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Madison Tipne

How to appeal financial aid offer from UW - anyone succeeded?

Just got my financial aid package from University of Washington and I'm honestly panicking. The amount they offered is WAY less than I expected and there's no way my family can cover the difference. My SAI score should qualify me for more aid (at least that's what I thought), but they're offering barely enough to cover half my tuition. Has anyone successfully appealed their financial aid award at UW? What documentation did you need to provide? Did you have to go in person or can you do it all online? I need to decide by May 1st and I'm really stressing about this.

Yes, you can definitely appeal! I successfully appealed my UW aid package last year. You need to submit what they call a "Special Circumstances Request" through their financial aid office. You'll need to provide documentation showing why you need more aid - in my case, my parents had a significant income reduction that wasn't reflected in the FAFSA. The online form is on the UW financial aid website under "Forms and Resources." Make sure you're specific about your financial situation and attach ALL supporting documents they ask for. They reviewed mine in about 3 weeks.

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Madison Tipne

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Thank you so much! Did you have to provide additional tax documents beyond what was on the FAFSA? My parents' income looks higher on paper than it actually is because they had a one-time retirement withdrawal.

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Malia Ponder

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i appealed mine too but they only gave me like $1200 more lol not worth the hassle tbh

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Madison Tipne

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Ugh, that's not encouraging. Did you provide a lot of documentation? I'm wondering if it matters HOW you appeal...

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Kyle Wallace

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I work in financial aid at a different university (not UW), but I can tell you that appeals are definitely worth trying if your circumstances warrant it. Each school has different appeal procedures, but generally speaking, you need to demonstrate a "special circumstance" that affects your ability to pay that wasn't captured on the FAFSA. Common reasons include: - Loss of income/job - One-time income that inflated your EFC/SAI (like retirement distributions) - Medical expenses not covered by insurance - Supporting extended family members not counted in household size - Unusually high childcare costs The key is documentation - bank statements, medical bills, termination letters, etc. Also, be very specific about the amount of additional aid you need and why. Many students just say "I need more money" without explaining exactly what changed in their situation.

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Madison Tipne

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This is incredibly helpful! Our situation definitely includes that one-time retirement distribution that made our income look much higher. I'll gather all the documentation showing this was a one-time event. Would it help to schedule a meeting with a financial aid counselor before submitting the appeal?

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Ryder Ross

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The financial aid system is designed to screw over middle class families. My daughter got into UW last year and their aid offer was a JOKE. We appealed and they basically told us "sorry, that's all we can do." Don't get your hopes up. They have formulas and they rarely deviate no matter what your "special circumstances" are. We ended up taking out massive Parent PLUS loans that we'll be paying until retirement. The whole system is broken!!

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Kyle Wallace

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While I understand your frustration, I want to clarify that universities do have appeal processes that can work. The issue is that many schools have limited funds available for appeals. Federal aid is formula-driven (based on your SAI), but institutional aid can sometimes be adjusted. The key is demonstrating a significant change in circumstances with proper documentation, not just expressing that the aid is insufficient.

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I used to volunteer helping students with FAFSA applications and appeals. For UW specifically, they have a form called the "Special Circumstances Request" that you need to complete. Key things to know: 1. Appeals must be based on circumstances not already reflected in your FAFSA 2. One-time income spikes (like retirement distributions) are EXACTLY the kind of thing appeals are designed for 3. Get your appeal in ASAP - they review them in the order received 4. Be prepared to submit documentation like tax returns, W-2s, bank statements, etc. 5. Write a clear, concise statement explaining your situation UW isn't the most generous with appeals, but they do approve them when circumstances warrant it. Make sure you're very specific about the financial gap you're trying to fill.

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Madison Tipne

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This is so helpful! I'll start gathering all our documentation tonight. The retirement distribution was about $32,000 which really inflated our income on paper. I'll make sure to emphasize that this was a one-time event and not representative of our actual financial situation.

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Henry Delgado

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my roommate went thru this exact thing w/ UW last year!! try calling their financial aid office directly to speak to an advisor before submitting anything. she spent like 2 weeks trying to get through on the phone but then got help from this service called Claimyr (claimyr.com) that got her connected to an actual person in like 20 mins. they have a video showing how it works: https://youtu.be/TbC8dZQWYNQ she said talking to someone directly before submitting her appeal made a HUGE difference because they told her exactly what documentation they were looking for

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Madison Tipne

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That's great advice, thank you! I've been trying to get through to them for days with no luck, so I'll check out that service. Did your roommate get a significant adjustment after appealing?

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Henry Delgado

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yeah she got like $7k more in grants! the key was that the advisor helped her understand EXACTLY what documents to include and how to word her statement. totally worth it

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Olivia Kay

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just wondering, what were ur stats? gpa, test scores, etc? sometimes merit scholarships can help fill the gap if ur academic profile is strong

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Madison Tipne

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3.87 GPA and 1380 SAT. I did get a small merit scholarship ($2500/year) but it's nowhere near enough to cover the gap. I'm about $14,000 short per year even after all loans and work-study.

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Olivia Kay

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u should definitely apply for outside scholarships too! lots of deadlines coming up for fall. my sister got like 5k from local orgs

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Ryder Ross

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Have you considered going to a community college for 2 years then transferring? MUCH cheaper and you end up with the same degree. Saved us like $40k.

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Madison Tipne

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I've thought about it, but I got into the direct-admit nursing program at UW which is really competitive, and I don't think that option would be available if I transfer in later. Plus I'd lose my merit scholarship. But if the appeal doesn't work, I might have to reconsider everything.

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Kyle Wallace

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One more tip: when you submit your appeal, be very specific about the amount you need and why. For example, "Based on our actual financial situation without the one-time retirement distribution, our expected family contribution should be approximately $X,000 lower, which would qualify us for approximately $Y,000 in additional aid." Also, call the financial aid office directly to request an appointment with a counselor. They can often give you insider guidance on how to structure your appeal for the best chance of success.

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Madison Tipne

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This is super helpful! I'll definitely try to get a specific appointment rather than just calling the general line. Do you know if it's better to meet in person or is a phone/Zoom meeting just as effective?

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Kyle Wallace

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Either works, but in-person can sometimes be more effective because you can bring your documentation and go through it together. That said, if you're not local, a Zoom meeting is perfectly fine. The key is getting personalized attention rather than just submitting a form without speaking to anyone.

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I'm in a similar situation with my aid package being way less than expected! Reading through all these responses is really encouraging - it sounds like the Special Circumstances Request is definitely worth pursuing, especially for one-time income situations like yours. I'm planning to gather all my documentation this weekend and reach out to schedule a meeting with a counselor before submitting anything. The advice about being specific with dollar amounts and having proper documentation seems crucial. Thanks everyone for sharing your experiences - this gives me hope that appeals can actually work if done right!

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Ian Armstrong

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I'm glad this thread is helping you too! It's so stressful when the aid package doesn't match what you expected. One thing I learned from reading everyone's advice is that timing really matters - it sounds like getting the appeal in early gives you a better chance since they review them in order. Also, the tip about calling that Claimyr service to actually get through to a real person seems really valuable since the financial aid offices are probably swamped right now. Good luck with your appeal! Hoping we both get some positive news back from our schools.

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As someone who went through this process two years ago, I want to add that you should also consider reaching out to UW's Office of Student Financial Aid via email in addition to calling. Sometimes it's easier to get a response that way, and you'll have a written record of your communication. When I appealed, I included a detailed budget breakdown showing exactly where the financial gap was - tuition, housing, books, etc. - and how much additional aid I needed to make attendance feasible. Also, don't be discouraged if your first appeal isn't approved for the full amount you requested. You can sometimes submit additional documentation or clarification if new circumstances arise. The retirement distribution situation you mentioned is definitely a valid reason for appeal since it's not representative of your ongoing income capacity. Make sure to emphasize that this was a one-time event and provide documentation showing your family's typical annual income without it.

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Klaus Schmidt

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This is such comprehensive advice, thank you! The idea of including a detailed budget breakdown is brilliant - I hadn't thought of breaking down exactly where every dollar needs to go. That probably helps the financial aid office understand the real impact of the gap. I'm definitely going to try both email and phone contact since getting through seems to be such a challenge right now. Your point about not being discouraged if the first appeal isn't fully approved is really encouraging too. I was thinking it was kind of an all-or-nothing situation, but it sounds like there might be room for follow-up if needed. The retirement distribution was exactly $32,000 which really skewed our income picture, so I'll make sure to emphasize how that's not our normal financial situation. Thanks for sharing your experience - it's so helpful to hear from someone who actually went through this successfully!

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I went through a similar appeal process at another state university last year and wanted to share what worked for me. The key things that seemed to make a difference: 1) I submitted everything early (mid-April), 2) I was very specific about our changed circumstances with exact dollar amounts, and 3) I included a letter from my parent's financial advisor explaining why the retirement withdrawal was necessary and wouldn't happen again. One thing I'd add to all the great advice here - if UW has a "Professional Judgment" process (many schools do), ask specifically about that when you call. It's sometimes a separate track from regular appeals and can be more flexible for situations exactly like yours where there's a one-time income spike that doesn't reflect your actual ability to pay. Also, don't forget to look into emergency grants or hardship funds that might be available through UW's financial aid office. These are often separate from regular aid and can help bridge gaps while you're waiting for your appeal decision. Good luck - your situation with the retirement distribution sounds like exactly the type of circumstance these processes are designed to address!

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