How do I check my Student Aid Index (SAI) after FAFSA submission?
I submitted my FAFSA application about two weeks ago for the 2025-2026 year, but I can't figure out where to find my SAI score! I've logged into studentaid.gov and can see that my application was processed, but I don't see the actual SAI number anywhere. Is it supposed to be on my confirmation page or in my email? Do I need to wait for my college to send it to me? This is my first time applying and I really need to know what my SAI is so I can figure out if I'll qualify for Pell Grants. My high school counselor mentioned it's replacing the old EFC, but didn't tell me where to actually find it after submitting. Help please!!
25 comments


Ryan Kim
check ur email, should b there
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Daniela Rossi
•I've checked all my emails including spam folder but don't see anything with an SAI number. Just the confirmation that my FAFSA was submitted successfully.
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Zoe Walker
Your SAI (Student Aid Index) isn't actually visible immediately after submission. You need to wait for your FAFSA to be fully processed, which usually takes 3-5 days. After that, you can find your SAI in two places: 1. Log into studentaid.gov and click on "View Student Aid Report (SAR)" - your SAI will be displayed there. 2. The colleges you listed on your FAFSA will receive your information, and they'll include your SAI in your financial aid award letters. The SAI is an important number because it helps determine your eligibility for Pell Grants and other need-based aid, but remember it's just one factor schools use when putting together your complete aid package.
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Daniela Rossi
•Thank you so much! I didn't realize I need to look at the SAR specifically. I'll check that tonight. Do you know if the SAI number will be clearly labeled on that report?
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Zoe Walker
•Yes, it will be clearly labeled as "Student Aid Index" or "SAI" on your Student Aid Report. It's typically displayed near the top of the report. If your FAFSA has been processed for more than 5 days and you still don't see your SAR available, you may need to contact Federal Student Aid directly to check if there were any issues with your application.
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Elijah Brown
My SAI was way higher than I expected!! Like $23,000 even though my parents don't make that much money. Turns out it was because my dad has a small business and they counted all his business assets or something? I'm still confused about it. Definitely check yours ASAP because if it's wrong you need to fix it quick!!
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Maria Gonzalez
•That's a common issue with the SAI calculation. For self-employed parents, business assets under a certain value ($180,000 for 2025-2026 FAFSA) are supposed to be protected and not counted in the formula. If your SAI seems incorrect, you can submit an appeal for professional judgment to your school's financial aid office with documentation showing the business assets should be excluded or reduced in the calculation.
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Natalie Chen
If you're still waiting for your SAI and getting impatient, I HIGHLY recommend using Claimyr to get through to a Federal Student Aid agent by phone. I tried calling the regular FAFSA helpline for TWO WEEKS and kept getting disconnected or waiting for hours. Finally used Claimyr and got through in about 10 minutes! The agent was able to tell me exactly what was happening with my application and why my SAI wasn't showing up (turned out there was a flag on my application because my parents' AGI didn't match what they entered). Check out their video demo at https://youtu.be/TbC8dZQWYNQ and their website is claimyr.com. Seriously saved me weeks of frustration!
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Ryan Kim
•is that a real thing? never heard of it
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Daniela Rossi
•Thanks for the recommendation! I'll give it a few more days first, but if I still don't see my SAI after checking the SAR, I might try this option. Did the agent explain why your SAI wasn't showing up right away?
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Santiago Martinez
The whole SAI system is a JOKE. They claim it's more "transparent" than the old EFC system but it's the EXACT SAME THING with a different name!!! And they STILL don't actually tell you how they calculated it! I got my SAI and it was $12,000 higher than my old EFC was last year even though our income only went up by like $4,000!!! The financial aid system is DESIGNED to extract maximum money from middle class families while the super rich hire consultants to game the system. So frustrating!!!
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Zoe Walker
•While I understand your frustration, there are actually some meaningful differences between the SAI and EFC calculations. The SAI formula removed sibling discounts and the allowance for state and local taxes, which could explain why your number increased more than expected. The changes were designed to better target aid to the lowest-income students, but it has created challenges for some middle-income families. I'd recommend meeting with your financial aid office to discuss professional judgment options if your family circumstances warrant special consideration.
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Daniela Rossi
•Oh no, that's making me worried about what my SAI will be. So the new system might give us a higher number than the old system would have? That doesn't seem fair if they just changed the formula.
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Maria Gonzalez
To directly answer your question: you should be able to view your Student Aid Index (SAI) on your Student Aid Report (SAR) approximately 3-5 business days after your FAFSA is processed. Here's how to access it: 1. Log in to studentaid.gov using your FSA ID 2. Go to the "My Aid" section 3. Click on "View your Student Aid Report (SAR)" 4. Your SAI will be clearly shown on this report If you don't see your SAR available yet, your application might still be processing or there might be issues requiring resolution. The most common reasons for delays include: - Verification selection (about 20% of applications get flagged for verification) - Mismatch between reported information and IRS records - Missing signatures (electronic or paper) - Citizenship verification issues If it's been more than a week since submission, I'd recommend checking if there are any "Action Required" notifications in your studentaid.gov account.
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Daniela Rossi
•Thank you for the detailed steps! I just checked and it says my application is still processing. There's a message saying something about "matching with IRS records" - is that normal? It's been 14 days since I submitted.
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Maria Gonzalez
•Yes, the IRS data matching is normal, but 14 days is longer than typical for that process. For the 2025-2026 FAFSA, they implemented enhanced IRS verification, which can sometimes take longer, especially during peak filing periods. However, you might want to check if you need to take any action by looking for notification messages in your account. If there are no messages but it's still processing after two weeks, contacting Federal Student Aid directly would be your next step.
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Ava Williams
Hey Daniela! I went through the exact same thing last month when I submitted my FAFSA. The waiting period is so nerve-wracking! Since you mentioned it's been 14 days and you're seeing the "matching with IRS records" message, that's actually pretty normal for this year's FAFSA cycle. The new system has been slower than expected. One thing that helped me was setting up text notifications in my studentaid.gov account so I'd get alerts when my SAR was ready. Also, make sure you check if your parents filed their taxes yet - sometimes the IRS matching takes longer if their tax return is still being processed. Once you do get your SAI, don't panic if it seems higher than expected! The calculation changed this year and many people are seeing increases. The important thing is that colleges use it along with other factors to determine your actual aid package. Good luck!
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Mei Wong
•Thank you so much Ava! That's really reassuring to hear from someone who went through the same thing recently. I didn't know about the text notifications - I'll definitely set those up right now. My parents did file their taxes already, so hopefully that helps speed things up. I'm trying not to stress too much about what the SAI number will be, but it's hard when you're waiting to find out about financial aid! Did your SAI end up being close to what you expected when you finally got it?
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Caleb Stone
Hi Daniela! I'm a newcomer here but went through this exact same situation just a few months ago, so I totally understand your anxiety about finding your SAI! Since you mentioned it's been 14 days and you're seeing the "matching with IRS records" message, that timing is actually pretty typical for this year's FAFSA cycle. The new system has definitely been slower than they initially projected. A few things that might help while you wait: - Double-check that your parents' tax information was entered exactly as it appears on their tax return (even small discrepancies can cause delays) - Make sure all the schools you listed on your FAFSA have your correct contact info, as they'll also receive your SAI once it's available - Consider creating a checklist of deadlines for each school's financial aid office, since some have earlier priority dates The waiting is definitely the hardest part, but once your SAR is available, your SAI will be clearly displayed. Don't worry if the number seems confusing at first - the financial aid offices at your schools will help explain how it factors into your aid package. Hang in there!
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Natasha Volkov
•Thanks Caleb! This is super helpful advice. I'm definitely going to double-check all the tax information we entered to make sure everything matches exactly. I hadn't thought about creating a checklist for each school's deadlines - that's a really smart idea since I applied to 6 different colleges and they probably all have different priority dates. It's reassuring to know that 14 days isn't unusual for this year's system. I've been checking my account obsessively every day but I'll try to be more patient. Did you end up having any issues when your SAR finally came through, or was everything pretty straightforward once it was available?
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Freya Andersen
Hi Daniela! I'm new to this community but just went through the FAFSA process myself last year, so I wanted to share what I learned. The 14-day wait with "matching with IRS records" is actually pretty normal this year - the new FAFSA system has been much slower than expected. I had the same anxiety waiting for my SAI to appear! One thing I wish someone had told me: even after your SAR becomes available with your SAI, it can take another 1-2 weeks for all your colleges to receive and process that information. So don't panic if you see your SAI but your schools haven't updated their financial aid portals yet. Also, when you do get your SAI, remember that it's just the starting point for your aid calculation. I was worried when mine seemed higher than I hoped, but my actual aid packages from different schools varied quite a bit based on their own institutional aid policies. Keep checking that studentaid.gov account every few days, and definitely set up those text notifications that Ava mentioned. You're doing everything right - the waiting is just part of the process this year unfortunately!
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Ryan Vasquez
•Hi Freya! Thanks for sharing your experience - it's really helpful to hear from someone who went through this recently. I didn't realize that colleges might take another 1-2 weeks to process the information even after the SAR is available. That's actually good to know so I don't panic when my schools' portals don't update right away. I'm trying to stay optimistic about the SAI number itself too. It sounds like the actual aid packages can be quite different from what you might expect based on just the SAI alone, which gives me some hope. I've been so focused on just getting that number that I forgot it's really just the beginning of the financial aid process. Thanks for the reminder to be patient with the whole timeline!
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Carmen Reyes
Hi Daniela! I'm new to this community but just went through the FAFSA process for the first time this year, so I totally understand your frustration with waiting for the SAI! I wanted to add one thing that hasn't been mentioned yet - if you're still seeing "matching with IRS records" after 14 days, it might be worth checking if there are any outstanding items in your "To Do" list on studentaid.gov. Sometimes there are small verification steps that need to be completed before the processing can finish, and they don't always send email notifications about these. Also, I found it helpful to screenshot the confirmation page when I first submitted my FAFSA, because it shows your Data Release Number (DRN) which can be useful if you need to call for help. The representatives can look up your application faster with that number. One more tip - once you do get your SAR with your SAI, make sure to save a PDF copy! Some schools ask for it during their verification process, and it's much easier to have it saved rather than trying to navigate back to find it later. The waiting is definitely the hardest part, but you're almost there! Keep us updated when your SAR comes through.
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Brady Clean
•Hi Carmen! Thank you so much for mentioning the "To Do" list - I actually hadn't thought to check that section thoroughly. I just logged in and found there was a small verification item I had missed! It was asking me to confirm my citizenship status even though I'm a U.S. citizen. I just completed it, so hopefully that will help move things along. I definitely should have screenshotted my confirmation page when I first submitted - I'll remember that tip for next time. And saving the SAR as a PDF is such good advice too. I really appreciate all the practical tips from everyone here. It's so reassuring to know that other people have gone through the same waiting and anxiety. I'll definitely update everyone once my SAR finally comes through!
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Isabella Russo
Hi Daniela! Welcome to the community! I just went through this same process a few weeks ago and completely understand the anxiety of waiting for your SAI to appear. Since you mentioned finding that verification item in your "To Do" list, that's likely what was causing the delay! Once you complete those verification steps, the processing usually moves much faster - mine showed up within 2-3 days after I cleared a similar citizenship verification issue. One thing that really helped me during the wait was bookmarking the direct link to my Student Aid Report page so I could check quickly without navigating through all the menus. Also, if you haven't already, make sure your email settings in your studentaid.gov account are set to receive notifications - they'll send you an email as soon as your SAR is ready. The whole process is definitely more stressful than it needs to be, but you're so close now! Once that SAR appears with your SAI, you'll finally have the number you need to start understanding your aid eligibility. Keep us posted on how it goes!
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