Can I appeal my FAFSA financial aid package for more money? How to actually get a school to increase aid?
So I just got my financial aid package for fall 2025 and I'm seriously panicking. The amount they're offering covers maybe 60% of what I need, and there's no way my parents can make up the difference. I've heard rumors that you can actually appeal your financial aid and ask schools for more money, but is this actually a real thing or just wishful thinking? Has anyone successfully done this? I put in a call to the financial aid office yesterday but haven't heard back. Not feeling super hopeful since their voicemail was full (bad sign). If appealing is possible, can someone walk me through exactly what to say/do? I'm desperate and considering withdrawing my acceptance if I can't figure this out in the next week.
21 comments


Miranda Singer
Yes! Financial aid appeals are absolutely a real thing. I successfully appealed mine last year and got an additional $5,800 in grants. Here's what you need to do: 1. Request a "Professional Judgment Review" or "Financial Aid Appeal" - different schools call it different things 2. Document EVERYTHING that makes your financial situation different from what FAFSA shows (job loss, medical expenses, supporting other family members, etc) 3. Write a formal letter explaining your situation and why you need additional aid 4. Include all supporting documentation (bills, layoff notices, medical expenses) 5. Be persistent but professional The key is showing that your current financial reality is different from what was reported on your FAFSA. And don't wait - do this ASAP because appeal funds are limited!
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Aliyah Debovski
•This is SO helpful! Thank you! Do you think it matters that nothing has really changed financially for us since the FAFSA was submitted? It's just that we genuinely can't afford what they're asking us to pay. Do I have any chance without a "change in circumstances"?
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Cass Green
Appeals definitely work, but they're not magic. The financial aid office has specific rules they follow. If your financial situation is EXACTLY the same as what your FAFSA showed, it's harder to win an appeal. But appeals based on competing offers from other schools often work! If you got a better package from another college, show that to your preferred school and ask them to match it.
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Aliyah Debovski
•That makes sense. Unfortunately I didn't get a better offer elsewhere - this was my top choice and I applied Early Decision, so I didn't apply to many other places. I'm regretting that decision now.
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Finley Garrett
I tried appealing my financial aid last year and got NOWHERE. Complete waste of time. Filled out all their forms, provided all this documentation, and they basically said "tough luck, this is what the SAI says you can pay." The whole system is designed to extract maximum money from families. Don't get your hopes up. The FAFSA formula is BROKEN and doesn't account for actual living expenses, especially in high-cost areas. They think everyone has thousands just sitting around for college!!!
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Madison Tipne
•This happened to my cousin too. Appealed and got denied even though their family was struggling. Sometimes I think it's just a lottery of which financial aid counselor reviews your case.
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Holly Lascelles
u might want to check if ur school has specific appeal forms - mine did on the financial aid website section. also some schools have special emergency grants not tied to fafsa. worth asking about those too
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Aliyah Debovski
•Thanks, I'll look for those forms on the website. I didn't think about emergency grants!
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Malia Ponder
When I was trying to appeal my aid package last year, I spent DAYS trying to get through to someone at the financial aid office. Phones constantly busy or going to voicemail. I was about to give up when my roommate told me about Claimyr. It's this service that gets you to the front of the phone queue when calling financial aid offices. I was skeptical but tried it (claimyr.com) and got through to a human in like 15 minutes! They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ Once I actually talked to a real financial aid counselor, they walked me through the appeal process and I ended up getting an extra $3,200 in grants. Definitely worth making that human connection instead of just submitting paperwork.
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Aliyah Debovski
•I've never heard of this before! I'll check it out because I've been calling for days with no luck. Thanks for the tip!
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Kyle Wallace
my brother got more $$$ by just going in person to financial aid office and talking to them face to face. he said they were WAY more helpful than on phone or email. if ur close enuff to campus maybe try that?
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Aliyah Debovski
•That's a great idea. I'm about an hour away so I could definitely make that happen. Probably better than waiting for someone to call me back.
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Cass Green
A few other appeal strategies that have worked for students I've advised: 1. If you have unusual medical expenses, those can be grounds for appeal even if they were already reported on FAFSA 2. If you're close to qualifying for a specific scholarship or grant program, ask if there's any way to be reconsidered for it 3. Ask about campus employment opportunities that might not be advertised 4. Check if your program has department-specific scholarships 5. Ask specifically about Pell Grant eligibility if your SAI was close to the cutoff The magic phrase is often "I want to attend your school, but I need to find a way to make it financially possible." That signals your serious interest but genuine financial barrier.
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Aliyah Debovski
•I like that phrasing a lot. I'm going to use that exact line. My SAI is actually pretty close to the Pell cutoff (I think), so I'll definitely mention that too.
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Madison Tipne
what about scholarships? i applied to like 37 of them last year (seriously) and got 4. it was annoying but that extra $3500 helped a lot!!!
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Finley Garrett
•37 applications?! How did you even find that many you qualified for? I spent hours searching and maybe found 10 tops that I was eligible for.
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Miranda Singer
One thing to keep in mind: financial aid appeals typically need supporting documentation. If nothing has changed financially, focus on anything unique about your situation that might not be captured in the FAFSA formula. For example: - High cost of living in your area - Siblings in college (even if not currently) - Unusual debt burden not reflected in FAFSA - Home equity that's not accessible - Retirement savings that appear as assets but can't be used Also, speak directly to your commitment to this specific school. Financial aid officers have some discretion for students they believe will succeed and contribute to their campus.
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Aliyah Debovski
•This is really helpful. We do live in a high cost of living area and my parents have some medical debt that probably didn't get factored in. I'll definitely highlight those things.
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Holly Lascelles
dont forget to ask about payment plans too. my school lets us pay monthly instead of all at once which helped my family a ton
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Aliyah Debovski
•Good point! A payment plan might make things more manageable even if we can't get more aid.
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Sofia Morales
Hey! I'm in a similar situation and just went through the appeal process last month. Here's what I learned that might help: 1. Even if nothing changed since FAFSA, you can still appeal based on "special circumstances" - things like if your family's income looks higher on paper than your actual ability to pay for college 2. When you call/visit, ask specifically about "professional judgment review" and mention any factors like: living in expensive area, caring for elderly relatives, high medical costs, or if your parents' income fluctuates seasonally 3. Don't just focus on grants - also ask about work-study opportunities and institutional loans with better terms than federal ones 4. If you're willing to live off-campus or commute, that can sometimes free up more aid since room/board costs are lower The financial aid counselor I spoke with said they review appeals case-by-case and have more flexibility than people think. The worst they can say is no, but you might be surprised! Definitely try going in person if you can - I had way better luck that way than over the phone. Good luck! Don't give up on your dream school yet.
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