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Giovanni Rossi

FAFSA appeal for income change - appeal to school or FAFSA directly with 2 kids in college?

I'm really stressed about my FAFSA situation and hoping someone can help! My 2022 tax returns (which FAFSA used) showed a pretty good income, but in 2023 I was unemployed for about 7.5 months which TANKED my finances. Now my SAI is way too high based on income I no longer have! I have one child already in college and my second starts this Fall 2025. Do I need to appeal directly to FAFSA or should I be contacting each school's financial aid office? Someone mentioned I might need to complete the CSS Profile too. I'm worried about timing - my second kid might actually graduate before any appeal gets processed at the rate things are moving! Any advice from people who've successfully appealed due to income changes?

You need to appeal to each school directly, not FAFSA. FAFSA just collects your information and calculates your SAI, but it's the individual financial aid offices that actually have the power to adjust your aid package based on changes in circumstances. Each school will have their own "Professional Judgment" or "Special Circumstances" form - look for that on their financial aid websites or call their offices directly.

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Thank you! So I need to contact both schools separately? Do you know if the CSS Profile is required for the appeal process or is that something different entirely?

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my son just went thru this!!! we had 2 appeal with each school seperately. took FOREVER just sayin

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Ugh, how long did it take for you? I'm worried my second kid might graduate before we see any adjustment!

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Financial Aid Administrator here. This is a common situation. You'll need to request what we call a "Professional Judgment" review from each school individually. The income change from 2022 to 2023 is exactly the type of circumstance that qualifies. Here's what you'll need: 1. Documentation of your unemployment (severance letter, unemployment benefits) 2. 2023 tax returns showing the lower income 3. Current pay stubs if you're working again 4. Each school's special circumstances form (they all have different forms) Some schools will require the CSS Profile for this process, others won't. It depends entirely on the institution. The good news is that for changes this significant, most schools prioritize these reviews, especially with a second child entering college.

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This is so helpful! If I get all those documents together this week, is there a typical timeframe for how long the review process takes? Should I be following up with phone calls or just wait?

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Dmitry Petrov

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I Think they grdauate before u get the $$$ lolol thats how slow this stuff is 😂

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That's not necessarily true. While the regular FAFSA processing can be slow, professional judgment reviews for special circumstances like this are often prioritized, especially when there's a significant change in income. Most schools try to complete these reviews before the start of the semester.

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StarSurfer

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We were in a similar situation last year with my twins. My 2021 tax info looked good but I got laid off in early 2022. I called the financial aid offices at both their schools and they were actually pretty helpful once I got someone on the phone. The schools had different forms but wanted basically the same documentation. One school adjusted their aid in about 3 weeks, the other took almost 2 months but they both eventually came through with better packages. The professional judgment review made a HUGE difference - like $11k more in grants for each kid.

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That's really encouraging to hear! Did you have to complete the CSS Profile for either school? And did you just call the general financial aid number or were you able to speak to someone specific?

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Ava Martinez

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If ur trying to reach the financial aid office, good luck lol! I spent WEEKS trying to reach someone at my daughter's school. Every time I called I waited for hours only to get disconnected. So frustrating!

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Miguel Castro

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I had the same terrible experience trying to reach FSA about our income appeal! After getting disconnected 6 times, I tried using Claimyr.com to get through. They connected me to an actual human at Federal Student Aid in about 15 minutes. There's a video showing how it works here: https://youtu.be/TbC8dZQWYNQ It really helped with getting the right paperwork filed. Worth checking out if you keep getting disconnected when calling the aid offices.

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To answer your question about the CSS Profile: it depends on the school. Generally, if a school requires the CSS Profile for their regular financial aid process, they'll want it for the appeal too. The CSS Profile collects more detailed financial information than FAFSA and is used primarily by private colleges and some state institutions. It's not required for all schools, so check each school's financial aid website to confirm.

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Thanks for clarifying! My oldest is at State University which I don't think required CSS, but my younger one got into Lakeside Private College which I think does use it. I'll check both websites.

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Protip: CALL first dont just email!!! when we did the appeal for my sons colleges we tried email first and NEVER heard back. Finally called and they were like "oh yeah we need you to fill out these forms" which werent even on their website!!!

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This is excellent advice. While most information is available online, financial aid offices sometimes have internal processes or specific forms that aren't published on their websites. A phone call can expedite the process significantly and ensure you're completing the correct documentation.

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StarSurfer

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The timing isn't as bad as you might think. Once you submit all the documentation, most schools will process the appeal within 3-6 weeks. Since your second child is starting in Fall 2025, you have plenty of time if you start the process now. The key is being persistent and following up regularly.

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That timeline is much better than I feared! I'll start gathering everything this weekend. Thanks for the hope!

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Dmitry Petrov

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dont bother with fafsa appeal they NEVER help anyone!!!

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This information isn't accurate. The issue isn't that FAFSA "doesn't help" - it's that FAFSA itself isn't designed to handle appeals. The Federal Student Aid office calculates your SAI based on the information provided, but it's the individual schools that have the authority to make adjustments based on special circumstances. So your appeal should always go to the schools, not to FAFSA directly.

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One more important point: make sure you document the specific dates of your unemployment period (7.5 months in 2023) and calculate the total income difference between 2022 and 2023. Financial aid offices appreciate when families provide clear, organized information that shows exactly how significant the change was. Some offices even have specific income threshold changes they look for (often 20% or more) to qualify for adjustments.

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This is really helpful. Our income dropped by about 35% because of my unemployment period, so it sounds like that should definitely qualify. I'll make sure to clearly highlight that in our documentation.

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