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Great job figuring it out! That's a very common mistake with the new FAFSA form. Make sure both your mom and stepdad sign again after you make the correction. Your SAI should come through much faster this time around.
Glad you figured out the W-2 issue! Just went through something similar myself. Pro tip - after you and your parents e-sign, you'll get a confirmation email, but it might take up to 24 hours to actually show the "submitted" status on studentaid.gov. Don't panic if it doesn't update immediately like I did lol. The Box 1 vs Box 5 mistake is SO easy to make, especially when you're stressed about deadlines. Good luck with the reprocessing!
Another important consideration is whether you want loans in your name or your son's name with you as co-signer. Parent PLUS loans are solely in your name, while private loans co-signed for your son build his credit history but keep you equally liable. We decided to split the difference - some in our daughter's name (co-signed) to help her build credit, and some as Parent PLUS to maintain certain federal protections. Just something to think about in your planning.
This is excellent advice! We did the same thing. Having some loans in our daughter's name (with us as co-signers) has really helped her build credit. She graduated last year with a good credit score and was able to get an apartment without needing a guarantor. Just make sure to have very clear conversations about repayment expectations.
I went through this exact same situation with my daughter at UCLA last year - the sticker shock of UC tuition is real! Here's what worked for us: we applied to 6 different lenders and the rates ranged from 4.2% to 8.9% with identical credit scores (mid-700s). Our best offers came from SoFi (4.2% fixed), Earnest (4.6% fixed), and CommonBond (4.8% fixed). The key was applying within a 2-week window so all the credit checks counted as one inquiry. Also, don't overlook local credit unions - ours offered a competitive rate and much better customer service than the big national lenders. One last tip: see if Berkeley offers any emergency grants or work-study positions that might reduce what you need to borrow. Sometimes they have last-minute funding that doesn't show up in the initial aid package.
This is incredibly helpful - thank you for sharing your experience with the UC system! I'm definitely going to look into SoFi and Earnest based on your recommendations. The 2-week application window tip is gold - I was worried about hurting our credit by applying to multiple lenders. I hadn't thought about local credit unions either, so I'll check with ours this week. Did you find that the emergency grants at UCLA were need-based or were there other criteria? Berkeley's financial aid office has been pretty responsive so far, so I'm hopeful they might have some additional options we haven't explored yet.
Fun fact: when I was doing my FAFSA back in 2022 I had the exact opposite problem. I accidentally added too many schools (like 15) and couldn't remove any while it was processing lol. The financial aid offices at schools I wasn't even applying to kept emailing me about completing their supplemental forms 😂
lolol how did u even add 15 schools? isnt there a limit?
Just want to add another tip for anyone still dealing with this - if you can't get through to FSA by phone, you can also try contacting your state's financial aid agency. Many states have their own hotlines and can sometimes help with federal FAFSA issues or at least provide guidance on next steps. Also, most college financial aid offices are pretty understanding about FAFSA delays this year given all the system issues. If you're worried about missing priority deadlines, reach out to the schools directly and explain the situation - many are extending their internal deadlines or making exceptions for students stuck in FAFSA processing limbo.
This is really helpful advice! I didn't know state agencies could help with federal FAFSA issues. For anyone reading this thread later - definitely don't panic if your FAFSA is stuck in processing. It seems like there are multiple ways to get help, and schools are being understanding about the delays this year. Thanks to everyone who shared their experiences and solutions!
This is such a frustrating but common issue this year! I went through the exact same thing with my daughter's FAFSA in February. The session timeout/disconnect bug is real, and unfortunately the quickest solution really is to have your husband complete his section separately. I know it's annoying when you thought you'd selected "married filing jointly" and expected to handle everything yourself. The good news is that his portion is much shorter than what you already completed - mostly just verifying household info and providing his electronic signature. I'd recommend having him tackle it this weekend while the issue is fresh in your mind. Once both sections are submitted, the application processes pretty quickly. Also, keep an eye on your email for any updates about that patch they mentioned - but don't hold up your son's application waiting for it. Better to get it done now than risk missing important deadlines!
This is exactly what I needed to hear! I've been stressing about this all day thinking we'd somehow messed up the application. It's so reassuring to know this happened to other families too and that the solution really is as straightforward as having my husband complete his section. I think I'll have him do it tomorrow evening when he gets home from work - better to just get it done than keep worrying about it. Thank you for the encouragement about not waiting for the patch. You're absolutely right that we can't risk missing deadlines over a maybe-fix. I really appreciate everyone in this community taking the time to share their experiences - it makes navigating this whole process so much less stressful!
New to this community but not new to FAFSA frustration! I'm dealing with a similar issue right now where the system split our parent sections after I had to restart due to a browser crash. Reading through everyone's experiences here is so helpful - it's clear this is a widespread bug affecting many families this year. Based on what I'm seeing, it sounds like the consensus is to just have the second parent complete their section rather than fighting the system or waiting for fixes. My question for those who've been through this: after both parents submit their sections, did you receive any confirmation emails letting you know everything was properly linked? I want to make sure we don't end up with duplicate applications or missing information that could delay processing. Thanks for all the detailed advice in this thread - this community is a lifesaver for navigating these FAFSA technical issues!
Welcome to the community! Yes, you should receive confirmation emails after both parent sections are submitted. In my experience, you'll get separate confirmations for each parent submission, and then within 24-48 hours you should receive a final email confirming that your student's FAFSA is "complete and ready for processing." The system does a pretty good job of linking everything together automatically - you won't end up with duplicates as long as both parents are using the same student's SSN when they log in to complete their sections. Just make sure both parents save their confirmation numbers in case you need them later. The whole process feels chaotic while you're going through it, but it does work out in the end! Keep an eye on your spam folder too, as sometimes the final confirmation emails end up there.
Anastasia Fedorov
UPDATE: Problem solved! I finally got through to someone at FSA using that Claimyr service someone recommended above. Turns out it was TWO issues: 1) The household size vs. college students count discrepancy, and 2) My hyphenated last name was entered slightly differently on my driver's license section (with a space after the hyphen) compared to my SSN section (no space). Such tiny details but they were holding up my whole application! Fixed both issues and got confirmation that my FAFSA is now fully processed with no errors. My SAI score is showing correctly now too. Thanks everyone for your help!
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Zara Rashid
•Great news! I'm glad you got it sorted out in time for your priority deadline. This is exactly why it's so important to be persistent with FAFSA issues - often it's tiny technical details that cause the biggest problems. Make sure to save all your confirmation emails and documentation in case any questions come up later.
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NebulaNova
•So it WAS the hyphen thing!!! I'm going to check mine right now. Thanks for updating us - maybe this will help me finally fix mine too!
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Kiara Greene
Wow, this thread is incredibly helpful! I'm dealing with a similar situation where my FAFSA shows "processed successfully" but also says corrections are needed with zero specifics. Reading through everyone's experiences, it sounds like the new system is really struggling with tiny formatting inconsistencies that wouldn't have been issues before. I'm going to systematically check all the things mentioned here - name formatting consistency, household vs college student counts, address formatting, and ID information. It's ridiculous that we have to play detective to figure out what's wrong with our own applications! Thanks to everyone for sharing their solutions, especially @Anastasia Fedorov for the detailed update. Going to try that Claimyr service if I can't resolve it myself in the next day or two.
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