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Oliver Schmidt

FAFSA parent correction dilemma - delete entire application or can wrong parent remove themselves?

I'm in a total FAFSA mess and need advice ASAP! I just had a call with a FAFSA rep who told me we need to delete the entire application and start over because we listed the wrong parent as primary contributor. My daughter's father is currently listed, but I'm supposed to be the contributing parent (I have primary custody). The rep said we have to delete everything and start fresh, which means redoing ALL that tax information again 😩 My questions: 1. Can my ex actually log in and just remove himself from the application instead of deleting everything? 2. Does my daughter have to be the one to delete the application, or can either parent do it? 3. If we do have to start over, will this delay her aid package decision from schools? This is so frustrating and her college deposit is due in 3 weeks! Anyone dealt with this parent switch problem before?

Unfortunately, the rep is right. When you need to change which parent is the contributing parent on FAFSA, you do need to start over with a new application. The system doesn't allow for swapping out parents once they're established in the application. Your daughter needs to be the one to delete the application using her FSA ID since she's the student applicant. Your ex-husband can't just remove himself - the FAFSA doesn't work that way.

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Ugh, that's what I was afraid of. So much tax info to re-enter! Do you know if schools will still be able to see that we submitted previously, or will this look like a brand new late application to them?

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we had to do this last yr with my sons application bc my husband was listed instead of me. its annoying but not a huge deal, took us mayb 30 min to redo evrything once we deleted it. just have all ur tax stuff ready

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That's good to hear it didn't take too long! Did you notice any delays with your son's financial aid offers after resubmitting? That's my biggest worry.

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The FAFSA system is terrible about parent corrections. I work in a college financial aid office, and deleting and restarting is unfortunately the standard procedure when the wrong parent is listed as contributor. Here's what you need to know: 1. Only the student can delete the FAFSA application using their FSA ID 2. The wrong parent CANNOT remove just themselves from the application 3. When you restart, use the IRS Data Retrieval Tool to save time on tax information 4. Contact your daughter's schools to let them know you're resubmitting due to a parent correction The good news is that schools understand this happens and they won't consider it a late application if you explain the situation. Many schools have internal forms for FAFSA correction explanations.

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Thank you SO much for this detailed answer! I'll have my daughter delete it tonight and we'll use the IRS tool this time (we didn't before). I'll also email her top choice schools tomorrow to give them a heads up. Really appreciate your expertise!

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wait i'm confused... does it actually matter which parent fills it out? i thought for divorced parents it's whoever the kid lived with most during the year?

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You're right about the rule - it's the parent the student lived with most during the 12 months prior to filing the FAFSA (the custodial parent). That's exactly the problem OP is having - they initially listed the non-custodial parent, which is incorrect according to FAFSA rules. That's why they need to correct it.

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I had the EXACT same problem last month!!! The FAFSA system is so frustrating with these parent situations. I spent THREE DAYS trying to get someone on the phone at Federal Student Aid to help me with this exact issue. Kept getting disconnected or waiting for hours. Eventually I found this service called Claimyr (claimyr.com) that got me connected to a live agent in about 20 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent confirmed I had to delete and start over, but at least I didn't waste days trying to reach someone. She also noted in my file why I was resubmitting so colleges could see it wasn't just a late application.

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Omg thank you!! I've been calling for days too with no luck. I'll check out that service - at this point I just need to speak to someone to make sure we're doing everything right. Really appreciate the tip!

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Just adding some technical clarity to this thread: 1. When you delete a FAFSA application, it completely removes all data from the system - there is no way to just remove one parent. 2. The student must perform the deletion using their FSA ID by logging into studentaid.gov, going to the My FAFSA page, and selecting "Delete FAFSA Form." 3. The SAI calculation is based specifically on the custodial parent's financial information, so having the wrong parent will give an incorrect Student Aid Index score that could affect aid eligibility. 4. For the 2025-2026 FAFSA, you'll need to correctly identify the contributing parent based on where the student lived most during the period from July 1, 2024 to June 30, 2025. 5. After resubmitting, expect about 3-5 days for processing before schools can access the corrected information.

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This is extremely helpful! Especially about the SAI calculation - that explains why the rep was so insistent we fix it. I didn't realize it would take 3-5 days for processing afterward though. I better get this done tonight!

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I'm going through this RIGHT NOW with my stepdaughter's FAFSA!!! Her mom accidentally put herself as the contributing parent when it should have been her dad (my husband) since she lives with us. We had to delete everything and start over. It was a pain, but honestly the second time filling it out went much faster. We had all the tax docs ready and knew what to expect. The most important thing we learned is to call all her colleges and explain. Every financial aid office we contacted put a note in her file that her updated FAFSA was coming. They were super understanding about it!

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That makes me feel so much better hearing your experience! I'll definitely call all her schools. Did you find it changed her aid amounts much when you switched parents?

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In our case, her SAI actually went down because my husband has less income than her mom, so she qualified for more aid! It could go either way depending on your financial situation compared to your ex. But regardless, having the correct info is what matters for compliance.

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The FAFSA system is DELIBERATELY COMPLICATED BY DESIGN!!! They want people to make mistakes so fewer students get aid. I'm convinced of it. I made the same mistake last year and when I called they kept me on hold for TWO HOURS only to tell me to start over. The whole system needs to be thrown out.

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omg yes!! my brother got denied aid bc we put the wrong parent info and didn't know we needed to delete & redo it! by the time we figured it out it was too late 😭

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Quick update for those following this thread - the FAFSA simplification that was supposed to happen this year was meant to address some of these parent complexity issues, but many of the changes have been delayed. The good news is that for the 2025-2026 application cycle, they're implementing a better parent contribution framework that should make these situations clearer and easier to correct without starting over. But for the current cycle, deletion and resubmission is still required for parent changes.

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This is such a stressful situation, but you're definitely not alone! I went through something similar with my daughter's FAFSA two years ago. Here's what helped us get through it quickly: Before you delete, gather ALL your tax documents, bank statements, and any other financial info in one place. Screenshot or write down any tricky answers you remember from the first application (like asset values, untaxed income amounts, etc.) so you don't have to look them up again. When you resubmit, definitely use the IRS Data Retrieval Tool if you filed taxes already - it'll save you tons of time and reduce errors. Also, most schools have seen this exact situation many times, so don't stress too much about it looking like you're submitting late. One thing that really helped us was creating a simple timeline and sharing it with the financial aid offices: "Original FAFSA submitted on [date] with incorrect parent, discovered error on [date], deleted and resubmitted corrected version on [date]." They really appreciated the transparency and it showed we were being proactive about fixing the mistake. You've got this! It's frustrating but totally fixable, and you still have plenty of time before that deposit deadline.

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This is such great advice! I'm definitely going to screenshot our original answers before deleting - that's so smart. I hadn't thought about creating a timeline for the schools either, but that sounds really professional and helpful. Thank you for taking the time to share your experience, it's exactly what I needed to hear right now!

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I'm so sorry you're dealing with this stress right before deposit deadlines! I went through the exact same thing with my son's FAFSA last year when we accidentally listed his stepdad instead of me as the contributing parent. The deletion and restart process is definitely the only way to fix it, but here are a few things that made it easier for us: 1. Before deleting, I took screenshots of every page of our original application - this saved us SO much time when re-entering info like school codes, housing plans, etc. 2. We scheduled a specific time to sit down and do the whole thing in one session with all our documents ready. Having everything organized made it go much faster the second time. 3. I emailed all the financial aid offices the day before we resubmitted with a brief explanation. Most responded saying they'd make a note in his file and to just let them know when the corrected version was processed. The whole thing felt overwhelming at first, but honestly it only took us about 45 minutes to redo everything, and none of his schools treated it as a late application. You're being proactive about fixing it, which is exactly what you should do. Three weeks is plenty of time - you've got this!

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Thank you so much for sharing your experience! Taking screenshots of every page is brilliant - I would have never thought of that but it makes perfect sense. I'm going to do exactly what you did and email the financial aid offices first, then schedule a dedicated time to knock out the whole application in one sitting. It's so reassuring to hear that 45 minutes was all it took the second time around and that schools were understanding about it. Really appreciate you taking the time to give such detailed advice!

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I've been working as a financial aid advisor for over 8 years and this parent correction issue comes up more often than you'd think! Here's my advice to make this as smooth as possible: **Before you delete anything:** - Take screenshots of ALL pages, especially the school list and any special circumstances you noted - Write down your daughter's FSA ID and make sure you know yours too - Have your 2023 tax return, W-2s, bank statements, and investment records ready **The deletion process:** - Your daughter must log into studentaid.gov with her FSA ID - Go to "My FAFSA" and select the 2025-2026 form - There's a "Delete FAFSA Form" option - she'll need to confirm multiple times **When resubmitting:** - Use the IRS Data Retrieval Tool if you've filed taxes - it's a lifesaver - Double-check that YOU are listed as the contributing parent this time - Submit during business hours if possible in case you need help **Communication with schools:** Send a brief email to each financial aid office: "My daughter [name, student ID if you have it] is resubmitting her FAFSA due to an incorrect parent being listed as contributor. Original submitted [date], corrected version will be submitted by [date]." Trust me, schools see this ALL the time and won't penalize her for it. You're doing the right thing by fixing it now rather than later!

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This is incredibly thorough and helpful - thank you so much! I especially appreciate the step-by-step breakdown and the exact wording for the email to schools. Having worked in financial aid for 8 years, do you happen to know if there's typically any difference in processing time when a FAFSA is resubmitted for a parent correction versus a brand new application? I'm just trying to manage expectations for when schools might have the updated information.

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Drake

Processing time is typically the same - about 3-5 business days from submission to when schools can access the data. The system doesn't differentiate between "new" and "resubmitted" FAFSAs, so there's no delay on the federal processing side. However, I always tell families to add an extra 2-3 days for schools to actually pull and review the new information once it's available. So plan for about a week total from resubmission to having financial aid packages updated. Given that you're 3 weeks out from deposit deadlines, you'll have plenty of buffer time even if there are any small hiccups along the way!

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I went through this exact situation with my twin daughters last year! It's definitely stressful, but you're handling it the right way. One thing I'd add to all the great advice here is to make sure you have your FSA ID password written down somewhere safe before starting the deletion process. We got locked out of my daughter's account during the resubmission because we couldn't remember her security questions, and it added an extra day of delay while we reset everything. Also, when you're gathering those tax documents, don't forget about any 1099 forms for interest, dividends, or freelance work - those are easy to miss but the IRS Data Retrieval Tool won't catch everything if you have multiple income sources. The silver lining is that you caught this now rather than after aid packages were finalized. Some families don't realize the mistake until much later in the process, and then it becomes a much bigger headache with verification and appeals. You're definitely going to get this sorted out in time!

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This is such a good point about the FSA ID! I definitely would have been scrambling if we got locked out in the middle of everything. And thank you for mentioning the 1099 forms - we do have some freelance income that I almost forgot about. It's really reassuring to hear from someone who went through this with twins (double the stress!). I'm feeling much more confident about tackling this now with everyone's advice. Going to get everything organized tonight and knock it out tomorrow!

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I'm dealing with a similar parent situation right now and this thread has been incredibly helpful! Just wanted to add one small tip that saved me some stress - before you delete the FAFSA, also write down the exact names of all the schools your daughter selected and their federal school codes. When I redid mine, I accidentally picked the wrong campus for one of the state universities (there were like 5 different options) and didn't realize until later. Having the school codes written down made it easy to double-check I was sending it to the right places. Also, totally agree with everyone saying to contact the schools first - I was amazed how understanding they were. One financial aid counselor even said "oh this happens all the time with divorced parents, no worries at all!" It really put my mind at ease. You're going to get through this just fine!

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This is such a smart tip about writing down the school codes! I can totally see how easy it would be to accidentally select the wrong campus, especially for those big state university systems. That would have been a nightmare to discover later. And it's so nice to hear how understanding the financial aid offices have been - that really does help with the stress of this whole situation. Thanks for sharing your experience, it's exactly the kind of practical advice that makes this feel much more manageable!

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I'm so sorry you're going through this stress! As someone who just went through a similar FAFSA nightmare last month, I completely understand your frustration. The good news is that everyone here is giving you excellent advice and you definitely have enough time to fix this before your daughter's deposit deadline. One thing I'd add that really helped me stay organized during the resubmission process - create a simple checklist beforehand with all your documents and information. I made a list like "2023 tax return ✓, bank statements ✓, investment accounts ✓, school codes ✓" and checked things off as I gathered them. It sounds super basic, but when you're already stressed about deadlines, having that visual confirmation that you have everything ready really helps you move through the application more confidently. Also, don't beat yourself up about this mistake - the FAFSA parent rules are genuinely confusing, especially for divorced families. I've seen so many people in this exact situation, and every single one got it sorted out without any major delays to their financial aid. You're being proactive by addressing it now, and that's exactly what matters. You've got this! 💪

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Thank you so much for the encouragement and the checklist idea! That's exactly the kind of organizational tip I need right now. I'm definitely going to make a list tonight and check everything off before we start the resubmission tomorrow. It's been so helpful reading everyone's experiences - I was feeling pretty panicked this morning, but now I feel like we have a solid plan. Really appreciate you taking the time to share your advice and the reassurance! 🙏

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I just wanted to jump in and say how helpful this entire thread has been! I'm actually going through a very similar situation with my son's FAFSA right now - we accidentally listed his dad as the contributing parent when it should be me (I have custody and he lived with me all year). Reading through everyone's experiences has given me so much confidence that we can handle this. I'm planning to follow the exact steps outlined here: screenshot everything before deleting, gather all our documents in advance, use the IRS Data Retrieval Tool, and email the schools ahead of time to let them know what's happening. It's really reassuring to see how understanding the financial aid offices have been with everyone, and that this is actually a pretty common issue. Sometimes these FAFSA situations feel so overwhelming, but seeing a whole community of people who've navigated the same challenges successfully makes such a difference. Thank you all for sharing your experiences and advice - you're helping more families than just the original poster! 🙏

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I'm so glad this thread has been helpful for you too! It really shows how common this issue is - which honestly makes me feel a lot better about our own mistake. It's amazing how much less overwhelming these FAFSA problems feel when you realize you're not the only one dealing with them. I love that we're all helping each other navigate this confusing system. Best of luck with your son's resubmission - sounds like you have a great plan in place!

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This thread has been incredibly reassuring! I'm a parent going through the FAFSA process for the first time with my eldest daughter, and I've been terrified of making exactly this kind of mistake. Reading everyone's experiences shows that even when things go wrong, there are clear steps to fix them and the financial aid offices are understanding about these situations. One quick question for those who've been through this - when you email the schools to let them know about the resubmission, do you need to include any specific information beyond what's been mentioned (student name, ID, dates)? I want to make sure I'm prepared in case we run into any issues with our application. Thank you all for creating such a supportive and informative discussion. It's really helping ease the anxiety around this whole process! 🙏

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Great question! From my experience, a simple email works best - just include your daughter's full name, student ID number if you have it (sometimes it's on previous correspondence from the school), and brief dates like "Original FAFSA submitted [date], corrected version will be submitted by [date] due to incorrect parent contributor." You could also mention "custodial parent correction" so they know exactly what type of change it is. Most schools really appreciate the heads up and will make a note in her file. Keep it short and straightforward - they deal with this all the time! And honestly, it's smart that you're learning from everyone else's experiences. Being prepared definitely helps reduce the stress of the whole process. Good luck with your daughter's application!

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I'm a college financial aid counselor and I see this exact situation multiple times every year - you're definitely not alone in this! The advice everyone has given here is spot on, especially about taking screenshots before deleting and using the IRS Data Retrieval Tool. One additional tip I always share with families in your situation: when you resubmit, double-check that your custody/living arrangement information is consistent throughout the application. Sometimes parents focus so much on fixing the contributor parent issue that they accidentally leave conflicting information elsewhere in the form (like in the household size or dependency questions). Also, if your income situation is significantly different from your ex-husband's, the SAI change could actually work in your daughter's favor for need-based aid. I've seen cases where fixing the parent contributor error resulted in students qualifying for Pell Grants or additional institutional aid they weren't eligible for before. Three weeks is plenty of time - I've helped families resolve this same issue with just days to spare before deposit deadlines. The schools really do understand that FAFSA parent rules can be confusing, especially in divorce situations. You're handling this exactly right by fixing it now rather than waiting!

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