Does my daughter's financial aid package include Pell Grant? How to apply separately from FAFSA?
Totally confused about my daughter's financial aid package from State University. She got her award letter yesterday with $8,250 in aid, but it doesn't clearly say if Pell Grant is included? The package shows "federal aid" but doesn't break it down specifically. I thought filling out FAFSA automatically made her eligible for Pell Grants, but now I'm second-guessing myself. Do I need to submit a separate application somewhere to get Pell Grant money? I looked all over studentaid.gov but couldn't find a separate Pell application. This is our first time with college financial aid and I'm worried we're missing out on money she qualifies for. Her EFC/SAI was only 1,200 so I'm pretty sure she should qualify for some Pell...right? Help!
26 comments


Alicia Stern
You don't need to apply separately for Pell Grants - they're automatically considered when you submit the FAFSA. If your daughter qualified for Pell based on your family's SAI score, it would be included in that "federal aid" section of her award letter. You should be able to see the breakdown by logging into her school's financial aid portal or by calling the financial aid office directly. With an SAI of 1,200, she should qualify for a substantial Pell Grant (around $7,000+ for 2025-2026).
0 coins
Alexander Zeus
β’Thank you! That's what I thought but wasn't sure. The school's portal is supposed to show the breakdown but it's been "under maintenance" for 3 days! I'll try calling the financial aid office tomorrow.
0 coins
Gabriel Graham
call the school! ask for itemized breakdown of what "federal aid" means. could be loans mixed in there too not just grants
0 coins
Alexander Zeus
β’Good point! I didn't even think about loans being lumped in there. Definitely calling tomorrow to get clarity.
0 coins
Drake
OMG I went through the EXACT same thing last year with my son!!! The financial aid letter was SO confusing and didn't break anything down properly. I spent TWO WEEKS trying to reach someone at his school, kept getting put on hold forever or transferred to voicemail that was full. So frustrating!!!! When I finally got through, they explained that yes, Pell was already included in the package. You definitely DON'T need to apply separately for Pell - that's automatically considered with your FAFSA. But you should still call to confirm exactly what's in your package!
0 coins
Alexander Zeus
β’Two weeks?! That's insane. I'm already worried because I tried calling this morning and was on hold for 45 minutes before I had to hang up for work. I wish they made this clearer in the award letters.
0 coins
Sarah Jones
Financial aid counselor here - to clarify a few points: 1. Pell Grants are automatically considered with your FAFSA submission. There is no separate application. 2. With an SAI of 1,200, your daughter should qualify for a significant Pell Grant for the 2025-2026 academic year. 3. Schools are required to provide an itemized breakdown of aid, but many send a summarized letter first with portal access for details. 4. "Federal aid" typically includes a combination of grants (Pell, SEOG), work-study, and federal loans (Direct Subsidized/Unsubsidized). 5. You have the right to request a complete breakdown from the financial aid office. I'd recommend calling the financial aid office and specifically asking for the Pell Grant amount in her package. Be sure to have her student ID number and your FSA ID information available when you call.
0 coins
Alexander Zeus
β’Thank you for this detailed explanation! This makes me feel much better. I'll definitely call with her ID number ready and specifically ask about the Pell amount.
0 coins
Sebastian Scott
After you spend 3 hours on hold trying to reach someone... π Schools are THE WORST at communicating about financial aid. My daughter's package had Pell buried in a category called "grant aid" without even specifying federal vs. institutional sources. I had to practically interrogate the financial aid officer to get a straight answer!
0 coins
Emily Sanjay
β’Same! And then they acted like I was stupid for not understanding their confusing letter in the first place! Like sorry I don't speak financial aid jargon fluently???
0 coins
Alexander Zeus
β’This is exactly what I'm worried about. I've been trying to reach someone all day with no luck.
0 coins
Jordan Walker
I had this same issue when my son started college. I was able to skip the phone wait times by using Claimyr.com to get a callback from the financial aid office. They have a service that helps you get through to student aid offices without the endless hold times. Saved me hours of frustration. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. Definitely worth it when you're trying to get answers about something as important as thousands in Pell Grant money!
0 coins
Alexander Zeus
β’I've never heard of this service before. Might be worth trying since I've been unsuccessful all day. Thanks for the suggestion!
0 coins
Gabriel Graham
β’does it actually work? hate waiting on hold forever
0 coins
Jordan Walker
β’Yeah, it worked for me! I got a callback in about 20 minutes instead of waiting on hold for hours. The financial aid officer I spoke with confirmed that Pell was included and gave me the exact breakdown.
0 coins
Natalie Adams
When my daughter received her financial aid package this year, I was also confused because nothing explicitly said "Pell Grant." After speaking with financial aid, we learned that what they listed as "Federal Grant Aid" was actually the Pell Grant. With your daughter's SAI of 1,200, she should qualify for a substantial Pell Grant. Here's what I recommend: 1. Check if the award letter has a section for "Federal Grants" or similar wording 2. Look for any portal login information where more details might be available 3. Email the financial aid office with specific questions about Pell Grant inclusion 4. Request an itemized breakdown of all aid components In our experience, most schools don't require separate applications for Pell - it's automatically awarded based on FAFSA results. But the terminology in award letters can be frustratingly vague!
0 coins
Alexander Zeus
β’Thank you for sharing your experience! The award letter does have a "Federal Aid" section but doesn't specify grants vs. loans. I'll definitely request that itemized breakdown.
0 coins
Emily Sanjay
my daughters school did this too!!! turned out what they called "federal assistance package" included pell (4500), work study (1200) AND loans (5500)! so watch out because they lump everything together to make the "aid" number look bigger π
0 coins
Drake
β’THIS!! Schools are so sneaky about including loans in the "aid" total. Makes me so mad! They're not GIVING you anything with loans - you have to pay that back with interest! Should be illegal to present it that way.
0 coins
Alexander Zeus
β’Oh no, this is exactly what I'm worried about! I really hope they're not counting loans as part of that $8,250 number. Will definitely be asking about this specifically.
0 coins
Alicia Stern
Just wanted to follow up - were you able to get through to the financial aid office? If you're still having trouble, another option is to check if your daughter can access her federal aid information directly through studentaid.gov. If she logs in with her FSA ID, she should be able to see any Pell Grant amounts that were processed through the federal system. This won't show institutional aid, but at least you'll know about the federal components.
0 coins
Alexander Zeus
β’I finally got through! You were right - the Pell Grant was included in that "federal aid" section. She's getting $7,395 in Pell Grant, plus a small state grant, and they were offering $3,500 in subsidized loans (which I now understand isn't really "aid"). Thank you all for your help! Now we need to figure out how to cover the remaining costs, but at least I understand what we're working with.
0 coins
Sophia Nguyen
β’That's great news! So glad you got through and got clarity on the breakdown. $7,395 in Pell Grant is excellent for your daughter's SAI level. You're smart to recognize that loans aren't really "aid" - that distinction trips up a lot of families. For covering the remaining costs, definitely look into state grants, institutional scholarships, and local scholarship opportunities. Many schools also have emergency aid funds if you run into unexpected financial difficulties during the year.
0 coins
Joshua Hellan
Congratulations on getting through and getting that clarity! That's a really solid Pell Grant amount. Just wanted to add that if you're looking for help with the remaining costs, definitely check if your daughter's school has any institutional need-based grants or scholarships she might still be eligible for. Also, some schools have payment plans that can help spread out the remaining balance over the semester instead of paying it all upfront. The financial aid office should be able to tell you about these options too. You're doing great advocating for your daughter!
0 coins
Leo McDonald
β’Thank you! It's such a relief to finally understand what we're dealing with. I had no idea about payment plans - that could really help us manage the remaining costs. I'll ask about those and any additional institutional aid when I call back. This whole process has been so overwhelming as a first-time college parent, but everyone here has been incredibly helpful!
0 coins
Cedric Chung
So glad to see this story had a happy ending! Your experience is exactly why I always tell parents to keep pushing for that detailed breakdown - schools really need to be more transparent about what they're including in their "aid" packages. That $7,395 Pell Grant is fantastic for your daughter's SAI! For anyone else reading this thread who might be in a similar situation, don't give up if the first financial aid person you talk to doesn't give you clear answers. Sometimes you need to ask to speak with a supervisor or counselor who can pull up the detailed federal aid information. The FAFSA automatically considers you for all federal aid programs you're eligible for, including Pell Grants, so there's never a separate application needed. Keep advocating for yourselves, parents!
0 coins