Will leaving FAFSA family size blank increase our SAI with family of 4?
Just realized we made a huge mistake on our FAFSA application. The summary section shows our family size is BLANK, but we're actually a family of 4 (me, my husband, and our two kids). We already submitted it last week! Will this cause our Student Aid Index (SAI) to be calculated higher? Should I submit a correction immediately or wait until processing is complete? Has anyone had this happen and know how much it could affect our aid?
21 comments


Lara Woods
omg same thing happened to me last year!! the blank family size made our SAI wayyyy higher bc it calculated us as a 1-person household. def submit correction asap!!
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Oliver Alexander
•Oh no! That's exactly what I was afraid of. Do you remember approximately how much higher your SAI was with the wrong household size? I'm so stressed about this.
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Adrian Hughes
Yes, a blank family size will significantly increase your SAI. The FAFSA formula uses household size as a major factor in calculating your Student Aid Index. With a blank entry, the system typically defaults to a single-person household, which gives you fewer allowances against your income. For a family of 4 with average income, this could potentially increase your SAI by $5,000-$8,000, possibly more depending on your specific financial situation. Submit a correction immediately through the "Make FAFSA Corrections" option on studentaid.gov.
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Oliver Alexander
•Thank you so much for the clear explanation. I'm going to submit the correction right now. Do you know how long it typically takes for corrections to be processed?
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Adrian Hughes
•Corrections usually take 3-5 business days to process, but during peak seasons (like right now), it can take up to 2 weeks. Make sure you get an email confirmation after submitting your correction.
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Molly Chambers
I had the EXACT same problem last November! I somehow left the family size blank and it absolutely wrecked my SAI calculation - it went from what should have been around $7,800 to over $15,000! I called the Federal Student Aid helpline every day for two weeks trying to get through to fix it but kept getting disconnected or stuck on hold for hours. Finally I found this service called Claimyr (claimyr.com) that got me connected to an actual FSA agent in about 20 minutes. They have this system that holds your place in line and calls you back when an agent is available. Here's a video that shows how it works: https://youtu.be/TbC8dZQWYNQ Talking to the agent directly was SO much better than just submitting the correction online because they confirmed exactly what needed to be fixed and marked it urgent in their system.
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Ian Armstrong
•is that service legit tho? sounds sketchy to me
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Oliver Alexander
•$15,000 vs $7,800? That's terrifying! I'm going to try submitting the correction online first, but if that doesn't work quickly I'll definitely check out that service. Thanks for sharing your experience.
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Eli Butler
Submit a correction IMMEDIATELY!!! The FAFSA system is COMPLETELY BROKEN this year!! My daughter's application showed the wrong family size too and her SAI came back TRIPLE what it should have been!!! We've been fighting with them for 6 WEEKS to get it fixed and her university is telling us they can't package her aid until it's resolved! THIS SYSTEM IS A DISASTER!!!
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Lara Woods
•6 weeks?? omg that's horrible 😱
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Marcus Patterson
Financial aid administrator here. Just to clarify some technical aspects: 1) Yes, a blank family size will default to 1 in the SAI calculation formula 2) Each additional household member creates an Income Protection Allowance (IPA) in the formula that shields more of your income from counting toward your SAI 3) For 2025-2026 FAFSA, the difference between a household of 1 versus 4 creates approximately $8,400 additional IPA, which could reduce your SAI by $4,200 or more depending on your tax filing status and income level 4) Submit corrections immediately, but also contact your school's financial aid office to alert them to the pending correction so they can put a hold on your aid package if it hasn't been processed yet
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Oliver Alexander
•Thank you so much for breaking this down! I just submitted the correction and I'll call my daughter's school tomorrow. One quick question - will the correction also be sent automatically to the other schools we listed on the FAFSA, or do we need to contact each one?
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Marcus Patterson
•Yes, the correction will automatically be sent to all schools listed on your FAFSA. However, it's still a good idea to contact the financial aid office at your daughter's top choice school(s) to make sure they're aware of the situation, especially if scholarship deadlines are approaching.
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Lydia Bailey
My brother actually works in financial aid and he told me the family size thing is one of the most common FAFSA mistakes. He said like 40% of people fill it out wrong. When we did our fafsa last month we spent like 20 minutes just on that section because he said it can make thousands of dollars difference. You should definitely call and get it fixed before they finalize everything.
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Ian Armstrong
•ur brother is right, i work in the finaid office at a community college and we see this ALL the time. family size + number in college are the two biggest factors that can change ur SAI
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Lara Woods
btw one thing no one mentioned... make sure u check the actual FAFSA form, not just the confirmation summary. sometimes the summary email looks blank for certain fields even when u did fill them out correctly on the actual form. happened to my roommate and she freaked out for nothing lol
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Oliver Alexander
•That's a really good point! I just checked the actual submission on studentaid.gov and unfortunately it really is blank on the form itself. I've submitted the correction now though, so hopefully it will be processed quickly.
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Adrian Hughes
Just to follow up - I want to address the timing question. Since we're still early in the FAFSA cycle for 2025-2026 aid, making this correction now shouldn't negatively impact your aid timeline as long as you do it promptly. Schools typically don't finalize aid packages until late spring/early summer, so you have some time. But don't delay - the sooner you correct it, the sooner your accurate SAI will be calculated.
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Oliver Alexander
•That's reassuring! I've submitted the correction and contacted our top choice school. They said they'd make a note in the system and it shouldn't cause any delays with her aid package. Thanks everyone for all the helpful advice!
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Sean O'Brien
This is such a helpful thread! I'm a parent who just went through the FAFSA process for the first time and I can't believe how confusing some of these sections are. The family size question seems straightforward but there are so many edge cases - like do you count yourself if you're married filing separately, or what about dependents who are over 18 but still in high school? I ended up calling the helpline twice just to make sure I had it right. For anyone else who might be unsure, the FAFSA website has a pretty good worksheet that walks you through who to include in your household size. Better to double-check than end up in Oliver's situation!
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JaylinCharles
•You're absolutely right about how confusing the family size section can be! As someone new to this whole FAFSA process, I had no idea there were so many nuances to something that seems like it should be simple. I'm glad you mentioned the worksheet - I wish I had known about that before submitting mine. It's scary how one blank field can potentially cost thousands in aid. This thread has been such an eye-opener about how important it is to double and triple check everything before hitting submit!
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