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Samantha Hall

FAFSA household size vs tax dependents mismatch - did I just mess up our SAI calculation?

I think I may have screwed up our FAFSA application and I'm freaking out. When filling out the parent info section, there was a question asking if our family size was different from the number claimed on our 2022 tax return. We have twin daughters both applying for college, so I answered 'No' assuming the system would know we have 2 dependents. When I went back in today to double-check everything, I noticed the system had calculated us as a family of 3 (me, my spouse, and just ONE child). When I changed my answer to 'Yes' and added 1 more person, it updated to a family of 4. Did I just fix a major error or make things worse? Will this completely mess up our SAI calculation now that I've changed it? Should I have just left it alone? The deadline is coming up and I'm panicking!

dont worry too much. ya the system doesnt know u have twins automatically. gotta tell it. family of 4 sounds right - 2 parents + 2 kids in college. u fixed it

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Oh thank goodness. Do you think they'll flag our application for review now that I made this change? I'm worried about delays since both girls need their financial aid packages ASAP.

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You absolutely did the right thing by correcting this! The FAFSA doesn't automatically know your family composition - you need to explicitly tell it. For the 2025-2026 FAFSA, the household size question is critically important because it directly impacts your SAI (Student Aid Index) calculation. A family of 4 with 2 college students will typically receive a more favorable SAI than a family of 3 with 1 college student, assuming all other factors are equal. The protection allowance increases with family size, which reduces the portion of income that's considered available for college expenses. Don't worry about the correction triggering a review. These types of adjustments are common and expected during the application process.

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Thank you for explaining that so clearly! So this means our SAI might actually be lower now? That would be amazing since we're trying to qualify for as much aid as possible.

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Yes, your SAI will likely be lower with the correct family size of 4 rather than 3. The system applies a higher income protection allowance for larger families, which effectively shields more of your income from being counted toward your expected contribution. And with two family members in college simultaneously, there's an additional adjustment that typically benefits your situation. Just make sure both of your daughters have correctly listed each other as part of the household on their individual FAFSAs too for consistency.

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WATCH OUT!!! when i did this same thing last year they flagged our app for verification and we had to submit extra tax docs to prove family size... took FOREVER and almost missed scholarship deadlines

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Oh no! That's exactly what I'm worried about! How long did the verification process take for you? Did you have to submit birth certificates or anything like that?

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took like 5 weeks!!! had to send in tax returns AGAIN even tho we used the data transfer tool. also needed to fill out this dumb verification worksheet thing listing every person in house + their relationship + college status. total nightmare!!!!

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The verification concern is valid, but please don't panic. While verification selection can happen, it's often random and not necessarily triggered by corrections. The Department of Education actually WANTS you to provide accurate information, and making corrections is part of the normal process. If you do get selected for verification, here's what helps: 1. Respond immediately with all requested documents 2. Call the Federal Student Aid office directly to confirm they received everything 3. Ask for expedited processing if you have approaching deadlines By the way, I was stuck on hold for hours trying to check on our verification status last month until I found this service called Claimyr (claimyr.com) that holds your place in line and calls you back when an agent is available. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ. Saved me so much stress during the verification process.

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Your definitely right to change it to a family of 4! The FAFSA is super confusing with those household questions. We messed up our application THREE TIMES last year because of the household vs. tax dependent stuff. The trick is that FAFSA household size can be different from tax dependents - like if you support someone who isn't on your taxes. But in your case, since both kids are dependents AND in college, you need them both counted in household size. Good catch!!

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Three times?! Wow, that makes me feel better about my mistake. I'm glad I caught it before submission at least.

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Yeah it was a mess lol! First time we only counted people on taxes (missed my grandma who lives with us but files her own taxes). Second time we added grandma but forgot to update the 'number in college' field. Third time we finally got it right. Don't stress too much - the financial aid office at my kid's school actually helped us fix everything over the phone!

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Wait I'm confused now. I thought the question was asking if your CURRENT family size is different from what was on your 2022 taxes? Like if you had a new baby or someone moved out since 2022? That's how I interpreted it...

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That's a common misunderstanding. The question is actually comparing two different concepts, not two different time periods: 1. Your FAFSA household size: This includes you, your spouse, your children (even adult children) if you provide more than half their support, AND other people who live with you if you provide more than half their support. 2. Tax dependents: Only those you claimed on your tax return. These can be different even in the same year. For example, a college student might not be claimed as a tax dependent but still counts in the FAFSA household size if the parents provide more than half their support. In the original poster's case, they need to count both children in the household size, making it a family of 4.

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my college advisor told me this is literally the most common FAFSA mistake families make! the household size vs dependents thing is super confusing. you definitely want both your kids counted in the household size AND make sure to put "2" for the number in college question too

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I checked and we did put "2" for the number in college, so at least we got that part right! It's reassuring to hear this is a common mistake - makes me feel less stupid about it.

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Update on potential impacts: Since you caught and fixed this before the application was fully processed, it shouldn't cause any delays. The system recalculates your SAI based on the corrected information. With twins both attending college simultaneously, you've actually hit what financial aid advisors call the "college sibling sweet spot" - where the formula significantly reduces each student's expected contribution because it recognizes the family resources are split between multiple students. This correction could improve your SAI by several thousand dollars depending on your income level. When colleges receive the corrected information, they'll use the updated SAI for their aid packages.

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College sibling sweet" spot sounds promising! I hope'you re right about no delays. The girls have already been accepted to several schools but'we re waiting on financial aid offers to make our final decisions. Every dollar counts with two tuitions atonce!

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You absolutely made the right call fixing this! I went through the exact same situation with my twins two years ago and initially made the same mistake. The FAFSA system really doesn't make it intuitive that you need to manually specify your full household size when it differs from tax dependents. Here's what helped me feel more confident about the correction: I called the Federal Student Aid Information Center (1-800-433-3243) after making a similar change and they confirmed that corrections like this are completely normal and expected. They actually said they'd rather see families fix errors than leave them incorrect. The timing of your correction is perfect since you caught it before final processing. And yes, having two kids in college simultaneously should definitely work in your favor for aid calculations - the system recognizes that your family income needs to stretch across multiple tuitions. Don't let the verification horror stories scare you too much. While it's possible, most household size corrections don't automatically trigger verification, especially when the change makes logical sense (like accounting for twins both attending college).

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Thank you so much for sharing your experience with twins! It's incredibly reassuring to hear from someone who went through the exact same situation. I was literally losing sleep over this mistake, but knowing that you successfully navigated it gives me so much peace of mind. I'm definitely going to call that Federal Student Aid number you mentioned just to double-check everything is processed correctly. Having two in college at once is already stressful enough without worrying about FAFSA errors on top of it!

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You definitely did the right thing by correcting this! I work in a high school guidance office and see this exact mix-up all the time with families who have multiple kids applying for college. The FAFSA household size question is honestly one of the most confusing parts of the whole application. What you fixed is crucial - the system needs to know your true household composition to calculate your SAI accurately. With twins both in college, you should see a significant benefit in your aid eligibility compared to what it would have calculated with the incorrect family size of 3. One tip for peace of mind: log back in and double-check that both daughters' applications show consistent household information (same family size of 4, both listing each other as household members attending college). Consistency across applications helps avoid any potential flags during processing. You caught this at the perfect time - making corrections during the application process is totally normal and much better than trying to fix it after submission!

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Thank you for that advice about checking consistency across both daughters' applications! I hadn't even thought about that but it makes total sense. I just logged in and verified that both girls have the same household size (4) and both list each other as attending college. Everything looks consistent now. It's such a relief to hear from someone who works in guidance and sees these situations regularly. You're right that this whole process is confusing - I consider myself pretty detail-oriented but still managed to trip up on this question initially!

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You handled this perfectly! As someone who just went through this same process last year with my daughter, I can tell you that correcting household size is one of the most common and necessary fixes families make on the FAFSA. The system absolutely cannot guess your family composition - you have to explicitly tell it. What you did - changing from 3 to 4 people - is exactly right for your situation with twins. And honestly, you're lucky you caught it when you did! I know someone who didn't notice this error until after their kid was already enrolled and had to go through appeals processes to get their aid recalculated. The "college sibling sweet spot" mentioned earlier is real. My neighbor has twins who are juniors now, and she always talks about how much better their aid packages were compared to families with just one kid in college. The formula really does account for the fact that your household income has to stretch across two tuitions simultaneously. Try not to stress about verification - while it's possible, most straightforward corrections like this don't trigger additional review. And even if they do ask for more documentation, you have legitimate twins attending college, so there's nothing questionable about your household size claim.

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This is so helpful to hear from someone who just went through this! I'm feeling much more confident now that multiple people are confirming this was the right move. Your point about being lucky to catch it early really hits home - I can't imagine having to deal with appeals processes after enrollment. That would be a nightmare! It's also encouraging to hear about your neighbor's experience with twins and how the aid formula actually worked in their favor. I keep hearing about this "sibling benefit" and I'm cautiously optimistic it might help us too. Thank you for taking the time to share your experience - it really helps calm my nerves about the whole situation!

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You absolutely made the right decision by correcting this! I'm a financial aid officer at a state university and I see this exact mistake constantly - families with multiple college-bound children who initially undercount their household size because the FAFSA wording is confusing. What you fixed is actually huge for your aid eligibility. The difference between a 3-person household with 1 college student versus a 4-person household with 2 college students is substantial in the SAI calculation. The formula gives you credit for both the larger family size AND the fact that you have multiple children in college simultaneously. Don't worry about the timing of your correction - this is exactly what the system is designed to handle. Making updates during the application period is completely normal and expected. The recalculated SAI should be significantly more favorable for your family's situation. Quick tip: Make sure both daughters' FAFSAs are consistent with the household information you just corrected. They should both show family size of 4 and both should indicate there are 2 household members attending college this year.

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Thank you so much for this reassurance from a financial aid officer's perspective! It means the world to hear from someone who actually processes these applications professionally. I've been such a nervous wreck about this mistake, but knowing that you see this "constantly" and that it's a normal correction really puts my mind at ease. I did double-check both daughters' applications after reading earlier advice, and they're both showing the consistent household size of 4 with 2 in college. Your explanation about how much this correction could impact our SAI calculation is incredibly encouraging - every bit of additional aid eligibility helps when facing two college tuitions! I really appreciate you taking the time to share your professional insight.

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You definitely made the right choice fixing this! I made a similar error with my triplets (yes, triplets!) two years ago and it was such a relief when I caught it before final submission. The FAFSA household size vs tax dependents confusion gets SO many families - you're definitely not alone in this. What really helped me was keeping a simple list of who counts for FAFSA household size: parents + all children you support more than 50% (regardless of whether they're tax dependents) + anyone else living with you that you support more than 50%. In your case with twins both in college, that's clearly 2 parents + 2 kids = 4 people. The timing is perfect since you fixed it during the application window. And honestly, having multiple kids in college simultaneously is one of the few times the FAFSA formula actually works in families' favor! The system recognizes that your resources are stretched across multiple tuitions and adjusts accordingly. Don't let the verification warnings stress you out too much. Yes, it can happen, but straightforward corrections like yours rarely trigger it. And even if they do select you, having twins in college is pretty easy to document if needed. You've got this!

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Triplets?! Wow, and I thought having twins was challenging for the FAFSA! That must have been incredibly stressful to navigate. Your simple breakdown of who counts for household size is really helpful - I'm going to save that explanation for future reference. It's so reassuring to hear from someone who's been through an even more complex version of this situation and came out okay. The fact that you caught your error before submission too gives me hope that my timing was decent. I keep hearing about this "multiple kids in college" benefit and I'm really hoping it makes a meaningful difference for our family. Thank you for sharing your experience - knowing that others have successfully navigated similar corrections definitely helps calm my anxiety about the whole thing!

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You absolutely did the right thing by correcting this! I'm a parent who went through the FAFSA process with my own kids, and the household size question trips up so many families - you're definitely not alone in making this initial mistake. The key thing to remember is that FAFSA household size includes everyone you provide more than half support for, regardless of whether they're claimed as tax dependents. With twins both attending college, you clearly have a household of 4 (you + spouse + both daughters), and the system needs that accurate count to calculate your SAI properly. Your timing for this correction is actually perfect - much better to fix it now during the application process than trying to sort it out later. And having two kids in college simultaneously should work significantly in your favor. The formula recognizes that your family income has to stretch across multiple tuitions and adjusts your expected contribution accordingly. Don't stress too much about potential verification. While it's possible, most routine corrections like this don't trigger additional review. You caught a legitimate error and fixed it with accurate information - that's exactly what the system is designed to handle. You're going to be fine!

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Thank you so much for this reassurance! As a newcomer to the FAFSA process, I was really second-guessing myself about whether making this correction was the right move. It's so helpful to hear from parents who have actually been through this before. Your explanation about the household size including everyone we support makes so much sense now - I was getting confused by the tax dependent language but you've clarified it perfectly. I'm feeling much more confident that we did the right thing by updating to a family of 4. The timing aspect you mentioned is especially reassuring since I was worried we might have created problems by changing it. Thank you for taking the time to help ease my anxiety about this whole situation!

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You definitely made the right choice correcting this! I'm currently going through the FAFSA process for the first time with my oldest, and reading through all these responses has been incredibly educational. The household size question is so confusingly worded - I can totally see how you initially thought the system would automatically know about both twins. It's really reassuring to see so many people confirming that corrections like this are normal and expected. I was also worried about making any changes to our FAFSA once we submitted it, but it sounds like fixing errors during the application window is actually encouraged. The "college sibling sweet spot" concept mentioned by several people here gives me hope too since we'll likely have two kids in college overlapping for a couple years. Thank you for posting this question - your experience and everyone's helpful responses have probably saved other families from making the same mistake!

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I'm so glad this thread has been helpful for you too! As another newcomer to the FAFSA process, it's been such a relief to learn that making corrections is actually normal and encouraged rather than something to be afraid of. The responses here have taught me so much about how the household size calculation really works. You're absolutely right about the confusing wording - I think they could make that question so much clearer for families. Good luck with your oldest's application, and I hope you get to benefit from that "college sibling sweet spot" when your second child is ready for college too! This community has been amazing for getting real advice from people who've actually been through this process.

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You absolutely did the right thing by fixing this! I'm a college student whose parents went through this exact same situation with my twin brother and me three years ago. They made the identical mistake initially - answered "No" thinking the system would automatically know we were both dependents, then panicked when they realized it only counted one of us in the household size. When they corrected it to show family of 4 with 2 in college, our SAI dropped significantly and we both qualified for much better aid packages. The "twin effect" is real - having two kids in college simultaneously really does help with aid eligibility because the formula recognizes your family's resources are split between multiple students. Don't worry about verification either. My parents were terrified about that too, but our applications went through smoothly without any additional review. The correction you made is logical and backed up by easily verifiable information (you clearly have twins both attending college). You caught this at the perfect time during the application window. Trust me, you saved yourself and your daughters from potentially missing out on thousands of dollars in aid eligibility. Both my brother and I are so grateful our parents caught and fixed this same error!

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Thank you so much for sharing your perspective as someone who actually benefited from this correction! It's incredibly reassuring to hear from a student whose family went through the exact same situation and came out ahead. Knowing that your SAI dropped significantly after the correction and that you both got better aid packages gives me so much hope for our situation. I've been worried sick about potentially messing up our daughters' financial aid eligibility, but your story shows that we actually fixed a problem that could have cost us thousands in aid. The fact that your parents didn't face verification issues either really helps calm my nerves. It's so valuable to get this real-world confirmation that making this correction was absolutely the right move - thank you for taking the time to share your family's success story!

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Zara Shah

You made absolutely the right decision correcting this! As someone who's helped several families through the FAFSA process, I can tell you that the household size vs tax dependents confusion is probably the #1 mistake I see every year. The wording is genuinely confusing and the system definitely doesn't automatically know your family composition. Your correction from 3 to 4 people is spot-on for your situation. With twins both in college, you should see a meaningful improvement in your SAI calculation. The formula accounts for both the larger household size AND the fact that your income needs to cover two college students simultaneously - it's actually one of the few ways the FAFSA works in families' favor! Don't stress about the timing either. Making corrections during the application window is completely normal and much better than discovering this error after everything is processed. You caught it at exactly the right time to benefit your daughters' aid eligibility.

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Thank you so much for confirming this was the right move! As someone new to the FAFSA process, I was really doubting myself after making this change. It's incredibly helpful to hear from someone who regularly helps families navigate this - knowing that the household size confusion is the "#1 mistake" makes me feel so much less foolish about initially getting it wrong. Your explanation about how the formula accounts for both larger household size AND multiple college students gives me real hope that this correction will meaningfully help our daughters' aid eligibility. I've been stressed about the timing, but you and everyone else confirming that corrections during the application window are normal has really put my mind at ease. This community has been amazing for getting practical advice from people with real experience!

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You absolutely made the right call fixing this! As a parent who went through the exact same panic last year, I can tell you that correcting household size is one of the most common FAFSA fixes families make. The system really doesn't make it intuitive that you need to manually input your complete family composition. What you corrected - going from 3 to 4 people - is crucial for your aid calculation. With twins both attending college, you've actually positioned yourself for what financial aid folks call the "multiple student benefit." The formula recognizes that your family income has to stretch across two tuitions simultaneously and adjusts your expected contribution accordingly. I was terrified about making corrections too, but it turned out to be completely routine. The system is designed to handle updates during the application period, and yours was caught at the perfect time. Don't let verification horror stories scare you - most straightforward household corrections like yours process smoothly without additional review. Your daughters should see much better aid eligibility with the corrected SAI calculation. Sometimes the scariest FAFSA mistakes are actually the ones that save you the most money when you fix them!

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Thank you so much for sharing your experience from last year! It's incredibly comforting to hear from another parent who went through this exact same panic and came out fine on the other side. Your point about the "multiple student benefit" really resonates - I keep hearing about how having twins in college simultaneously can actually work in our favor, which is such a relief since everything else about paying for two tuitions feels overwhelming. I was definitely letting those verification horror stories get to me, but hearing from so many people that routine corrections like this usually process smoothly is helping me sleep better at night. Your last line about scary mistakes sometimes saving the most money when fixed really puts this whole situation in perspective - maybe my initial panic was actually leading us to a much better outcome! This community has been absolutely invaluable for getting real-world reassurance from parents who've actually navigated this process successfully.

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