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They'll already have your SAI from your FAFSA data, but it's always a good idea to talk directly with financial aid officers at each school, especially if you have any special circumstances that weren't captured in your FAFSA. With your negative SAI, you should definitely ask each school about additional need-based scholarships or grants they might offer beyond the federal aid programs.
Congrats on the negative SAI! That's actually great news for your aid eligibility. I went through this same confusion last year when the SAI system first launched. One thing I wish someone had told me earlier - make sure to also look into state grant programs in addition to federal aid. Many states have their own need-based grants that use similar criteria to the Pell Grant, and with your -579 SAI, you'd likely qualify. I ended up getting an extra $2,000 per year from my state just by filling out one additional form. Also, don't forget to check if your schools participate in work-study programs - that can be another $2,000-3,000 per year in earning potential!
Thanks for this advice! I had no idea about state grants - that sounds like free money I might be missing out on. Do you know where I can find information about what's available in my state? And for work-study, do I need to apply separately or does it automatically get included in my aid package if I'm eligible?
have u checked ur spam folder? sounds dumb but my calgrant emails ALWAYS go to spam lol might be worth checking
I'm going through the exact same thing right now! My CalGrant has been stuck at GPA verification for over a month and I'm getting really anxious about my tuition payment deadline. Reading through these comments is actually really helpful - I had no idea about emergency loans or that this was such a widespread issue this year. I'm definitely going to call my school's financial aid office tomorrow to ask about short-term assistance while we wait for these CalGrants to finally process. It's frustrating that we're all dealing with this but at least we're not alone!
You're definitely not alone in this! I'm also dealing with the same CalGrant delay and it's such a relief to see that so many people are experiencing this. The advice about emergency loans from the financial aid office seems like a lifesaver - I'm planning to ask about that too. Hopefully we'll all see our CalGrants update soon, but at least now I know there are options to help bridge the gap while we wait!
When we first got our son's financial aid package, I was so confused because they included $15,000 in Parent PLUS loans as part of the "aid" package! That's not aid - that's DEBT! We decided to only let him accept the direct student loans ($5,500) and grants. We're cash-flowing the rest by selling our second car, taking on extra consulting work, and having him live at home to commute. It's not ideal but I refuse to take on debt at 52 years old that I'll be paying off in retirement. Has anyone successfully appealed their SAI calculation? We had some unusual medical expenses last year that weren't reflected in our tax return.
Yes, medical expenses can definitely be grounds for an SAI appeal! You'll need to submit what's called a Professional Judgment Request (different schools might call it different things) with documentation of your medical expenses. If those expenses exceeded 11% of your Adjusted Gross Income, you have a strong case for an adjustment. I successfully appealed my daughter's SAI last year when my ex-spouse's alimony payments ended, which was a significant change to my income that wasn't reflected in the tax returns FAFSA used. They reduced our SAI by about 20% after the appeal.
Wow, congratulations on that aid package! $87k in savings is absolutely life-changing. I totally understand the mixed feelings though - being grateful but also frustrated that we have to feel grateful for "only" paying six figures for education. We're in the thick of this process too with our twin daughters who are high school seniors. After running the FAFSA estimator, I'm already having panic attacks about potentially paying for two kids at once. Even with aid, we're looking at potentially $60k+ per year combined if they both go to our state university. Quick question - did your daughter's merit scholarships come directly from the university or were they external scholarships she applied for separately? We're trying to figure out our scholarship strategy and wondering if we should focus more on school-specific awards or cast a wider net with outside scholarships. The fact that your daughter's grandparents paid $2,500/year in the 70s really puts this in perspective. Even adjusting for inflation, that would be maybe $15k today - still WAY less than current costs. Something is seriously broken when education costs have outpaced inflation by this much.
Update: Rutgers just notified us they received the FAFSA data too! So it looks like things are definitely moving now. Thanks everyone for the helpful advice! I'm feeling much more confident about the timeline now.
Congratulations on getting the notifications from both Montclair and Rutgers! That's great news that things are moving along. I'm still waiting to hear from any of my daughter's schools - we submitted about 2.5 weeks ago. It's reassuring to see that the system is actually working, even if it feels slow. Did you notice any pattern in which schools got your info first, or does it really seem random like others mentioned?
Natasha Volkova
UPDATE: I want to thank everyone for the advice! I submitted the correction online, then went to the financial aid office in person this morning with all my documentation. They were actually really helpful and said they'd put a note on my file to expedite the review once my corrected FAFSA comes through. They also gave me a special circumstances form to fill out explaining the error, which might help speed things up. The advisor I spoke with said this happens more often than people think and that I should be eligible for Pell Grant and other federal aid once my income is corrected. Such a relief! I'll post another update once everything is finalized.
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Javier Torres
•That's great news! So glad you were able to get it sorted out. The special circumstances form is a smart move on their part - it creates a paper trail for their records if they get audited. Make sure to check your student portal regularly for updates.
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Emma Davis
•yay! so happy 4 u!! the exact same thing happened when i fixed mine. i went from zero aid to getting almost full pell grant!
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Amina Toure
This is such a helpful thread! I'm a current college sophomore and I want to add that if anyone else is dealing with FAFSA corrections, it's also worth checking if your school has a FAFSA completion event or drop-in hours where financial aid staff can help you make corrections in real-time. My school does "FAFSA Fridays" where you can bring your documents and they'll help you navigate the correction process right there. It's way less stressful than trying to figure it out alone, and you get immediate confirmation that you're doing everything correctly. Also, don't forget to update your state financial aid application if your state requires a separate one - some states use FAFSA data but you might need to notify them of corrections separately!
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