs. I had no idea about the removal of the sibling discount or the expanded Pell eligibility - the financial aid process feels so opaque from the outside. Thanks to everyone who shared their experiences, especially the detailed explanations about how the new calculations work. I'm definitely going to be more optimistic when we get our aid package back!
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Noah Irving
•Welcome to the community! Your optimism is definitely warranted - the new FAFSA changes really have opened doors for middle-income families who were previously in that frustrating "too much to qualify, not enough to afford" zone. One tip as you navigate this process: don't be afraid to call the financial aid office with questions when you get your package. As this thread shows, the changes are so significant that even families who've been through this before are confused! The aid officers are much more prepared now to explain how the new SAI calculations work compared to the old EFC system. Good luck with your daughter's first year - it's exciting even with all the financial stress!
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Payton Black
As someone who just went through this exact situation last year, I want to reassure you that you did exactly the right thing by calling to verify! The new FAFSA changes have been a blessing for so many middle-income families who were previously caught in that terrible gap where you make "too much" for aid but nowhere near enough to actually afford college. What's particularly interesting about your situation is how the different tax years used for your two kids created such different outcomes - it really shows how sensitive these calculations can be to even small income changes. The fact that the income protection allowance increased so significantly means families right around that $85k range are seeing dramatic differences in eligibility. For anyone else reading this who might be in a similar situation: always call to verify, but don't panic if you suddenly qualify for aid you've never received before. The 2024-2026 FAFSA overhaul was specifically designed to help more middle-income families, and it's actually working as intended for many of us. Congratulations on the unexpected financial relief - every bit helps with these college costs!
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Isaac Wright
•Thank you for sharing such a detailed and reassuring perspective! As someone new to this community and just starting the FAFSA process, it's incredibly helpful to hear from families who've actually lived through these changes. The point about being in that "too much for aid but not enough to afford" gap really resonates - that's exactly where I thought our family was stuck. It's amazing that the income protection allowance changes are making such a real difference for families around the $85k range. I'm definitely going to approach our aid package with much more optimism now, and your advice about calling to verify rather than panicking is spot on. This whole thread has been such a game-changer for my understanding of how the new system actually works!
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Ava Martinez
This thread has been incredibly eye-opening! I'm new to this community and currently helping my twin daughters navigate FAFSA for the first time. Reading about how the formula changes are creating such different outcomes even within the same family is both fascinating and nerve-wracking. The fact that using different tax years can push families just over or under the eligibility threshold really shows how complex these calculations have become. I'm curious - for those who've been through this, do you have any advice on timing FAFSA submissions when you have multiple kids going through college in different years? It sounds like even small year-to-year income variations could significantly impact aid eligibility under the new system. Should families be more strategic about things like retirement contributions or other financial decisions that might affect their FAFSA calculations? Thanks to everyone who shared their experiences - it's so much more helpful than trying to decipher the official FAFSA documentation!
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Marcus Marsh
•Welcome to the community! Your question about timing is really smart - the new FAFSA system definitely makes strategic planning more important. From what I've learned lurking here and going through this process, the key things to consider are: 1) The income years used can vary between kids depending on when they start college, so small year-to-year changes matter more now. 2) Maximizing retirement contributions in the "prior-prior" tax year used for calculations can help. 3) Timing any major financial changes (like cashing out investments) around the FAFSA cycle. The folks here who've been through multiple kids seem to suggest treating each child's FAFSA almost as a separate financial planning exercise rather than assuming they'll all have similar outcomes. Definitely call the financial aid offices early - they're much better at explaining the new system than the online resources!
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Amy Fleming
As a newcomer to this community, I can't thank you enough for sharing such a detailed experience! I'm just starting the FAFSA process with my first child and had no idea about these dramatic formula changes. Reading through this thread has been incredibly educational - I had always assumed we were in that "donut hole" of making too much for aid but not enough to comfortably afford college. The explanation about different tax years being used for siblings really illuminates how complex this new system is. It's both encouraging and overwhelming to realize that small income variations between years can have such significant impacts on aid eligibility. Your story gives me hope that families like mine might actually benefit from these changes, but also shows how important it is to understand the details rather than making assumptions based on past experience. I'm definitely going to approach our upcoming aid package with a much more informed perspective. Thank you for taking the time to update everyone with your resolution - real experiences like this are so much more valuable than trying to parse through official documentation!
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Fatima Al-Suwaidi
•Welcome to the community! I'm new here too and just went through my first FAFSA experience this year. Your comment really captures how I felt reading through this whole thread - it's amazing how much these formula changes have shifted the landscape for middle-income families. I had the same assumption about being in that "donut hole" and never even bothered to research Pell Grant eligibility until I stumbled across discussions like this one. The complexity around different tax years for siblings is mind-blowing - it really shows how the new system requires much more strategic thinking than the old one. I'm so grateful for communities like this where people share real experiences rather than just linking to confusing government websites. Stories like Ravi's give me so much more confidence going into this process. Thanks for adding your perspective as another newcomer - it helps to know others are navigating this learning curve too!
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Ezra Bates
As a newcomer to this community, I want to echo everyone's thanks for sharing such a detailed and reassuring experience! I'm currently going through FAFSA for the first time with my daughter starting college this fall, and I had absolutely no idea about these massive formula changes. Like so many others here, I always assumed we were in that frustrating middle ground where we make "too much" for any meaningful aid but nowhere near enough to make college affordable without stress. Reading about how the income protection allowance increases and expanded Pell eligibility are actually helping families around the $85k income range gives me so much hope. Your experience with the different tax years explaining why your two kids had such different outcomes is particularly enlightening - it really shows how much more nuanced and potentially beneficial this new system can be. I'm definitely going to approach our aid package with much more optimism now, and your advice about calling to verify rather than assuming it's an error is invaluable. Thank you for taking the time to share your journey and provide that crucial update - real stories like this are infinitely more helpful than trying to decode the official FAFSA documentation!
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Jean Claude
•Welcome to the community! Your optimism is exactly the right approach - the new FAFSA changes really are designed to help families like ours who've been stuck in that middle-income gap for so long. As someone who's also new here and just learning about these formula changes, it's incredible how much more accessible need-based aid has become for families around that $85k range. The stories in this thread have been such a game-changer for my understanding too. I'm planning to submit our FAFSA next month and feel so much more confident now knowing that unexpected aid packages might actually be legitimate rather than errors. Thanks for adding your voice to this discussion - it's encouraging to see so many families discovering these new opportunities together!
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