FAFSA: Can universities offer additional aid when siblings attend same school?
My twins just got accepted to their dream university (YAY!) but our FAFSA showed we don't qualify for any federal aid. We're paying for 6 kids total including the twins, but the SAI formula doesn't seem to account for our actual financial reality. Someone at my husband's office mentioned we should directly appeal to the university's financial aid office for additional institutional scholarships since we'll have multiple kids attending simultaneously. Has anyone successfully negotiated for more money in this situation? What approach worked? Did you need to provide additional documentation beyond the FAFSA? Really nervous about covering double tuition without going completely broke.
34 comments


Natasha Orlova
Yes! This is absolutely something you should do! Universities often have specific scholarship programs for families with multiple kids attending at the same time. These are typically called "sibling discounts" or "family grants" and aren't part of federal aid, so they won't show up on your FAFSA results. I've worked in higher education for years, and here's what I recommend: 1. Contact the financial aid office AND the admissions department (sometimes they have separate scholarship pools) 2. Specifically mention that you have twins attending simultaneously 3. Ask if they have institutional scholarships for families with multiple enrolled students 4. Be prepared to provide documentation proving both students are from the same household Many schools offer 10-25% tuition reduction for the second student. Worth asking!
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Oliver Schulz
•Thank you so much! This gives me hope. Do you think I should call or email first? And should we wait until they've officially committed to the school before asking?
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Javier Cruz
we did this last yr!! got extra $4k per kid when financial aid office realized we had 3 in college same time. but u have to ASK they wont just give it to u
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Oliver Schulz
•That's amazing! Did you just call them up or did you have to write a formal appeal letter? I'm trying to figure out the best approach.
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Emma Wilson
The system is completely RIGGED against families with multiple children! We have 4 kids, 3 in college right now, and our FAFSA EFC was still ridiculously high. The formula basically assumes you can just multiply your contribution infinitely! When I called Student Aid about this, they basically said "too bad." The whole system needs to be torn down and rebuilt from scratch. The new SAI calculation is even WORSE for larger families like ours. 😡
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Malik Thomas
•i feel u! my parents make decent $ on paper but with 5 kids they still cant afford tuition. SAI makes no sense
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NeonNebula
You absolutely need to contact the university directly. FAFSA/SAI calculations are just federal guidelines - individual schools have significant discretion for their institutional aid packages. Here's what worked for my family: 1. Schedule an in-person meeting with a financial aid counselor (much more effective than email) 2. Bring documentation of your total household size and expenses 3. Create a simple spreadsheet showing what percentage of income would go to tuition for both children 4. Specifically ask about sibling discounts, legacy scholarships, and special circumstance adjustments 5. If initially denied, request a formal financial aid appeal process Many universities have specific policies for multiple children from the same family. In our case, we received a 15% reduction for our second child after the appeal.
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Isabella Costa
I struggled for WEEKS trying to get someone at my kids' university to talk to me about our financial aid appeal. Kept getting sent to voicemail or disconnected. Finally used Claimyr (claimyr.com) to reach an actual person at the financial aid office - they got me through in under 20 minutes! Totally worth it to avoid the runaround. They've got a video showing how it works: https://youtu.be/TbC8dZQWYNQ Once I actually spoke to a person, they were able to look at our special circumstances and found two scholarships my twins qualified for that weren't part of the standard FAFSA process.
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Javier Cruz
•thx for the tip! calling financial aid is literally the WORST
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Oliver Schulz
•Oh this is helpful! I've been trying the university's main financial aid line and keep getting bounced around. I'll check this out - we really need to talk to a real person who can help with our specific situation.
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Ravi Malhotra
Just wondering... did u have the kids apply to different schools too? Sometimes u can use competing offers to get more money. My son got way more scholarship $ when I showed his first choice what his second choice offered him lol
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Oliver Schulz
•They did apply to a few others, but this one is really their top choice because of the specific program. I hadn't thought about using the other offers as leverage - that's smart!
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Natasha Orlova
To answer your question about timing - I would recommend contacting the financial aid office AFTER your children have been accepted but BEFORE they formally commit/deposit. This gives you some negotiating room before you're fully committed. And definitely start with a phone call to get the process going, then follow up with a formal email or letter documenting your specific situation with the 6 kids and multiple students attending simultaneously. Universities deal with these special circumstances all the time, but they need families to actively advocate for themselves.
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Malik Thomas
my cousin got a special scholarship cuz her brother was already there. they called it a legacy family grant or something. wasn't advertised anywhere on their website had to ask for it
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Oliver Schulz
UPDATE: Thank you all SO MUCH for the advice! I called the university's financial aid office this morning and was able to speak with an advisor. She confirmed they do have a sibling discount program that reduces tuition by 20% for the second student when siblings attend simultaneously! This wasn't mentioned anywhere in their initial materials. We need to submit a special form along with our acceptance letters. This will save us about $12,000 per year!! I'm so glad I asked - this makes a huge difference for our family.
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NeonNebula
•Excellent news! This is exactly why it's so important to advocate for yourself in the financial aid process. Most universities have these policies but don't advertise them prominently. Make sure to get that agreement in writing for all four years so the discount continues throughout their enrollment. Congratulations!
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Emma Wilson
•That's great but STILL ridiculous they hide these programs instead of making them clearly available to all families. Why should we have to beg for affordable education?! 🙄
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Paolo Moretti
Wow, this is such encouraging news! As someone new to navigating college financial aid, I'm amazed at how many "hidden" opportunities exist that aren't clearly advertised. Your success story gives me hope for my own situation - I have twins who will be starting college next year and I had no idea sibling discounts were even a thing. Thank you for sharing the update and for everyone's helpful advice in this thread. I'm definitely going to be more proactive about calling financial aid offices directly rather than just relying on what's posted online. Sometimes you really do have to ask the right questions to get the help you need!
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GalaxyGuardian
•Welcome to the community! You're absolutely right about having to ask the right questions - I'm learning that too. It's frustrating that these programs aren't more transparent, but stories like Oliver's really show the value of being persistent. Good luck with your twins' college journey next year! Make sure to start those conversations with financial aid offices early in the process.
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Carmen Lopez
This is such an inspiring thread! I'm also dealing with multiple kids heading to college soon and had no idea about sibling discounts or institutional scholarships beyond what shows up on the FAFSA. Oliver's success story is exactly what I needed to hear - saving $12K per year is absolutely life-changing for families like ours. I'm definitely going to be more proactive about reaching out to financial aid offices directly instead of just accepting the initial aid packages. It's unfortunate that these programs aren't more transparent, but I'm grateful for communities like this where we can share these valuable insights with each other. Thanks everyone for the practical advice and encouragement!
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James Martinez
•Absolutely agree! This whole thread has been so eye-opening for me too. I'm completely new to the FAFSA process and honestly had no idea there were so many additional opportunities beyond federal aid. The fact that Oliver saved $12K per year just by making a phone call is incredible! It really shows how important it is to advocate for yourself and not just accept the first financial aid package. I'm taking notes on all the advice here - especially about calling directly, asking about sibling discounts, and being persistent. Thanks to everyone for sharing their experiences and making this process feel less overwhelming for newcomers like me!
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Lucas Bey
This entire conversation has been incredibly helpful! As someone completely new to the college financial aid process, I had no idea that universities had their own institutional scholarships and sibling discount programs that operate separately from federal aid. Oliver's success in securing a 20% tuition reduction just by making a phone call is amazing - $12,000 per year is a game-changer! I'm planning to have two kids in college within the next few years, so I'm bookmarking all this advice about contacting financial aid offices directly, asking specifically about sibling discounts, and not just accepting the initial FAFSA results. It's frustrating that these programs aren't more widely advertised, but I'm so grateful for communities like this where families can share these valuable insights. Thank you everyone for the practical tips and encouragement - it makes the whole process feel much less intimidating!
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Natalie Chen
•Welcome to the community, Lucas! Your enthusiasm is really refreshing, and you're smart to be thinking ahead about this process. The $12K savings Oliver achieved is truly inspiring - it shows that being proactive and asking the right questions can make such a huge difference for families. I'm also fairly new to understanding all these financial aid nuances, and this thread has been like a masterclass in advocating for yourself. The tip about calling financial aid offices directly rather than just relying on what's posted online seems to be a common theme. It's definitely encouraging to see how supportive everyone is here in sharing their real experiences and practical advice. Best of luck as you prepare for your kids' college journey!
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Daniel White
This thread has been absolutely invaluable! As someone just starting to navigate the college financial aid maze, I'm blown away by Oliver's success story - saving $12K annually just by making that phone call is incredible! It really highlights how much these "hidden" institutional programs can impact families. I'm taking detailed notes on everyone's advice here, especially about being proactive with financial aid offices and asking specifically about sibling discounts. The fact that these programs exist but aren't clearly advertised is frustrating, but communities like this make such a difference in sharing real-world strategies. I have my own kids approaching college age soon, and now I know to dig deeper beyond just the initial FAFSA results. Thank you all for being so generous with your experiences and practical tips - it's making what felt like an overwhelming process much more manageable!
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Tyrone Johnson
•Welcome Daniel! I'm also new here and just learning about all these financial aid strategies. Oliver's story really is incredible - it's amazing what can happen when you know to ask the right questions. I'm in a similar boat with kids approaching college age, and this whole thread has been like getting a crash course in financial aid advocacy. The tip about calling financial aid offices directly instead of just accepting what's on paper seems to be such a key takeaway. It's encouraging to see how willing everyone here is to share their real experiences and help each other navigate this complex system. Thanks for adding your voice to the conversation!
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Danielle Mays
This whole discussion has been such an eye-opener! As a complete newcomer to the FAFSA and college financial aid world, I had no clue that universities have these separate institutional aid programs that aren't connected to federal aid at all. Oliver's success in getting that 20% sibling discount - saving $12K per year! - just by picking up the phone is absolutely incredible and gives me so much hope. I'm bookmarking this entire thread because the advice here is pure gold. The consistent message about being proactive and calling financial aid offices directly rather than just accepting whatever shows up in your initial package is something I definitely need to remember. It's honestly pretty frustrating that these programs aren't more transparent, but I'm so grateful for communities like this where families share real strategies that actually work. I've got my own kids who'll be heading to college in a couple years, and now I know to ask specifically about sibling discounts, institutional scholarships, and special circumstance appeals. Thank you everyone for being so generous with your experiences - this has transformed my understanding of what's possible in the financial aid process!
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Anastasia Kuznetsov
•Welcome to the community, Danielle! Your excitement about discovering all these financial aid strategies is exactly how I felt when I first found this thread. Oliver's $12K success story really shows what's possible when you know the system has these hidden opportunities. As another newcomer, I'm also learning that being persistent and asking direct questions can unlock aid that would otherwise stay invisible. It's encouraging to connect with others who are just starting this journey - makes the whole process feel less daunting when we're learning together. Best of luck with your kids' college planning!
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Sean O'Connor
This entire thread has been absolutely incredible to read! As someone who's completely new to navigating college financial aid, I had no idea that universities had these separate institutional scholarships and sibling discount programs that work independently from federal aid. Oliver's success story - securing a 20% tuition reduction and saving $12K per year just by making a phone call - is truly inspiring and gives me so much hope for my own family's situation. I'm definitely taking notes on all the practical advice shared here: calling financial aid offices directly instead of just relying on online information, asking specifically about sibling discounts and family grants, and being persistent in advocating for special circumstances. It's honestly frustrating that these programs aren't more transparently advertised, but I'm so grateful for supportive communities like this where families share real strategies that actually work. I have my own kids approaching college age soon, and this discussion has completely transformed my understanding of what's possible beyond just accepting the initial FAFSA results. Thank you everyone for being so generous with your experiences and practical tips - you're making what seemed like an overwhelming process much more manageable for newcomers like me!
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Abigail Patel
•Welcome Sean! I'm also completely new to this whole financial aid world and had the exact same reaction reading through this thread. Oliver's success story really is a game-changer - $12K in savings just shows how much these hidden programs can help families like ours. As another newcomer, I've been taking notes on all the same strategies you mentioned, especially about calling directly and asking the right questions. It's so encouraging to see how supportive everyone is here in sharing their real experiences. Makes me feel much more confident about tackling this process when my time comes. Thanks for adding your voice to the conversation - it's great connecting with other families just starting this journey!
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Ava Rodriguez
This thread has been absolutely amazing to discover as someone brand new to the college financial aid process! I'm honestly shocked that Oliver managed to save $12K per year just by making a phone call - it really shows how many opportunities are out there that families might miss if they don't know to ask. As a newcomer, I had no idea that universities have these separate institutional aid programs beyond federal aid, or that sibling discounts even existed. I'm definitely going to bookmark all the practical advice shared here about calling financial aid offices directly, asking specifically about family grants and sibling programs, and not just accepting the initial FAFSA package. It's frustrating that these programs aren't more openly advertised, but I'm so grateful for communities like this where real families share strategies that actually work. I have kids who will be starting college in the next few years, and this discussion has completely changed my approach to financial aid planning. Instead of just hoping for the best with federal aid, I now know there's a whole world of institutional scholarships and special programs to explore. Thank you everyone for sharing your experiences so generously - you're making this overwhelming process much more manageable for newcomers like me!
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Hugh Intensity
•Welcome to the community, Ava! I'm also brand new here and had the exact same reaction when I read Oliver's incredible success story. The fact that he saved $12K annually just by knowing to make that phone call really opened my eyes to how much we might be leaving on the table if we don't advocate for ourselves. As another newcomer to this whole process, I'm finding it so valuable to connect with other families who are just starting to learn about all these "hidden" opportunities. The advice about calling financial aid offices directly and asking specific questions about sibling discounts seems to be such a crucial takeaway. It's encouraging to see how supportive everyone is here in sharing real strategies that work. Best of luck with your kids' college planning journey!
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Freya Johansen
This has been such an educational thread to read as someone completely new to the college financial aid world! I'm amazed by Oliver's success story - saving $12K annually just by making that phone call really demonstrates how much is possible when you know the right questions to ask. As a newcomer, I had no idea that universities offered these separate institutional scholarships and sibling discount programs that operate independently from federal aid. I'm definitely taking notes on all the practical strategies shared here: calling financial aid offices directly rather than just relying on what's posted online, asking specifically about family grants and sibling discounts, and being persistent in advocating for special circumstances. It's disappointing that these programs aren't more transparently advertised, but I'm so grateful for supportive communities like this where families share real-world strategies that actually work. My own kids will be approaching college age soon, and this discussion has completely transformed my understanding of the financial aid landscape. Instead of just accepting whatever the initial FAFSA results show, I now know there's a whole world of institutional aid to explore. Thank you everyone for sharing your experiences so generously - you're making what seemed like an impossible financial challenge much more manageable for families like mine!
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Gabriel Graham
•Welcome Freya! I'm also completely new to this financial aid process and had the exact same amazed reaction reading Oliver's story. That $12K savings really shows what's possible when you know to dig deeper beyond the initial FAFSA results! As another newcomer, I'm finding it so encouraging to see all these families sharing their real experiences and practical strategies. The consistent advice about calling financial aid offices directly and asking specific questions about sibling discounts seems like such a crucial takeaway that I would have never thought of on my own. It's great to connect with other parents who are just starting to navigate this complex system - makes it feel much less overwhelming when we're all learning together!
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Liam Fitzgerald
This thread has been absolutely incredible to read as someone brand new to the FAFSA and college financial aid process! Oliver's success story about securing that 20% sibling discount and saving $12K annually is truly inspiring - it really shows how much families can achieve when they know to advocate for themselves beyond the initial federal aid package. As a complete newcomer, I had no clue that universities have these separate institutional scholarship programs and sibling discounts that aren't advertised prominently. The consistent advice here about calling financial aid offices directly rather than just accepting what's posted online is such valuable insight that I never would have thought of on my own. I'm definitely bookmarking this entire discussion because the practical strategies shared here - asking specifically about family grants, sibling discounts, and special circumstance appeals - are pure gold for families like mine who are just starting to navigate this complex system. It's frustrating that these programs are so hidden, but I'm grateful for communities like this where real families share what actually works. My kids are still a few years away from college, but this conversation has completely changed my approach to financial aid planning. Instead of just hoping federal aid will cover everything, I now know there's a whole world of institutional opportunities to explore. Thank you everyone for being so generous with your experiences - you're making this overwhelming process much more manageable for newcomers like me!
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