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Sean O'Brien

FAFSA household size mismatch hurting daughter's aid - can I amend as single provider for blended family?

I'm completely lost on how to fix my daughter's FAFSA household size issue. When completing the parent portion, I listed our household as 2 (just me and my daughter) to match my tax filing status. I'm a single dad with an AGI around $62k, never received child support. The problem is I've actually been financially supporting my girlfriend and her children for over 5 years (we don't file taxes jointly). My daughter's SAI came back at $3,535 and she only qualified for about $3,800 in Pell Grants plus the $5,500 federal loans. Even with a $4,000 university grant, we're still looking at $15k for just her first year! What's frustrating is my girlfriend's son got an SAI of -$1,500 and received full Pell Grants plus state aid. I tried calling financial aid but the representative didn't seem to understand what I was asking. Can I actually amend my FAFSA parent section to accurately show that I'm supporting a blended family? From what I've read, household size doesn't have to match tax dependent count, but I'm not sure if changing it now would even be allowed or help her situation. Anyone dealt with something similar?

Yes, you absolutely can (and should) amend your FAFSA! Household size on FAFSA is completely separate from tax filing status. Since you're financially supporting your girlfriend and her children, they should be included in your household size IF you provide more than half their support, even if they're not your tax dependents. To make this correction: 1. Log into studentaid.gov with your FSA ID 2. Select "Make FAFSA Corrections" 3. Navigate to the household size question in the parent section 4. Update the number to reflect everyone you support (sounds like 5 people) This could significantly lower your daughter's SAI and increase her grant eligibility. The correction should be processed within 3-5 business days but can take up to 2 weeks to reflect in her school's system.

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Thank you! I wasn't sure if this was allowed since we're not married. Do I need to provide any documentation proving I support them? And will this trigger some kind of verification process? I'm worried about delaying her aid even further.

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You don't need to submit documentation when making the correction, but be prepared in case you're selected for verification afterward. Schools typically verify about 30% of FAFSAs, and corrections can sometimes trigger this process. If selected, you might need to provide: - A statement explaining your household situation - Proof you support them (utility bills, rental agreement, etc.) - Possibly signed statements from other adults in the household While verification might delay processing slightly, the potential increase in aid is usually worth it. The key FAFSA rule here is "more than half support" - not legal relationships or tax status.

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i did something like this last yr when i was helping my nephew w/ his fafsa. his mom (my sister) passed away & he lives w/ me but i dont claim him on taxes. financial aid office made me write a letter explaining our living situation. took like 2 extra weeks but he got way more aid after!!

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The whole FAFSA system is such a joke!! I'm in almost the exact opposite situation - divorced but my ex claimed my daughter on taxes even though she lives with me 90% of the time. They wouldn't let me count her in MY household for FAFSA because of the stupid tax situation. Cost my son thousands in aid. The system is totally rigged against non-traditional families. Definitely change your household size but be prepared for a fight. Document EVERYTHING. Take names of everyone you talk to. And if they give you problems, go straight to the financial aid director, not the front desk people who just read scripts.

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That's awful! It's crazy how rigid these systems can be. Did you ever find a way to resolve your situation? I'm definitely going to try amending the form, but I'm worried about getting flagged for verification since I'm changing it after submission.

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We fought it for MONTHS. Had to get my ex to sign a notarized statement that my daughter lives with me despite him claiming her on taxes. Eventually got it fixed but missed priority deadlines. If I were you I'd both amend the FAFSA AND make an appointment with the financial aid office at your daughter's school to explain the situation in person. The school has some discretion with "professional judgment" adjustments.

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Have you considered using Claimyr to get through to the Federal Student Aid helpline? I was stuck in a similar situation with household confusion (taking care of my grandparent) and couldn't get clear answers from my school. Used Claimyr.com to bypass the wait times and finally got through to someone at FSA who actually understood the nuances of household reporting. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. Ended up saving me like 3 hours of hold time and the FSA rep helped me file a correction properly.

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I've never heard of that service - does it actually work? The last time I tried calling I was on hold for over an hour before getting disconnected. At this point I'll try anything that might help get this resolved!

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Yeah it definitely worked for me! Instead of waiting on hold forever, they call and wait in line for you, then call you when an agent picks up. The FSA reps know WAY more about these household size rules than the school financial aid offices in my experience.

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Based on what you've described, you should definitely update your household size. The official FAFSA guidelines state: "Include in your parents' household: (1) your parents and yourself, even if you don't live with your parents, (2) your parents' other children if your parents will provide more than half of their support between July 1, 2025 and June 30, 2026, and (3) other people if they now live with your parents, your parents provide more than half of their support and your parents will continue to provide more than half of their support between July 1, 2025 and June 30, 2026." Since you provide more than half the support for your girlfriend and her children, and they live with you, they count in your household size. This should lower your daughter's SAI considerably. One important note: make sure your daughter's school knows you're making this correction so they can put her aid package on hold for reassessment when the new information comes through.

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Thank you for the specific guideline info! I had trouble finding the exact rules. Do you know how much this might affect her SAI? Also, will her school automatically reassess, or do I need to contact them after making the change?

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The SAI impact will vary, but increasing household size from 2 to 5 will likely reduce it substantially - possibly by several thousand dollars. The protection allowance for a family of 5 is much higher than for 2. Schools don't automatically reassess after FAFSA corrections. You should: 1) Make the correction on studentaid.gov 2) Wait 3-5 days for processing 3) Email the financial aid office with your daughter's ID number, explaining you've updated household information and requesting a review 4) Follow up by phone if you don't hear back within a week Do this ASAP as aid funds are first-come, first-served at many schools.

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omg this happened to me!! i had to explain to fin aid that my stepdad supports us even tho he isnt married to my mom. huge headache but it worked out. they made me get a letter from him saying he pays for everything. total pain but my pell grant doubled after!! def worth doing but just warning ya theyll probably make u verify everything

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They made me do this too except I had to prove that my grandma lives with us and we support her. So annoying! The verification process took forever but eventually worked out. Make sure you respond to verification requests super quick or it can delay everything.

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It's helpful to hear from someone who went through this! Did they contact you about verification after you made the change, or did you have to initiate that part? And how long did the whole process take from correction to revised aid offer?

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they emailed me like 2 weeks after i made the change asking for the verification stuff. took another 3 weeks after i sent everything in to get my new aid package. so like 5-6 weeks total? the letter from my stepdad was super important, make sure ur girlfriend writes one too saying u pay for everything!

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This might be unpopular but be careful changing this now. My cousin did something similar and got flagged for a full verification audit. They ended up requesting bank statements, bills, proof of residence for everyone, and it turned into a huge mess that delayed his aid by months. If you do make the change, have ALL your documentation ready first. Though it doesn't seem fair that your daughter gets less aid than your girlfriend's son when you're supporting both. The system definitely has weird gaps for blended families.

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Yikes, that's concerning. Do you know what triggered the extra scrutiny for your cousin? Was it just the household size change or something else? I'm trying to weigh the potential benefit against delays...

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I think it was because he changed his FAFSA *after* getting his initial aid offer - that seemed to raise flags. Plus he changed household size from 3 to 6 which was a big jump. If you do this, maybe contact the school financial aid office first so they know it's coming? My cousin just did it without telling anyone and I think that made it look suspicious.

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quick question - does ur daughter live with u full time? cuz if she lives at school or with ur ex some of the year that might affect things. just wonderin

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Yes, when she's not at college she lives with me 100% of the time. Her mom isn't in the picture at all. I've been her only parent since she was little.

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ok thats good! makes ur case stronger. def update that fafsa asap

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One more important thing to consider: If you make this correction, be consistent with it for future years AND for your girlfriend's son's FAFSA (if you're listed on his too). The Department of Education has systems that flag conflicting household information across linked FAFSAs. If your household size is 5 on your daughter's FAFSA, it should also be 5 on her son's. Otherwise, it could trigger verification for both students.

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That's a really good point I hadn't considered. I'm not actually listed on her son's FAFSA at all - she filled it out herself and I think just included her income. Should she be amending hers too to include me as part of the household? This is getting complicated...

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It depends on how her son's FAFSA was completed. If she listed herself as a single parent household and only included her income, that's likely why his SAI is so low. Technically, if you provide more than 50% support for the entire household, both FAFSAs should reflect the same household size and potentially include your income. However, changing his could increase his SAI and reduce his aid. This is a complex situation where you might want to consult with a financial aid advisor who specializes in blended families before making changes to his FAFSA.

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I went through something very similar with my blended family situation. Here's what I learned from experience: 1. You absolutely should update your household size - the FAFSA rules are clear that if you provide more than half support, they count regardless of tax status or legal relationships. 2. However, given that your girlfriend's son already has aid based on her filing separately, you need to be strategic. Changing both FAFSAs simultaneously could create inconsistencies that trigger audits. My recommendation: Start with just your daughter's FAFSA correction first. Update household size to 5 and see how it processes. If you're selected for verification, you'll need documentation showing you support everyone (utility bills, lease agreements, grocery receipts, etc.). Once that's resolved and your daughter gets her revised aid package, then consider whether to address your girlfriend's son's FAFSA for next year. The income inclusion question is tricky - technically if you provide most household support, your income should probably be included on his FAFSA too, but that would likely reduce his aid significantly. Document everything and consider getting a consultation with a financial aid professional who understands unmarried partner situations. The rules exist to help families like yours, but the system isn't always intuitive about how to apply them.

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This is incredibly helpful advice! I really appreciate the strategic approach - starting with just my daughter's FAFSA makes a lot of sense to avoid complications. The documentation list is useful too. Do you know roughly how much household size changes typically impact SAI? I'm trying to get a sense of whether the potential aid increase would be worth the verification process if we get selected.

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I'm going through a very similar situation right now! Single mom supporting my boyfriend and his two kids for the past 3 years, but I originally filed my FAFSA with just me and my son as household size 2. After reading through all these responses, I'm definitely going to make the correction too. The advice about documenting everything and having proof ready is spot on - I've already started gathering utility bills and our lease agreement that shows all of us living together. One thing I'd add is to screenshot your current FAFSA before making changes, just in case you need to reference the original information later. Also, if your daughter's school has a financial aid workshop or one-on-one counseling available, that might be worth scheduling after you make the correction to make sure they process it properly. Thanks for posting this question - it's helping more families than just yours!

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This is such a relief to hear from someone in the exact same boat! I was starting to feel like we were the only family dealing with this confusion. The screenshot idea is brilliant - I definitely should have thought of that before. I'm curious, have you already started the correction process or are you still gathering documentation first? And does your boyfriend's kids' financial aid situation create any complications like what others mentioned about consistency across FAFSAs? It's really encouraging to know this post is helping other families navigate this. The FAFSA system really wasn't designed with blended/unmarried partner families in mind, but at least we're figuring out how to work within it together!

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