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Brian Downey

FAFSA parent portion confusion - got invited as second parent but already have a contributor?

My daughter just started her 2025-2026 FAFSA and invited my husband as the parent contributor. He filled out his section but says he got stuck at the end because the system wants my information too and sent me an invitation email. I'm confused because I thought only one parent needed to contribute? Now I have this email invitation sitting in my inbox and I'm terrified to click anything because I don't want to mess up her application. The email says I need to "help with her FAFSA form" but my husband and I file taxes jointly anyway. Do I need to create an account? Will it cause problems if we both contribute? I'm completely stuck and don't want to screw this up for her.

Jacinda Yu

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Dont worry, this is totally normal with the new FAFSA. If u file taxes jointly, the system asks for BOTH parents info now. U should click the link and complete ur section. Ur not creating a separate application, just contributing to ur daughters single FAFSA. My kids had same issue last month.

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Brian Downey

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Thank you! That's a relief to hear. So I just follow the link and fill out my part? I won't be duplicating anything my husband already did?

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With the new 2025-2026 FAFSA, the system now requires information from both contributing parents when they're in the same household, even if you file taxes jointly. This is part of the new Student Aid Index (SAI) calculation. You should definitely open that email and complete your section - not doing so will actually prevent your daughter's application from being processed. You'll need your own FSA ID if you don't already have one. And don't worry, you're not creating a duplicate application - you're just adding your information to a single application. Your husband can't fully complete the parent section without your contribution.

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Brian Downey

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This makes so much more sense now. I do have my own FSA ID from when my older son applied years ago, but wasn't sure if I should use it here. Thank you!

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Callum Savage

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I HAD THE EXACT SAME PANIC MOMENT!!! omg I thought I was going to ruin my son's chances when I got that email. It's totally fine - click the link. With the new FAFSA rules both parents in household have to contribute now. So frustrating they changed everything again!!!

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Brian Downey

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Ugh, I know!! Why do they keep changing the process? Every time I think I understand how FAFSA works, they redesign the whole system. Glad I'm not alone in my panic!

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Ally Tailer

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The redesigned FAFSA now requires all contributing adults in the household to complete their own sections. You should definitely click that email link and add your info. My daughter's application was stuck for weeks because I was afraid to click my invitation too. The worst part is if you wait too long, the link can expire and you have to request a new one.

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This is correct - and I want to add that if your invitation link does expire, you can have your husband log back into his FSA account and resend the parent contributor invitation. The system now calculates the Student Aid Index (SAI) using data from all contributors in the household, which is why both parents need to complete their sections even with joint tax filing.

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When my daughter applied this year i thought same thing but u definitely need to add ur info. The email link is legit. If u ignore it the FAFSA will never get submitted properly. Its annoying they changed everything but theres actually a great video showing exactly how to handle the contributor invites: https://youtu.be/TbC8dZQWYNQ

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Brian Downey

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Thank you for sharing this! Video tutorials are so much easier to follow than trying to decipher their written instructions.

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Cass Green

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I recommend using Claimyr if you run into any issues with the contributor process. I was in a similar situation where my husband completed his part but I couldn't get my section to work properly. Spent days trying to get through to a FAFSA agent on my own. Claimyr connected me to an agent in about 15 minutes who fixed the issue right away. Saved me so much stress! Their site is claimyr.com and they have a good demo video at https://youtu.be/TbC8dZQWYNQ

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Ally Tailer

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I wish I knew about this service earlier! I wasted 3 days trying to get through to someone at Federal Student Aid when my contributor section was glitching out. Will definitely bookmark this for next year.

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Financial aid advisor here: The 2024 FAFSA Simplification Act changed how parent contributors work. Both parents in a married household must now provide information separately, even with joint tax filing, because the SAI calculation looks at individual income components. A few important points: 1. You MUST complete your section or your daughter's FAFSA cannot be processed 2. Use your existing FSA ID if you have one 3. The system will not let you duplicate information - each contributor section is designed to collect specific data 4. Your daughter's application shows as "incomplete" until all invited contributors finish their sections This change has confused many families, but it's designed to create more accurate financial need assessments.

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Brian Downey

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Thank you for explaining! This is exactly what I needed to know. I'll complete my section today. Is there a deadline for how quickly I need to respond to the invitation?

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You should complete it as soon as possible. While the invitation doesn't have a specific expiration, the overall FAFSA priority deadlines still apply, and many schools have their own institutional deadlines. Most importantly, your daughter's application remains incomplete until you complete your section, which could delay her financial aid package.

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Callum Savage

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my neighbor's kid lost out on a ton of grants because they didnt realize both parents had to fill out seprate sections now!!! dont wait!!!

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Brian Downey

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Oh no! That's exactly what I'm afraid of. I'll definitely complete it right away. Thanks for the warning!

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Brian Downey

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Update: I followed the link and completed my section yesterday. It was actually pretty straightforward once I got past my initial fear! The system walked me through exactly what information they needed from me. My daughter confirmed that her application now shows as complete and submitted. Thank you everyone for your help and reassurance!

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Great to hear! Now make sure your daughter checks her studentaid.gov account regularly for any verification requests. With the new system, about 35% of applications are being selected for verification, which requires additional documentation. Better to stay on top of that early.

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Jacinda Yu

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awesome! glad it worked out! the new system is so confusing but once u get thru it its not so bad.

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JaylinCharles

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So glad you got it sorted out! Your post actually helped me too - I'm dealing with the exact same situation with my son's FAFSA right now. I was also panicking about clicking that contributor invitation email. Reading through all these responses gave me the confidence to go ahead and complete my section. It's crazy how much they've changed the process, but at least we're all figuring it out together!

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Jamal Harris

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I'm so happy this thread helped you too! It's really reassuring to know we're not the only ones who were confused by this new system. The whole contributor invitation thing is definitely not intuitive - I wish they made it clearer that BOTH parents need to complete sections now. Good luck with your son's application!

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