Multiple children in college affects FAFSA aid - Can withdrawing my application help my daughter get more?
So I'm really confused about how FAFSA works with multiple people in the same household attending college. I'm going back to school part-time at age 42 (finally finishing my bachelor's!) and my daughter is starting her freshman year at State University. We both filled out our FAFSA applications, but her financial aid package came back WAY less than we expected - like $5,800 less than what her friend with similar finances got. Someone told me it's because I'm also listed as a student on the FAFSA? Is that true? Would my daughter get more financial aid if I withdraw my FAFSA application completely? I'm only taking 2 classes per semester and could probably pay out of pocket if I had to, but I don't want to if it doesn't actually help her. The whole system is so confusing!
24 comments


Sean Flanagan
This is a really common question! The multiple-in-college multiplier used to significantly increase aid eligibility when more than one family member was in school, but with the FAFSA Simplification Act, this has changed with the 2024-2025 form and beyond. With the new Student Aid Index (SAI) calculation, having multiple students in college doesn't automatically increase your daughter's aid like it used to. Each student is now considered separately, and your enrollment won't necessarily boost her eligibility. So withdrawing your application might not actually help her get more aid. The calculations are more individualized now.
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Anastasia Popova
•Wait really? So going back to school myself doesn't help her at all with the new FAFSA? That's completely different from what my coworker told me happened with her kids a few years ago!
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Zara Shah
THE FAFSA IS A COMPLETE SCAM NOW!!! They promised the "simplified" version would be better but it's WORSE! My three kids are all in college and we get LESS aid than when just one was enrolled in 2022. The new SAI formula is designed to save the government money, not help families. The multiple student benefit is basically GONE.
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NebulaNomad
•omg this is so true... my brother and i both got less this year even tho nothing changed with our parents income. nobody explained this to us. 😡
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Luca Ferrari
Here's what's actually happening with the new FAFSA: 1. The old system (before 2024-2025) divided the Expected Family Contribution by the number of family members in college 2. The new SAI calculation doesn't do this automatic division anymore 3. Each student is evaluated more individually based on their portion of family income Withdrawing your application won't necessarily increase your daughter's aid because the formulas don't work that way anymore. The system now looks at each student's individual situation rather than simply dividing family responsibility. What WILL help is if your daughter appeals her aid package directly with her school's financial aid office. Have her explain any special circumstances and ask for a professional judgment review.
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Anastasia Popova
•Thank you for explaining that so clearly! So there's no benefit to me withdrawing my application? I'll tell my daughter to contact her financial aid office tomorrow and ask about appealing. Do you know what specific documents she should bring with her?
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Nia Wilson
I had same problem with my son last yr. The new FAFSA is total mess. We tried calling FSA for like 3 days straight and kept getting disconnected!! So frustrating trying to get answers about this stuff.
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Mateo Martinez
•I was having the same problem trying to reach someone at Federal Student Aid about my kids' aid packages. After getting disconnected 5 times, I found this service called Claimyr (claimyr.com) that got me through to an actual FSA agent in about 20 minutes instead of waiting for hours. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent confirmed what others are saying here - the multiple student benefit isn't the same with the new formula. But they did explain exactly how my kids' aid was calculated which helped us with the appeal process.
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Aisha Hussain
I was in the exact same boat! My daughter and I were both applying for aid, and her package seemed really low. I was convinced I was hurting her chances, but when I talked to her financial aid counselor, they explained that it was actually other factors affecting her award: 1. The school's own formula for institutional aid (separate from federal aid) 2. The timing of when we submitted (we were late) 3. Some missing documentation they needed for verification So don't automatically assume it's because you're both in school. There could be other issues with her specific application or the school's available funding. Definitely appeal and ask for a detailed breakdown of how her aid was calculated.
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Anastasia Popova
•This is so helpful, thank you! We did submit pretty late (just 2 weeks before her priority deadline) so maybe that affected things too. I'll make sure she asks about all these factors when she appeals.
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NebulaNomad
my mom n me both in school this year and i got way less than last year but my friends who r only students in their family got more?? the system makes no sense FR
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Luca Ferrari
•That's because the FAFSA formula changed dramatically starting with the 2024-2025 application. The old system directly benefited families with multiple students by dividing the family contribution. The new system uses a different approach with the Student Aid Index (SAI) that doesn't provide the same automatic benefit for multiple students. Each school also has their own formula for distributing their institutional aid, which may work differently than federal aid calculations. That's why your situation may be different from your friends'.
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Sean Flanagan
If you do decide to appeal your daughter's financial aid package (which I recommend), here's what she should bring to her financial aid office: 1. Documentation of any changes in family financial circumstances 2. Comparison information about her friend's package (if they're willing to share) 3. A clear, polite letter explaining why she needs additional assistance 4. Proof of any unusual expenses your family has 5. Her Student Aid Index (SAI) number from her FAFSA Be sure to emphasize that you're willing to accept additional loans, not just grants, as this makes it easier for the school to adjust the package. And remember: withdrawing your FAFSA application won't automatically increase her aid under the new system.
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Anastasia Popova
•Thank you so much for this detailed list! I'll help her put together all these documents this weekend. Her SAI is 8426 if that means anything to anyone reading this. Her friend's was actually higher (around 9700) but she somehow got more aid, which is part of what confused us.
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Zara Shah
Just so u know, some colleges still DO consider multiple family members in college when giving out THEIR OWN aid (not federal). So even tho the FAFSA doesnt help anymore with that, the college itself might adjust her institutional scholarships if they know you're also in school. WORTH ASKING SPECIFICALLY about their multiple-in-college policy for SCHOOL FUNDS not just federal!!
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Aisha Hussain
•This is 100% accurate! When my daughter and I were both enrolled, her university gave her an additional $3,500 "Multiple in College Grant" that had nothing to do with her federal aid. It was completely from the university's own funds. Always ask about institution-specific aid!
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Luca Ferrari
After seeing your SAI number (8426), I can tell you that your daughter should definitely appeal. With an SAI that low, she should qualify for significant aid at most schools. The fact that her friend with a higher SAI (9700) got more aid suggests there might be an error or missing information in your daughter's application. One possibility: Did you complete the CSS Profile if her school requires it? Some private colleges require both FAFSA and CSS Profile, and they use the CSS for their institutional aid decisions. If you only did the FAFSA and her friend completed both, that could explain the difference.
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Anastasia Popova
•Oh wow, I didn't even think about the CSS Profile! Her school is private so they probably do require it. We never filled that out because nobody mentioned it. I'm going to check their financial aid website right now. Thank you so much for catching this!
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Nasira Ibanez
This thread has been so helpful! I'm a junior at community college planning to transfer next year, and reading about the new FAFSA changes is honestly terrifying. My mom was thinking about going back to school too, but now I'm wondering if there's any point since it won't help my aid anymore. @Anastasia Popova - definitely check if your daughter's school requires the CSS Profile! That could be the missing piece. Also, when she appeals, make sure she mentions that you're both students - even if it doesn't help with federal aid, the school might have their own policies for families with multiple students like others mentioned. Has anyone dealt with transferring between schools after these FAFSA changes? I'm worried my aid package might be completely different at a 4-year university compared to what I'm getting at community college now.
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Yuki Watanabe
This is such a helpful thread! I'm in a similar situation - my son is starting college next year and I'm considering going back to finish my degree. After reading all these responses, it's clear that the FAFSA changes have really complicated things for families with multiple students. The consensus seems to be that withdrawing your application won't help your daughter under the new SAI system, but there are definitely other avenues worth exploring. The CSS Profile missing piece that several people mentioned could be huge - I had no idea that private schools often require both forms and use them differently. What really stands out to me is how many people found success with the appeals process and asking specifically about institutional grants for multiple students. It sounds like even though the federal formula changed, individual schools are still trying to help families in these situations. @Anastasia Popova - I hope you were able to check on the CSS Profile requirement! With your daughter's SAI being so low (8426), it definitely seems like there might be aid she's missing out on. Keep us posted on how the appeal goes - your experience could help other families dealing with the same confusion about these new FAFSA rules.
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Ryan Vasquez
•This whole discussion has been incredibly eye-opening as someone just starting to navigate the financial aid world! Reading through everyone's experiences really drives home how much the FAFSA changes have affected families with multiple students in college. What strikes me most is how the solution isn't straightforward anymore - it's not just about federal aid calculations, but also involves CSS Profiles, institutional grants, appeals processes, and school-specific policies. It's almost like you need a completely different strategy now compared to even just a couple years ago. @Anastasia Popova - I m'really hoping the CSS Profile turns out to be the missing piece for your daughter! The fact that her friend with a higher SAI got more aid really suggests there s'something specific that got overlooked. And it sounds like keeping your own FAFSA application is definitely the right move based on everyone s'advice here. As someone new to all this, I m'curious - are there any resources people would recommend for staying up-to-date on these kinds of financial aid changes? It seems like the rules can shift pretty significantly and it s'hard to know where to get reliable information about what actually works under the current system.
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Maggie Martinez
•@Ryan Vasquez - Great question about staying up-to-date on financial aid changes! As someone who s'been through this process, I d'recommend a few key resources: 1. **Federal Student Aid website studentaid.gov (**)- This is the official source for FAFSA updates and policy changes 2. **Your state s'higher education agency** - Many states have their own aid programs that might still consider multiple students 3. **NASFAA National (Association of Student Financial Aid Administrators **)- They often publish guides explaining major changes in plain language 4. **College financial aid offices directly** - They re'usually the first to know how changes affect their specific aid policies What s'really helpful is following a few financial aid professionals on social media who break down complex policy changes. The landscape definitely shifts more than most people realize! @Anastasia Popova - I m also'really curious to hear if the CSS Profile was the missing piece! Your situation could be such a helpful case study for other families dealing with these new FAFSA rules. The fact that so many people in this thread have had similar experiences really shows how widespread the confusion is with these changes.
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William Schwarz
As someone who works in financial aid administration, I want to address the excellent question about staying current with these changes. The best official resource is the Federal Student Aid website (studentaid.gov), which has updated guidance on the FAFSA Simplification changes. The National Association of Student Financial Aid Administrators (NASFAA) also publishes helpful updates for families navigating these transitions. What I'm seeing in this thread perfectly captures what we're dealing with in our office daily - families who were expecting the old "multiple students = more aid" formula to still work. The reality is that each school now has much more discretion in how they distribute their institutional funds, which is why the appeal process and direct communication with financial aid offices has become so crucial. @Anastasia Popova - your situation is exactly why we always recommend families appeal when the aid package seems inconsistent with similar circumstances. With your SAI and the potential CSS Profile gap others identified, there's definitely room for adjustment. Don't give up on your own educational goals either - many schools are creating new policies to support adult learners returning to school! The key takeaway for everyone: the new system requires more proactive advocacy, but aid is still available for those who know how to navigate it effectively.
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LilMama23
•Thank you so much @William Schwarz for the official resources! As someone completely new to navigating financial aid, having reliable sources like studentaid.gov and NASFAA is incredibly valuable. It s'reassuring to hear from someone who works in financial aid administration that what we re'seeing in this thread reflects the reality of what offices are dealing with every day. Your point about schools having more discretion with institutional funds really explains why the appeal process has become so important. It sounds like families need to be much more proactive now in advocating for themselves rather than just relying on the federal formula to work in their favor. @Anastasia Popova - this professional perspective really reinforces that you should definitely pursue that appeal, especially with the potential CSS Profile issue. And it s encouraging'to hear that schools are actively creating new policies for adult learners - that suggests your decision to return to school is well-timed even if the aid landscape has changed! This entire thread has been such a learning experience. It s clear'that while the new FAFSA system is more complex to navigate, there are still plenty of opportunities for families who are willing to do the research and advocacy work. Thanks to everyone for sharing their knowledge and experiences!
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